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Home > Oklahoma > Norman, OK

Title Loans in Norman , OK

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



1022 N University Blvd
OK   73069

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

I've used this lending firm for more than two years. I've never experienced any issues with their service. They are consistently kind and professional. They are without a doubt someone I would suggest to anyone looking to pawn a car title.
Judy R.
Judy R.
I found them to be extremely helpful when I needed a car title loan. The process was quick and easy, and the staff was very friendly and professional. I would definitely recommend them to anyone in need of a loan.
Lottie M.
Lottie M.
I needed some quick cash and got my loan in less than an hour! The process was so simple and easy, and the interest rate was very reasonable. I would definitely recommend this company to anyone in need of an instant title loan.
Edwin C.
Edwin C.
If you're looking for a place to get a title pawn, I highly recommend this company. They have great customer service and are always willing to help you out. They made the process very easy for me and I was able to get my loan quickly.
Marie R.
Marie R.
I have had a great experience with this loan company. They were able to offer me a loan even though my car has a salvage title. The process was very easy and the staff was very friendly. I would definitely recommend this company to anyone... who is looking for a loan.read more
Harry C.
Harry C.
I got a loan through a firm that offers semi truck title loans. This type of loan allows you to use your truck as collateral to secure the loan. The loan amount is based on the value of your truck, and you can typically get a loan for up... to the full value of your truck. The interest rate on a semi-truck title loan is typically higher than a traditional loan, but the loan terms are usually shorter. This makes semi truck title loans a good option for people who need money fastand who have equity in their truck.read more
Cory M.
Cory M.

3 Easy Steps to Get a Car Title Loan in Norman, OK


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Norman, Oklahoma

It’s the end of the month, and you’re stuck in a financial rut. You’re afraid you can’t pay your bills on time. 

We get it. It’s stressful. 

Fortunately, car title loans (a.k.a auto title loans) can help you out. It’s the easiest and fastest way to get a wad of cash in times of emergencies and unexpected expenses

Keep reading to learn how you can apply for an auto title loan in Norman. 

How Car Title Loans Work

A car title loan is like pawning an item (in this case, your car). 

Lenders will make an offer depending on the value of your vehicle. If you accept the terms, you can drive away with the money in less than an hour. 

BOOM! As easy as that.

The BEST part: You can keep driving your car around Oklahoma while repaying the loan! Yes, you can take your car home and continue living your life.

However, make sure to pay off your dues on time. That’s because your lender has your car title as collateral. 

So, if you can’t stay on top of your payment, the lending company has the right to take away your vehicle.

NOTE: A collateral is an item a lender keeps until the borrower repays the loan.

But, here’s the thing, if you pay back your loan within the terms of the agreement and find the right lender, there’s no reason for you to panic.

How can you choose the right lender? Find out more in the next section!

Finding the Right Lender

Applying for a loan is NOT a joke.

So, you must do proper research and compare the rates of lending companies within your area.

We’re sure you don’t want to sleep at night thinking we’ve got the wrong end of a title loan deal. We recommend considering these points to avoid this from happening:

Borrowing Percentage

There is a limit to how much you can borrow. It generally depends on your location and the condition of your car.

If you want to maximize your loan amount, make sure to check how much your provider offers.

Interest Rate 

Some auto title loans offer notoriously high-interest rates. These are harder to repay and may even cause your financial ruin.

So it’s wise to avoid these types of transactions at all costs.

Choose a provider that can give you a fair deal and won’t charge you as much.

Speed of Remittance

You are applying for a short-term loan because you need cash RIGHT NOW. Your chosen provider must transfer the money as soon as possible.

Convenience of Application

You must also consider the ease of application.

No one will apply for a loan if the process is as complicated as your college trigonometry test!

Fortunately, more and more providers are starting to embrace ONLINE applications. You can now register within the comforts of your own home!

If you plan to apply for an auto title loan in Norman, you can utilize their simple application process and fast cash transfer.

Check out their requirements below!

Requirements for Title Loan Application in Norman, OK

Let’s go over all the paperwork you will need to prepare to ensure a safe and hassle-free loan procedure.

The Vehicle Title

Well, we did not see that coming! 

In Oklahoma, you MUST present an auto title that’s officially and legally registered under your name.

Apart from this, it must be free and clear. This means your vehicle is fully paid for, and no creditors have a claim for it. 

The Car 

Title loan providers need to see your car. As your collateral, they need to assess its value. In most cases, they will ask for the following:

  • Year
  • Maker
  • Interior
  • Model
  • Mileage

Oh, by the way, requests for title loans are accomplished online in Oklahoma. A picture of your vehicle can now suffice as proof that you own the car.

Proof of Identification

You need to present a driver’s license and international passport or state-issued ID so companies can cross-check your personal information with your documents. 

NOTE: You need to be 18 years of age and a resident of California upon registration. 

Proof of Income

Being unemployed does not mean you’re ineligible to apply. 

As long as you can prove you can repay the loan, there is a good chance your application will be accepted.

If you cannot present proof of income, they can ask for the following instead:

  • Bank statement
  • Disability payments
  • Social security payments
  • Any other benefits that you receive

Now, enough with the chit-chat.

I know you’re dying to ask: how can I apply for a car title loan? 

Securing a Title Loan in Norman, OK

Luckily, you don’t need to break a sweat in the loan process.  It’s all done ONLINE and can be accomplished WITHIN THE DAY

Let’s do this!

Step 1: Apply Online

We can’t emphasize this enough: do your research and compare the rates of the title loan providers near you.

After making a choice, check their website and fill out their form. Title loan providers usually ask the following questions:

  • Personal information
  • Loan amount
  • Vehicle details

NOTE: Your lender may require a credit check, so it pays to review your credit score before applying.

Step 2: Click Submit

After finishing the first step, click submit and wait for your provider to contact you.

The approval or denial of your request mostly depends on:

  • Validity of documents
  • Value of car
  • Ability to repay the loan

TIP: For faster approval of your title loan request, make sure to submit valid and complete documents only. Submitting fake ones won’t do the work. It can just cost you trouble. 

Step 3: Review the Terms and Conditions

Your provider will contact you to discuss the terms and conditions of your car title loan.

NOTE: DON’T RUSH into signing the proposal. Make sure to listen and remember ALL the nitty-gritty details of the agreement.

Some people sign immediately without taking the time to review the loan conditions. That’s a BIG MISTAKE!

Spare a few minutes to think about:

  • Terms and conditions
  • Hidden fees
  • Interest rate
  • Penalties

TIP: You can try negotiating with your title loan provider if you don’t agree with some of the provisions of the proposal.

Step 4: Get Your Money

Hooray! Your title loan application got approved!

Your provider will explain how you can claim your loan.

In Norman, there are tons of options.

You can get your cash through a check, wire transfer, or hard cash. Go for whatever is MOST CONVENIENT for you.

Pros and Cons of Title Loans

Some of you might still have questions about whether title loans are the right move for you.

And that’s fine. We got you!

Check out its benefits and drawbacks so you can make an informed decision.


  • No credit check: Most lenders in Norman don’t require a credit check. So title loans can be a perfect go-to option if you’re strapped for cash but don’t have good credit.
  • Quick approval: It only takes a few minutes for lenders to check your application and vehicle. Once approved, you can get your money immediately!


  • You can lose assets: Remember, your vehicle serves as collateral. Stay on top of your payments to avoid any sticky situations.
  • High interest rates: Short-term loans have steep but competitive interest rates. Take your time and research the title loan companies in Norman before making any decision.

Frequently Asked Questions

Here are some concerns we will address and answer to ensure you have all the knowledge you need when securing a title loan.

Can I Still Apply for a Car Title Loan Even if I Don’t Have a Bank Account?

It depends.

Some title lenders DON’T REQUIRE a bank account.

But, it would be best if you had one just for convenience. Customers receive their loans through their bank accounts most of the time.

How Much Cash Can I Receive?

The loan amount mainly depends on the value of your vehicle.

Some title lenders also consider how much money you will ask for and how fast you can repay the loan.

TIP: It would be best to borrow the least amount of cash. That way, you can pay off your loan faster and get your car title back as soon as possible.

How Can I Pay For My Car Title Loan?

You can choose from multiple options like wire transfers, phone payments, checks, or hard cash.

Be sure to coordinate with your lender the mode of payment you are comfortable with to ensure you get your funds SMOOTHLY.

How Long Do I Have to Repay My Loan?

Title loans are considered short-term loans.

They require quick repayment and are usually due within a year of getting the money. But, you can discuss with your title lender if it’s possible to have a more flexible time frame.

Do Lenders Allow Early Repayment?

Some lenders impose a prepayment penalty for those who pay off their loans before the due date.

Luckily, most Norman lenders accept prepayment with no penalties or hidden fees.

However, just to be safe, we still suggest reading your loan agreements carefully to avoid the hassle of these unnecessary fees. 

Are Title Loans Better Than Payday Loans?

Title loans and payday loans are BOTH forms of short-term financing.

However, a car title loan is the clear winner between these two options. It has a LONGER REPAYMENT period and gives a SUBSTANTIALLY HIGHER amount of cash.


We hope you got all the information you need to apply for a car title loan.

Make sure not to rush into anything. Explore all your options and do your own research.

Was this article helpful? If you’re from Norman, feel free to share your thoughts below!

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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