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Title loans in Manfield, OH

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Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Manfield, OH

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Chaotic Motoring

352 E 4th St,

Manfield

44902 OH

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Mansfield, OH: Everything You Need to Know

Stuck in a financial emergency? Need cash NOW?

Whether it’s hospital bills, overdue rent, or basically anything else that needs an instant cash solution, car title loans are a good, quick solution to your situation.

Aside from your ID and vehicle title, we’ve listed down all the requirements and information you need to know on how to get approved for car title loans, walk you through the loan process, and answer some questions you might have.

Why Get Car Title Loans?

Car title loans are INSTANT and QUICK solutions to your sudden cash crisis-you can get them as fast as 30 minutes to 24 hours!

And unlike a bank or a credit union, a good credit history isn’t necessary.

However, a good credit score will give you certain advantages-you’ll have more negotiating power before signing your contract and a lower interest rate. BUT you can still get approved for an auto title loan even WITH A BAD CREDIT SCORE.

You don’t even have to be employed to be eligible for title loans!

Lenders in Mansfield OH will assess one most important thing-your ability to pay back the loan.

And this can be proven by many things: your property, income from your business, benefits from social services, inheritance, and other documents to prove your income.

Will They Take My Car as Collateral?

No. Auto title loans are basically just title pawns-your lender holds on to your car title, BUT NOT YOUR ACTUAL CAR.

After you get your loan approval, you drive your vehicle away from the office with your money and use your car as usual.

Note: Just to be sure, confirm this with your lender before signing your contract.

How Are Title Loans Different From Auto Equity Loans?

With equity loans, you can get a loan without having full ownership of your car yet. But, the legal owner is still the bank.

In this case, lenders only allow you to borrow up to 50% of your vehicle equity.

Car title loans, on the other hand, will require you to submit a clean title upon application with your vehicle being paid in full and under your name.

How Much Loan Amount Can I Get?

Your lender will assess the money you can get depending on:

  • The value of your car e.g., mileage, condition, year model, etc.
  • Your ability to pay back your title loans amount

How Much Will Title Loans Cost Me?

The cost of the loan will depend on your lender and it can vary through the states- but usually, these loans can cost as much as 25% of the principal loan amount.

It can be tempting to loan the full value of your loan, but we recommend borrowing the smallest possible amount from your lender so it’ll be easier, later on, to pay back the loan.

If you lower the value of your principal loan, you’ll lower the value of your interest and in effect your full loan amount.

Before Applying for a Title Loan [Q&A]

What Are the Chances of Getting Denied a Title Loan?

Quite slim. A rejected application is still possible, but it rarely happens.

Title loans are geared towards those who didn’t necessarily make good credit decisions, are not currently employed, or are just in a bind and in urgent need of cash.

How Long Will Lenders Give Me to Pay My Loan Back?

Car title loans will usually have to be paid back in 30 days to up to 60 days, both the principal loan and the interest.

What Happens if I Can’t Pay My Loan on Time?

If you aren’t able to pay your loans in time, your lender will let you borrow the loan again for another 30 days with a fee.

This is called a rollover, and rollovers can be dangerous when you repeatedly roll over your credit because it can lead to your loan ballooning.

And if I Can’t Pay Forever?

In the worst-case scenario, your lenders will repossess your vehicle then sell it to regain the money they lost. Although, do remember that even lenders also want to avoid taking your vehicle as much as they can.

So try to call your lender and get in touch with a customer service representative first-they might have a way of helping you pay back your loan without having to take your vehicle.

It may also be helpful to submit a title loan application with a secondary vehicle.

You might have an old car, motorcycle, RV, boat, or any other vehicle just sitting in your garage and gathering at least an inch of dust.

If you use that, it might ease your worries of having your primary means of transport being taken away and gain some peace of mind.

Can I Sell a Car With a Title Loan?

Yes, if you’re done paying off your credit then that makes your title clean and free again-and you’ll be able to sell it without a hitch.

You could also sell a vehicle that you still owe money, but first, you have to close the loan with your lender. Your buyer might be willing to cover your credit, then you and your lender can hand over the title to your buyer – its new owner.

How Do I Get Out of My Car Title Loans?

Negotiate!

Before even signing your car title loan contract, ask for all the information about your contract and negotiate as much as you can.

Try to Pay Your Loan Back as Quickly as Possible

If you happen to have extra funds, hold off spending first and start paying off your loans with whatever money you already have.

There will probably be early payment penalties, as lenders still have to do business. But paying this penalty will be more helpful for you than risk delaying your payments until the last minute.

If the prepayment penalty fee is too high, secure the money for the loan aside and then pay it on the expected due date.

Take Out a Personal Loan

Remember how we said in the beginning that banks and a credit union might not be the best option for sudden money emergencies?

Well, when your money emergency has already been settled by your car title loan, you can now take out a personal loan from your local bank and use that to pay off your title loan.

This way, you won’t suffer the annual high-interest rates of auto title loans and risk getting your vehicle getting taken away and the terms will be better.

(Although you’ll obviously have to have good credit or collateral.)

Important reminder: Taking out a personal loan is the last resort and ONLY if it’s literally the only option you have left. Why? Because having to pay for 2 loans is heavy and could lead to an endless cycle of debt.

Are Title Loans Worth It?

For those who need FAST, INSTANT money, and have no liberty to go through the lengthy loan process application of major financial services like banks and such, title loans ARE WORTH IT.

You can get your money in less than a day, without the long and tedious process, countless requirements, good credit score, and even collateral other than your title.

The CONVENIENCE of a QUICK and EASY transaction of applying for title loans is a value no other financial service can give you.

Alright, I’ve Decided! What’s the Loan Process Like?

Step 1: Prepare the Requirements:

  • Government-issued ID
  • Clean vehicle title
  • Your vehicle
  • Photos of your vehicle (front, back, and sides)
  • Proof of income (pay slip, disability benefits)
  • Proof of residence (utility bills)
  • Bank account in your name (you don’t need good credit either!)
  • 2 to 3 character references

Step 2: Set an Appointment or Complete the Application Online

You could get in touch with your lender’s office by phone so you’re sure they’ll be available to accommodate you when you arrive at their office. (Be extra cautious due to COVID-19 cases)

You could also ask for other information on the loan process.

Or you could also complete your loan application process online (as long as you already have all your required documents with you) for a FAST and HASSLE-FREE transaction.

Step 3: Bring Your Vehicle to the Lender’s Office in Mansfield

  • Your lender will assess your vehicle’s value and install a GPS.
  • Fill out the application form and they will assess your ability to pay and see how much your loan proceeds will be.

Step 4: Contract

  • Negotiate the terms stated on your contract.
  • Get all the information. Read the fine print and check if your lender has hidden charges!
  • Make sure you review and agree to ALL THE TERMS. Don’t be afraid to ask ALL the questions!
  • Sign the contract.
  • And you’re all set! Your lender will hand you the money, transfer the money to your bank account, or in any other way that is convenient for you.

Apply for Car Title Loans Now

Now that you have all the information to help you get started and increase the chances of approval, call your lender and book an appointment for an assessment.

We suggest fulfilling the form online rather than perform the process in a physical office due to COVID-19.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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