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Title loans in Renton

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Renton

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Kimberly Car Stereo & Tint

205 S 4th Pl


98057 Washington

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

A Complete How-to Guide on Car Title Loans in Renton

Are you in need of money right now but don’t have anything stored in your piggy bank? There’s a way to get cash quickly in Renton, WA without having to sell a kidney or two.

Read on and we’ll tell you all about car title loans in Renton!

What Are Car Title Loans?

A car title loan is a type of loan that uses your vehicle as collateral.

In Renton, Washington, the loan term can last up to 30 days.

Car title loans can also be called vehicle title loans, auto title loans, pink slips, or title pawns.

While you might think it’s a huge hassle to get around town and do your errands without a car, it won’t be!

That’s because the lender only takes the title of your vehicle. You will still be in possession of your car since it’s registered under your name.

How Much Money Can You Get from a Car Title Loan?

You can get up to 2,500 USD from an auto title loan in Renton, WA.

The lender will determine how much cash you can borrow from the market value and conditions of the vehicle.

However, we advise you to only borrow the amount of cash you actually need.

If you can’t pay the loan back to the lender, your vehicle will be REPOSSESSED and may be sold over the next few days unless you can pay them back.

It’ll be a real hassle to get around town then!

What Are the Requirements to Get a Title Loan in Renton, Washington?

Before you get a vehicle title loan in Renton, WA, make sure you can hand the lender your proof of income.

This allows the lender to assess if you have the ability to repay them the money you’ll owe them.

Aside from that, there are additional requirements:

  1. A bank account and a valid ID you can present to them.
  2. Have your personal details ready as well, like your email address, contact number, address, and other personal information.
  3. You need to make sure that your car title is clean, meaning there are no lienholders attached to it. A lienholder is a lender who has interest in your vehicle until you pay it off in full.
  4. In some cases, you’ll also be asked for proof of residency.

However, other lenders may ask for different requirements so ask them ahead of time.

How Do You Get the Car Title Back?

To get your title back from the lender, all you need to do is pay back the cash you borrowed, along with the interest rate applied.

Once the owed money is given back, they will hand the title to the automobile back to you so you can breathe easily again.

What are the Documents Needed to Obtain Title Loans in Renton, WA?

Before getting a title loan, you’ll need to submit the following documents to the lender before you can proceed:

  • A valid ID
  • The car title
  • Proof of income

Steps to Get Car Title Loans Approved in Renton, WA

Are you ready to get approval for a title loan in Renton, Washington? We’ll guide you through the proper steps so you can get started!

1. Fill Out Your Application

After preparing all the details you need for your title loans application, you’ll need to fill out the application the lenders from Renton, WA, will give you.

Be sure not to miss anything so you don’t need to go back and forth with them.

The lenders will be with you while you fill out the application so you can discuss interest rates, your credit history, annual percentage rates (APR), loan amounts, and other terms you might want to clarify with them.

Don’t be afraid to ask questions regarding your contract if everything isn’t clear.

2. Get Your Car Checked

You’ll need to bring your car to the lender in Renton, Washington so they can properly assess the value of your vehicle and in turn, how much money you can get from the loan.

Apart from showing them your automobile, you’ll also need to submit the following:

  • Model
  • Make
  • Year
  • VIN (Vehicle Identification Number)
  • License plate
  • Miles

After that, all you need to do is wait for the lender to give their approval!

3. Collect Your Cash

Wait several business days before acquiring your funds. But there are cases where the lender will give you the loan proceeds in less than 24 hours.

And there you have it, you’ll have the funds for your needs!

Things to Look Out For

Before you sign up for title loans in Washington, be sure to remember a few things!

1. There Might Be Extra or Hidden Fees

It’s not unusual to find yourself gaping at the amount of cash you owe when dealing with auto title loans in Renton, WA.

One thing you can do is to go over your contract as much as possible and take a look if they’ve snuck in hidden fees in there.

If you find a pesky extra fee, you can ask the lender about it to clarify what those are for, or ask if it’s necessary.

2. Be Sure to Pay the Lender Back

You can’t just say you forgot to pay back the amount you owe or ran into problems when acquiring funds. That won’t sit right with lenders in Renton, WA.

Stay on schedule and don’t be late when paying back your loans.

Be sure to track exactly when you need to pay back your loan amounts on time unless you want to face the consequences.

3. If You’re Not Careful, You Could Lose Your Car

If you find yourself late on paying back your title loans, your car may be taken away from you.

In Renton, WA, there’s no need to go through a judicial process in order to repossess your vehicle.

If your car is essential to you and you don’t think you can handle paying back your credit, it’s inadvisable to acquire title loans.


Are Auto Title Loans Legal?

If you live in Renton, WA, you can relax.

While it’s true that title loans are restricted in some states, Washington issue permits for such things.

So as long as you’re dealing with a legal business entity from Washington, you won’t need to worry about the legality of your loans.

What if I Have Bad Credit?

Wondering if you can get title loans for approval even if your credit is less than desirable?

Not a problem!

Most lenders in Renton, WA accept most credit types. However, lenders may perform a credit check to verify if you can repay the loan.

This will mostly reflect through your source of income. As for lower credit rating applicants, this WILL AFFECT the interest rates you receive.

Generally, a higher credit will mean better deals and lower interest.

You can ask the lender if they’ll be performing a credit check or if they’ll be needing your credit for their requirements.

Can I Use an Old Vehicle for an Auto Title Loan?

So you have a car and you need a loan. But you’re worried that it might be too old for a title loan in Renton, WA.

There’s no need to stress about that.

A lot of lenders in Renton, Washington will take cars that are 10 years older or more. You’ll go through the same process as you usually would with a newer car and wait for their approval.

Keep in mind that because the vehicle is older, the value might go down especially if it’s not kept in proper condition.

What if I Don’t Totally Own the Car Yet?

What if you still have credit towards payment to your vehicle? Does that mean you can’t get title loans in Washington?

One thing you can do is get an equity car title loan instead!

When the lender concludes how much your car is worth, they’ll deduct the credit from the value of the vehicle.

The rest of the application process is the same and you’ll have to wait for a few business days for approval from the lenders in Renton.

An equity title loan is useful because even if you still owe money for the car, you can still get CASH out of it.

Before you try to find lenders who offer equity title loans, be sure that your vehicle has good equity in it. If you haven’t built any equity in your automobile, it’s possible you won’t be eligible for title loans.

Do I Have to Bring My Vehicle to Acquire a Title Loan?

If you don’t want to bring your vehicle to the lender in Renton, you can always send them pictures. Take pictures of your vehicle from all four sides and they’ll be able to assess the car in that manner.

To be safe, be sure to check if they allow that before sending them the photos first.

Are Cars the Only Kind of Vehicle I Can Bring for Title Loans?

No. You can also bring trucks or motorcycles in for title loans in Washington.

However, it’s best to ask the lender if they allow it just in case.

What if I Find It Hard to Pay Back My Loan Amount?

If you find yourself struggling to pay your title loan consider refinancing your title loan.

Contact your lender in Renton, WA, and inquire if you could refinance your loan.

If you go through the process to refinance your loan, you could end up with benefits like a better contract, lower interest rates, and longer repayment terms.

What if I Don’t Want to Go the Lender in Person?

If you’d rather not go through the hassle of going to a lender in Renton, WA, you can always look if the lender you want to take a loan from has a mobile app.

If the lender you want to take loans from has an app for applications, there’s no need to go to them in person.

Through the app, you can go through the SAME PROCESS as getting an auto title from the actual location.

Just submit all the requirements needed such as pictures of the vehicle, proof of income, personal details, etc. through the app.

After that, just wait for them to give their approval through the app.

Are There Alternatives to Getting Car Title Loans?

If you’re worried about the interest rate that might pile up when you take title loans in Renton, WA, that’s totally understandable.

That’s why we’ll give you a few alternatives to what you might be able to do if you don’t want to risk it but still get the emergency cash you need.

1. Short-Term Bank Loans

One option is to get a short-term bank loan in Renton, Washington.

The repayment period is quicker than that of a normal loan, wherein the loan should be paid on a weekly or daily basis.

You should consider the APR before getting into a short-term loan because it can stack up if you’re not careful.

2. Get a Co-signer

If you can’t seem to get a loan by yourself, one option is to ask someone to help you out by co-signing a loan with you.

If they sign a loan with you, they must understand that they’ll take the debt if you’re unable to pay it.

Ensure they know what they’re getting into because this could also affect their credit score if you’re unable to repay the loan.

3. Payday Alternative Loans

Getting payday alternative loans (PAL) from the Federal Credit Union in Renton, Washington is a good idea if you need a short-term loan.

The difference between PAL and Payday Loans is that the latter are cutthroat since they can add a fee of 15 USD to 20 USD for every 100 USD you borrow.

With PAL, the maximum APR they can impose is 28% with a processing fee of only 20 USD.

Remember, you can only avail of this service if you’ve been a credit union member for at least one month.


So there you have it! That’s what a vehicle title loan is!

It’s not really a bad deal if you consider that you get to keep your vehicle while it’s being loaned to the lender. All you need to do is make sure you have the capability of repaying back the loan amount you and the lender settled on.

Still, it’s understandable it’s not for everybody. There are dangers to getting a pink slip loan if you’re not cautious enough. Your credit score could drop, you could end up in debt, or lose your car.

So, do you think getting a title loan in Renton, WA, is worth it or not?

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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