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Title loans in Lancaster

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Sunday:

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Lancaster

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

ABC Drivetrain Parts & Services, Inc

330 S Broad St

Lancaster

43130 Ohio

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Lancaster, Ohio

Found yourself in an unexpected financial crisis? Don’t worry. We totally understand.

If you are looking for a quick and effective way to escape a financial rut, you may have your answer in car title loans.

Provided below are the COMPLETE steps as well as IMPORTANT things you need to know about car title loans in Lancaster, OH.

Four-Step Application Process for a Title Loan in Lancaster, OH

Car title loans are all about SPEED and CONVENIENCE. We understand that acquiring the money you need is of utmost importance.

Here are the steps to getting a title loan in Lancaster today:

Step #1: Fill Out the Online Application Form

Our application form is available online, ready when you are. You can access our form on ANY device connected to the Internet.

Make sure to fill out all the necessary details and have your requirements prepared beforehand.

It will take you 15 minutes at most to answer our form.

One of our customer service representatives will be glad to assist you in the process, just in case you have any questions or concerns.

Step #2: Submit the Required Documents to Your Title Lenders

Of course, lenders of car title loans will want to check if the details you put in the application form are correct.

Some papers to have on hand are:

  • Vehicle title with your name on it as the owner
  • Car insurance papers (if any)
  • Proof of income
  • Proof of residence (a telephone bill or a utility bill works)
  • Driver’s license or any government-issued ID
  • Vehicle photos

This is where lenders assess the equity value of your car by looking at its current condition and classifications.

Equity is the value of your car, minus what you owe from an auto title loan. [R]

Be prepared to know the following details of your car:

  • Year
  • Make
  • Model
  • Mileage

Do remember that some lenders will require different documents or some additional proof before they give their approval.

Step #3: Coming to a Loan Agreement

This is the part of getting title loans where you are given a loan estimate depending on the value of your vehicle.

All the details about the annual interest rate, loan amount, and other terms and conditions of the loan are discussed.

The lender also shows the process of loan payments and other important information.

Make sure to read your loan agreement carefully.

This is the perfect opportunity for you to ask questions about anything you are confused about.

It is also perfectly okay to negotiate the terms in the contract, too!

Step #4: The Best Part A.K.A Getting Your Cash

And just like that, you succeeded in getting a title loan.

Just because you got your cash does not mean you should be complicit.

Now, all that’s left for you to do is to be mindful of complying with the terms of your loan.

Make sure to be careful of paying your monthly dues on or before it is due.

In this way, you will continue to have a good credit standing with your lenders.

Some Tips to Remember When Applying for Title Loans in Lancaster

Do Your Research

There is no harm done if you do a little more self-study before you take the plunge.

If anything, you will have more understanding of how loans such as this work.

Also, you will be able to prepare the necessary requirements ahead of time, especially if you have misplaced or lost your car title.

Note: You can always get a separate copy from the appropriate authorities and agency in Lancaster.

Ask Questions

There is absolutely no shame in asking for clarifications, especially when you are having doubts about any illegal or money laundering activities behind the scenes.

During your application, air out your concerns to the customer service representative.

Your questions will be much appreciated.

Frequently Asked Questions (FAQs)

Still a bit confused about car title loans? We’re here to help you.

What Exactly Is a Car Title Loan?

A car title loan is one of the many types of loans where you exchange your rights for collateral (in this case, your car) for some quick cash.

A title loan is also called an auto title loan, vehicle title loan, or a pink slip loan.

Note: You are not, in any way, giving away your car for money.

It’s as simple as that. In a way, you are temporarily giving up your ownership until you return the loan.

Why Should I Get Car Title Loan?

The best part about title loans is convenience. It’s such an easy way of getting quick money.

Faster Approval Process

First, title loans are better alternatives than financial institutions such as banks and credit unions.

It takes significantly more time for banks and other credit institutions to give their approval. Not to mention that the credit check comes with stricter requirements such as a high credit score.

A financial crisis needs a quick response, and banks are not exactly the fastest in lending money.

Here, we avoid mountains of paperwork and cut through the formalities to get you the help that you need.

You Can Continue Driving Your Car

The only thing you will have to temporarily exchange for the money is your car title.

Title loans in Lancaster are designed for your convenience.

This is why you can still drive around Lancaster, OH while paying off your loan.

Note: You do not have to surrender your driver’s license, but it can be one of the requirements of the lender when you are applying for title loans.

Anyone Who Has a Car Can Apply For Title Loans

You are automatically eligible for a loan as long as you are legal (18 years and above) and a resident of Lancaster, OH.

You will not be asked about your income bracket as long as the lender have given you their approval to get a title loan.

Are the Interest Rates High?

It really depends.

Interest rates could be low or high depending on the length of the period of loan repayment. [R]

A shorter loan term will have lower interest rates and smaller costs overall. One thing to note, though: poor credit ratings can contribute to a higher interest value.

During your loan application process, you can ask and negotiate these terms with your lender, especially if you want to have a lower interest rate applied.

Do remember that a lender may refer to your credit ratings to gauge your ability to repay the loan within a specific time frame.

I Have a Bad Credit. Am I Disqualified?

Far from it!

One main difference between loans from banks and other financial institutions with title loans lending is the strict compliance with a high credit score.

To put it simply, a bad credit rating will not make you ineligible to qualify for title loans.

Title loans put more importance on your ability to repay the loan. You must prove you are capable of paying the monthly dues of the loans.

Regardless of how you get the money to pay your loan, you have a huge chance of being approved for title loans in Lancaster.

I Am Already Retired. Can I Still Qualify?

For sure!

Here in Lancaster title loans, your employment status is not going to be the dealbreaker.

Given that you have complied with all the other requirements and your car has equity value, your employment status will be of little consequence.

You only need to present proof that you have some source of income, whether that is through employment or social security benefits.

I Work in Lancaster But I Live Somewhere Else. Can I Apply for Title Loans in Lancaster?

Unfortunately, you cannot.

Only residents of Lancaster are eligible to apply.

The reverse applies, too. Regardless of where you work right now, you can qualify for quick cash as long as you are a resident of Lancaster.

This is the reason why your proof of residence is also asked.

Just to be sure, prepare identification cards or other supporting documents (utility bill, telephone bill, etc.) that prove your residence in Lancaster.

Do I Need to Have Money in My Bank Account?

Similar to your credit criteria, having some cash in your bank account is not as important.

What matters is you have a bank account in your name, even better if your main branch is in Lancaster.

This is so the cash you borrowed will be instantly transferred to your account.

Another reason for this are the monthly payments.

Depending on the terms and conditions of the agreement, the payment method could be in cash, bank transfer, or even through money transfer services such as Western Union.

Make sure you clarify this with your lenders.

However, it’s recommended to at least show your lenders you have money saved. How else can they trust your ability pay back, right?

Are Title Loans Better Than Payday Loans?

Title loans offer more flexibility in the terms and conditions of the agreement.

Both are types of short-term loans. However…

  • Payday loans are capped much lower at $500 and the repayment is also done in shorter periods.
  • On the other hand, title loans are usually more long-term in nature, and Lancaster laws allow for higher amounts.

Title loans are beneficial when you are faced with sudden medical and hospital expenses that are only payable in cash.

This will also benefit you when you need cash because a family member needs additional funds for their stay at university.

Get Your Quick Cash Today With Lancaster Title Loans

With car title loans, there is a ready solution for the financial dilemma you are facing.

With reliable loaning options, flexible terms, fast transfers, you will get your much-needed cash in no time.

We hope you enjoyed going through all the important information when applying for title loans in Lancaster, Ohio.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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