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Home > Oklahoma > Oklahoma City

Title Loans in Oklahoma City , OK

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900

Address

2644 SE 15th St #1
Oklahoma City
OK   73129

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $20,000

Apply Online

3 Easy Steps to Get a Car Title Loan in Oklahoma City

01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.

03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Here’s How You Can Get Car Title Loans In Oklahoma City (OK)

Need cash stashed from Oklahoma ASAP?

Getting a car loan is the EASIEST and the FASTEST way to get the emergency money you need.

Here’s EVERYTHING you need to know about getting a car loan in Oklahoma City.

What’s a Car Title Loan?

In simplest terms, a car title loan is a short-term loan that uses the title of the car or any other vehicle of the borrower as the collateral to secure the repayment of the agreed-upon loan.

Usually, borrowers have already fully paid for the vehicle they’re turning in to their lenders, but sometimes, mostly paid-off vehicles are still accepted for title loans.

It’s IMPORTANT to know your purchasing power before applying.

Most lenders check for your credit scores. This process ensures that you will be able to pay back the money.

Bad credit does not guarantee that your loan application will immediately get rejected. But keep in mind that you’ll get a much better deal with lower interest rates with a consistently good record.

How to Apply For an Auto Title Loan in Oklahoma City (OK)

Now that we’ve tackled the basics, let’s talk about the steps you need to take to obtain an auto title loan in Oklahoma City.

First, gather the needed documents.

Here are the usual requirements needed for a car title loan (otherwise known as an auto title loan) to be approved:

  • Vehicle title
  • Vehicle registration and insurance papers
  • Valid government-issued identification card of the Oklahoma City resident
  • Proof of income
  • Proof of residency in Oklahoma City
  • Other loan eligibility documents
  • Occasionally, lenders ask for a duplicate set of keys to your vehicle

Once you’ve secured the following, you can proceed to the next step.

Second, apply for a loan.

Oklahoma City provides THREE different ways to apply.

  • Online-no additional requirements are needed when you apply online
  • In-person
  • Via voice/video call with your agent

By this time, you must already know the preferred amount-how much money are you eyeing to borrow?

AVOID RISKY ON-THE-SPOT DECISIONS DURING APPLICATION.

Third, have your agent check your loan eligibility.

Bad credit doesn’t translate to an immediate rejection for your part. It just means that the higher your credit score is, the better the deal may be.

Moreover, your eligibility for car title loans is primarily dependent on documents such as your credit score, income, debt repayment history.

Said documents will allow your lender to see your prior experience and behavior in handling cash to reassure them of your capability to pay back auto title loans.

Fourth, obtain the agreed-upon money with your lender.

Once your lender has approved your auto title loan application, you are now ready to receive the money.

You’re supposed to get the EXACT AMOUNT of money that you agreed upon with your lender.

As much as title loans pave the way for you to obtain cash a bit earlier than expected, Oklahoma City (OK) has set a maximum loan amount (loan limit) of  $548,250 for the GSE 1-unit limit and $356,362 for the FHA 1-unit limit.

Note: This loan amount is specific to the limits set in Oklahoma. Other loan amounts apply to other places due to how loan amounts are dependent on the laws set by states.

The car/vehicle title you have put forward as the collateral will consequently belong to your lender.

Fifth, pay for it on time.

The loan process doesn’t end once you’ve received the money you loaned.

Stick the due date of the loan payment into your head. Missing it by merely a day can negatively affect your loan eligibility in the long run.

Late payments can affect your credit score and make it hard for you to apply for other loans.

Additionally, missing the deadline for paying your title loans will thus give your lender the grounds to take away the car/vehicle you put forward as the collateral.

Note: Car title loans are short-term loans. So it’s best to mark your calendar to remember your deadlines!

FAQs and Common Concerns

Do You Have to Have a Job to Apply for Loans?

Applying for loans requires you to present particular documents. These will prove your ability to pay for the loan.

The moneylender will most likely consider whether or not you have a stable source of cash. And to prove this, they will need to know your employment status.

Considering how there are other non-employment types of income (such as retirement funds and Social Service money), having a job is not required for you to apply for car title loans.

So as long as you have a source of income, you’re good to go with your title loans!

Can It Be Transferred Directly to Your Bank Account?

Yes! Cash is given to you, the borrower, in accord with your personal preference.

If you want your lender to transfer the agreed-upon cash to your bank account, then it’s best to inform your lending agent about it.

Are There Other Types of Loans That I Can Use My Other Possessions as Collateral?

There are four types of title loans:

  • Home title loans
  • Auto title loans
  • Personal loans
  • Lines of credit

Personal loans do not require collaterals (unlike title loans), but your lender might still ask for collateral (e.g., house, car, etc.) to secure payment for your loans.

What Are Collaterals?

Collaterals ensure that the loan process properly follows the agreement between the borrower and the lender.

These are assets owned by the borrower.

While the loan is not fully paid, the declared collateral is under the temporary possession of the lender.

What Are Loan Proceeds?

It is the net amount of money that the lender gives to the borrower.

Is It Possible for Your Car Title to Expire?

A car title does not expire.

Unlike a vehicle’s registration papers that you generally have to renew every two (2) years, this type of loan is valid for life.

A Few Gentle Reminders

Oklahoma City (OK) residents have a seamless application process for car title loans.

They can give you the cash you need on short notice! And you can even apply online for your convenience.

Before applying for title loans, do remember to honestly gauge your current ability to pay for what you intend to borrow, as this can affect the interest rate they give you.

Related Locations

Midwest City

725 1/2 S Air Depot Blvd, Midwest City, Oklahoma 73110
View Location

Midwest City

422 N Air Depot Blvd, Midwest City, Oklahoma 73110
View Location

Oklahoma City, OK

308 SE 59th St, Oklahoma City, OK 73129
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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