Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Florida > Lehigh Acres

Title Loans in Lehigh Acres , Florida

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

Location Information:

MC representative


1937 S Monroe St
Lehigh Acres
Florida   33971

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans made getting a title loan a breeze! Their process was straightforward, and the team was incredibly helpful every step of the way. If you're considering getting a title loan, I highly recommend checking them... out for a seamless experience.read more
Sabrina B.
Sabrina B.
I was impressed by the seamless process and excellent customer service I received when applying for a motorcycle title loan. The team made the entire experience stress-free, and I was able to secure the funds I needed quickly, making it a... reliable option for anyone looking for financial assistance against their motorcycle title.read more
John B.
John B.
I believed I would never be able to obtain a loan when I couldn't find my title. To make things easier, this loan provider provided a title loan without a title. It was evident from their understanding and flexibility that nothing would... prevent me from getting the money I required.read more
Daniel B.
Daniel B.
When I couldn't locate my title, I thought getting a loan was impossible. However, this loan company offered a title loan without title, simplifying the process. Their flexibility and understanding made it clear that obstacles wouldn't... stand in the way of securing the financial assistance I needed.read more
Marina C.
Marina C.
I had an excellent experience with motorcycle title loans through them. Their efficient process, reasonable terms, and understanding staff made obtaining financial support against my motorcycle title a hassle-free and positive experience.... Highly recommend!read more
Andrea G.
Andrea G.
I found myself in need of additional funds urgently, and this company provided the solution. They didn't require any proof of income, and the application process for car title loans with no income verification was quick and efficient. I... greatly appreciate their assistance!read more
I needed more money now, and this company came through for me. No proof of income was needed, and the application process for auto title loans without proof of income took very little time. Thanks a lot!!!!
Rachel A. K.
Rachel A. K.
I needed some extra cash ASAP, and this company delivered. No income verification required, and the car title loans with no income verification process took barely any time.
Joseph O
Joseph O
I recently obtained a cash title loan from this reputable loan company, and I must say, the entire process was seamless. The team at this company provided exceptional assistance, and the application process was straightforward. If you are... in need of immediate funds and own a vehicle, this is definitely the best option for you.read more
Lucille M.
Lucille M.
I was greatly impressed with the speed of this loan company's cash loans! I utilized their services in a financial emergency and they provided speedy help. Everything was transparent and efficient, providing me with a hassle-free... experience. Thank you for being a reliable partner in my financial journey!read more
Delores H.
Delores H.
I was in urgent need of cash and decided to explore car title loan companies near me. I found this trusted company that exceeded my expectations. They provided quick assistance and offered loans with favorable terms. The staff was... friendly, and the process was straightforward.read more
Shelly D.
Shelly D.
Auto title loans from this company were a great solution when I needed quick cash. They provided a loan based on my car's value, and the process was efficient and convenient.
Annie C.
Annie C.
I applied for a truck title loan through this company and I was amazed at how easy and quick the process was. I was approved for the loan in minutes and the money was deposited into my account the next day.
Angie R.
Angie R.
I got my title loan online through this company, and it was a very smooth and easy process. The loan was deposited into my account the next day, and I had no problems whatsoever.
Candy C.
Candy C.
I am very happy with the loan company. They gave me a cash loan on my car title and the process was very quick and easy. I would definitely recommend them to anyone in need of a loan.
Pauline A.
Pauline A.
I am a trucker and I have been using this loan company for a while now. They have always been professional and helpful. The process is very simple and they always get me the money I need quickly. I would recommend them to anyone in need of... semi-truck title loans.read more
Vickie S.
Vickie S.
I needed a loan to cover some unexpected expenses, and I was worried about my car title. I'm so glad I found this company! They were able to give me a loan with my car title, and I was able to keep my car. I would definitely recommend them... to anyone in a similar situation.:+1:read more
Shannon N.
Shannon N.
I needed some quick cash so I decided to get a car title loan. I went to this loan company in Lehigh Acres and they were very helpful. They explained the process and helped me get the money I needed. I would definitely recommend their... service to anyone in need of quick cash.read more
Sophie W.
Sophie W.
I really appreciated the convenience of being able to apply for and receive my loan online. The process was quick and easy, and I had the money I needed in no time. I would recommend this company to anyone needing an online title loan.
Amanda S.
Amanda S.
They are great loan providers with excellent service. The process was very easy with them to get the poor credit loans in Leigh Acres.
Jill W.
Jill W.

3 Easy Steps to Get a Car Title Loan in Lehigh Acres

Icon Phone


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Icon OK


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Icon $$$


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Lehigh Acres

Have you run into a wall because of unexpected expenses? Looking for a way to earn cash fast?

Did you know that one of the quickest ways to get cash is to apply for a title loan? If you’re interested in applying for a loan in Lehigh Acres, Florida, we’ve got you covered!

Read more to understand the steps and requirements needed for getting a title loan in Lehigh!

The Right Conditions for Title Loans

Before you apply for car title loans online, there are a few things to prepare.

You can start by checking your vehicle’s eligibility for getting auto title loans in Lehigh Acres, Florida.

Check out our mini-lists below to see if you fit the bill!

Application Requirements (Auto Title Loans)

Check out the list below to see if you’re eligible for auto title loans in Lehigh Acres, Florida!

  1. A Resident of Lehigh, Acres Florida: You can only avail of Lehigh Acres title loans if you’re a resident in Lehigh Acres FL
  2. Good Credit Score: Some lenders provide title loans even if you have a bad credit score, but you’ll have better chances of getting a title loan if you have a good credit history!
  3. Organized Repayment Plan: Making a repayment plan is one of the best ways to avoid title loan penalties or late fees! It’ll help you be on track with monthly payments as well.
  4. Necessary Documents: To ensure no delay in the loan processing, you should correspond with your lender to prepare the necessary documents in advance.

Vehicle Requirements (Auto Title Loans)

Now that you’re done checking your eligibility, it’s time to check your vehicle’s eligibility for car title loans in Lehigh Acres, Florida!

  1. Car Title: Your car title should come from Lehigh Acres, Florida, and it shouldn’t have a lien. If you have a lien, your loan officer can repossess your car if you often miss deadlines.
  2. Low Mileage: Did you know that some title loan lenders prefer cars with low mileage? While the reverse is also true, make sure to verify this with your lending institution first.
  3. Good Equity Value: If your car loan is bigger than your car’s value, your car’s equity will be negative. To address this, you should pay back your auto title loan as SOON as you can
  4. Stability: While we all strive to have stability in our lives, your car should also be relatively stable, so your lender will be more inclined to provide you with an auto title loan!
  5. Overall Condition: If your car functions well and looks like it’s been taken care of, this increases your chances of getting an auto title loan and the value of your car!

Car Title Loan Application Process (Lehigh Acres, Florida)

Done checking the necessary conditions? You’re all set to apply for a title loan! Refer to the steps below to learn more about what you’ll have to prepare.

Step 1: Fill Out the Application Form

To help your lender know you better, you’ll have to access and fill out the car title loan application form. You can apply online or through a phone call with the lender.

After receiving it, fill out all necessary fields. These may include the following:

  • Name
  • Contact Details
  • Vehicle (i.e., the model of your car)
  • Financial statements (i.e., bank statements or income statements)

Once you’re done, do a QUICK once-over to check that you fill everything out before moving on to the next step.

Step 2: Submit the Necessary Documents

The next step is to submit the required documents to your loan representative. While these files may vary per lender, most lenders require the following:

  1. A valid Government-issued ID
  2. Your Car Title
  3. Proof of Residency
  4. Proof of Income (i.e., financial statements)
  5. Car Documents (i.e., pictures of your vehicle)

You can submit the title loan documents online or visit the nearest physical store to submit them personally.

Step 3: Review the Loan Agreement

After getting the pre-approved title loan agreement from your lender, make sure to thoroughly REVIEW it.

Some of the relevant details that you’ll have to double-check are the following:

  • Your car’s value
  • The title loan amount/how much money you’ll receive
  • Payment terms
  • Repayment deadlines
  • Any additional fees (i.e., processing charges or interest rates)

When you’re satisfied with the agreement, you can proceed to the FINAL step in the title loan process.

Step 4: Receive Your Car Title Loan

CONGRATS, you’re finally on the last step!

With your auto title loan approved, you can now receive it. Your lender may choose to send the loan to you through any of the following methods:

  1. Direct Deposit
  2. Bills
  3. Electronically

You may be tempted to spend your money as soon as you receive your lender’s final approval and your auto title loan, but remember your loan repayment plan!

  • As long as you keep the loan repayment deadlines in mind, you’ll be able to spend the money responsibly and in careful increments.

Fast Facts: Car Title Loans (Lehigh Acres, Florida)

Still unsure if you want to pursue auto title loans in Lehigh Acres, FL? If you’ve got a few BURNING questions, check out our little bits of trivia below for more information!

1- How Do I Choose a Financial Institution?

Choosing a financial institution in Lehigh Acres will require a lot of research on your part.

You’ll have to check if they have any strict procedures you’ll have to follow and if they have any pre-application standards, you’ll have to meet.

In addition to this, you’ll have to check if they require any additional fees throughout the loan procedure (ex: processing charges).

2- What Is a Pink Slip Loan?

Have you heard of this term before? Pink slip loans are another term for title loans! [R]

If you’re wondering why it’s called a pink slip loan, it’s because MOST vehicle titles are pink. However, in other countries, they have blue or green vehicle titles!

3- Can I Still Use My Car?

If you’re worried about not being able to use your car while you’re still paying off your debt, we’ve got you covered!

You can STILL use your car to move around, but take note that your lender is holding onto your vehicle title.

The sooner you pay off your debt, the faster you can get your car title back! That’ll be a weight off your shoulders and will make the long drives sweeter.

Types of Loans (Lehigh Acres FL)

Are you curious about the other types of loans and how they compare with title loans in Lehigh Acres?

Keep reading to learn more about the description, pros, and cons of 3 alternatives to title loans.

1. Personal Loan

Just like the name suggestions, a personal loan is something that you can borrow for your personal use. An example of this is if you want to fix your broken car.

Three common elements that can be seen in all personal loans are the following: [R]

  1. Evidence of the debt: Can be seen in the form of a promissory note
  2. The amount borrowed: This is also known as your principal
  3. The cost of borrowing: This is also known as an interest rate


Interested in learning more about the personal loan procedure? Continue reading the article to find out the steps involved! [R]

1- Analyze and Calculate

Before applying for a personal loan, you’ll have to check if you can repay it eventually.

It’s important to try estimating how much money you’ll need, especially since some lenders require an origination fee.

  • This fee will be deducted from your loan proceeds, so you have to make sure that you’ll still have enough money after

You can choose to use an online loan calculator to determine this, but it’s still important to know the specific rates and repayment terms lenders will offer.

  • To do this action, it’s best to contact your potential lender and determine the type of fees and rates they require.

You should also remember that most personal loan lenders will check your credit history to see if you’re eligible for a loan.

If you want a good personal loan, having fair credit would mean getting a score between 580 and 669. To get good/excellent credit, you’d need a score of above 670.

You can try getting a copy of your credit report from online credit websites. Once you receive it, look over it to see any noticeable errors.

  • If there are any mistakes, contact the credit reporting agencies (ex: Equifax, TransUsion, and Experian) to fix this.

2- Determine the Loan Type

One thing to keep in mind about loans is that some lenders are flexible regarding how you’ll use the loan, but others will only provide the loan if you use it for a specific reason.

Here are some examples of the various types of personal loans:

  • Debt consolidation
  • Credit card refinancing
  • Home improvement
  • Medical
  • Emergency
  • Wedding

3- Choose Your Lender

Another important aspect of the loan procedure is the research you’ll be doing. It’s best to be prepared when it comes to which lender (and lending institution) you’ll be getting a loan from.

To determine the best options available to you, you can try considering the following:

  • Banks
  • Credit unions
  • Online lenders

Check if these lenders require a soft or hard credit check and if they have any prequalification processes to keep in mind.

4- Provide the Relevant Documents

Similar to applying for a car title loan, you’ll have to fill out an application form, which may ask you the following details:

  • Name
  • Address
  • Contact Information
  • Vehicle Information

After submitting the form, you’ll also have to submit documents, such as:

  • Driver’s license
  • Proof of Residence
  • W-2s
  • Most recent pay stub

5- Receive Your Loan

You’re all set! With the final step of the process, you can now receive your loan.

Make sure to carefully track the repayment deadlines so that you can avoid missing any of the important dates!

2. Payday Loans

We’re sure that you’ve heard of payday before, but are you familiar with payday loans?

This is often defined as a short-term loan where you’ll have to pay high-interest rates depending on your income.


Want to know more about the ways to get a payday loan? Keep reading to find out the steps involved! [R]

1- Visit the Nearest Store

Since most payday loan lenders are merchants with physical stores, you’ll have to get on-site approval by visiting the nearest branch.

To apply for a payday loan, you’ll be asked to provide pay stubs that indicate how much income you currently have.

  • These types of lenders often estimate their loan principal based on your short-term income

2- Receive Your Loan

After applying, you can get your loan through your bank account or a prepaid credit card.

Make sure to double-check your account or credit card details before giving them to the lender!

3- Pay Back Your Debt

To pay back the loan, you might be asked to write a post-dated check for the full balance along with any additional fees.

  • Don’t forget to give your lender your permission and authorization to debit the funds from your account!

3. Credit Union Loans

A credit union is somewhat similar to a bank regarding functions and services. This may involve the following: [R]

  • Direct deposit
  • Mobile banking
  • ATM access
  • Overdraft protection

However, the main difference between these two institutions is that banks are for-profit institutions, while credit unions are member-owned, non-profit institutions.


Are you curious about the feasibility of these loans? Keep reading to find out the steps involved! [R]

1- Become a Member

Since credit unions are member-based, you’ll have to be a member before you can apply for a loan.

If you’re curious about the eligibility standards that you’ll have to meet, take note that most of these requirements involve sharing similar characteristics with other members.

  • Ex: Having similar addresses or working in similar job fields

Besides this, they may also check how long you’ve been working in your current job.

2- Apply for a Loan

After reviewing numerous credit unions and settling on one, you can apply for a loan by filling out a form. This may include the following details:

  • Name
  • Contact Details
  • Social Security Number

In addition to this, it’s your responsibility to be transparent with the other members. If you have any existing debts, inform them ASAP.

They may also check your history of repaying debts. For example, your monthly debt payments are below a specific debt-to-income ratio.

  • The EXACT ratio will depend on the branch that you chose

Once you’ve submitted all the necessary documents and given all of the relevant information, you’ll be able to receive your loan!

Advantages and Disadvantages of Auto Title Loans (Lehigh Acres FL)

After learning about the different loan types, you might be confused about which loan to choose.

It might be helpful to know more about the pros and cons of auto title loans before you decide!

Pros (Car Title Loan)

The following are the advantages of applying for and using car title loans!

1- Fast Loan Procedure

If you need cash ASAP, you’re in luck because title loans are often given in 1 business day or, if you’re lucky and prepared, even LESS than 1 business day!

  • Depending on your lender, you may even receive it in less than an hour

If you’re wondering why title loans are easily accessible, it’s because they require fewer documents compared to other loans (i.e., traditional bank loans).

2- No Credit Check

For most loans, it’s common for lenders to do a background credit check to verify the applicant’s eligibility for a loan.

In contrast, not all title loan lenders require you to go through a background credit check. To verify your credibility, they’ll be relying on your title loan documents instead!

With that said, it’s important to remember that having a good credit score is still preferable since there could be various challenges that you’ll end up facing if you have bad credit!

  • Ex: If the lending process gets delayed because of your bad credit, this would also affect the rate at which you get your loan amount

3- Lower Interest Rates

Since you’re getting a title loan to pay back your debt or bills (ex: medical bills) as soon as possible, you probably DON’T want to spend more than you have to in the process.

  • If you need loans with low-interest rates, title loans in Lehigh Acres, Florida are the answer!

To avoid encountering competitive rates and strict repayment deadlines with other loans like unsecured loans, try looking up the rates of title loans online or correspond with your lender!

4- Adjustable Payment Deadlines

Sometimes, even our best-laid plans might go awry because of unexpected factors.

If you’re worried about not meeting a deadline, the best thing to do is talk to your seller and ask if it’s possible to adjust the title loan repayment deadlines!

Most lenders would be willing to adjust the deadlines because they have your car title as collateral. This means that they feel more secure in your ability to repay your loan eventually.

  • However, take note that you shouldn’t rely too much on your lender’s generosity. Stick to your repayment plan whenever you can get so that you can get your car title back soon!

Cons (Car Title Loan)

The following are the disadvantages of applying for and using car title loans!

1- Risky Process

While you’re focused on paying back your title loan amount, your lender will be holding on to your car title in the meantime.

If you constantly miss repayment deadlines, there’s a high possibility that you’ll LOSE your car. This is why getting a title loan is a process with high risk and high rewards.

2- Expensive Fees

Has your lender agreed to change some of the repayment deadlines? If this is the case, be careful not to keep asking for adjustments, as there’ll be an increase in fees.

The longer you spend paying back your debt, the more interest you’ll end up paying. This is one of the reasons why people describe the loan cycle as a debt cycle.

Driving By Lehigh Acres, Florida

If you’re experiencing money problems, you’re probably on a tight schedule. Loans can be considered short-term financing, so make sure not to rely TOO heavily on your loan!

Regardless of which time period you belong to, having a short-term loan is still one of the fastest and most efficient ways of getting cash to pay for things like medical bills.

As long as you communicate with your lender and stick to your repayment plan, you’ll have your car title back in no time!

Related Locations

Fort Myers

3132 Fowler St, Fort Myers, Florida 33901
View Location

Cape Coral, FL

1122 Cape Coral Pkwy E, Cape Coral, FL 33904
View Location

Bonita Springs

26271 Bonita Grande Dr, Bonita Springs, Florida 34135
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Skip to content