Title Loan Activity in the 45805 Area
4
Loans Funded
$2,986
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 2311 Elida Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Kia | Soul | 142,000 | $2,500 |
| 2017 | Honda | Civic | 110,700 | $5,200 |
| 2007 | Dodge | Ram 1500 | 149,000 | $1,503 |
| 2007 | Dodge | Ram 1500 | 149,000 | $2,739 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Dodge ($2,121 avg), Honda ($5,200 avg), Kia ($2,500 avg)
Know Before You Borrow in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
For complete Ohio title loan regulations and consumer protections, visit our full Ohio guide.
Quick Answers About Title Loans in Lima
Yes. Vehicles with high mileage regularly qualify. Near 45805, a 2007 Dodge Ram 1500 with 149,000 miles on it was approved for $2,739. The average mileage among borrowers in this area is 137,675 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 45805, a 2007 Dodge Ram 1500 with 149,000 miles was approved for $2,739. Bring your truck or SUV title to get a free estimate.
For online applications in Lima, vehicle photos typically substitute for an in-person inspection. You submit images of your car along with your title and other required documents, and they are reviewed to determine your vehicle’s value and loan eligibility.
In some cases, yes. A credit check may be run as part of the application review, but your credit score is not the main approval factor for title loan approval. Approval is based primarily on your vehicle’s value and your ability to repay. Borrowers with bad or limited credit can still qualify.
