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Title loans in Auburn

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Auburn

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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1st Auto Service

1021 Auburn Way S


98002 Washington

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans In Auburn, Washington: Learn the Pros and Cons Before Applying

Ever found yourself stuck needing to pay for some overdue bills or in the middle of an emergency with no cash to cover you?

Allow us to introduce you to CAR TITLE LOANS!

Title loans may be the easiest way to getting quick cash that could get you out of your tough spot.

Title loans are EASY TO APPLY for in Auburn, Washington, and we’ll walk you through all you need to know.

There are, of course, both pros and cons for title loans, and we’ll give you all the necessary information!

Now, let’s get into it!

Car Title Loans: What You Need to Know

Title loans may often be called pink slip loans, vehicle title loans, or auto title loans.

These types of loans require you to give the right of a title as collateral to the lender for a loan.

What does that mean?

Well, essentially, you are giving up ownership of your car to the lender in exchange for cash – which you will then have to pay off to get back the title of your vehicle.

On the surface, it’s a FAIRLY SIMPLE exchange.

Once your car gets approval, the title loan lender will check the value of your vehicle and finish any financial checks. (Note: Keep in mind, they DO PERFORM financial checks!)

When all of that is done, you can go ahead and GET YOUR MONEY!

Benefits of Getting Title Loans in Auburn, WA

Sometimes loans take FOREVER, right?

But when you are in the middle of an emergency, you can’t sit around waiting for a bank or credit union to approve your loan request.

On top of that, bank loans have SO MUCH MORE requirements to fulfill.

You could overstep quite a bit of these requirements if you were applying for a title loan – making your life just a little bit simpler.

If you’re wondering why, keep reading!

Simple & Speedy Application

If you’ve never encountered applications for a title loan, you’d be SHOCKED at how easy it is.


Where other loans might have you fill out tedious forms and stacks of paper, most title loans in Auburn, Washington, have a standard application process.

The loan form will often ask for:

  • Vehicle model
  • Make
  • Year
  • Mileage

The contact information required IS NOT extensive. You’re usually asked for:

  • Your full name
  • Your phone number
  • Your ZIP code

Once you’ve given all that information, which, let’s be honest, should take just minutes to complete, the lender will assess your information, value your car, and give you the money!

This can all be done within the day, and some lenders in Auburn, Washington, will even get the money to you in 30 minutes!

Negotiable Loan Terms

Allow us to be upfront. MOST title loan terms in Washington are set to be repaid in 30 days.

It’s rather little time, we know. We’ll get to why that could be a problem later on, but THE GOOD NEWS for you is that many lenders in Auburn, Washington, provide a loan extension service.

Ask your lender about their loan payment terms to make sure that you have ALL OPTIONS available to you from the get-go!

You and your lender can agree to extend your loan terms to up to two added periods of 30 days. (Keep in mind that extended terms will have added interest charge)

Keeping Your Car

You might be worried that giving your title as collateral to the lender means that you have to give up your car for the time being.

But, don’t worry!

In the case of title loans, you can actually use your car during the interim of applying for your loan and making up your payment. The lender DOES NOT actually take your vehicle unless you miss payments.

So, if you’re concerned about not having a way to get around to make your payments, don’t sweat it!

Just remember you won’t lose your car as long as you can complete the payment on your loan.

Drawbacks of Getting a Title Loan in Auburn, WA

At this point, you’re probably thinking, “well this is a no brainer!”

But it wouldn’t be fair to you if we didn’t also give you THE CONS that come with getting a title loan – and yes, there are also QUITE a few.

You Can’t Hide Your Credit Score

You may have heard that your credit score doesn’t matter when applying for a title loan but PLEASE REMEMBER lenders will do a credit check.

They will look at your financials to see if you’re good to make payment for your loan amount. This INCLUDES your credit score.

Although the credit score may not be the total deciding factor of whether or not you get the loan, it still accounts for a large part of the credit check.

When performing the credit check if the lender finds a low credit score you may get a worse off deal than someone with a higher credit score.

Just keep this in mind in case you thought credit scores don’t matter, THEY DO.

Full disclosure: It’s not that credit scores will destroy your approval. But it will contribute to the interest amount you have to pay.

Immediate Repayment Terms

We did say SOME lenders provide extensions on repayment, emphasis on some.

Usually, lenders give you 15 to 30 days for repayment, which if you think about it, is very little time.

Imagine that, you NEEDED money just 30 DAYS AGO and here you are scrambling to scrape up even more money in the same amount of time.

It’s a little disheartening but it’s the truth about title loans.

High-Interest Rate

Allow us to be blunt.

Title loan interest rates are through the roof. If you’ve ever heard about title loans being difficult to pay off, it might be because of this.

Loan term interest rates are often 20% but DO NOT ASSUME that this is the annual percentage rate or your interest OVER A YEAR. It’s actually your interest OVER A MONTH.

If you’re any good at math that means the TOTAL rate would be 240% making the money you need to pay off the title loan MUCH LARGER than the actual loan amounts given to you.

Asset Loss

Yes, while paying for the title loan you are allowed to use your car.

It is only if you cannot make the payments by the agreed time that you will lose your car.

The moment you give up the title of your car as collateral, the lender owns the vehicle!

BUT considering the interest rates we just mentioned, making those payments in that amount of time seems impossible and you’d just be giving your vehicle away trying to pay off the loans.

Applying for a Car Title Loan in Auburn, WA: 4 Easy Steps

Given you now know the good and the bad about borrowing from a title loan, if you still want to know how to apply, let us go over the loan process!

1. Pick Your Loan Provider/Service

You wouldn’t give up something valuable to you to a random stranger, would you? No, you wouldn’t.

That’s why this is THE MOST IMPORTANT step in the loan process. We hope you don’t just randomly choose your loan provider.

Finding the right loan provider will make your life so much easier in the long run and deciding whether they are good for you can be completed through a quick online search.

Remember, to read through ALL THE INFORMATION given by the lender to be sure you know what services they provide and what deal you’re getting into.

The BEST provider is one that suits your needs most.

If you’re having difficulty choosing, look to the people! CROWDSOURCING is a great way to find out whether a certain lender is good for you or not!

2. Fill Out an Application

When you’ve found a trustworthy lender, go to their site, and fill out the application form.

Again, the application is one of the simplest parts of the loan process. You’ll fill out an easy-to-understand form and need to know the most basic information about your vehicle.

Make sure to review your application and check that all information you put is correct!

3. Give Some Proof

Your lender will ask for all the necessary, legitimate documents and contact information like:

  • Auto title or pink slip
  • A Photo ID or government-issued ID
  • Proof of Income
  • Proof of Insurance
  • Proof of Address
  • Social Security Number
  • Photos of your vehicle (all 4 sides, including VIN and odometer)

The lender MIGHT NOT ASK FOR ALL of these things but it’s always best to be prepared!

4. Get Your Money!

Based on your vehicle’s equity value, the lender will be able to give you the loan amount!

ALWAYS READ AND REVIEW the documents before signing them. Once signed, the loan is yours and you can now spend the cash to pay for your emergency!

Auburn Car Title Loans: FAQ

Here are some of the most commonly asked questions when it comes to title loans!

How Much Can I Get if I Apply for a Title Loan?

Title loans will usually get you 25% to 50% of the total value of your vehicle. Some lenders provide a minimum amount service, which you will need to double-check when choosing your lender.

I Don’t Have a Bank Account. Can I Still Apply for a Loan?

Yes. Although lenders do perform credit checks, as long as you have proof of income – ensuring you can pay off the loan, you can still qualify for title loans if you don’t have a bank account.

Is There A Chance I Don’t Get the Loan?

Yes – one of the reasons could be you couldn’t provide a reliable case for your ability to repay the money you’ll borrow.

Sometimes, when the vehicle has accumulated too much mileage, lenders may deny the auto title loan.

Get Your Car Title Loan in Auburn, Washington Today!

Now that you know the basics AND MORE about title loans, we hope that if you’re in need of some quick cash, you’re now confident enough to find a lender and apply for your own title loan!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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