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Title loans in Lakewood

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Lakewood

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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10516 Bridgeport Way SW


98499 Washington

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Lakewood: Ultimate Guide on Getting One + Tips

Sometimes, things turn for the worse, so we’re stuck between a rock and a hard place. For sure, everyone has experienced those difficult moments.

Some sell their properties, while others borrow money from their friends. Whatever the method is, the goal is the same: to find some quick cash.

So, if you are curious about how title loans in Lakewood can help you, continue reading this article to find out more!

How Exactly Do Car Title Loans Work?

There are so many myths surrounding car title loans, and many people believe those myths because they sound ‘believable.’

However, be prepared as we are busting all those myths, so we can tell you how car title loans work and how they can help those who need money right away.

Myth #1: A Car Title Loan Is an Informal Loan

One of the most common misconceptions about a title loan is that they’re just like any other personal favors you owe. But nope, title loans are more than you owing a friend with zero consequences.

Auto title loans are a recognized form of loan in the United States.

A title loan is a type of short-term loan wherein your vehicle’s title acts as collateral while you pay off the loan.

Myth #2: I Just Have to Give My Title and Get My Money


Like all traditional loans, a title loan also has a process. However, unlike other types of loans, such as bank loans, getting one is much simpler and straightforward.

It would only take about THREE STEPS, and these are the following.

1 – Fill Up Your Application Form

In this step, you would supply all the necessary information that your lenders will need from you, such as your source of income.

This is done to estimate the amount of loan you will get.

2 – Verification of Your Car

Lenders usually do this to double-check whether all the information you put on your application form is LEGITIMATE.

Be prepared to have pictures of the following: year, make, model, mileage, and extras of your car, as this will also determine the loan amount.

3 – Collecting Your Money

You see?

We told you it’s SUPER EASY to get a title loan. Just follow all the steps above and prepare all your needed documents.

Now, all that’s left for you to do is comply with the loan terms. Your money will be given as cash or transferred to your bank account.

Myth #3: The Car Title Is the Only Document Required

We can’t blame you for thinking that, honestly.

Sure, it’s called a car title loan, but the title of your car is not the only document that a lender may need from you.

The following are the general requirements of most lenders for an auto title loan. Some lenders might require additional or fewer requirements.

To be sure, also prepare the following documents:

Personal Documents

This would include those that would verify your identity, especially your residence in Lakewood, Ohio.

Prepare one government-issued ID such as your passport or even your birth certificate.

To prove that you are a resident of Lakewood, Colorado, bring a local ID that shows your residential address.

Alternatively, you can also bring other proof of residency such as utility bills, a contract of lease, or a valid permanent resident card or Form I-551.

You can also bring the contact information of at least two character references. Your lender will contact these people to ask about your credit history and how well you followed the terms of your previous loans.

Car Documents

Of course, your car title must be clean.

This means that there should be no outstanding liens or judgments to your car, ensuring your lender that the vehicle doesn’t have a liability to anyone.

Your lender will also look for your vehicle insurance documents. Of course, your title loan lenders should not be liable for anything that happens to the car itself, as their concern is mainly the title.

Other essential documents and vehicle info include your vehicle’s photos (ALL FOUR SIDES), a picture of the odometer, and your Vehicle’s Identification Number (VIN).

If you are having trouble finding your VIN, you can find it on the front of the dashboard on the driver’s side. If it’s not there, you can also try to look for it on the driver’s side door pillar.

Proof of Income

Like in any other loan, a lender will have to consider your ability to repay the loan. But, unlike different types of loans, you don’t need to be employed to be granted a car title loan.

As long as you can prove that you have a source of income to make the monthly payments of the title loan, you are sure to be approved.

Proof of income includes payslips from your employer, statements, and even proof of social security benefits.

If you receive social security benefits, bring your social security card to enjoy the perks.

Why Should I Apply for a Title Loan?

Simple Application Process

Residents of Lakewood will benefit from the quick and easy process of applying for an auto title loan. You won’t have to be buried under mountains of paperwork and wait for a pre-approval.

A lender for title loans will immediately tell you if you qualify for a loan, and if so, the terms of the loan.

Your title loan application will take at most 10 minutes to answer the application form. After the lender verifies your car, he will already tell you the loan amount you will receive.

This straightforward method will save you a lot of time. We know that your situation needs an urgent response, and we won’t have you apply to us, take our time, only to reject you in the end.

Here in Lakewood title loans, our mission is to assess loans as fast as possible so we can cater to your need for some quick money.

PLUS, if you have some concerns and questions, our experts will urgently answer and assist you if you need some help.

You Get To Keep Your Car

Keep in mind that the car title (and NOT the car itself) is THE collateral. This means you can keep driving your vehicle around Colorado or even have a trip to California.

Your lenders will not put restrictions on how you will use your car as long as you keep the loan terms.

What Do I Have to Keep In Mind When Applying?

It’s great that you now know the steps in applying for car title loans, but that’s not enough.

Here are some considerations you need to remember to avoid any problems or conflicts between you and your lender.

#1 Lender May Conduct a Credit Check

Of course, your title lender will have to make sure of your capability to repay the loan amount. One of the ways to ensure you can check your credit score.

Before you get worried, a bad credit score DOES NOT disqualify you from a car title loan. But, those with better credit will get better offers.

A credit check ensures the lender of your financial trustworthiness [R]. Don’t worry, it’s just one of the ways to review your paying habits.

Again, bad credit does not mean you won’t get a cash loan, but a credit check is a way for a lender to assess your credit history.

#2 Your Vehicle May Be Disqualified

Some lenders in Colorado do not accept cars that were manufactured before 2000. Again, this depends on the lender, and not all lenders have the same criteria.

A vehicle that has a high mileage MIGHT NOT be accepted. Again, it depends on the lender. If you are in doubt, you can ask the lender their criteria for cars.

#3 There Is a Risk of Losing Your Vehicle

As collateral, the lender has a hold over your vehicle title if you cannot pay off your vehicle title loan. This is a recognized risk of all Lakewood title loans.

Don’t worry because repossession doesn’t happen right away.

If you fail to deposit payment on time, for example, the lender is NOT allowed to get your vehicle immediately.

You can always ask your lender to modify the loan terms if you have difficulty following them. Again, auto title loans are known for their flexibility, so we encourage you to discuss them with your lender.

However, if you still fail to make the payments after several warnings, the lender has all the rights to the collateral.

These are all risks of taking out a title loan, but you could avoid these if you take due diligence in slowly paying off your credit. We will tell you some more tips below.

#4 Competitive Interest Rates

Title loans are a type of short-term loan, and these loans are known for their steep and competitive interest rates.

The interest rate will depend on many factors, such as your car’s equity value*, your credit score, interest rates of other lenders, and the like.

Those with a higher credit score will have better deals and a lower interest rate since the lender sees less risk.

What Is My Vehicle’s Equity Value?

Your vehicle’s equity value depends on the five factors mentioned earlier:

  • Year
  • Make
  • Model
  • Mileage
  • Extras

Of course, you should also check the overall condition of the vehicle – the LOWER the mileage, the HIGHER the equity value.

If your vehicle has some extra modifications, such as a sunroof or leather seats, then these raise your vehicle’s equity value.

Remember, in the Lakewood title loans, as the value of the collateral goes up, so does the loan amount. The better the condition of your vehicle, the more cash you’ll get out of it in the car title loan.

Some Strategies to Secure a Lakewood Title Loan

You might still be feeling confused or worried that you might encounter issues or unforeseeable events when applying for a title loan.

We’ve got you covered with some tips and tricks to help you overcome any worries or potential issues.

#1 Research About the Loan

GENERAL TIP: Do not get into any type of loan without knowing how the loan works first. Research everything you need to know about car title loans.

Ask yourself, “What are the usual terms and conditions?” “Is there a pre-approval?” “Will my vehicle qualify?” “Do I need to have a bank account?”

Don’t hesitate to ask questions and voice out your concerns before signing the loan agreement. In this way, you know all the conditions of the loan before committing to it.

#2 Increase Your Sources of Cash

Remember, you would have to commit to paying a certain amount every month or so, so make sure to find ways to earn more cash.

Another way to earn additional cash is to do some side hustles. This way, you can be sure your lender won’t repossess your vehicle.

Apply for Lakewood Title Loans Now

As they say, urgent situations require urgent solutions. What are you waiting for?

Apply for a car title loan in Lakewood now and get your cash!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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