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Title loans in Norman, OK

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Norman, OK

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Premier Auto Solutions

1022 N University Blvd


73069 OK

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Norman, Oklahoma

It’s the end of the month, and you’re stuck in a financial rut. You’re afraid you can’t pay your bills on time. 

We get it. It’s stressful. 

Fortunately, car title loans (a.k.a auto title loans) can help you out. It’s the easiest and fastest way to get a wad of cash in times of emergencies and unexpected expenses

Keep reading to learn how you can apply for an auto title loan in Norman. 

How Car Title Loans Work

A car title loan is like pawning an item (in this case, your car). 

Lenders will make an offer depending on the value of your vehicle. If you accept the terms, you can drive away with the money in less than an hour. 

BOOM! As easy as that.

The BEST part: You can keep driving your car around Oklahoma while repaying the loan! Yes, you can take your car home and continue living your life.

However, make sure to pay off your dues on time. That’s because your lender has your car title as collateral. 

So, if you can’t stay on top of your payment, the lending company has the right to take away your vehicle.

NOTE: A collateral is an item a lender keeps until the borrower repays the loan.

But, here’s the thing, if you pay back your loan within the terms of the agreement and find the right lender, there’s no reason for you to panic.

How can you choose the right lender? Find out more in the next section!

Finding the Right Lender

Applying for a loan is NOT a joke.

So, you must do proper research and compare the rates of lending companies within your area.

We’re sure you don’t want to sleep at night thinking we’ve got the wrong end of a title loan deal. We recommend considering these points to avoid this from happening:

Borrowing Percentage

There is a limit to how much you can borrow. It generally depends on your location and the condition of your car.

If you want to maximize your loan amount, make sure to check how much your provider offers.

Interest Rate 

Some auto title loans offer notoriously high-interest rates. These are harder to repay and may even cause your financial ruin.

So it’s wise to avoid these types of transactions at all costs.

Choose a provider that can give you a fair deal and won’t charge you as much.

Speed of Remittance

You are applying for a short-term loan because you need cash RIGHT NOW. Your chosen provider must transfer the money as soon as possible.

Convenience of Application

You must also consider the ease of application.

No one will apply for a loan if the process is as complicated as your college trigonometry test!

Fortunately, more and more providers are starting to embrace ONLINE applications. You can now register within the comforts of your own home!

If you plan to apply for an auto title loan in Norman, you can utilize their simple application process and fast cash transfer.

Check out their requirements below!

Requirements for Title Loan Application in Norman, OK

Let’s go over all the paperwork you will need to prepare to ensure a safe and hassle-free loan procedure.

The Vehicle Title

Well, we did not see that coming! 

In Oklahoma, you MUST present an auto title that’s officially and legally registered under your name.

Apart from this, it must be free and clear. This means your vehicle is fully paid for, and no creditors have a claim for it. 

The Car 

Title loan providers need to see your car. As your collateral, they need to assess its value. In most cases, they will ask for the following:

  • Year
  • Maker
  • Interior
  • Model
  • Mileage

Oh, by the way, requests for title loans are accomplished online in Oklahoma. A picture of your vehicle can now suffice as proof that you own the car.

Proof of Identification

You need to present a driver’s license and international passport or state-issued ID so companies can cross-check your personal information with your documents. 

NOTE: You need to be 18 years of age and a resident of California upon registration. 

Proof of Income

Being unemployed does not mean you’re ineligible to apply. 

As long as you can prove you can repay the loan, there is a good chance your application will be accepted.

If you cannot present proof of income, they can ask for the following instead:

  • Bank statement
  • Disability payments
  • Social security payments
  • Any other benefits that you receive

Now, enough with the chit-chat.

I know you’re dying to ask: how can I apply for a car title loan? 

Securing a Title Loan in Norman, OK

Luckily, you don’t need to break a sweat in the loan process.  It’s all done ONLINE and can be accomplished WITHIN THE DAY

Let’s do this!

Step 1: Apply Online

We can’t emphasize this enough: do your research and compare the rates of the title loan providers near you.

After making a choice, check their website and fill out their form. Title loan providers usually ask the following questions:

  • Personal information
  • Loan amount
  • Vehicle details

NOTE: Your lender may require a credit check, so it pays to review your credit score before applying.

Step 2: Click Submit

After finishing the first step, click submit and wait for your provider to contact you.

The approval or denial of your request mostly depends on:

  • Validity of documents
  • Value of car
  • Ability to repay the loan

TIP: For faster approval of your title loan request, make sure to submit valid and complete documents only. Submitting fake ones won’t do the work. It can just cost you trouble. 

Step 3: Review the Terms and Conditions

Your provider will contact you to discuss the terms and conditions of your car title loan.

NOTE: DON’T RUSH into signing the proposal. Make sure to listen and remember ALL the nitty-gritty details of the agreement.

Some people sign immediately without taking the time to review the loan conditions. That’s a BIG MISTAKE!

Spare a few minutes to think about:

  • Terms and conditions
  • Hidden fees
  • Interest rate
  • Penalties

TIP: You can try negotiating with your title loan provider if you don’t agree with some of the provisions of the proposal.

Step 4: Get Your Money

Hooray! Your title loan application got approved!

Your provider will explain how you can claim your loan.

In Norman, there are tons of options.

You can get your cash through a check, wire transfer, or hard cash. Go for whatever is MOST CONVENIENT for you.

Pros and Cons of Title Loans

Some of you might still have questions about whether title loans are the right move for you.

And that’s fine. We got you!

Check out its benefits and drawbacks so you can make an informed decision.


  • No credit check: Most lenders in Norman don’t require a credit check. So title loans can be a perfect go-to option if you’re strapped for cash but don’t have good credit.
  • Quick approval: It only takes a few minutes for lenders to check your application and vehicle. Once approved, you can get your money immediately!


  • You can lose assets: Remember, your vehicle serves as collateral. Stay on top of your payments to avoid any sticky situations.
  • High interest rates: Short-term loans have steep but competitive interest rates. Take your time and research the title loan companies in Norman before making any decision.

Frequently Asked Questions

Here are some concerns we will address and answer to ensure you have all the knowledge you need when securing a title loan.

Can I Still Apply for a Car Title Loan Even if I Don’t Have a Bank Account?

It depends.

Some title lenders DON’T REQUIRE a bank account.

But, it would be best if you had one just for convenience. Customers receive their loans through their bank accounts most of the time.

How Much Cash Can I Receive?

The loan amount mainly depends on the value of your vehicle.

Some title lenders also consider how much money you will ask for and how fast you can repay the loan.

TIP: It would be best to borrow the least amount of cash. That way, you can pay off your loan faster and get your car title back as soon as possible.

How Can I Pay For My Car Title Loan?

You can choose from multiple options like wire transfers, phone payments, checks, or hard cash.

Be sure to coordinate with your lender the mode of payment you are comfortable with to ensure you get your funds SMOOTHLY.

How Long Do I Have to Repay My Loan?

Title loans are considered short-term loans.

They require quick repayment and are usually due within a year of getting the money. But, you can discuss with your title lender if it’s possible to have a more flexible time frame.

Do Lenders Allow Early Repayment?

Some lenders impose a prepayment penalty for those who pay off their loans before the due date.

Luckily, most Norman lenders accept prepayment with no penalties or hidden fees.

However, just to be safe, we still suggest reading your loan agreements carefully to avoid the hassle of these unnecessary fees. 

Are Title Loans Better Than Payday Loans?

Title loans and payday loans are BOTH forms of short-term financing.

However, a car title loan is the clear winner between these two options. It has a LONGER REPAYMENT period and gives a SUBSTANTIALLY HIGHER amount of cash.


We hope you got all the information you need to apply for a car title loan.

Make sure not to rush into anything. Explore all your options and do your own research.

Was this article helpful? If you’re from Norman, feel free to share your thoughts below!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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