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Home > Florida > Cape Coral, FL

Title Loans in Cape Coral , FL

How much cash can i get

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Location Information:

MC representative


1122 Cape Coral Pkwy E
Cape Coral
FL   33904

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

I had a stellar experience with 5 Star Car Title Loans when I needed a title loan. Their straightforward process and competitive rates made securing the funds against my vehicle's title a breeze, and their friendly customer service team... was always ready to assist, making it a truly five-star experience.read more
Sithu A.
Sithu A.
Montana Capital Car Title Loans came through for me when I needed an emergency loan with bad credit. Their understanding of my situation, coupled with their quick approval process and reasonable terms, provided the financial relief.
Aayan A.
Aayan A.
It was a game-changer to be able to obtain title loans without having to physically present my automobile. An additional degree of convenience was provided by this company's simplified procedure and the option to finish the loan without... going to a physical site.read more
Ellas K.
Ellas K.
The convenience of securing title loans without physically presenting my car was a game-changer. This company's streamlined process and the ability to complete the loan without visiting a physical location added an extra layer of ease.
jason T.
jason T.
When I needed immediate financial support, Montana Capital Car Title Loans offered a reliable solution with their "loans using your car title" service, demonstrating professionalism and transparency throughout the process. Their... knowledgeable team and straightforward approach made securing the necessary funds hassle-free, exceeding my expectations in every way.read more
Craig C.
Craig C.
I recently utilized a title loan service in Cape Coral, and my experience was truly impressive. The entire process was clear-cut, and the paycheck I obtained played a crucial role in handling unforeseen expenses. The professionalism and... transparency demonstrated by this loan firm were exceptional.read more
Redchk H.
Redchk H.
I opted for a check and title loan in Cape Coral, and the entire process was straightforward. The company's team was helpful, and I got the funds I needed without any complications. Great experience.
My bad credit made it difficult to acquire a loan, but I was able to get a loan using your car title with Montana Capital Car Title Loans. I got through a terrible patch financially because of their bad credit loans. Superb recommendations... were quickly accepted. You should definitely get a small online payday loan.read more
Emery L.
Emery L.
Trapped in a cycle of debt with another lender, I found relief through Montana Capital Car Title Loans. Their service to pay off title loans was a game-changer, helping me break free from the financial loop. I'm genuinely impressed and... grateful for the support they provided. Thank you, Montana Capital Car Title Loans!read more
Jonathon B.
Jonathon B.
I had to acquire a loan to pull myself out of a financial jam. Montana Capital Car Title Loans for online title one loan helped me get by till my next paycheck came through with a cosigner🙏.
Julie R.
Julie R.
The check and title loan process with this loan company in Cape Coral was exceptionally smooth and stress-free. They took the time to explain the terms clearly, and the check I received became a lifesaver during a tough financial period.... I'm genuinely thankful for their reliable service. Really impressive! Thanks a lot Montana Capital Car Title Loans!!read more
Jason A. H.
Jason A. H.
I was stuck in a cycle of debt with another lender. This was one of the few companies that pay off title loans, helping me break free from the cycle. Really impressive! Thank you so much Montana Capital Car Title Loans!
Edna J.
Edna J.
The check and title loan process with this loan company was smooth and stress-free. They explained the terms clearly, and the check I received was a lifesaver during a tough financial period. I'm thankful for their reliable service.
Madeline H.
Madeline H.
I recently availed a title loan from this loan firm in Cape Coral, and I must say I'm impressed. The process was straightforward, and the paycheck I received helped me cover unexpected expenses. Their professionalism and transparency stood... out.read more
Arthur G.
Arthur G.
I was stuck in a cycle of debt with another lender. This was one of the few companies that paid off title loans, helping me break free from the cycle.
Kathy T.
Kathy T.
Thanks to this loan company, I got the extra cash I needed without any hassle in Cape Coral. Their fast cash title loans were a lifesaver for me. I never thought getting extra cash could be this easy!
Vicky W.
Vicky W.
When looking for a trustworthy solution to address unforeseen expenses, I started searching for cash for a title near me. This brought me to a reputable loan company that has provided reliable assistance. Thank you Montana Capital Car... Title Loans!read more
Julie T.
Julie T.
Finding title loans in Cape Coral was challenging until I found this company. Their local presence and excellent customer service made all the difference.😍
Marcia D.
Marcia D.
I recently obtained a car title loan from this loan company, and their service was exceptional. The process was straightforward and frustration-free, and the amount I received was precisely what I required. Highly suggest their car title... loans!read more
Evelyn W.
Evelyn W.
When I needed financial assistance, this loan company provided the best loans for bad credit. They were understanding and helped me find a solution that worked for me.
William K.
William K.
The title to my car was the collateral for my loan, but I was able to get it back after paying it off.
Rachael P.
Rachael P.
Found a second lien title loan online and was able to get the money I needed for my business. The staff were great and the process was fast. Thanks for your support!
Kathleen A.
Kathleen A.
I have bad credit and was nervous about applying for a loan, but Bad Credit Title Loans were understanding and approved me within minutes.
Paulette P.
Paulette P.
I found the loan company very helpful when I needed a short-term loan to tide me over until my next payday. The application process was quick and easy, and I was approved for a loan within minutes. The funds were deposited into my account... the next day, and I repaid the loan on my next payday with no issues.read more
Marion T.
Marion T.
I have had a great experience with this loan company! The title cash loan process was easy and fast, and I got the cash I needed when I needed it.
Jessica L.
Jessica L.
My bank denied me a loan because I lacked income documentation. However, I had no trouble obtaining a title loan from this business. I was able to acquire the money I needed immediately away, and the procedure was swift and simple.
Michele K.
Michele K.
I got a cash title loan from this company and it was super easy and fast. I would definitely recommend them to anyone in need of quick cash.
Sylvia M.
Sylvia M.
Once you try them out, you will find that you can get a quick loan very easily from them.
Teresa A.
Teresa A.
I thought it would take longer than it did to get my money.
Clare D.
Clare D.

3 Easy Steps to Get a Car Title Loan in Cape Coral, FL

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Car Title Loans

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The vehicle’s title

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Cape Coral

If you’re strapped for cash while in the middle of an emergency, what do you do? Where can you turn to, to give you fast cash when you need it the most?

Simple, apply for a car title loan.

It’s no secret that applying for vehicle title loans has been a go-to solution for several people whenever they’re short for cash. It’s a quick and straightforward process you can do in a day, for as long as you know how the loan process goes.

Today, we’re here to help you apply for a car title loan in Cape Coral, Florida. Starting from what you need and down to the last details of your auto title loan application.

What Are Car Title Loans?

Before we dive right into the specific details of car title loans, let’s get to know what these are in the first place.

Primarily, car title loans (also known as pink slip loans) are so popular because of how fast you can receive your money for such a short car title loan application procedure.

It’s essentially the best loans out there for someone in dire need of cash.

Nevertheless, don’t mistake the fast loan process to be a sign you’ll get approved immediately.

There are still several people out there whose auto title loans get denied, especially if they don’t have the right car title loan requirements or credit score.

Now, as its name suggests, one of the essential things you need to have in applying for car title loans in Cape Coral is, of course, your vehicle.

Your lender will assess how much your car is worth and base the loan amount from there.

And once everything is set straight, your lender will approve your auto title loan and give you your money. You can drive home with your car and money in hand.

Do note that your lender provides a certain number of days to pay back your car title loan. Make sure to pay on time to avoid paying the interest rates and have a bad credit check.

How Can You Apply for a Car Title Loan in Cape Coral, Florida?

Now that you have an idea of what a car title loan is, we’re sure you’re pretty excited to apply for one for yourself. The loan process is pretty straightforward, so you’ve got nothing to worry about!

Cape Coral residents are pretty lucky because they can apply for their car title loans today and get feedback on the same day! Let’s get started with your loan application.

1. Fill Out a Loan Application Form

Reach out to your title lender or credit union in Cape Coral, Florida, and tell them your interest to apply for a car title loan. Like most loan applications, you need to fill out a form.

As much as possible, you want to provide all the details asked of you to avoid lessening the chance of your loan approval.

Once done, submit your application and wait for someone to get in touch with you in a bit.

2. Submit All the Necessary Documents

This is the most crucial step in the whole process, and it’s where most fail. Applying for car title loans in Cape Coral is pretty straightforward, but not if you lack the relevant documents necessary to proceed with the loan application.

Your lender will provide you with a checklist of documents you need to present. Such documents include the following:

  • One Government-issued ID: driver’s license, passport, Cape Coral State ID, voters registration card, among others.
  • Proof of Residence: government ID that has your address, utility bills, contracts, among others of the same type.
  • Proof of Income: bank account certificates, tax payments, among others.
  • Car Title or Pink Slip: must be a clean title, free from collateral, liens, or encumbrances. Must not be used in a simultaneous credit loan application.
  • Car Registration and Insurance Papers: must be up to date.
  • Picture of your Car: showing all four sides of the exterior, as well as the interior. Don’t forget to include the VIN and odometer.
  • Guarantor: name up to four individuals who can vouch for your ability to repay the car title loan.

Remember, the faster you come up with the following documents, the more likely you’ll finish with the approval process and get your money on the same day.

Unfortunately, some people aren’t able to present all the necessary documents.

Nevertheless, there’s still a way for them to proceed with their car title loans. The only trade-off is that the loan terms will be stricter. More importantly, the car may be used as collateral for the loan itself until the borrower can pay.

3. Wait for the Results

There are only two outcomes for your car title loan: approved or rejected.

The decision depends on how satisfied lenders are with the documents you’ve presented, as well as your credit score. From there, they’ll assess how able you are to pay the car title loan promptly.

The beauty of applying for car title loans in Cape Coral, Florida, is that the waiting game doesn’t take forever. If at all, it could take only a few minutes up to a reasonable hour. That said, you can always get immediate feedback.

And should the results come out in the negative, at least you have an opportunity to look for other ways to come up with the money.

4. Go Home With Your Money

Should your bank grant you your car title loan, then it’s all well and good. They’ll have you sign an agreement, reflecting the following important terms and information you need to be aware of:

  • Repayment schedule;
  • Applicable interest rates for late payments; and
  • Minimum loan amount

Once the agreement is signed, you’re all set to take home your money.

Now, there are different ways by which you can take home your loan amounts. And what’s great is you can choose the most convenient way for you to receive the loan.

Here are the different ways you can get your loan in Cape Coral, FL.

  • Cash: some prefer receiving their money in hard cash. It’s convenient in the sense that you don’t have to go to your bank anymore to take it out.
  • Bank Deposit: undeniably, having your money deposited straight into your account is the most convenient way to do things today. All you’ll have to do is wait and check whether the loan value has been deposited.
  • Check: if you don’t have a bank account, you can receive your money through a check. You can cash it out, as long as it’s under your name and you present a valid ID.

And that’s about all that you need to know about applying for a car title loan in Cape Coral, FL. Short and simple, for as long you present the proper requirements, of course.

How Much Can You Get From Auto Title Loans in Cape Coral, Florida?

How much you can get from your lender varies from person to person.

Most of the time, the amount is based on the customers’ ability to pay and the car’s value. Let’s get to know these factors a little more to fully understand how much you can get from your auto title loans.

Ability to Pay

One of the few things most lenders look at in their customers is their ability to pay. They ask themselves questions like:

  • Does the borrower have the financial capability to re-pay the title loan in the future?
  • Does the borrower have a low credit score or credit history we need to worry about?
  • Does the borrower have a record of absconding from his/her loans?
  • Will they pass your credit checks?

These are a few examples of the type of questions most lenders go through before they grant auto title loans to individuals.

As much as possible, they have to make sure that they will get repaid for the auto title loans they’ll give.

Of course, this precautionary step isn’t unreasonable at all. It just serves as one of the steps to safeguard the interest of banks and credit unions.

Just imagine what would happen if credit unions would keep lending money to individuals who show no ability to pay. It will cause some serious trouble to the industry.

Your ability to pay, or the appearance thereof, plays a vital role in determining how much money they can give you for your vehicle title loans.

If you have a good credit score, you’re more likely to receive a higher title loan value with a pretty decent interest rate.

But, should lenders have any cause to believe that you will default or abscond on your payments, expect the loan terms to be not as favorable as you’d want them to be.

You’ll still receive a certain amount of money, though not as big as you imagined. You might even have to pay it with bigger interest rates.

Car Value

The next most crucial thing lenders will look at is your vehicle’s market value or equity value. Make sure your vehicle isn’t used as collateral for your other auto title loans.

In determining the value of your loan, they take into consideration the following essential factors:

  • Year: the newer your vehicle is, the higher chances you’ll get a good credit loan value and interest rate. This is because your vehicle is more likely to be running in a better condition than an old vehicle.
  • Make/Model: it’s no secret that there are many vehicles out there that are notoriously great or bad. If you want a better value for your title loan, having a vehicle with a good model is a plus for your lenders.
  • Condition: no matter how fancy and expensive your car is, it must run in excellent condition. If it isn’t, then your title loan application can’t be guaranteed. After all, lenders won’t be able to make anything out of a low-running vehicle.


Now that you have all the information you need with car title loans, what are you waiting for?

Applying for car title loans in Cape Coral, Florida, is pretty simple and easy. It can take as fast as a day for your vehicle title loans to be approved.

With vehicle title loans, you can have cash and still take your car home with you. Sounds like a sweet deal.

If you enjoyed this article, feel free to give it a like and share it with your family and friends in Cape Coral, Florida. They’ll surely learn a ton of information from this.

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Have a bad credit score?
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It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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