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Title loans in Hamilton

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Hamilton

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Digger's Audio and Electronics

840 S Martin Luther King Jr Blvd

Hamilton

45011 Ohio

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Hamilton

Have you found yourself stuck in a sticky financial situation? Are you in need of some fast cash to pay for furniture repairs or bills?

While there are a few options you could go for, such as payday loans and personal loans, we’d recommend trying out car title loans in Hamilton, Ohio!

If you want to know more about the process, don’t go anywhere and keep reading!

Fast Facts: Car Title Loans Hamilton OH

Before you apply online for a car title loan in Hamilton, Ohio, you’ll have to consider a few things.

  • Some title loan lenders will require strict requirements, while others will have fewer requirements.

Review your and your vehicle’s eligibility by reading the mini-checklists provided below.

  • Don’t forget to prepare the necessary documents as well!
  • This will help increase your chances of getting approved on the same day/business day that you apply.

1. Eligibility

It isn’t easy to know if you’re suited for something in advance, but luckily, this doesn’t apply to auto title loans!

To test if you can get approved for a car loan in Hamilton, Ohio, you’ll have to check your AND your vehicle’s eligibility.

Here’s a checklist that you can use to gauge your eligibility:

  1. Residency
    • If you’re a resident of Hamilton, Ohio, you can apply for an auto title loan! Only residents of a particular area can avail of car title loans in a particular area.
  2. Necessary Documents
    • If you want to have a title loan procedure with minimal delays, it’s best to discuss the required documents with your lender to prepare ahead of time!
  3. Comprehensive Repayment Plan
    • It’s not enough to know how much money you need; you should also know how much cash you can spend and how you can pay off your debt.
  4. Good Credit Score
    • While some lenders accept your application even with bad credit, having a good credit score increases your chances of getting a guaranteed offer!

Here’s another checklist that you can use to gauge your vehicle’s eligibility:

  1. Car Title
    • Similarly to your residency status, your vehicle’s title should come from Hamilton, OH.
  2. No Lien
    • Your vehicle’s title shouldn’t have a lien because having a lien means that title loan lenders can repossess your car if you miss loan deadlines!
  3. Low Mileage
    • This isn’t always a strict requirement, but some lenders prefer cars with low mileage. Don’t forget to check in with your potential lender to verify this!
  4. Car’s Equity
    • Did you know that if your car’s loan is BIGGER than your car’s value, you’ll end up with negative equity? To solve this equity problem, pay back your loan immediately.
  5. Stability
    • Having a stable car represents how seriously you take responsibility for the things you own. That’ll help your lender gauge how much money you can handle!
  6. Overall Condition
    • If your car has all its functions and parts intact, you’ll have a bigger chance of getting a car title loan!

2. Important Documents

The required documents for the car title loan procedure isn’t the same per lender, but here are some of the common documents that you might need to prepare:

  1. A Valid Government ID
  2. Proof of Residency
  3. Your Car Title
  4. Car Documents (ex: pictures of your vehicle)
  5. Proof of Income (ex: bank statements or financial statements)

Don’t forget to contact your potential title loan lenders to verify if there’s anything else you need to prepare so that you can be pre-approved!

  • You can also try verifying if your lender requires a minimum loan.

Loan Application Process for Car Title Loans (Hamilton, OH)

Ready to apply? Here are the usual steps you’ll have to follow to get a car title loan in Hamilton, OH!

Step 1: Getting to Know You

The first step in the loan process is to apply online or over the phone!

You’ll provide your lender with enough information to decide your status by accessing the application form.

The form may ask you to provide the following details:

  1. Name
  2. Contact Information
  3. Type of Vehicle (and other vehicle details)
  4. Financial Statements (i.e., bank statements or income statements)

Step 2: Processing the Necessary Documents

Make sure to compile all documents before submitting them to your lender!

It would also be helpful if you check in with your lender to verify if everything is complete or if you’ve missed anything important.

The documents can be submitted online or through the nearest physical location, depending on your preference and comfortability!

Step 3: Reading and Reviewing

You’ve probably read and reviewed thousands of papers in your school days.

Similarly, you’ll have to read and review the loan agreement to ensure no inconsistencies.

Some details that are important to doublecheck are the following:

  • The Loan Amount (i.e., how much money you’ll receive)
  • Payment Terms
  • Repayment Deadlines
  • Your Vehicle’s Value
  • Additional Fees (i.e., interest rates)

After reviewing everything, you can now proceed to the last step!

Step 4: Accept Your Loan Proceeds

Congratulations on making it this far!

If you prepared in advance, you might have even reached this step within the SAME day you started your application.

Your lender may utilize any of the following methods to send the loan amount to you:

  • Through a direct deposit
  • In the form of bills
  • Electronically

Before you start spending the money, don’t forget to stick to your repayment plan so that you can carefully spend the money in increments!

This will help you pay your debt off as quickly as possible to get your vehicle title back!

Trivia on Auto Title Loans

Do you still have some questions about the title loan process in Hamilton, Ohio? Don’t worry; we’ve compiled some trivia for you to read!

1. Pink Slip Loans

A pink slip loan is another term used to describe car title loans! If you’re curious about the origin of the name, it’s because most vehicle titles come in pink colors.

It’s also interesting to note that they have blue or green vehicle titles in other countries!

2. Credit Check

Did you know that title loan lenders often do a background credit check for loans? This is because they want to verify an applicant’s eligibility for a specific loan.

Lenders often rely on title documents to gauge your credibility regarding auto title loans.

However, it’s still important to have a good credit score since having a bad credit score increases the challenges you’ll face when trying to get a loan!

  • This may include higher fees or stricter requirements.
  • This can also affect the lending procedure and the rate at which you’ll be able to receive your loan.

If you DON’T have bad credit, you’re in luck! Keep making good credit decisions to make the loan procedure as smooth as possible!

3. Rates

When choosing lenders for title loans, it’s important to review the various rates.

By researching the varying competitive rates, you can better grasp how much money you’ll spend.

  • In addition to this, it’s best to research their provided interest rates so that you can compare them with other institutions.

Don’t forget to coordinate with your potential lenders and check if there are any prepayment penalties!

This data can help determine which lending institute can give you an affordable rate.

4. Rules and Regulations for Title Loans

As you might have already known, Hamilton is a city in Butler County and is the second-largest city in the Greater Cincinnati area. [R]

It also has various rules and policies on how loans are arranged according to the California Financing Law.

  • This law requires the “licensing and regulation of finance lenders and brokers making and brokering consumer and commercial loans.” [R]

Knowing more about lender responsibilities can help you protect your rights as you undergo the loan procedure!

Types of Loans

If you think title loans are not for you, there are a lot of alternatives that you can resort to.

Listed below are some examples of common loans you may be interested in.

1. Personal Loan

A personal loan is a short-term loan that you can use for various purposes. The money that you get from a personal loan can be used for any of the following purposes:

  • For medical bills
  • For various household purposes (ex: home repairs)
  • For wedding plans
  • For vacation fees

It’s interesting to note that a personal loan can be offered by credit unions, online lenders, and banks! [R]

  • These types of loans may either require a form of collateral (secured loans) or not (unsecured loans).
  • The requirements and benefits will vary depending on which lender you’ll choose!

Just take note that there’s usually a specific deadline that you have to meet so that you can return the cash you borrowed.

2. Traditional Bank Loans

As the title suggests, bank loans are cash that you can get from banks. Note that these types of loans might require you to provide interest monthly or yearly.

In addition to this, you’ll need a bank account to be approved for a loan. If you don’t have a bank account, this will increase the challenges that you’ll face.

  • Try coordinating with your lender to see which options you can pursue!
  • There is a chance you will not be approved since banks do not have a high approval rate.

There are 3 main types of bank loans: [R]

  1. Secured Bank Loan: A loan that requires collateral to be provided.
  2. Unsecured Bank Loan: A loan that can be given without the need for collateral.
  3. Inter Bank Loan: Sometimes, banks don’t have the exact amount needed, and they borrow cash through market avenues.

Make sure to check the requirements needed by your chosen bank so that they will approve your loan request!

3. Credit Union Loans

Credit union loans are unique because you have to be a member to avail of a loan! Membership is often rooted in similar traits or characteristics. [R]

These may include the following aspects:

  • Similar living or working areas
  • Same employer
  • Same church/trade union/other association or institution

To borrow cash from this institution, you’ll have to coordinate with the nearest credit union branch regarding the membership requirements and loan process.

4. Title Pawns

Title pawn loans are similar to title loans because you can get money while using your vehicle as collateral.

The main difference between the two types of title loans is that you need to leave BOTH your vehicle AND your vehicle title with the lender for title pawns.

  • For title loans, you only need to leave your vehicle title; you’d still be able to use your vehicle to drive around.

This means that you’re essentially “pawning” your car to earn more cash while having the option to purchase it again.

  • This can be a riskier option for some than title loans, as you’ll have less control over your car.

Advantages and Disadvantages of Auto Title Loans

Availing of short-term financing comes with its fair share of benefits and challenges.

If you want to avail of auto title loans, we’ve prepared a few pros and cons for you to reflect on!

1. Advantages

  1. Lower Rates
    • If you’re getting an auto title loan, your main goal is to fix your debt ASAP. To avoid spending more money in the process, look for title loans with low rates!
  2. Adjustable Deadlines
    • Car title loans usually have flexible deadlines since your vehicle acts as collateral.
    • Be transparent with your lender if you’ll need more time!
  3. Fast Loan Procedure
    • Got a lot of things on your plate? The good thing about vehicle title loans in Hamilton is that you can often get approved on the same day you applied!

2. Disadvantages

  1. Expensive Fees
    • If you miss a lot of loan deadlines, you may end up paying HIGHER fees.
    • Make sure to continuously coordinate with your lender to avoid this!
  2. High Stakes
    • While the loan process is relatively fast and efficient, it does involve a lot of high stakes since your main collateral is your vehicle’s title.

Driving By Hamilton, Ohio

That wraps up this guide on how to get a title loan in Hamilton!

Car title loans are one of the most efficient ways to get money quickly! However, keep in mind that these are short-term loans for short-term problems only.

If you stick to your approved repayment plan and spend money wisely, you’ll be able to receive your vehicle title soon AND pay back your debt!

The next time you drive along the roads of Hamilton, Ohio, should be with a lighter load and a fully paid-off car title loan.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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