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Title loans in Midwest City

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Open hours

Mon - Fri:

9am - 7pm
10am - 4pm


Pit Stop Car Care

422 N Air Depot Blvd

Midwest City

73110 Oklahoma

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Stuff You Should Know About Getting Car Title Loans in Midwest City, OK

In desperate need of cash? Did you know that car title loans are among the top resorts of those who need quick cash?

Getting a car title loan is surprisingly easier than how you think it is, you won’t have to wait in long lines, and there are ONLY a few requirements needed!

Read more below to know more about getting car title loans in Midwest City, OK.

What’s the Difference Between Car Title Loans and Payday Loans?

If you’ve run out of ideas for earning fast cash to deal with your bills, you might want to thank your car later!

Car title loans are similar to payday loans. Yes, they are temping right now, but they would only benefit you to an extent.

Payday loans mean you give the lender a personal check or authorization from your bank account electronically for the amount you want to borrow, plus the lender’s fees.

If you don’t repay the loan on time, the lender can cash the check or direct debit from your account.

Yes, you can still drive your car once the loan is admitted, so no need to worry about that issue.

How Do Car Title Loans Work?

Car title loans give the lender the title to whichever vehicle you’d like to use for your loan.

IMPORTANT: You’re ONLY giving the rights to your vehicle, but it does not totally mean that you are turning over the actual model for money.

The lender assesses the vehicle’s value and offers a loan based on a percentage of that amount.

Auto title loans can seem really appealing because usually, they don’t require a credit check. However, lenders MAY still perform credit checks. It all depends on the applicant’s status.

It is important that the owner can pay back the loan because it depends on that and the vehicle’s equity value and condition, among other factors.

So make sure to ALWAYS double-check your resources and credit before applying for an auto title loan.

Car Title Loan Application Procedure in Midwest City, OK

If you live in Midwest City, OK, and need quick money, title loans have one word for you, EASY!

You’ll be impressed by how easy and fast the loan application process is made possible in Midwest City.

The online application process lets you get cash and a car title loan within just fifteen minutes in just 3 STEPS!

  • The vehicle owner can either give them a call or go ahead and fill up their online application form. It ONLY takes five minutes!
  • Turn in some necessary documents. However, you ONLY proceed to this step once you are qualified for the title loan.
  • Get your money. Voila! You already have access to your loan! You have the option to link it to your bank account too.

 Note: If you’re bankrupt, this will be harder for you. Yes, anyone can apply for a title loan with low funds, but applicants with higher funds will get better deals and lower interest rates.

Do keep in mind that a bad credit score won’t guarantee your title loan approval. A lender will ensure the applicant’s ability to repay the loan.

Auto Title Loans Application Requirements in Midwest City, OK

Here are the title loan requirements that an applicant MUST have to get their approval:

  • Government-issued ID
  • Proof of Income
  • Vehicle Title
  • Social Security Card/ Social Security Number
  • Vehicle’s registration and insurance papers
  • References
  • Personal information
  • In some cases, proof of residency in Midwest City

 Yep, there are fewer requirements needed for a car title loan application in Midwest City, OK. Although some lenders may require additional requirements or less, it depends.

To speed up your admittance, prepare these documents and submit them ASAP. Don’t let a minute go to waste!

Note: Having proof of income is crucial because this is the main source of paying back the loan amount.

Alternatives for Title Loans

Before committing to the idea of getting a title loan, there are quick cash alternatives that cost less. So, have time to do research and come up with a payment plan.

Get a Payday Alternative Loan From a Credit Union

Payday Alternative Loans or PALs allow people from federal credit unions to borrow some money for a lower cost and repay the loans over a longer period.

PALs are safer because they help borrowers dodge potential debt traps by high-cost profit lenders. Not only that, but credit unions also help people get back on their feet financially!

Use Your Tax Refund

Use the opportunity if you have an upcoming tax refund, go and file it ASAP.

According to the Pew Charitable Trusts, 21% of loan applicants in Midwest City and nationwide repaid the title loan amounts with the help of a tax refund.

You can ask International Revenue Services (IRS) to deposit your refund directly to your bank.

Apply For a Personal Loan

Unlike title loans, personal loans don’t require collateral like your vehicle. What makes it a better choice is its lower interest rates.

Personal loans cover a wide range of financial needs. What differentiates them from other loans is that they are labeled as secured loans protected by collateral.

Frequently Asked Questions

Here are some of the questions that you might also have about applying for title loans in Midwest City, OK

Does Having a Bad Credit Score Disqualify Me for Title Loans?

Bad credit scores may be a problem in the long run. Some lenders in Midwest City might reject your applications because they will doubt your ability to repay the loan.

Thankfully, your vehicle’s equity value should remedy this disadvantage. However, it still pays to have a decent credit score to avoid any potential complications.

How Much Money Can I Get From Car Title Loans in Midwest City?

One thing you should remind yourself every time you think about the money you’ll get back is loan-to-value.  This describes the ratio between the total of loan you are getting and the collateral of the loan.

Loan-to-values (LTVs) are also used in mortgages. This is calculated by the appraisal of your car and the money you are requesting for. So, be mindful in borrowing ONLY the money that you need.

How Old Do I Need to Be to Apply For Title Loans in Midwest City?

You have to be at least 18 years old with a driver’s license. Lenders from Midwest City do not necessarily say that unemployed applicants can’t apply.

How Do I Get My Title Back?

Getting your title back is simple. The title remains with the lenders as if they are owners of the car. When you pay off the loan, you will receive your title back, and the lienholder will be released.

Talk about proper closure!

Bottom Line

Great, now you are filled with information on getting title loans in the city of Midwest City! Check your vehicle, resources, and prepare your documents and apply!

Title lenders are everywhere and highly reachable. There are also going to be a ton of deals all across Midwest City. Make sure you read the entire loan terms and agreements by your lender before you commit.

We hope this article helps you get the money and let you keep your vehicle. If you’re from Midwest City, Oklahoma, share your comments and experiences with us!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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