Title Loan Statistics in Santa Ana, CA
$5,284
Average Title Loan in Santa Ana
$10,297
Average Vehicle Value
22
Loans Funded Since 2025
51.3%
Average Loan-to-Value
Based on 22 title loans funded since January 2025
Most Common Vehicles for Title Loans in Santa Ana, CA
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Mercedes-Benz | 2016 | 89,791 mi | 4 |
| Toyota | 2013 | 141,064 mi | 4 |
| Chevrolet | 2015 | 159,793 mi | 3 |
| GMC | 2010 | 155,000 mi | 2 |
| Honda | 2010 | 177,000 mi | 2 |
Recent Title Loans Funded in Santa Ana, CA
The table below shows actual title loans funded in Santa Ana, CA. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Jeep | Grand Cherokee | 145,000 | $7,515 |
| 2003 | GMC | Sierra 1500 | 200,000 | $5,015 |
| 2013 | Toyota | Corolla | 146,000 | $4,015 |
| 2019 | Nissan | Pathfinder | 102,259 | $5,300 |
| 2012 | Honda | Fit | 197,000 | $2,525 |
| 2007 | Chevrolet | Silverado 2500 | 180,000 | $2,525 |
| 2022 | Chevrolet | Malibu | 77,595 | $3,515 |
Frequently Asked Questions About Title Loans in Santa Ana, CA
No. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. This matters when a higher-value vehicle could support a larger loan. If you need only a little above $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.
Yes, once the title is properly in your name. For a gift, that means the previous owner has signed the title over to you and the change is recorded with the California DMV. For an inherited vehicle, the DMV has a specific process for transferring a title from an estate, which can take some time. You can start your application online and get pre-qualified while the transfer is being handled, and we will tell you what we need to finish once it is in your name.
Yes, but the title needs replacing first, since the loan is secured by it. If your car is paid off and the title is simply lost, you can request a duplicate from the California DMV, which can take some time. It is worth starting that early if you think you may need a loan soon. You can begin your application with us online and get pre-qualified while the replacement is on its way.
