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Home > Ohio > Mansfield

Title Loans in Mansfield , OH

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address

352 E 4th St,
Mansfield
OH   44902

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

Man, shoutout to them for their installment loans in Mansfield! They hooked me up when I needed cash, and their flexible repayment plans made it easy to manage. Definitely recommend them to anyone in the area!
Charlee C.
Charlee C.
1714498126
Montana Capital Car Title Loans made it incredibly easy to get a loan with my car title. The process was quick, the terms were fair, and their friendly staff ensured a smooth experience – highly recommended for anyone seeking financial... assistance with their car title.read more
Armando C.
Armando C.
1701251783
This organization is a good choice in Mansfield for loans that use the title of your vehicle as collateral. They made the process simple, and their terms were reasonable. They are worth considering if you require financial support. Thank... you Montana Capital Car Title Loans!read more
Natalie A.
Natalie A.
1697544639
Finding reputable title pawn shops in Mansfield can be difficult, but this organization exceeded my expectations. They offered a hassle-free experience as well as competitive terms. Thanks!
Kelly R.
Kelly R.
1697446463
For loans using the title of your vehicle as collateral in Mansfield, this company is a top choice. They made the process straightforward, and the terms were reasonable. If you're in need of financial assistance, they're worth considering.... Thank you!read more
Sandra V.
Sandra V.
1696248932
Finding trustworthy title pawn places in Mansfield can be challenging, but this company exceeded my expectations. They provided a hassle-free experience and competitive terms. Thanks!
Sabrina W.
Sabrina W.
1696053555
I was in a tight spot and needed a loan urgently. That's when I discovered this loan company offering 2nd lien title loans in Mansfield. The process was surprisingly easy. They helped me use the equity in my car to secure a loan, and I... still got to keep my car! The terms were reasonable, and the entire experience was hassle-free. I couldn't have asked for a better solution.🤗🤗read more
Donna F.
Donna F.
1695821355
I was skeptical at first about using my car as collateral for a loan. But this pawn car near me place made the process very easy. The loan officer explained everything clearly and I walked out with the cash I needed. Would use them again... in a pinch.read more
Evelyn Y.
Evelyn Y.
1692776889
I faced an urgent financial need, and this loan company provided me with same-day cash loans. Their quick approval process helped me handle the situation promptly.
Ada W.
Ada W.
1690624580
In search of quick title loans near me, I stumbled upon their service. The experience was smooth, and the staff provided excellent guidance throughout the process. A reliable option in times of financial urgency.
Cecilia W.
Cecilia W.
1689662274
The loan company understood my urgent financial needs and provided online payday loans with quick approval. I was able to cover my expenses without any hassle.
Phyllis S.
Phyllis S.
1685532060
I needed an emergency loan because I had some terrible luck with my credit score. I was able to get a loan from this company despite having bad credit, which relieved me of my financial burden. I'm quite appreciative of their assistance.
Wallace H.
Wallace H.
1680006565
When my car broke down, I needed a title loan. This company was able to provide me with the funding I needed quickly and made the process so easy.
Theresa R.
Theresa R.
1675245363
I am so grateful to have found this loan company! I was in a really tough spot financially and they helped me out so much. The process of getting a title loan was super easy and fast, and I was able to get the money I needed within 24... hours. I will definitely be using them again if I ever need another loan.Thank you so much!!!read more
Christa W.
Christa W.
1673162576
While searching for "auto title loan near me", I came across this loan company. They were able to get me the money I needed fast and without any hassle.
Ronald F.
Ronald F.
1672819015
This company is the right choice if you're looking for a loan. They have a variety of loan options with competitive rates and flexible terms. Their FAQ section helped me clear many of my doubts. Thanks!
Isabelle L.
Isabelle L.
1672308830
I always thought Montana Capital Car Title Loans was not legit, but my buddy kept telling me he got a loan and I wasn't sure if that was true. But after I went there and saw the whole process for myself, I can say it is indeed a loan in... exchange for your vehicle's title!read more
Violet W.
Violet W.
1669703570
I got my title loan from this company and it was the best experience ever! They were so friendly and helpful, and the process was so quick and easy. I would definitely recommend this company to anyone looking for a title loan.
Julie B.
Julie B.
1667391221
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3 Easy Steps to Get a Car Title Loan in Mansfield

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Mansfield, OH: Everything You Need to Know

Stuck in a financial emergency? Need cash NOW?

Whether it’s hospital bills, overdue rent, or basically anything else that needs an instant cash solution, car title loans are a good, quick solution to your situation.

Aside from your ID and vehicle title, we’ve listed down all the requirements and information you need to know on how to get approved for car title loans, walk you through the loan process, and answer some questions you might have.

Why Get Car Title Loans?

Car title loans are INSTANT and QUICK solutions to your sudden cash crisis-you can get them as fast as 30 minutes to 24 hours!

And unlike a bank or a credit union, a good credit history isn’t necessary.

However, a good credit score will give you certain advantages-you’ll have more negotiating power before signing your contract and a lower interest rate. BUT you can still get approved for an auto title loan even WITH A BAD CREDIT SCORE.

You don’t even have to be employed to be eligible for title loans!

Lenders in Mansfield OH will assess one most important thing-your ability to pay back the loan.

And this can be proven by many things: your property, income from your business, benefits from social services, inheritance, and other documents to prove your income.

Will They Take My Car as Collateral?

No. Auto title loans are basically just title pawns-your lender holds on to your car title, BUT NOT YOUR ACTUAL CAR.

After you get your loan approval, you drive your vehicle away from the office with your money and use your car as usual.

Note: Just to be sure, confirm this with your lender before signing your contract.

How Are Title Loans Different From Auto Equity Loans?

With equity loans, you can get a loan without having full ownership of your car yet. But, the legal owner is still the bank.

In this case, lenders only allow you to borrow up to 50% of your vehicle equity.

Car title loans, on the other hand, will require you to submit a clean title upon application with your vehicle being paid in full and under your name.

How Much Loan Amount Can I Get?

Your lender will assess the money you can get depending on:

  • The value of your car e.g., mileage, condition, year model, etc.
  • Your ability to pay back your title loans amount

How Much Will Title Loans Cost Me?

The cost of the loan will depend on your lender and it can vary through the states- but usually, these loans can cost as much as 25% of the principal loan amount.

It can be tempting to loan the full value of your loan, but we recommend borrowing the smallest possible amount from your lender so it’ll be easier, later on, to pay back the loan.

If you lower the value of your principal loan, you’ll lower the value of your interest and in effect your full loan amount.

Before Applying for a Title Loan [Q&A]

What Are the Chances of Getting Denied a Title Loan?

Quite slim. A rejected application is still possible, but it rarely happens.

Title loans are geared towards those who didn’t necessarily make good credit decisions, are not currently employed, or are just in a bind and in urgent need of cash.

How Long Will Lenders Give Me to Pay My Loan Back?

Car title loans will usually have to be paid back in 30 days to up to 60 days, both the principal loan and the interest.

What Happens if I Can’t Pay My Loan on Time?

If you aren’t able to pay your loans in time, your lender will let you borrow the loan again for another 30 days with a fee.

This is called a rollover, and rollovers can be dangerous when you repeatedly roll over your credit because it can lead to your loan ballooning.

And if I Can’t Pay Forever?

In the worst-case scenario, your lenders will repossess your vehicle then sell it to regain the money they lost. Although, do remember that even lenders also want to avoid taking your vehicle as much as they can.

So try to call your lender and get in touch with a customer service representative first-they might have a way of helping you pay back your loan without having to take your vehicle.

It may also be helpful to submit a title loan application with a secondary vehicle.

You might have an old car, motorcycle, RV, boat, or any other vehicle just sitting in your garage and gathering at least an inch of dust.

If you use that, it might ease your worries of having your primary means of transport being taken away and gain some peace of mind.

Can I Sell a Car With a Title Loan?

Yes, if you’re done paying off your credit then that makes your title clean and free again-and you’ll be able to sell it without a hitch.

You could also sell a vehicle that you still owe money, but first, you have to close the loan with your lender. Your buyer might be willing to cover your credit, then you and your lender can hand over the title to your buyer – its new owner.

How Do I Get Out of My Car Title Loans?

Negotiate!

Before even signing your car title loan contract, ask for all the information about your contract and negotiate as much as you can.

Try to Pay Your Loan Back as Quickly as Possible

If you happen to have extra funds, hold off spending first and start paying off your loans with whatever money you already have.

There will probably be early payment penalties, as lenders still have to do business. But paying this penalty will be more helpful for you than risk delaying your payments until the last minute.

If the prepayment penalty fee is too high, secure the money for the loan aside and then pay it on the expected due date.

Take Out a Personal Loan

Remember how we said in the beginning that banks and a credit union might not be the best option for sudden money emergencies?

Well, when your money emergency has already been settled by your car title loan, you can now take out a personal loan from your local bank and use that to pay off your title loan.

This way, you won’t suffer the annual high-interest rates of auto title loans and risk getting your vehicle getting taken away and the terms will be better.

(Although you’ll obviously have to have good credit or collateral.)

Important reminder: Taking out a personal loan is the last resort and ONLY if it’s literally the only option you have left. Why? Because having to pay for 2 loans is heavy and could lead to an endless cycle of debt.

Are Title Loans Worth It?

For those who need FAST, INSTANT money, and have no liberty to go through the lengthy loan process application of major financial services like banks and such, title loans ARE WORTH IT.

You can get your money in less than a day, without the long and tedious process, countless requirements, good credit score, and even collateral other than your title.

The CONVENIENCE of a QUICK and EASY transaction of applying for title loans is a value no other financial service can give you.

Alright, I’ve Decided! What’s the Loan Process Like?

Step 1: Prepare the Requirements:

  • Government-issued ID
  • Clean vehicle title
  • Your vehicle
  • Photos of your vehicle (front, back, and sides)
  • Proof of income (pay slip, disability benefits)
  • Proof of residence (utility bills)
  • Bank account in your name (you don’t need good credit either!)
  • 2 to 3 character references

Step 2: Set an Appointment or Complete the Application Online

You could get in touch with your lender’s office by phone so you’re sure they’ll be available to accommodate you when you arrive at their office. (Be extra cautious due to COVID-19 cases)

You could also ask for other information on the loan process.

Or you could also complete your loan application process online (as long as you already have all your required documents with you) for a FAST and HASSLE-FREE transaction.

Step 3: Bring Your Vehicle to the Lender’s Office in Mansfield

  • Your lender will assess your vehicle’s value and install a GPS.
  • Fill out the application form and they will assess your ability to pay and see how much your loan proceeds will be.

Step 4: Contract

  • Negotiate the terms stated on your contract.
  • Get all the information. Read the fine print and check if your lender has hidden charges!
  • Make sure you review and agree to ALL THE TERMS. Don’t be afraid to ask ALL the questions!
  • Sign the contract.
  • And you’re all set! Your lender will hand you the money, transfer the money to your bank account, or in any other way that is convenient for you.

Apply for Car Title Loans Now

Now that you have all the information to help you get started and increase the chances of approval, call your lender and book an appointment for an assessment.

We suggest fulfilling the form online rather than perform the process in a physical office due to COVID-19.

Related Locations

Marion

1445 N Main St,, Marion, Ohio 43302
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Delaware

2475 Hills-Miller Rd, Delaware, Ohio 43015
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Elyria

1177 E Broad St, Elyria, Ohio 44035
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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