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Title loans in Midwest City

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Midwest City

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Pit Stop Car Care

422 N Air Depot Blvd

Midwest City

73110 Oklahoma

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Stuff You Should Know About Getting Car Title Loans in Midwest City, OK

In desperate need of cash? Did you know that car title loans are among the top resorts of those who need quick cash?

Getting a car title loan is surprisingly easier than how you think it is, you won’t have to wait in long lines, and there are ONLY a few requirements needed!

Read more below to know more about getting car title loans in Midwest City, OK.

What’s the Difference Between Car Title Loans and Payday Loans?

If you’ve run out of ideas for earning fast cash to deal with your bills, you might want to thank your car later!

Car title loans are similar to payday loans. Yes, they are temping right now, but they would only benefit you to an extent.

Payday loans mean you give the lender a personal check or authorization from your bank account electronically for the amount you want to borrow, plus the lender’s fees.

If you don’t repay the loan on time, the lender can cash the check or direct debit from your account.

Yes, you can still drive your car once the loan is admitted, so no need to worry about that issue.

How Do Car Title Loans Work?

Car title loans give the lender the title to whichever vehicle you’d like to use for your loan.

IMPORTANT: You’re ONLY giving the rights to your vehicle, but it does not totally mean that you are turning over the actual model for money.

The lender assesses the vehicle’s value and offers a loan based on a percentage of that amount.

Auto title loans can seem really appealing because usually, they don’t require a credit check. However, lenders MAY still perform credit checks. It all depends on the applicant’s status.

It is important that the owner can pay back the loan because it depends on that and the vehicle’s equity value and condition, among other factors.

So make sure to ALWAYS double-check your resources and credit before applying for an auto title loan.

Car Title Loan Application Procedure in Midwest City, OK

If you live in Midwest City, OK, and need quick money, title loans have one word for you, EASY!

You’ll be impressed by how easy and fast the loan application process is made possible in Midwest City.

The online application process lets you get cash and a car title loan within just fifteen minutes in just 3 STEPS!

  • The vehicle owner can either give them a call or go ahead and fill up their online application form. It ONLY takes five minutes!
  • Turn in some necessary documents. However, you ONLY proceed to this step once you are qualified for the title loan.
  • Get your money. Voila! You already have access to your loan! You have the option to link it to your bank account too.

 Note: If you’re bankrupt, this will be harder for you. Yes, anyone can apply for a title loan with low funds, but applicants with higher funds will get better deals and lower interest rates.

Do keep in mind that a bad credit score won’t guarantee your title loan approval. A lender will ensure the applicant’s ability to repay the loan.

Auto Title Loans Application Requirements in Midwest City, OK

Here are the title loan requirements that an applicant MUST have to get their approval:

  • Government-issued ID
  • Proof of Income
  • Vehicle Title
  • Social Security Card/ Social Security Number
  • Vehicle’s registration and insurance papers
  • References
  • Personal information
  • In some cases, proof of residency in Midwest City

 Yep, there are fewer requirements needed for a car title loan application in Midwest City, OK. Although some lenders may require additional requirements or less, it depends.

To speed up your admittance, prepare these documents and submit them ASAP. Don’t let a minute go to waste!

Note: Having proof of income is crucial because this is the main source of paying back the loan amount.

Alternatives for Title Loans

Before committing to the idea of getting a title loan, there are quick cash alternatives that cost less. So, have time to do research and come up with a payment plan.

Get a Payday Alternative Loan From a Credit Union

Payday Alternative Loans or PALs allow people from federal credit unions to borrow some money for a lower cost and repay the loans over a longer period.

PALs are safer because they help borrowers dodge potential debt traps by high-cost profit lenders. Not only that, but credit unions also help people get back on their feet financially!

Use Your Tax Refund

Use the opportunity if you have an upcoming tax refund, go and file it ASAP.

According to the Pew Charitable Trusts, 21% of loan applicants in Midwest City and nationwide repaid the title loan amounts with the help of a tax refund.

You can ask International Revenue Services (IRS) to deposit your refund directly to your bank.

Apply For a Personal Loan

Unlike title loans, personal loans don’t require collateral like your vehicle. What makes it a better choice is its lower interest rates.

Personal loans cover a wide range of financial needs. What differentiates them from other loans is that they are labeled as secured loans protected by collateral.

Frequently Asked Questions

Here are some of the questions that you might also have about applying for title loans in Midwest City, OK

Does Having a Bad Credit Score Disqualify Me for Title Loans?

Bad credit scores may be a problem in the long run. Some lenders in Midwest City might reject your applications because they will doubt your ability to repay the loan.

Thankfully, your vehicle’s equity value should remedy this disadvantage. However, it still pays to have a decent credit score to avoid any potential complications.

How Much Money Can I Get From Car Title Loans in Midwest City?

One thing you should remind yourself every time you think about the money you’ll get back is loan-to-value.  This describes the ratio between the total of loan you are getting and the collateral of the loan.

Loan-to-values (LTVs) are also used in mortgages. This is calculated by the appraisal of your car and the money you are requesting for. So, be mindful in borrowing ONLY the money that you need.

How Old Do I Need to Be to Apply For Title Loans in Midwest City?

You have to be at least 18 years old with a driver’s license. Lenders from Midwest City do not necessarily say that unemployed applicants can’t apply.

How Do I Get My Title Back?

Getting your title back is simple. The title remains with the lenders as if they are owners of the car. When you pay off the loan, you will receive your title back, and the lienholder will be released.

Talk about proper closure!

Bottom Line

Great, now you are filled with information on getting title loans in the city of Midwest City! Check your vehicle, resources, and prepare your documents and apply!

Title lenders are everywhere and highly reachable. There are also going to be a ton of deals all across Midwest City. Make sure you read the entire loan terms and agreements by your lender before you commit.

We hope this article helps you get the money and let you keep your vehicle. If you’re from Midwest City, Oklahoma, share your comments and experiences with us!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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