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Title loans in Gary

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Mon - Fri:

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10am - 4pm

All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Gary

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Terry's Auto Repair

4600 Cleveland St


46408 Indiana

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Gary, Indiana

There might come a time when you need some money to address your financial problems ASAP!

We’re all been there, so don’t worry when we tell you car title loans are a quick and easy solution when you desperately need funds in your bank account.

The process is super easy, and you have a plethora of lenders to choose from. Indeed, you’ll be on your merry way!

Find out how to get a car title loan today!

Car Title Loans: Understanding the Basics

A car title loan goes by many names. They’re sometimes called auto title loans, vehicle title loans, or even pink slip loans.

Basically, a car title loan is a secured, short-term loan where the borrower offers their car title as collateral.

The process is fairly quick, and you won’t have any problems whatsoever. Just make sure you can make the cut for the requirements and have the ability to pay the loan back.

Think of your car title as a deal maker. Plus, when you offer the title of your car as collateral, it’s just the title, not the whole car.

You’ll still get to live your life and drive as much as you want even after the loan is approved.

Your car will be taken away if and only if you fail to pay back your loan.

How to Secure a Car Title Loan in Gary

Sweet home gary only gets sweeter once you realize that the loan process is a breeze to get done.

The following are the steps you should follow to get a title loan.

Follow the steps, provide all the requirements needed, and uphold your end of the loan agreement.

Do these three pointers, and you’ll get to borrow the money that you need in no time!

#1: Find the Right Lender of Your Choice

You have to take some time to look at your options. There are several lenders you might want to do business with.

Both you and your lender should be fully aware of the terms of your title loan agreement, regardless of who you choose.

You also have to be aware of terms like equity, interest rate, market value, and the like.

However, there’s no need to memorize ALL these terms.

A loan officer will help you navigate and get accustomed to how title loans work.

They need to make sure you get a good deal and top-tier service from their end.

Always look out for lenders with high interest rates or bad reviews. Make sure to go for the BEST DEALS when taking a title loan in Gary!

#2: Complete Filling Out the Application Form

Once you’ve found the right lending company for you, this is the next step.

Take note that this is a crucial step in getting car title loans. That’s because lenders are usually keen on what you put in the application forms.

It helps quicken the loan process and helps ensure you’ll get your money soon.

You can even ask your lender’s loan officers to help you if you’re having trouble in any parts. That’s to make sure you’re doing it correctly to avoid any complications.

Your car title loan application form for the Gary area will most likely have the following:

  • Complete Name
  • Full Address
  • Contact Details
  • Vehicle Information (year of release, vehicle make, model, style, etc.)

 REMEMBER: Carefully and surely fill up your form with correct details in every field.

#3: Prepare and Submit the Needed Documents

With great car title loans comes great responsibility. *Uncle Ben’s voice*

You need to be responsible for knowing all the paperwork you need, gathering them, and turning them over to your lender.

Although different lending companies have different requirements upon application and approval, most of them cover the same basics.

Some of the commonly required documents needed are:

  • Government-issued ID
  • Free and Clean Title or Pink Slip
  • Social Security ID Card
  • Proof of Income
  • Proof of Insurance
  • Vehicle Identification Number (VIN)
  • Odometer
  • Car pictures (all 4 sides of your vehicle)

 All the documents that your lender will ask for from you are required to submit.

It would take you a step closer to receiving the money that you very much need. Just trust the process of your loan!

#4: Receive Your Cash!

Once you’ve finished steps one to three, you’ll be on the way to loan approval and securing the amount you’re qualified to receive.

Sweet, sweet cash, baby!

It depends on you and your lender, but the process can take as short as one business day to complete!

In Gary, it would depend on how fast your lender can check through the equity value of your vehicle.

They also take time to look through your credit history and sometimes your credit score.

Hopefully, your vehicle will bring you as much cash as you need.

Tips When Getting a Car Title Loan

Here are some tips you might need when applying for title loans on Gary. Or anywhere else, for that matter!

1) Review the Loan Terms and Conditions

The whole point of applying for a title loan is to get cash in an instant.

However, most applicants tend to skip over this part immediately after receiving the proposal.

You need to go over these reminders thoroughly so that you won’t encounter issues during the application process.

Please be sure to:

  • Read the fine print before agreeing to anything.
  • Clarify between you and your lender any vague terms in the contract.
  • Double-check if the loan amount is close or equal to the estimated value of your car.
  • Take note of the fees.
  • Negotiate if you can and have to.

 Loan officers will be available for you to contact during office hours in Gary if you have any clarifications.

2) Watch Out for Pricey Fees

Short-term loans like title loans have competitive interest rates.

Lending companies tend to charge around 25% of the money they let you borrow per month to finance the loan. This will last throughout the duration of your loan term.

When going for a loan, there might be some hidden fees you might miss out on. Be sure to be thorough in checking the terms and pick the right lender.

3) Ensure You Have a Way to Pay Your Loan Back

We know you need the funds urgently, but before you sign the loan, take time to think it through.

When you borrow money, you have to ensure you have the means to pay it back.

You need to remember that you’re handing over the title of your vehicle as collateral. If you fail to pay the loan back, you’ll lose your car.

Whatever vehicle that might be, we’d hate to see you lose your wheels.

Extra Tip: Set reminders for each payment.

This is to avoid having any penalties or extra fees piling up.

The FAQs of Car Title Loans

What if I Have a Low Credit Score?

Having a low credit score can be problematic, especially if your lender has strict terms and guidelines.

Like a bank or credit union, some lenders perform a credit check to determine whether you can repay the loan.

With that being said, we suggest using a vehicle with a high equity value. That makes up for whatever you might lack.

How Much Can I Get From Title Loans?

It varies from state to state, but lenders in Gary base it on the amount of money you need to borrow and the ultimate value of your car.

The value of your car can be determined by the car information that follows:

  • Year of Release
  • Model
  • Mileage
  • Zip Code of Car Registry
  • Extras

Ultimately, you’d want to present a car that’s in great shape to ensure that the money you need will be met.

Can I Get Title Loans With a Cosigner?

YES! You can apply for title loans with a cosigner.

However, this means that since the loan will be under both your names, you’ll be taking responsibility for the loan together.

Are Car Title Loans Better Than Payday Loans?

An auto title loan and a payday loan are BOTH short-term loans. 

When it comes to payday loans, the highest you might be able to borrow is $500. Expect that repayment is made in shorter time periods as well.

On the other hand, when it comes to title loans, they are more flexible in the term arrangement of your loan.

Plus, the amount of money that you can loan is considerably HIGHER than the former, depending on the car you’ll offer as collateral.

Final Takeaway

When it comes to fast cash, a car title loan in Gary, Indiana, is the answer for you.

You’ve got nothing to lose with the help of approachable lenders and a super doable loan application process.

Not only will you have the emergency funds that you need, but you’ll also have the luxury of opting for a flexible loan amount.

What are you waiting for? Apply for a car title loan today!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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