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Home > Ohio > Lancaster

Title Loans in Lancaster , Ohio

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


2413 E Main St
Ohio   43130

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Navigating the complications of a title loan with a lien can be difficult, but this company made it easy. Their experience and understanding assisted me in overcoming obstacles, transforming what appeared to be a complex process into a... simple one.read more
Vanessa W.
Vanessa W.
Discovering the nearest title loan service was a relief when I needed quick financial assistance. The efficient process, friendly staff, and convenient location made the experience positive and straightforward, offering a reliable solution... during a challenging time.read more
Adalgisio S.
Adalgisio S.
Getting a title loan for my older car had never been easier. This loan company made the process a breeze. They provided me with a solution that didn't require a perfect FICO score, and their friendly staff made the experience stress-free.
Lela G.
Lela G.
I recently used this loan company for an auto lien loan, and I'm impressed! The procedure was simple, and their personnel offered excellent direction at each stage. I received the money I required right away, and the repayment conditions... were adaptable.read more
Ravi M.
Ravi M.
Dealing with unexpected bills before my paycheck was stressing me out, but this loan company came to the rescue! Their quick approval process and flexible repayment options made it hassle-free. Now I can manage my expenses with ease. Great... experience!read more
Maxine W.
Maxine W.
I had a low credit score and didn't think I could qualify for a loan, but this loan company proved me wrong. Their car title loans with bad credit option gave me the opportunity to secure the funds I needed, despite my credit history. I'm... grateful for their trust in me.🤗🤗read more
Aaron W.
Aaron W.
This loan company specializes in collateral loans on car title, ensuring a secure borrowing experience. Their transparent terms and fair appraisal process gave me peace of mind.
Nadine T.
Nadine T.
The loan provider I used has my highest recommendation. They assisted me throughout the entire procedure and were very professional. Anyone looking for title loan businesses should check them out, in my opinion.
Krista F.
Krista F.
If you're looking for a loan company that offers salvage title loans near me, then you need to check out this loan company! They offer some of the best rates and terms around, and their customer service is top-notch.
Patty T.
Patty T.
This company offers efficient title loan services that allow borrowers to access the money they need quickly and easily. The application process was straightforward and customer service was supportive throughout. I'm happy to recommend... them for their timely, convenient loan offerings.read more
Leslie R.
Leslie R.
The interest rates offered by this loan company are very competitive and have helped me save a lot of money on my loan repayments. The customer service is also very prompt and efficient, which is greatly appreciated. I would definitely... recommend this company to anyone looking for a loan.read more
Lori H.
Lori H.
I'm not usually one for these kinds of sites or companies. But I am so grateful for the help and new friend I was able to find at their loan agency. They were quick, professional, and gave me better options than I had thought possible.... I've already told all my family and friends about them, if you are looking for a company like this then Montana Capital Car Title Loans is the one to go with!read more
Bonnie K.
Bonnie K.
I am really happy with the service provided by this loan firm. They were quick in processing my loan and the interest rate was also reasonable. Overall, it was a good experience and I would definitely recommend this firm to others.
Theresa B.
Theresa B.
I was provided with a commercial title loan from this loan company. This loan allowed me to use my commercial property as collateral to secure the loan. This loan was a great option for me because it had a lower interest rate than other... loans I had been considering. This loan also had a shorter repayment period than other loans, which made it more affordable for me.read more
Lynch S.
Lynch S.
I am very happy with the car title loan from them. I did not need to go through all the processes or bureaucratic red tape while they gave me a good rate and excellent service.
Anita B.
Anita B.
I'm delighted with the title loan service I got from this business. They assisted me throughout the entire procedure and were very professional. They are without a doubt someone I would suggest to anyone searching for a loan.
Terasa G.
Terasa G.

3 Easy Steps to Get a Car Title Loan in Lancaster

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

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The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit Vehicle Inspection Center if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Lancaster, Ohio

Found yourself in an unexpected financial crisis? Don’t worry. We totally understand.

If you are looking for a quick and effective way to escape a financial rut, you may have your answer in car title loans.

Provided below are the COMPLETE steps as well as IMPORTANT things you need to know about car title loans in Lancaster, OH.

Four-Step Application Process for a Title Loan in Lancaster, OH

Car title loans are all about SPEED and CONVENIENCE. We understand that acquiring the money you need is of utmost importance.

Here are the steps to getting a title loan in Lancaster today:

Step #1: Fill Out the Online Application Form

Our application form is available online, ready when you are. You can access our form on ANY device connected to the Internet.

Make sure to fill out all the necessary details and have your requirements prepared beforehand.

It will take you 15 minutes at most to answer our form.

One of our customer service representatives will be glad to assist you in the process, just in case you have any questions or concerns.

Step #2: Submit the Required Documents to Your Title Lenders

Of course, lenders of car title loans will want to check if the details you put in the application form are correct.

Some papers to have on hand are:

  • Vehicle title with your name on it as the owner
  • Car insurance papers (if any)
  • Proof of income
  • Proof of residence (a telephone bill or a utility bill works)
  • Driver’s license or any government-issued ID
  • Vehicle photos

This is where lenders assess the equity value of your car by looking at its current condition and classifications.

Equity is the value of your car, minus what you owe from an auto title loan. [R]

Be prepared to know the following details of your car:

  • Year
  • Make
  • Model
  • Mileage

Do remember that some lenders will require different documents or some additional proof before they give their approval.

Step #3: Coming to a Loan Agreement

This is the part of getting title loans where you are given a loan estimate depending on the value of your vehicle.

All the details about the annual interest rate, loan amount, and other terms and conditions of the loan are discussed.

The lender also shows the process of loan payments and other important information.

Make sure to read your loan agreement carefully.

This is the perfect opportunity for you to ask questions about anything you are confused about.

It is also perfectly okay to negotiate the terms in the contract, too!

Step #4: The Best Part A.K.A Getting Your Cash

And just like that, you succeeded in getting a title loan.

Just because you got your cash does not mean you should be complicit.

Now, all that’s left for you to do is to be mindful of complying with the terms of your loan.

Make sure to be careful of paying your monthly dues on or before it is due.

In this way, you will continue to have a good credit standing with your lenders.

Some Tips to Remember When Applying for Title Loans in Lancaster

Do Your Research

There is no harm done if you do a little more self-study before you take the plunge.

If anything, you will have more understanding of how loans such as this work.

Also, you will be able to prepare the necessary requirements ahead of time, especially if you have misplaced or lost your car title.

Note: You can always get a separate copy from the appropriate authorities and agency in Lancaster.

Ask Questions

There is absolutely no shame in asking for clarifications, especially when you are having doubts about any illegal or money laundering activities behind the scenes.

During your application, air out your concerns to the customer service representative.

Your questions will be much appreciated.

Frequently Asked Questions (FAQs)

Still a bit confused about car title loans? We’re here to help you.

What Exactly Is a Car Title Loan?

A car title loan is one of the many types of loans where you exchange your rights for collateral (in this case, your car) for some quick cash.

A title loan is also called an auto title loan, vehicle title loan, or a pink slip loan.

Note: You are not, in any way, giving away your car for money.

It’s as simple as that. In a way, you are temporarily giving up your ownership until you return the loan.

Why Should I Get Car Title Loan?

The best part about title loans is convenience. It’s such an easy way of getting quick money.

Faster Approval Process

First, title loans are better alternatives than financial institutions such as banks and credit unions.

It takes significantly more time for banks and other credit institutions to give their approval. Not to mention that the credit check comes with stricter requirements such as a high credit score.

A financial crisis needs a quick response, and banks are not exactly the fastest in lending money.

Here, we avoid mountains of paperwork and cut through the formalities to get you the help that you need.

You Can Continue Driving Your Car

The only thing you will have to temporarily exchange for the money is your car title.

Title loans in Lancaster are designed for your convenience.

This is why you can still drive around Lancaster, OH while paying off your loan.

Note: You do not have to surrender your driver’s license, but it can be one of the requirements of the lender when you are applying for title loans.

Anyone Who Has a Car Can Apply For Title Loans

You are automatically eligible for a loan as long as you are legal (18 years and above) and a resident of Lancaster, OH.

You will not be asked about your income bracket as long as the lender have given you their approval to get a title loan.

Are the Interest Rates High?

It really depends.

Interest rates could be low or high depending on the length of the period of loan repayment. [R]

A shorter loan term will have lower interest rates and smaller costs overall. One thing to note, though: poor credit ratings can contribute to a higher interest value.

During your loan application process, you can ask and negotiate these terms with your lender, especially if you want to have a lower interest rate applied.

Do remember that a lender may refer to your credit ratings to gauge your ability to repay the loan within a specific time frame.

I Have a Bad Credit. Am I Disqualified?

Far from it!

One main difference between loans from banks and other financial institutions with title loans lending is the strict compliance with a high credit score.

To put it simply, a bad credit rating will not make you ineligible to qualify for title loans.

Title loans put more importance on your ability to repay the loan. You must prove you are capable of paying the monthly dues of the loans.

Regardless of how you get the money to pay your loan, you have a huge chance of being approved for title loans in Lancaster.

I Am Already Retired. Can I Still Qualify?

For sure!

Here in Lancaster title loans, your employment status is not going to be the dealbreaker.

Given that you have complied with all the other requirements and your car has equity value, your employment status will be of little consequence.

You only need to present proof that you have some source of income, whether that is through employment or social security benefits.

I Work in Lancaster But I Live Somewhere Else. Can I Apply for Title Loans in Lancaster?

Unfortunately, you cannot.

Only residents of Lancaster are eligible to apply.

The reverse applies, too. Regardless of where you work right now, you can qualify for quick cash as long as you are a resident of Lancaster.

This is the reason why your proof of residence is also asked.

Just to be sure, prepare identification cards or other supporting documents (utility bill, telephone bill, etc.) that prove your residence in Lancaster.

Do I Need to Have Money in My Bank Account?

Similar to your credit criteria, having some cash in your bank account is not as important.

What matters is you have a bank account in your name, even better if your main branch is in Lancaster.

This is so the cash you borrowed will be instantly transferred to your account.

Another reason for this are the monthly payments.

Depending on the terms and conditions of the agreement, the payment method could be in cash, bank transfer, or even through money transfer services such as Western Union.

Make sure you clarify this with your lenders.

However, it’s recommended to at least show your lenders you have money saved. How else can they trust your ability pay back, right?

Are Title Loans Better Than Payday Loans?

Title loans offer more flexibility in the terms and conditions of the agreement.

Both are types of short-term loans. However…

  • Payday loans are capped much lower at $500 and the repayment is also done in shorter periods.
  • On the other hand, title loans are usually more long-term in nature, and Lancaster laws allow for higher amounts.

Title loans are beneficial when you are faced with sudden medical and hospital expenses that are only payable in cash.

This will also benefit you when you need cash because a family member needs additional funds for their stay at university.

Get Your Quick Cash Today With Lancaster Title Loans

With car title loans, there is a ready solution for the financial dilemma you are facing.

With reliable loaning options, flexible terms, fast transfers, you will get your much-needed cash in no time.

We hope you enjoyed going through all the important information when applying for title loans in Lancaster, Ohio.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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