Title Loan Statistics in Tampa, FL
$2,161
Average Title Loan in Tampa
$5,753
Average Vehicle Value
22
Loans Funded in 2025
37.6%
Average Loan-to-Value
Based on 22 title loans funded in 2025
Most Common Vehicles for Title Loans in Tampa, FL
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Ford | 2011 | 159,907 mi | 4 |
| Nissan | 2014 | 121,342 mi | 4 |
| Chevrolet | 2012 | 166,553 mi | 3 |
| Honda | 2007 | 253,597 mi | 3 |
| Buick | 2015 | 110,000 mi | 1 |
Recent Title Loans Funded in Tampa, FL
The table below shows actual title loans funded in Tampa, FL. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Nissan | Maxima | 103,000 | $2,100 |
| 2015 | Acura | TLX | 124,000 | $6,114 |
| 2003 | Ford | F150 | 202,300 | $2,100 |
| 2009 | Chevrolet | Avalanche | 211,660 | $1,836 |
| 2008 | Honda | Element | 218,400 | $2,100 |
| 2015 | Subaru | WRX | 145,000 | $1,827 |
| 2014 | Ford | Fiesta | 108,000 | $575 |
Frequently Asked Questions About Title Loans in Tampa, FL
Usually not a standard one. The federal Military Lending Act caps the Military Annual Percentage Rate, or MAPR, at 36% for active-duty service members and covered dependents, including spouses. Title loans typically run above that cap, so we generally cannot offer a standard title loan to a covered borrower. The MLA also requires specific disclosures and prohibits mandatory arbitration.
If you are active-duty, it is worth looking at lower-cost options first. The legal-assistance offices at NAS Jacksonville and Mayport offer free guidance, and military relief programs and credit-union emergency loans are built for these situations. Separately, the Servicemembers Civil Relief Act provides protections on debts taken on before active service, including a 6% interest cap and limits on repossession without a court order, alongside Florida’s own protections.
It depends on the modification and the resale market. The appraisal is based on what the vehicle would realistically resell for, and many aftermarket changes do not add resale value even when they were expensive, while some can actually narrow the pool of buyers and pull the value down.
Well-documented, professionally installed upgrades to a desirable model fare better than heavy custom work that appeals to a smaller audience. Bring records of any modifications and the vehicle’s service history, and remember the final figure comes from a written appraisal once we see the car.
No. Tampa spreads across a wide area split up by the bay, but none of that affects your loan. The amount and the rate come down to your vehicle’s appraisal and what your income can support, so being north of the city or out toward the causeway makes no difference to your offer.
The practical upside is that you can avoid the cross-bay drive entirely. Start your application from wherever you are, upload what we need, and you will get a pre-qualification decision without leaving home. If we do need eyes on the vehicle, that step is booked to suit you, and good photos will often do the job.
