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Home > Ohio > Elyria

Title Loans in Elyria , Ohio

How much cash can i get

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Location Information:

MC representative


1177 E Broad St
Ohio   44035

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

If your credit is bad, it may be difficult for you to get a loan in an emergency.Thank goodness, I found this lender who offered an emergency loan for those with bad credit.During a difficult time, the kindness and understanding displayed... were a breath of fresh air.Thanks!!!read more
Greg O.
Greg O.
If your credit is bad, it may be difficult for you to get a loan in an emergency. Thank goodness, I found this lender who offered an emergency loan for those with bad credit. During a difficult time, the kindness and understanding... displayed were a breath of fresh air.Thanks!!!read more
Greg O.
Greg O.
Montana Capital Car Title Loans offered a seamless experience when I needed title loans online near me. Their user friendly online platform & responsive customer service made the entire process efficient and stress free, providing the... financial assistance I needed right from the comfort of my home.read more
Wyman S.
Wyman S.
I had a difficult month, and this company's payday title loans helped me get by. The payback conditions were reasonable and the approval process was quick. Fantastic service Thanks!!!
erna C.
erna C.
Payday title loans from this company helped me bridge the gap during a rough month. The approval was swift, and the repayment terms were reasonable. Great service!
Ralph S.
Ralph S.
When I needed quick cash, this firm's pawn title loans came to the rescue. They provided a reliable and hassle-free way to access funds when I needed them most in Elyria.
Lana J.
Lana J.
When I faced unexpected expenses, I opted to pawn my vehicle through this loan firm. The process was remarkably swift and straightforward. The team guided me through every step with professionalism and empathy. I swiftly obtained the funds... I needed.read more
Ross G.
Ross G.
Needed quick cash, so I explored title loans without seeing my car in person. This loan company made the process smooth and hassle-free. They provided a fair quote, and the entire transaction was transparent. Got the money I needed without... any issues.read more
Ernestine F.
Ernestine F.
When time is of the essence, this loan company provides same day car title loans online. Their online platform is user-friendly and secure, allowing you to complete the application process quickly and conveniently. The staff members are... experienced in processing online loans efficiently, ensuring a seamless experience.read more
Phillip H.
Phillip H.
Trying to find the best personal loans? There is no need to look any further. This organization provides tailored loan solutions with affordable interest rates and flexible repayment alternatives.
Catherine J.
Catherine J.
I was looking to lower my monthly payments by refinancing my auto loan, and this company was able to help me accomplish that. They were professional and efficient.
Jamie B.
Jamie B.
I got my personal loan through this company and I was very pleased with the service. The loan process was very efficient and the staff was very helpful.
Chelsea L.
Chelsea L.
I had a lot of trouble getting a loan because of my poor credit score. But this loan company was really helpful and gave me a loan with very reasonable terms. I'm really happy with their service.
Tamara S.
Tamara S.
The Kelley Blue Book services were extremely helpful to me in understanding the resale value of my car. I was able to get a good sense of what my car was worth and how to get the most value for it. The staff was professional and... knowledgeable, and I would recommend their services to anyone.read more
Crystal T.
Crystal T.
I needed cash quickly to cover an unexpected expense, and this loan firm was able to help me out. I was able to get a fast cash title loan and the staff was there for me every step of the way. They made the process easy and stress-free,... and I'm very grateful for their help.read more
Claudia H.
Claudia H.
I've visited a number of pawn shops, and this is by far the finest one for me. I would suggest this business to anyone looking for quick and pleasant service.
Miriam H.
Miriam H.
My mother passed away, and I had to pay a large sum of money to settle her estate. I went to several banks, but they all turned me down. Finally, a friend told me about you people and this is how I discovered your company. My application... and approval process for a car title loan was extremely simple. I am very pleased with the friendly service and quick processing.read more
Leslie S.
Leslie S.
I needed money fast, and the car title loan from this company was a lifesaver. The process was fast and easy, and I had the money I needed in no time. I would definitely recommend this company to anyone in need of a quick loan.
Josie H.
Josie H.
I applied for a same day cash loans online quickly and easily, and the representatives I spoke with were courteous and professional. The loan was approved and I highly recommend this company.
Kenneth W.
Kenneth W.
I applied for a fast loan online. And I appreciate their honesty and punctuality. I will tell all of my friends about your best service.
Pauline G.
Pauline G.
I was very pleased with my instant loans application experience. I applied smoothly and did not experience any stress.
Rosie G.
Rosie G.

3 Easy Steps to Get a Car Title Loan in Elyria

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Quick Financial Relief in Elyria, Ohio with Title Loans

Elyria, Ohio, a city with a rich history and strong sense of community, has been home to various industries, including manufacturing, healthcare, education, and retail. Despite its economic growth, unexpected expenses like car repairs, medical bills, or home maintenance costs can arise. 

Title loans in Elyria offer a fast, flexible, and convenient solution to address these financial needs. These short-term loan options let you get approved within a day, even if you have bad credit.

Title loans are secured loans that use your vehicle title as collateral. When you take out a title loan, the lender puts a lien on your vehicle, but you can keep driving your car for the duration of the loan.

Interest Rate, Loan Amount, and Other Details on Title Loan

The silver lining for Ohio residents is that the maximum interest rate a lender can charge is 28% per year. Also, the Department of Commerce in Ohio has set no limit on how much you can borrow using title loans. With most lenders, you can expect to get up to 50% of the car’s current value.

Interest Rate28% (Per Annum)
Loan AmountNo Limit
Loan Duration180 Days
Loan Fee2% if the loan amount exceeds $500


If you borrow $1000 for a year, the total amount you’ll need to repay after 12 months will be $1280, even if you’re charged the highest possible interest rate of 28%.

How Long Does It Take to Get Approved for an Auto Title Loan?

Title loans are known for their quick and seamless application process, and with most lenders, you can expect to get approved within a day. However, if you apply for a title loan with us, you not only get an approval decision instantly but also receive the loan amount the same day (if you sign the loan agreement before 2 PM).

What Are the Qualifying Requirements for Auto Title Loans?

Before you start your online title loan application process, you must keep in handy a few documents mentioned below:

  1. A Clear Car Title
  2. Proof of Identity
  3. Proof of Income
  4. Proof of Residence
  5. Vehicle Registration and Insurance

Get detailed information on the requirements of title loans.

Can I Get a Title Loan Without a Bank Account?

Yes, it’s possible to get a title loan even if you don’t have a bank account. To approve your title loan, lenders usually consider your car’s value, your ability to repay the loan, and if you are the real owner of the vehicle. 

What’s even better is that the application process won’t be complicated, and with just a few documents (mentioned above), you will be able to secure the title loan.

4 Major Advantages of Car Title Loans

Though title loans come with the risk of repossession of your car and come with high-interest rates, they also offer multiple benefits in certain scenarios.

Bad Credit is Accepted

Since title loans are secured loans and use your vehicle title as collateral, you don’t have to worry about bad credit for approval. You may easily get a title loan if you have enough monthly income and equity in your vehicle.

No Prepayment Penalties

The majority of lenders don’t charge penalties if you choose to repay or close the loan before the agreed terms. We believe it’s a healthy option to close your debts as soon as possible, as it will help you save money on interest.

You can Keep Your Car

Another major advantage of title loans is that you are allowed to keep your car and continue your day-to-day activities. Lenders generally put a lien on your vehicle for the duration of the loan. Once you repay and close the loan, you can get the title back in your name.

What Can Funding From an Ohio Car Title Loan Be Used For?

There are no hard and fast rules on how you can spend the title loan money. Once you get approved and receive the loan amount, you can use it on your own terms. However, we suggest using these loans only for emergencies and not for regular expenses due to their high-interest rates. Most borrowers in Elyria, Ohio, use the title loan proceeds for the following purposes:

  • Medical Emergency
  • Education Expense
  • Travel
  • Home Renovations
  • Bills & Utilities
  • Opportunistic Investments
  • Debt Consolidation

Can I Get an Ohio Title Loan if I’m Unemployed?

Yes, it’s possible to get online title loans even if you don’t have a job. Being employed and having a source of income are two different things, and lenders usually require the latter for loan approval. 

So even if you don’t have a regular job but can prove that you have a steady monthly source of income, you can apply for a title loan without a second thought.

Some Basic Information About Elyria, Ohio

Total Population 52,908
Persons Per Households2.25
Median household Income$46,034
Per Capita Income$27,366

Source: The Census Bureau

Frequently Asked Questions

Is It Must Have Collateral For a Title Loan?

Can I Get a Title Loan While Still Paying on My Car?

Do Title Loans Check Your Credit?

Get an Instant Online Title Loan with Ease!

If you are surrounded by some unexpected expenses and can’t get any traditional personal loans, apply for a title loan at Montana Capital Car Title Loans. With years of experience in the industry, we understand how important a quick and hassle-free loan process is for you, and we deliver just that.

Apply online or call us. Our title loan representative will be happy to assist you.

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22350 Lorain Rd, Cleveland, Ohio 44126
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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