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Home > Oklahoma > Oklahoma City, OK

Title Loans in Oklahoma City , OK

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


308 SE 59th St
Oklahoma City
OK   73129

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans delivered outstanding service when I sought a commercial title loan for my business. Their expertise and seamless process made obtaining the loan hassle-free, providing the financial support my business... needed to thrive. Highly recommend their professional services for any commercial lending needs!read more
Sarai ..
Sarai ..
When I found myself in a tight spot financially, I started looking for reliable car title loan places. I needed a lender who could provide me with a loan quickly and with fair terms. That's when I came across this loan company, which had... an excellent reputation. Their professional and knowledgeable staff made the loan process smooth and hassle-free. Thanks!read more
Kristie W.
Kristie W.
Securing a commercial title loan with Montana Capital Car Title Loans was a game-changer for my business. Their straightforward process and favorable terms made it a smooth experience, providing the financial boost my business needed.... Highly recommend their commercial title loan services.read more
Dario M.
Dario M.
The quotes for title loans I received from this Grove City company were truly remarkable. The offered interest rate was notably low, especially in comparison to other lenders I had explored before. Their service was incredibly efficient,... and the communication throughout the process was excellent, making the entire experience exceptionally smooth.read more
Christy E. L.
Christy E. L.
I found the title loan quotes from this Grove City company to be incredibly impressive. Their offered interest rate stood out as remarkably low when compared to other lenders I had previously researched. The efficiency of their service and... their excellent communication throughout the process made the entire experience exceptionally smooth. thanks!!!read more
At first glance, commercial title loans may seem intimidating, but let me assure you, these professionals are exceptionally well-informed. They expertly guided me through every step of the process and secured funding within a matter of... days. It was truly remarkable! If you're in Oklahoma City and contemplating commercial title loans, there's no need to look any further. These specialists have you covered. Thank you Montana Capital Car Title Loans!read more
Christopher R. L.
Christopher R. L.
Commercial title loans may appear daunting at first, but rest assured, these professionals are incredibly knowledgeable. They skillfully navigated me through each stage of the process and secured funding for me in just a matter of days. It... was truly impressive! If you're in Oklahoma City and considering commercial title loans, look no further.read more
Tamika P.
Tamika P.
Monthly installment loans can be a valuable solution when faced with financial hardship. The interest rates offered by this loan company are not only reasonable but also commendable. I am thoroughly impressed with the exceptional service... they provide.read more
Donna W.
Donna W.
I had reservations about obtaining a title loan, but this reputable company made the entire process straightforward and hassle-free. They provided clear explanations and presented me with a reasonable interest rate. I am extremely grateful... that I chose their services as it truly saved me during a difficult time.read more
Christine P.
Christine P.
When I needed money urgently, I chose this loan company because of their reputation for offering fast loans. They didn't disappoint. I received the funds I needed in no time, making a challenging situation much more manageable.
Tanya S.
Tanya S.
Monthly installment loans can be a lifesaver when you're in a tight spot. I know I've been there before, and this loan company helped me out big time. Their interest rates are reasonable too.
Karla C.
Karla C.
Commercial title loans may seem intimidating, but trust me, these experts know their stuff. They guided me through every step of the process and got me funded within days. Impressive!
Ian J.
Ian J.
When unexpected medical bills piled up, I turned to this company for an emergency loan with bad credit. They really came through for me, and their repayment terms were surprisingly flexible. Many thanks!
Julio D.
Julio D.
I was hesitant to take out a title loan, but this company made the process so simple and stress-free. They explained everything clearly and offered me a fair interest rate. I'm so glad I went with them – it was a lifesaver!
Amy C.
Amy C.
I was in a bit of a bind and needed some fast cash, and that's when I found this loan company that offers auto registration loans. Their process was super smooth and they totally got my urgent situation. Can't thank them enough!
Lindsay T.
Lindsay T.
I was searching for a reliable lender and came across this loan company. I'm glad I did because their offer exceeded my expectations. They truly helped me discover a reliable source of funds during a challenging time.
Lula D.
Lula D.
Securing second lien car loans is made simple with this company. Their knowledgeable team provided me with the assistance needed to obtain the necessary funds.
Krista W.
Krista W.
I had a positive experience with this loan company when I needed an emergency loan with bad credit. They understood my situation and provided the funds I needed promptly.
Douglas M.
Douglas M.
I used the loan company to get cash for my car title. They were very professional and straightforward. The process was quick and easy, and I received the cash I needed in no time. End your search for "loan companies near me" with them.
Flora M.
Flora M.
I was in a tight spot and needed cash fast. Title loans provided the solution I needed and I appreciated the ease of the process.
Clara F.
Clara F.
I applied for a motorcycle title loan at this company and I was amazed at how fast and easy the process was. I was approved for the loan in no time and the staff was very friendly and helpful. I would definitely recommend this company to... anyone in need of a title loan.read more
Ellen H.
Ellen H.
I am very happy with the loan company. They provided me with the loan I needed very quickly and at a very reasonable rate. They were very professional and helpful throughout the process. I would definitely recommend them to anyone in need... of an auto title loan.read more
Sophia P.
Sophia P.
Applying for a title loan with this company was quick and easy. I was approved for the loan within 24 hours and was able to get the cash I needed right away. The process was smooth and the customer service was great.
Alvin P.
Alvin P.
I had a poor credit score. I was skeptical at first when I applied for two car title loans, but I'm glad I took the chance. The process was quick and easy and their rates are fair. The agents were nice and they assured me in clearing my... doubts about the process. Many Thanks!read more
Tanya D.
Tanya D.
I had to get some money to get home because I was coming from out of town. I had no time to frantically search for a loan because of the short notice. In about ten minutes, these guys were able to connect me with a lender, and the... application process for my cash title loan was really straightforward. I advise anyone in need of quick cash to give them a call.read more
Livia M.
Livia M.
I looked online to get some extra cash by searching for providers of salvage title loans near me. I just wanted to let everyone know that everything went well with my salvage title loan that I took for my old and bad-condition car. I was... in good hands and was helped every step of the way. Thank you very much for your help.read more
Elliot W.
Elliot W.

3 Easy Steps to Get a Car Title Loan in Oklahoma City, OK

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Bad credit – OK

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  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Here’s How You Can Get Car Title Loans In Oklahoma City (OK)

Need cash stashed from Oklahoma ASAP?

Getting a car loan is the EASIEST and the FASTEST way to get the emergency money you need.

Here’s EVERYTHING you need to know about getting a car loan in Oklahoma City.

What’s a Car Title Loan?

In simplest terms, a car title loan is a short-term loan that uses the title of the car or any other vehicle of the borrower as the collateral to secure the repayment of the agreed-upon loan.

Usually, borrowers have already fully paid for the vehicle they’re turning in to their lenders, but sometimes, mostly paid-off vehicles are still accepted for title loans.

It’s IMPORTANT to know your purchasing power before applying.

Most lenders check for your credit scores. This process ensures that you will be able to pay back the money.

Bad credit does not guarantee that your loan application will immediately get rejected. But keep in mind that you’ll get a much better deal with lower interest rates with a consistently good record.

How to Apply For an Auto Title Loan in Oklahoma City (OK)

Now that we’ve tackled the basics, let’s talk about the steps you need to take to obtain an auto title loan in Oklahoma City.

First, gather the needed documents.

Here are the usual requirements needed for a car title loan (otherwise known as an auto title loan) to be approved:

  • Vehicle title
  • Vehicle registration and insurance papers
  • Valid government-issued identification card of the Oklahoma City resident
  • Proof of income
  • Proof of residency in Oklahoma City
  • Other loan eligibility documents
  • Occasionally, lenders ask for a duplicate set of keys to your vehicle

Once you’ve secured the following, you can proceed to the next step.

Second, apply for a loan.

Oklahoma City provides THREE different ways to apply.

  • Online-no additional requirements are needed when you apply online
  • In-person
  • Via voice/video call with your agent

By this time, you must already know the preferred amount-how much money are you eyeing to borrow?


Third, have your agent check your loan eligibility.

Bad credit doesn’t translate to an immediate rejection for your part. It just means that the higher your credit score is, the better the deal may be.

Moreover, your eligibility for car title loans is primarily dependent on documents such as your credit score, income, debt repayment history.

Said documents will allow your lender to see your prior experience and behavior in handling cash to reassure them of your capability to pay back auto title loans.

Fourth, obtain the agreed-upon money with your lender.

Once your lender has approved your auto title loan application, you are now ready to receive the money.

You’re supposed to get the EXACT AMOUNT of money that you agreed upon with your lender.

As much as title loans pave the way for you to obtain cash a bit earlier than expected, Oklahoma City (OK) has set a maximum loan amount (loan limit) of  $548,250 for the GSE 1-unit limit and $356,362 for the FHA 1-unit limit.

Note: This loan amount is specific to the limits set in Oklahoma. Other loan amounts apply to other places due to how loan amounts are dependent on the laws set by states.

The car/vehicle title you have put forward as the collateral will consequently belong to your lender.

Fifth, pay for it on time.

The loan process doesn’t end once you’ve received the money you loaned.

Stick the due date of the loan payment into your head. Missing it by merely a day can negatively affect your loan eligibility in the long run.

Late payments can affect your credit score and make it hard for you to apply for other loans.

Additionally, missing the deadline for paying your title loans will thus give your lender the grounds to take away the car/vehicle you put forward as the collateral.

Note: Car title loans are short-term loans. So it’s best to mark your calendar to remember your deadlines!

FAQs and Common Concerns

Do You Have to Have a Job to Apply for Loans?

Applying for loans requires you to present particular documents. These will prove your ability to pay for the loan.

The moneylender will most likely consider whether or not you have a stable source of cash. And to prove this, they will need to know your employment status.

Considering how there are other non-employment types of income (such as retirement funds and Social Service money), having a job is not required for you to apply for car title loans.

So as long as you have a source of income, you’re good to go with your title loans!

Can It Be Transferred Directly to Your Bank Account?

Yes! Cash is given to you, the borrower, in accord with your personal preference.

If you want your lender to transfer the agreed-upon cash to your bank account, then it’s best to inform your lending agent about it.

Are There Other Types of Loans That I Can Use My Other Possessions as Collateral?

There are four types of title loans:

  • Home title loans
  • Auto title loans
  • Personal loans
  • Lines of credit

Personal loans do not require collaterals (unlike title loans), but your lender might still ask for collateral (e.g., house, car, etc.) to secure payment for your loans.

What Are Collaterals?

Collaterals ensure that the loan process properly follows the agreement between the borrower and the lender.

These are assets owned by the borrower.

While the loan is not fully paid, the declared collateral is under the temporary possession of the lender.

What Are Loan Proceeds?

It is the net amount of money that the lender gives to the borrower.

Is It Possible for Your Car Title to Expire?

A car title does not expire.

Unlike a vehicle’s registration papers that you generally have to renew every two (2) years, this type of loan is valid for life.

A Few Gentle Reminders

Oklahoma City (OK) residents have a seamless application process for car title loans.

They can give you the cash you need on short notice! And you can even apply online for your convenience.

Before applying for title loans, do remember to honestly gauge your current ability to pay for what you intend to borrow, as this can affect the interest rate they give you.

Related Locations

Midwest City

725 1/2 S Air Depot Blvd, Midwest City, Oklahoma 73110
View Location

Midwest City

422 N Air Depot Blvd, Midwest City, Oklahoma 73110
View Location


330 24th Ave NW, Norman, Oklahoma 73069
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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