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Home > Indiana > Gary

Title Loans in Gary , Indiana

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



4600 Cleveland St
Indiana   46408

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

Despite my bad credit, this loan company approved my loan application. They understood my financial situation and provided a loan with reasonable terms and an affordable interest rate.
Ariel Avalo
Ariel Avalo
I was in a difficult situation when I was unexpectedly laid off from my job. I had some bad credit, but I was able to get an emergency loan from this company. They were very professional and helped me through the process quickly. I was able to get the money I needed and get back on my feet.
Isabel Ramirez
Isabel Ramirez
I was in a bind and needed a title loan without my vehicle present. This loan company was able to help me out and got me the cash I needed in no time. I was impressed by how efficient the process was and would definitely use them again.
Andrea Peterson
Andrea Peterson
I was in a tough spot financially and was looking for a way to get some quick cash. I heard about title loans and decided to give it a try. I'm glad I did! The process was quick and easy, and I was able to get the money I needed in no time.
Vicki Perez
Vicki Perez
I am very pleased with the loan company. They were able to process my loan very quickly and the money was in my account the next day. The interest rate is very reasonable and I would recommend them to anyone looking to borrow money.
Tom Williams
Tom Williams
I had a great experience with this loan company. They were able to help me get a loan even with my bad credit. The process was quick and easy, and I would recommend them to anyone who needs a title loan.
Olga Alexander
Olga Alexander
I found the loan company to be very professional. They were able to get me a quick title loan and the process was very easy. I would definitely recommend them to anyone in need of a loan.
Melissa Hudson
Melissa Hudson

3 Easy Steps to Get a Car Title Loan in Gary


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Gary, Indiana

There might come a time when you need some money to address your financial problems ASAP!

We’re all been there, so don’t worry when we tell you car title loans are a quick and easy solution when you desperately need funds in your bank account.

The process is super easy, and you have a plethora of lenders to choose from. Indeed, you’ll be on your merry way!

Find out how to get a car title loan today!

Car Title Loans: Understanding the Basics

A car title loan goes by many names. They’re sometimes called auto title loans, vehicle title loans, or even pink slip loans.

Basically, a car title loan is a secured, short-term loan where the borrower offers their car title as collateral.

The process is fairly quick, and you won’t have any problems whatsoever. Just make sure you can make the cut for the requirements and have the ability to pay the loan back.

Think of your car title as a deal maker. Plus, when you offer the title of your car as collateral, it’s just the title, not the whole car.

You’ll still get to live your life and drive as much as you want even after the loan is approved.

Your car will be taken away if and only if you fail to pay back your loan.

How to Secure a Car Title Loan in Gary

Sweet home gary only gets sweeter once you realize that the loan process is a breeze to get done.

The following are the steps you should follow to get a title loan.

Follow the steps, provide all the requirements needed, and uphold your end of the loan agreement.

Do these three pointers, and you’ll get to borrow the money that you need in no time!

#1: Find the Right Lender of Your Choice

You have to take some time to look at your options. There are several lenders you might want to do business with.

Both you and your lender should be fully aware of the terms of your title loan agreement, regardless of who you choose.

You also have to be aware of terms like equity, interest rate, market value, and the like.

However, there’s no need to memorize ALL these terms.

A loan officer will help you navigate and get accustomed to how title loans work.

They need to make sure you get a good deal and top-tier service from their end.

Always look out for lenders with high interest rates or bad reviews. Make sure to go for the BEST DEALS when taking a title loan in Gary!

#2: Complete Filling Out the Application Form

Once you’ve found the right lending company for you, this is the next step.

Take note that this is a crucial step in getting car title loans. That’s because lenders are usually keen on what you put in the application forms.

It helps quicken the loan process and helps ensure you’ll get your money soon.

You can even ask your lender’s loan officers to help you if you’re having trouble in any parts. That’s to make sure you’re doing it correctly to avoid any complications.

Your car title loan application form for the Gary area will most likely have the following:

  • Complete Name
  • Full Address
  • Contact Details
  • Vehicle Information (year of release, vehicle make, model, style, etc.)

 REMEMBER: Carefully and surely fill up your form with correct details in every field.

#3: Prepare and Submit the Needed Documents

With great car title loans comes great responsibility. *Uncle Ben’s voice*

You need to be responsible for knowing all the paperwork you need, gathering them, and turning them over to your lender.

Although different lending companies have different requirements upon application and approval, most of them cover the same basics.

Some of the commonly required documents needed are:

  • Government-issued ID
  • Free and Clean Title or Pink Slip
  • Social Security ID Card
  • Proof of Income
  • Proof of Insurance
  • Vehicle Identification Number (VIN)
  • Odometer
  • Car pictures (all 4 sides of your vehicle)

 All the documents that your lender will ask for from you are required to submit.

It would take you a step closer to receiving the money that you very much need. Just trust the process of your loan!

#4: Receive Your Cash!

Once you’ve finished steps one to three, you’ll be on the way to loan approval and securing the amount you’re qualified to receive.

Sweet, sweet cash, baby!

It depends on you and your lender, but the process can take as short as one business day to complete!

In Gary, it would depend on how fast your lender can check through the equity value of your vehicle.

They also take time to look through your credit history and sometimes your credit score.

Hopefully, your vehicle will bring you as much cash as you need.

Tips When Getting a Car Title Loan

Here are some tips you might need when applying for title loans on Gary. Or anywhere else, for that matter!

1) Review the Loan Terms and Conditions

The whole point of applying for a title loan is to get cash in an instant.

However, most applicants tend to skip over this part immediately after receiving the proposal.

You need to go over these reminders thoroughly so that you won’t encounter issues during the application process.

Please be sure to:

  • Read the fine print before agreeing to anything.
  • Clarify between you and your lender any vague terms in the contract.
  • Double-check if the loan amount is close or equal to the estimated value of your car.
  • Take note of the fees.
  • Negotiate if you can and have to.

 Loan officers will be available for you to contact during office hours in Gary if you have any clarifications.

2) Watch Out for Pricey Fees

Short-term loans like title loans have competitive interest rates.

Lending companies tend to charge around 25% of the money they let you borrow per month to finance the loan. This will last throughout the duration of your loan term.

When going for a loan, there might be some hidden fees you might miss out on. Be sure to be thorough in checking the terms and pick the right lender.

3) Ensure You Have a Way to Pay Your Loan Back

We know you need the funds urgently, but before you sign the loan, take time to think it through.

When you borrow money, you have to ensure you have the means to pay it back.

You need to remember that you’re handing over the title of your vehicle as collateral. If you fail to pay the loan back, you’ll lose your car.

Whatever vehicle that might be, we’d hate to see you lose your wheels.

Extra Tip: Set reminders for each payment.

This is to avoid having any penalties or extra fees piling up.

The FAQs of Car Title Loans

What if I Have a Low Credit Score?

Having a low credit score can be problematic, especially if your lender has strict terms and guidelines.

Like a bank or credit union, some lenders perform a credit check to determine whether you can repay the loan.

With that being said, we suggest using a vehicle with a high equity value. That makes up for whatever you might lack.

How Much Can I Get From Title Loans?

It varies from state to state, but lenders in Gary base it on the amount of money you need to borrow and the ultimate value of your car.

The value of your car can be determined by the car information that follows:

  • Year of Release
  • Model
  • Mileage
  • Zip Code of Car Registry
  • Extras

Ultimately, you’d want to present a car that’s in great shape to ensure that the money you need will be met.

Can I Get Title Loans With a Cosigner?

YES! You can apply for title loans with a cosigner.

However, this means that since the loan will be under both your names, you’ll be taking responsibility for the loan together.

Are Car Title Loans Better Than Payday Loans?

An auto title loan and a payday loan are BOTH short-term loans. 

When it comes to payday loans, the highest you might be able to borrow is $500. Expect that repayment is made in shorter time periods as well.

On the other hand, when it comes to title loans, they are more flexible in the term arrangement of your loan.

Plus, the amount of money that you can loan is considerably HIGHER than the former, depending on the car you’ll offer as collateral.

Final Takeaway

When it comes to fast cash, a car title loan in Gary, Indiana, is the answer for you.

You’ve got nothing to lose with the help of approachable lenders and a super doable loan application process.

Not only will you have the emergency funds that you need, but you’ll also have the luxury of opting for a flexible loan amount.

What are you waiting for? Apply for a car title loan today!

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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