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Home > Oregon > Salem

Title Loans in Salem , Oregon

How much cash can i get

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Location Information:

MC representative


1895 13th St SE
Oregon   97302

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

It was simple to obtain auto title loans online with this organization. The online application process was straightforward, and the approval process was swift. If you want an easy internet finance experience, head here.
Mellissa R. Harkless
Mellissa R. Harkless
Montana Capital Car Title Loans exceeded my expectations with their complete cash title pawn service. Their efficient process & helpful staff made obtaining the loan hassle-free, providing me with the financial assistance I needed promptly and seamlessly.
Mandy Hoeger
Mandy Hoeger
I had an excellent experience with Montana Capital Car Title Loans, specifically their Complete Cash Title Pawn service. The process was quick, and their team was incredibly helpful, providing me with the cash I needed while keeping my car title secure.
Monroe Carroll
Monroe Carroll
I liked that my car's worth was determined for the title loan using Kelley Blue Book. I knew I was getting a decent loan amount, and it felt fair and honest. Reliable assistance!
Helen Hunter
Helen Hunter
I appreciated that this company used Kelley Blue Book to determine the value of my car for the title loan. It felt fair and transparent, and I knew I was getting a reasonable loan amount. Trustworthy service!
John D. Johnson
John D. Johnson
When unexpected medical bills popped up, Montana Capital Car Title Loans and their complete cash title pawn service saved the day. The hassle-free process, fair terms, and quick access to cash made handling the medical procedures not covered by insurance a lot less overwhelming.
Tom Rolands
Tom Rolands
The assistance I received from this Montana Capital Car Title Loans for travel trailer title loans was excellent, and they were there to assist me at every stage of the application procedure.
Larry Huynh
Larry Huynh
I was hesitant to take out a loan against my semi-truck, but this company made the process of securing semi-truck title loans in Salem easy and hassle-free. Their interest rates were reasonable, and their customer service was exceptional.
Tyrone C. Johnson
Tyrone C. Johnson
Meghan is the most positive and helpful person I've met. She carefully explained the vehicle title loan estimate calculator technique and gave amazing suggestions. Show how much I value your efforts. Hence Montana Capital Car Title Loans is the best places to get a title loan near me.💸💰💲
Flavio Milanesi
Flavio Milanesi
Although I was anxious to obtain a title loan, this lending firm made the procedure quite simple. It took less than an hour from beginning to end, and I immediately received the money I required. The personnel was really helpful and friendly, and the interest rates were reasonable. Thanks a lot!!!!!!
Stacey Peters
Stacey Peters
I looked for the nearest title loan location and discovered this loan firm. They gave me a terrific rate on a title loan and provided excellent customer service. Thank you so much!!!!
Jo King
Jo King
I was hesitant to take out a loan against my semi-truck, but this company made the process easy and hassle-free. Their interest rates were reasonable, and their customer service was exceptional.
Beverly Burns
Beverly Burns
I've always been careful about where I get my loans, but this loan company exceeded my expectations. Not only did they offer me a great deal on a check and title loan, but their staff was also incredibly knowledgeable and helpful. They took the time to explain everything to me and answered all my questions thoroughly
Leah Evans
Leah Evans
I was nervous about getting a title loan, but this loan company made the process incredibly easy. From start to finish, the entire thing took less than an hour, and I was able to get the money I needed right away. The interest rates were fair, and the staff was incredibly friendly and helpful. I'm so glad I chose this company.
Sylvia Chavez
Sylvia Chavez
I searched for the nearest title loan place, and found this loan company. They offered me a great deal on a title loan, and their customer service was exceptional.
Gertrude Evans
Gertrude Evans
Experiencing a financial crunch, I turned to this loan company for same day title loans. The speed at which they processed my application and disbursed the funds was astounding. Within hours, my financial worries were alleviated. Their prompt service and smooth process are commendable. A reliable choice for quick financial assistance!
Angie Baker
Angie Baker
Cash Advance Title Loans from Montana Capital Car Title Loans is the solution! Their efficient service and hassle-free process made it easy for me to get the money I needed. Highly recommended!
Jamie Fleming
Jamie Fleming
The loan company provided me with a vehicle title loan when I needed immediate financial assistance. Their prompt service was highly appreciated.
Maria Bennett
Maria Bennett
I had almost given up on my search for a commercial title loan, but this firm came through for me. I'm so glad I found them!
Elvira Morris
Elvira Morris
I needed an installment loan to cover some unexpected expenses and this loan company was able to help me out. They have a great selection of installment loan options and I was able to get the cash I needed the same day. I would definitely use them again.
Desmond Jones
Desmond Jones
I availed a car title loan from this loan firm, and I am very pleased with the service. The loan was processed quickly and smoothly, and the staff were very professional and helpful. I would definitely recommend this firm to anyone looking for a loan.
Clifford Walters
Clifford Walters
I've been using their loan service for a few years now and I can't imagine going anywhere else. They have the best car title loans in the industry and their customer service is always on point. I've never had any issues with them and they are always there to help me out when I need it.
Kendra Torres
Kendra Torres
This loan company is the best! They are always there when I need them and they always have the best rates. I have never had a problem with them and I would recommend them to anyone.
Alfie Baker
Alfie Baker
Through this particular organization, acquiring a title loan was a fairly straightforward process. The steps were easy to follow, and the loan was sanctioned in a relatively short amount of time. I would advise anyone who is looking for a quick loan to work with this lender. Thank you!!!!!!!!!!!!!
Lori Barnes
Lori Barnes
I was really in a tight spot and needed some quick cash loan. This loan company was a lifesaver! The application process was super easy and fast, and I had the money I needed in no time. I would definitely recommend this company to anyone in a similar situation.
Vickie Nelson
Vickie Nelson
They helped me through the application process. They approved the loan in a matter of days in this difficult time of corona.
Louise Lane
Louise Lane
During the same day cash loans process, I had to provide only a few basic documents.
Nina Rodriguez
Nina Rodriguez

3 Easy Steps to Get a Car Title Loan in Salem

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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The vehicle’s title

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Salem: Cover Those Bills ASAP

Do you want to solve your money problem in no time?

You’ll be surprised to know that it’s an easy thing to do in Oregon. There are tons of title loans in Salem as well as in other neighboring cities.

Allow us to help you go through the entire process of obtaining car title loans. Indeed, you’ll be able to get the cash you’ve most longed for.

So let’s get to the topic now!

The Car Title Loan: A Brief Overview

Car title loans (aka auto-title loans or pink slip loans) let you pledge your car in exchange for the loan you have requested.

The title loan amount will be entirely dependent on the equity value (EV) of your vehicle. And you cannot request money that exceeds that value in Salem.

When you are going to pay the title loans will also depend on the lender. But the maximum loan terms in Salem are only up to 30-days.


Believe it or not, the title loan process is fast and simple. It’s possible to get the money on the same day if there are no recurring problems.

Some lenders also offer services like online loan transactions. So those who don’t feel like driving can continue binging K-Dramas on Netflix while awaiting a direct bank transfer.

Or it could be via other methods too. Most loan lenders are willing to adjust as long as it’s still convenient for both parties.

And that’s not only limited to preferences in payment options. A good lender accommodates any problem — be it about your credit, vehicle, title, or even simple ID issues.

It’s also important that we tell you you can still drive your vehicle even when you’re still paying the title loans.


What you must know the most about auto title loans is that it is highly risky. You will have to pay more than the loan amount you’ve borrowed.

In addition to that, it’s also possible to get your vehicle taken by the lender if you cannot complete the loan payments within the deadline.

And worst of it all, falling into the financial abyss could happen.

So be sure that you’ve got a well-laid plan on how you’re going to complete loan payments before the closing date.

A Step-by-Step Guide to the Car Title Loan Application Process

Here’s the detailed list of steps of what you’ll have to do to acquire pink slip loans.

Step 1 – Look for a Legitimate Lender

This is honestly the hardest part of all — the lender hunting. The reason for that is that scammers are continuously growing in every state. And it’s even possible to encounter one in Salem.

So it’s important to ensure that you’re trusting the right lender that gives you actual loans.

Here are a few signs to quickly spot possible predatory lenders:

  • They have no physical address.
  • They guarantee you’ll get through the approval process.
  • They pressure you to sign up for an auto title loan as soon as possible.
  • They are not transparent about the interest rates and other fees.
  • They are not registered in your state.
  • Their website is not secure.

A rightful title lender should…

  • Have excellent customer service
  • Verify your personal and financial background for fair loan approval
  • Disclose all expenses you will pay, including hidden fees
  • Have their website show padlock symbol and https in the address bar
  • Have proof that they are legally conducting a loan business in Salem

Step 2 – Fill Out the Application Form and Submit All Documents Required

You can proceed to fill up application forms once you’ve got yourself a trusted lender. The application forms usually have questions regarding your…

  • Personal details
  • Car details (with year, model, make, style, odometer, VIN, license plate number)

Main Requirements

  • Valid ID (like Salem OR ID or Driver’s license)
  • Clear car title
  • Proof of ability to pay the title loan (like recent tax returns, bills, pay stubs, etc.)
  • The vehicle itself for inspection

Supporting Documents

  • Vehicle registration
  • Car insurance
  • At least two car key duplicates
  • Pictures of your car (including all 4 sides)
  • Credit and bank account information
  • Proof of residency (like home utility bills, lease agreements, postal mails, etc.)
  • At least two references (with their phone numbers and addresses)

NOTE: You’ll have to hand your car title to your lender here. But you’ll get it back once you’re done with the loan payments.

Step 3 – Undergo a Verification Process

A loan officer will verify your Salem OR ID or any other identification to know if you’re a legitimate borrower.

But apart from those, there are TWO more important determining factors for your qualification.

Vehicle Inspection

Lenders will inspect your vehicle to see if it’s eligible.

Some loan agencies in Salem only approve cars, trucks, and SUVs. But some also accept motorcycles and even boats. So it rests on what your lender can offer loans for.

Your vehicle must also have ENOUGH equity value for it to be qualified for loans.

Credit Score

Some lenders might check your credit history too. It’s to know if you can pay the title loan. Basically, you’ll have a better shot with car title loans if you have a higher credit score.

Bad credit doesn’t completely squash your quest for a title loan… Some lenders accept other proofs aside from credit as long as they’re strong evidence proving your ability to repay the title loans.

You can present your most recent financial statements. However, the paycheck is the MOST convincing document to get title loans.

Step 4 – Review the Loan Quote

Congrats if you got a title loan approval.

What you’ll have to do next is review the summary of expenses that you’ll pay. You should write EVERYTHING there. These include:

  • Estimated interest rates
  • Value of your vehicle
  • Other additional fees

And don’t worry, by the way. These loan quotes are free. You can sign the terms of service once you’ve decided you’ll go for it.

Loan Amount

Like we said earlier, the amount of money you can borrow depends on the EV of your vehicle. And that value will be based on…

  • The car details you will provide
  • Its reselling price on the market
  • And the entire condition of your vehicle

So you can get a reasonable cash amount even with an old vehicle if you keep it in good condition.

You don’t have to worry if you think your vehicle is worth tens of thousands of dollars. Let’s go over some numbers and loan amounts, shall we?

  • MAXIMUM AMOUNT: $50,000 (according to Oregon laws)

Interest Rate

Other states have capped the interest rate on car title loans. But Oregon did not go for that. The top title loan agencies in Salem usually have a triple-digit interest rate for car title loans.

Step 5 – Get the Cash

Your money should be there once you’re done with the loan process. As we mentioned, it’s typically ready within the same day of the loan application. 

But a lender in Salem can actually be done with the loan process as fast as 15 minutes.

You can get your money via…

  • Pickup
  • Delivery
  • Or direct transfer to your bank

Step 6 – Pay for the Loan

You’re technically DONE with the loan application procedure once you’ve reached this step. All you need to do is pay for the car title loans. 

You can also have it done in various ways, like how you receive your money.

Frequently Asked Questions (FAQs)

How Old Should One Be to Qualify for Title Loans?

What if I Can’t Complete the Title Loan Payment Before the Deadline?

Will My Lender Report My Credit to Credit Bureaus?

What’s the Best Title Loan Business You Can Suggest?

Is Having a Bank Account Required to Get Title Loans?

Pointers to Remember

Now you’ve seen the detailed process of getting car title loans. But it’s totally up to you if you want to resort to it or not in case of emergencies.

It all depends on your financial capability of repaying the loan.

Because as you all now know, the interest rate for car title loans is EXPENSIVE. Oregon didn’t cap it.

So you may get higher rates than what you’ve expected. On top of it are the other fees that aren’t even included yet.

So, get car title loans at your own risk.

Related Locations


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1596 6th St NW, Salem, Oregon 97304
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3480 Earl Ave NE, Albany, Oregon 97322
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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