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Title loans in Dayton, OH

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Dayton, OH

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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California Custom Sounds

5097 N Springboro Pike


45439 OH

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Dayton

Rushing to meet an URGENT financial deadline?

Looking for ways to get money without any prepayment penalties?

Read on to learn the steps for applying for auto title loans in Dayton, Ohio, and get a headstart on the process for vehicle online title loans!

Tips and Tricks for Requesting a Title Loan in Dayton, Ohio

Applicant Profile

Before applying for a car title loan in Dayton, OH, look over this checklist to see if you meet the following standards:

  • Resident in Dayton, Ohio– you can’t apply for a loan in Dayton if you’re from another area
  • Good credit score/credit history– showcases the frequency of loan repayment
  • Numerous plans of action– will help you pay loans on time

Vehicle Profile

After ensuring that you’re a good match for an auto title loan in Dayton, Ohio, look over this other checklist to determine if your vehicle is also eligible!

Lenders may look at these aspects to determine your behavior as a car owner in Dayton (i.e., how you take care of your car):

  • Good working condition
  • Stable and sturdy
  • No lien
  • Good equity value/no negative equity value
  • A low mileage

Take note that while most lenders prefer low car mileage, FEW lenders accept requests for car title loans from customers with high car mileages.

Application for a Car Title Loan in Dayton, Ohio

Step 1: Fill Out the Application Form for Title Loans

Before applying for car title loans, you have to fill out a title loan application form online. This provides the lender with the data they need to make an informed decision.

The title loan application acts as a screening process, but don’t be nervous! Make sure to input details (i.e., contact information, vehicle type, etc.), and you’ll be all set.

Fill up ALL of the sections involved before collecting the documents needed to apply for car title loans.

Step 2: Submission of Required Files for Title Loans

The next step in the application process is the submission of documents to verify your credibility for a loan in Dayton, Ohio:

  1. Proof of Residence [R]
  2. Proof of Income (i.e., bank statements) – determines your ability to pay back loans
  3. Valid-Government ID
  4. Vehicle Title- indicates that you are the owner of the vehicle
  5. Vehicle Photos- shows the condition of your vehicle

Step 3: Devil’s in the Details

While it’s exciting to be able to reach the end of the title loan process, DON’T forget to review the details of the title loan agreement, especially the following:

  • Loan amounts
  • Deadlines for repaying your loan
  • Interest rates
  • Processing fees/additional charges

Once you’ve read through the whole title loan agreement and approved the loan terms, you can move on to the FINAL step of requesting title loans!

Step 4: It’s Raining Money

Lenders can now transfer the title loan proceeds electronically to your bank account through deposits, etc. Make sure to double-check the loan amount to ensure that it’s correct!

As tempting as it is, make sure NOT to spend all of your money in one go. Figure out a plan that lets you spend the money in increments.

This will ensure that you won’t need to go back to borrow cash from your lender immediately!

Additional Information

Do you still have BURNING questions in mind? Here are a few questions that often arise when procuring a title loan in Dayton, Ohio.

1- What Is a Pink Slip Loan?

Pink slip loans are another term for car title loans. They’re named as such because the standard vehicle title colors are pink.

One interesting thing to note is that vehicle titles can even be colored blue or green in other countries!

2- What Is the Importance of Credit?

Before lenders can determine the credibility of your request for car title loans in Ohio, one of the factors they’ll consider is your credit history [R].

This reflects your speed in paying back loans.

Still in the fountain of youth with no credit history? Other ways to prove your credibility to potential lenders would be to purchase a credit card or handle a small loan.

3-What Happens if I Can’t Meet the Repayment Deadline?

Unfortunately, even with the best-laid plans, life still manages to get in the way sometimes. Because of this, you might be unable to meet the repayment deadline that you agreed upon with your title lender.

Your lender may allow you to do a “rollover,” which means you’ll get an extension on your repayment deadline [R].

It sounds great, but there’s a CATCH.

If you do a “rollover” on car title loans, you’d have to pay your lender a certain amount of money as a monthly fee.

Be careful not to get caught in an ongoing cycle of debt. The sooner you pay off your loan debt to your lender, the sooner you get your vehicle title back!

4- What Are Alternatives to Vehicle Title Loans?

If you’re the type of person that needs multiple options before settling on the best one, don’t fret! We’ve got a list of alternatives for you to consider:

1. Payday Loans

Unfortunately, these aren’t quite as fun as payday salaries. In a payday loan, you can borrow for a short period and can be pretty expensive at times.

Loan Process

a. Coordinate With a Lender

After researching payday loan lenders and choosing one, you can then determine the specific amount of money you’ll need.

You can give the lender a check and an additional fee.

The lender will keep your check and give you money (after subtracting their charged fee from it beforehand).

b. Pay the Lender

During your next payday, you’ll be responsible for paying the lender back in cash, combined with the fee they charged.

2. Bank Loans

We’re sure you’re all familiar with banks at this point, but here’s a brief description!

Banks are institutions that can give loans. Investors usually serve as the owner of these institutions, which means that banks have the responsibility to profit for their investors.

Loan Process (Before Applying)

a. Understand Your Credit

This will often determine the type of loan and terms that you can get. Before applying, you should make sure that you have a good history of borrowing and repaying debts.

Lenders will become more inclined towards giving you cash.

b. Decide on an Amount

While it’s tempting to ask for a HIGH sum of cash, take note that you’ll still have to pay this back! Consider the exact amount you need and how you’ll use it.

Calculate the frequency of your debt payments to see the feasibility of a specific loan amount!

c. Determine the Type of Bank Loans

There are various types of loans (i.e., home, business, student), which may be quite confusing to determine which loan to use.

Depending on the lender, you may be able to use different loans for various purposes (i.e., medical bills, tuition fees, etc.).

d. Determine Your Source of Money

UNFORTUNATELY, money does not grow on trees. Compare the various rates and costs of each bank to ensure that you spend money efficiently.

e. Look Over the Terms of Your Debt

Determine your repayment plan, the interest costs, how you’ll pay (i.e., electronically), and other important details.

Make sure to double-check (or even triple-check) everything before you start applying for a loan!

Loan Process (Applying)

a. Apply at a Bank

Ready to start applying for a loan?

You will receive instructions from your lender in regards to your next steps. When filling out the form to apply, make sure to provide information about yourself and your current finances.

b. Undergo Underwriting

Your lender will use your files and history to determine your potential as a borrower. The amount of time needed varies per branch and on the type of loan.

At this point, you may receive a call asking you to clarify or prove certain aspects.

c. Business Loans

Take note that new businesses do not have an extensive borrowing history, and they might not have items that can be used as collateral.

Both the borrower’s and the business’ qualifications will be taken into account during the process.

d. Plan B

Sometimes your lender may deny your request because of delinquent payments, a low income, or a high debt-to-income ratio.

Whichever the reason, they should be CLEARLY stated and presented to you.

Make sure to have a backup plan, such as writing a letter or finding a co-signer with a good reputation.

Don’t be afraid to keep trying! Who knows, you might just get approved on your SECOND try.

3. Credit Union Loans

Credit unions are organizations owned by their members/customers, which means that these institutions do NOT need to make a profit for their members.

Loan Process

a. Becoming a Member

Have you ever dreamed of becoming a community member? If that’s the case, try applying for loans from credit unions!

There are certain standards that borrowers usually have to meet. These entail sharing similar characteristics with other members, such as identical home addresses or job fields.

Have you recently been hired?

This isn’t necessarily a bad thing, but some branches might ask how long you’ve spent in your job and use this as a basis for eligibility.

Ready to seal the deal? After you deposit money, you’ll officially be a member!

b. Applying for a Loan

Fill out a form (this can either be a physical form or an online form) and provide information about yourself, such as your Social Security number.

If you have existing debts, it is essential to let the credit union members know. This is both for transparency and documentation purposes.

Your monthly debt payments must be below a specific debt-to-income ratio (the exact number will depend on the branch). You can gain approval if you have a good history of repaying debts on time.

Are you planning to purchase a house or a vehicle? Sometimes, you’ll need to provide a downpayment in these situations!

Overall Advantages of Choosing Auto Title Loans in Dayton, Ohio

There are numerous pros and cons to consider per the varying loan processes. However, here are the main benefits of applying for title loans in Dayton, OH.

  1. Even if you have a bad credit score, you can still be eligible for car title loans.
  2. Lenders tend to process borrower requests for car title loans in 1-2 days, which is good if you’re looking to borrow cash immediately.
  3. It is possible to have flexible repayment deadlines in Dayton because lenders have your car title as collateral.
  4. Even if you applied for car title loans, you can still drive your vehicle along the roads of Dayton while you’re in the process of paying the title loan back.
  5. Title loans have no hidden fees; all charges should be explicitly stated in title loan agreements.

The Winding Path of Dayton, Ohio

It may be daunting to consider putting up your car as collateral for car title loans, but as long as you repay the money you owe, you’ll quickly get your vehicle title back.

Make sure to prepare the necessary documents beforehand and to find reliable and trustworthy lenders for title loans!

This will ensure a smooth and efficient title loan procedure.

As experts have often said, make sure to SEIZE the day and make the most of your time count. Apply for a title loan fast in Dayton, Ohio!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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