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Title loans in Lehigh Acres

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Lehigh Acres

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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In Your Ear Stereo Gear

1937 S Monroe St

Lehigh Acres

33971 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Lehigh Acres

Have you run into a wall because of unexpected expenses? Looking for a way to earn cash fast?

Did you know that one of the quickest ways to get cash is to apply for a title loan? If you’re interested in applying for a loan in Lehigh Acres, Florida, we’ve got you covered!

Read more to understand the steps and requirements needed for getting a title loan in Lehigh!

The Right Conditions for Title Loans

Before you apply for car title loans online, there are a few things to prepare.

You can start by checking your vehicle’s eligibility for getting auto title loans in Lehigh Acres, Florida.

Check out our mini-lists below to see if you fit the bill!

Application Requirements (Auto Title Loans)

Check out the list below to see if you’re eligible for auto title loans in Lehigh Acres, Florida!

  1. A Resident of Lehigh, Acres Florida: You can only avail of Lehigh Acres title loans if you’re a resident in Lehigh Acres FL
  2. Good Credit Score: Some lenders provide title loans even if you have a bad credit score, but you’ll have better chances of getting a title loan if you have a good credit history!
  3. Organized Repayment Plan: Making a repayment plan is one of the best ways to avoid title loan penalties or late fees! It’ll help you be on track with monthly payments as well.
  4. Necessary Documents: To ensure no delay in the loan processing, you should correspond with your lender to prepare the necessary documents in advance.

Vehicle Requirements (Auto Title Loans)

Now that you’re done checking your eligibility, it’s time to check your vehicle’s eligibility for car title loans in Lehigh Acres, Florida!

  1. Car Title: Your car title should come from Lehigh Acres, Florida, and it shouldn’t have a lien. If you have a lien, your loan officer can repossess your car if you often miss deadlines.
  2. Low Mileage: Did you know that some title loan lenders prefer cars with low mileage? While the reverse is also true, make sure to verify this with your lending institution first.
  3. Good Equity Value: If your car loan is bigger than your car’s value, your car’s equity will be negative. To address this, you should pay back your auto title loan as SOON as you can
  4. Stability: While we all strive to have stability in our lives, your car should also be relatively stable, so your lender will be more inclined to provide you with an auto title loan!
  5. Overall Condition: If your car functions well and looks like it’s been taken care of, this increases your chances of getting an auto title loan and the value of your car!

Car Title Loan Application Process (Lehigh Acres, Florida)

Done checking the necessary conditions? You’re all set to apply for a title loan! Refer to the steps below to learn more about what you’ll have to prepare.

Step 1: Fill Out the Application Form

To help your lender know you better, you’ll have to access and fill out the car title loan application form. You can apply online or through a phone call with the lender.

After receiving it, fill out all necessary fields. These may include the following:

  • Name
  • Contact Details
  • Vehicle (i.e., the model of your car)
  • Financial statements (i.e., bank statements or income statements)

Once you’re done, do a QUICK once-over to check that you fill everything out before moving on to the next step.

Step 2: Submit the Necessary Documents

The next step is to submit the required documents to your loan representative. While these files may vary per lender, most lenders require the following:

  1. A valid Government-issued ID
  2. Your Car Title
  3. Proof of Residency
  4. Proof of Income (i.e., financial statements)
  5. Car Documents (i.e., pictures of your vehicle)

You can submit the title loan documents online or visit the nearest physical store to submit them personally.

Step 3: Review the Loan Agreement

After getting the pre-approved title loan agreement from your lender, make sure to thoroughly REVIEW it.

Some of the relevant details that you’ll have to double-check are the following:

  • Your car’s value
  • The title loan amount/how much money you’ll receive
  • Payment terms
  • Repayment deadlines
  • Any additional fees (i.e., processing charges or interest rates)

When you’re satisfied with the agreement, you can proceed to the FINAL step in the title loan process.

Step 4: Receive Your Car Title Loan

CONGRATS, you’re finally on the last step!

With your auto title loan approved, you can now receive it. Your lender may choose to send the loan to you through any of the following methods:

  1. Direct Deposit
  2. Bills
  3. Electronically

You may be tempted to spend your money as soon as you receive your lender’s final approval and your auto title loan, but remember your loan repayment plan!

  • As long as you keep the loan repayment deadlines in mind, you’ll be able to spend the money responsibly and in careful increments.

Fast Facts: Car Title Loans (Lehigh Acres, Florida)

Still unsure if you want to pursue auto title loans in Lehigh Acres, FL? If you’ve got a few BURNING questions, check out our little bits of trivia below for more information!

1- How Do I Choose a Financial Institution?

Choosing a financial institution in Lehigh Acres will require a lot of research on your part.

You’ll have to check if they have any strict procedures you’ll have to follow and if they have any pre-application standards, you’ll have to meet.

In addition to this, you’ll have to check if they require any additional fees throughout the loan procedure (ex: processing charges).

2- What Is a Pink Slip Loan?

Have you heard of this term before? Pink slip loans are another term for title loans! [R]

If you’re wondering why it’s called a pink slip loan, it’s because MOST vehicle titles are pink. However, in other countries, they have blue or green vehicle titles!

3- Can I Still Use My Car?

If you’re worried about not being able to use your car while you’re still paying off your debt, we’ve got you covered!

You can STILL use your car to move around, but take note that your lender is holding onto your vehicle title.

The sooner you pay off your debt, the faster you can get your car title back! That’ll be a weight off your shoulders and will make the long drives sweeter.

Types of Loans (Lehigh Acres FL)

Are you curious about the other types of loans and how they compare with title loans in Lehigh Acres?

Keep reading to learn more about the description, pros, and cons of 3 alternatives to title loans.

1. Personal Loan

Just like the name suggestions, a personal loan is something that you can borrow for your personal use. An example of this is if you want to fix your broken car.

Three common elements that can be seen in all personal loans are the following: [R]

  1. Evidence of the debt: Can be seen in the form of a promissory note
  2. The amount borrowed: This is also known as your principal
  3. The cost of borrowing: This is also known as an interest rate


Interested in learning more about the personal loan procedure? Continue reading the article to find out the steps involved! [R]

1- Analyze and Calculate

Before applying for a personal loan, you’ll have to check if you can repay it eventually.

It’s important to try estimating how much money you’ll need, especially since some lenders require an origination fee.

  • This fee will be deducted from your loan proceeds, so you have to make sure that you’ll still have enough money after

You can choose to use an online loan calculator to determine this, but it’s still important to know the specific rates and repayment terms lenders will offer.

  • To do this action, it’s best to contact your potential lender and determine the type of fees and rates they require.

You should also remember that most personal loan lenders will check your credit history to see if you’re eligible for a loan.

If you want a good personal loan, having fair credit would mean getting a score between 580 and 669. To get good/excellent credit, you’d need a score of above 670.

You can try getting a copy of your credit report from online credit websites. Once you receive it, look over it to see any noticeable errors.

  • If there are any mistakes, contact the credit reporting agencies (ex: Equifax, TransUsion, and Experian) to fix this.

2- Determine the Loan Type

One thing to keep in mind about loans is that some lenders are flexible regarding how you’ll use the loan, but others will only provide the loan if you use it for a specific reason.

Here are some examples of the various types of personal loans:

  • Debt consolidation
  • Credit card refinancing
  • Home improvement
  • Medical
  • Emergency
  • Wedding

3- Choose Your Lender

Another important aspect of the loan procedure is the research you’ll be doing. It’s best to be prepared when it comes to which lender (and lending institution) you’ll be getting a loan from.

To determine the best options available to you, you can try considering the following:

  • Banks
  • Credit unions
  • Online lenders

Check if these lenders require a soft or hard credit check and if they have any prequalification processes to keep in mind.

4- Provide the Relevant Documents

Similar to applying for a car title loan, you’ll have to fill out an application form, which may ask you the following details:

  • Name
  • Address
  • Contact Information
  • Vehicle Information

After submitting the form, you’ll also have to submit documents, such as:

  • Driver’s license
  • Proof of Residence
  • W-2s
  • Most recent pay stub

5- Receive Your Loan

You’re all set! With the final step of the process, you can now receive your loan.

Make sure to carefully track the repayment deadlines so that you can avoid missing any of the important dates!

2. Payday Loans

We’re sure that you’ve heard of payday before, but are you familiar with payday loans?

This is often defined as a short-term loan where you’ll have to pay high-interest rates depending on your income.


Want to know more about the ways to get a payday loan? Keep reading to find out the steps involved! [R]

1- Visit the Nearest Store

Since most payday loan lenders are merchants with physical stores, you’ll have to get on-site approval by visiting the nearest branch.

To apply for a payday loan, you’ll be asked to provide pay stubs that indicate how much income you currently have.

  • These types of lenders often estimate their loan principal based on your short-term income

2- Receive Your Loan

After applying, you can get your loan through your bank account or a prepaid credit card.

Make sure to double-check your account or credit card details before giving them to the lender!

3- Pay Back Your Debt

To pay back the loan, you might be asked to write a post-dated check for the full balance along with any additional fees.

  • Don’t forget to give your lender your permission and authorization to debit the funds from your account!

3. Credit Union Loans

A credit union is somewhat similar to a bank regarding functions and services. This may involve the following: [R]

  • Direct deposit
  • Mobile banking
  • ATM access
  • Overdraft protection

However, the main difference between these two institutions is that banks are for-profit institutions, while credit unions are member-owned, non-profit institutions.


Are you curious about the feasibility of these loans? Keep reading to find out the steps involved! [R]

1- Become a Member

Since credit unions are member-based, you’ll have to be a member before you can apply for a loan.

If you’re curious about the eligibility standards that you’ll have to meet, take note that most of these requirements involve sharing similar characteristics with other members.

  • Ex: Having similar addresses or working in similar job fields

Besides this, they may also check how long you’ve been working in your current job.

2- Apply for a Loan

After reviewing numerous credit unions and settling on one, you can apply for a loan by filling out a form. This may include the following details:

  • Name
  • Contact Details
  • Social Security Number

In addition to this, it’s your responsibility to be transparent with the other members. If you have any existing debts, inform them ASAP.

They may also check your history of repaying debts. For example, your monthly debt payments are below a specific debt-to-income ratio.

  • The EXACT ratio will depend on the branch that you chose

Once you’ve submitted all the necessary documents and given all of the relevant information, you’ll be able to receive your loan!

Advantages and Disadvantages of Auto Title Loans (Lehigh Acres FL)

After learning about the different loan types, you might be confused about which loan to choose.

It might be helpful to know more about the pros and cons of auto title loans before you decide!

Pros (Car Title Loan)

The following are the advantages of applying for and using car title loans!

1- Fast Loan Procedure

If you need cash ASAP, you’re in luck because title loans are often given in 1 business day or, if you’re lucky and prepared, even LESS than 1 business day!

  • Depending on your lender, you may even receive it in less than an hour

If you’re wondering why title loans are easily accessible, it’s because they require fewer documents compared to other loans (i.e., traditional bank loans).

2- No Credit Check

For most loans, it’s common for lenders to do a background credit check to verify the applicant’s eligibility for a loan.

In contrast, not all title loan lenders require you to go through a background credit check. To verify your credibility, they’ll be relying on your title loan documents instead!

With that said, it’s important to remember that having a good credit score is still preferable since there could be various challenges that you’ll end up facing if you have bad credit!

  • Ex: If the lending process gets delayed because of your bad credit, this would also affect the rate at which you get your loan amount

3- Lower Interest Rates

Since you’re getting a title loan to pay back your debt or bills (ex: medical bills) as soon as possible, you probably DON’T want to spend more than you have to in the process.

  • If you need loans with low-interest rates, title loans in Lehigh Acres, Florida are the answer!

To avoid encountering competitive rates and strict repayment deadlines with other loans like unsecured loans, try looking up the rates of title loans online or correspond with your lender!

4- Adjustable Payment Deadlines

Sometimes, even our best-laid plans might go awry because of unexpected factors.

If you’re worried about not meeting a deadline, the best thing to do is talk to your seller and ask if it’s possible to adjust the title loan repayment deadlines!

Most lenders would be willing to adjust the deadlines because they have your car title as collateral. This means that they feel more secure in your ability to repay your loan eventually.

  • However, take note that you shouldn’t rely too much on your lender’s generosity. Stick to your repayment plan whenever you can get so that you can get your car title back soon!

Cons (Car Title Loan)

The following are the disadvantages of applying for and using car title loans!

1- Risky Process

While you’re focused on paying back your title loan amount, your lender will be holding on to your car title in the meantime.

If you constantly miss repayment deadlines, there’s a high possibility that you’ll LOSE your car. This is why getting a title loan is a process with high risk and high rewards.

2- Expensive Fees

Has your lender agreed to change some of the repayment deadlines? If this is the case, be careful not to keep asking for adjustments, as there’ll be an increase in fees.

The longer you spend paying back your debt, the more interest you’ll end up paying. This is one of the reasons why people describe the loan cycle as a debt cycle.

Driving By Lehigh Acres, Florida

If you’re experiencing money problems, you’re probably on a tight schedule. Loans can be considered short-term financing, so make sure not to rely TOO heavily on your loan!

Regardless of which time period you belong to, having a short-term loan is still one of the fastest and most efficient ways of getting cash to pay for things like medical bills.

As long as you communicate with your lender and stick to your repayment plan, you’ll have your car title back in no time!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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