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Home > Ohio > Columbus, OH

Title Loans in Columbus , OH

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



2197 S James Rd
OH   43232

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

On searching for "salvage title loans near me" on the web, I found this loan company. After having made the decision to avail of their services, I got in contact with the loan officials. The process was fast and straightforward, and their... willingness to help was truly appreciated.read more
Katherine C.
Katherine C.
🔐 Secured auto title loan made easy here! They walked me through the process step by step, ensuring I understood everything. Transparent and reliable. 👌
Eva R.
Eva R.
I had an existing auto loan with high-interest rates, and this loan company's auto refinancing option was a game-changer. They helped me secure a new loan with lower rates, saving me money in the long run.
Madeline G.
Madeline G.
In my search for a reliable place to pawn my car near me, I came across this loan firm. Their service was exceptional, and they made the process quick and hassle-free. I received a fair appraisal for my vehicle, and the staff was... professional and friendly throughout.read more
Tyler H.
Tyler H.
This loan company made it possible to get a title loan online. Their user-friendly website and responsive customer support made the online borrowing experience seamless and convenient.
Kelley W.
Kelley W.
This business has been really supportive throughout my time of need. They provide auto title loans, and the application process is straightforward and uncomplicated. I would strongly advise anyone in need of fast money to use this company.
Dawn G.
Dawn G.
I have used Loan Company for a few years now and I have always been happy with the service. They are always quick to answer any questions I have and they make the process of getting title pawn places very easy.Thanks!!
Lesley F.
Lesley F.
I was in a tough financial situation and needed some help. I saw an ad for this loan company in Columbus and decided to give them a try. I’m so glad I did! They were super helpful and got me the money I needed quickly. I would definitely... recommend them to anyone in a similar situation.read more
Celia W.
Celia W.
I was looking for a car title loan company and came across this company. Their rates are great and I was able to get a loan for $2700 which was so much easier than trying to get a loan from my bank. Everything about this lender was genuine... and trustworthy.read more
Tanya R.
Tanya R.
I was looking for some quick cash and saw their agency ads for title loans near me with no proof of income or a checking account required. I need the money ASAP so I didn't have time to wait for a bank loan. They were my best option and it... was so easy to get the money! I thank them for their help!read more
Charlene G.
Charlene G.
I got my home title loan from this company and it was super easy! I was able to get the money I needed quickly and without any hassle. I would definitely recommend this company to anyone who needs a loan.
Sharon A.
Sharon A.
Montana Capital is the best online title Loans provider company that guarantees approval, even for people with bad credit and no collateral. If you are in a situation where you need money now but don't have any collateral, our title loans... can help you get the cash you need. Like me, you can get approved in as little as three minutes!read more
Edward V. R.
Edward V. R.
In Columbus, there are many loan providers, but Montana Capital Car Title Loans is the best. They have the most affordable interest rates and repayment options. My loan application takes only a few minutes to complete.
Piterek N.
Piterek N.
When I applied for a fast online loan, I didn't realize that they would be able to use my car title as security. That's super!
Thomas B.
Thomas B.

3 Easy Steps to Get a Car Title Loan in Columbus, OH


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
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Select the amount of cash you want


Car Title Loans

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The vehicle’s title

Personal details




Get up to $20,000

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Columbus

Trying to find a way to obtain some extra money for household purposes? Emergency situations? Or whatever could it be for?

Regardless of what the loan is for, there are multiple ways to get cash. And one way is by getting car title loans in Columbus, OH where you’ll pledge your vehicle as collateral.

Here’s what this guide can do for you:

  • We’ll tell you all the perks you’ll get from applying for title loans.
  • We’ll walk you through the MOST important risks you should be cautious of.
  • Provide an alternative option in case car title loans don’t sit right with you.

Is Car Title Loan Your Best Go-to Money Solution?

Honest answer? No.

Because it DEPENDS on what you’re looking for.

You’d only want to apply for car title loans in Columbus, Ohio if you’re looking for the most convenient way to get emergency cash.

And by this, we mean having to experience NO trouble in the entire loan application process.

Below are some perks you will get when applying for title loans in Columbus.

Fastest Loaning Process Ever

This might sound unrealistic… But believe us, a car title loan lender in Columbus, OH can actually provide you your requested money WITHIN the same day of applying.

So you might want to get car title loans if you’re desperately seeking ways that will solve your financial problems in NO TIME.

As a matter of fact, this is what you’ll only have to do to get to the end-process:

  1. Submit all requirements.
  2. Pawn your vehicle as collateral.
  3. Wait for lenders’ approval.
  4. You receive loan proceeds.
  5. Pay for the loan.

See how it only takes 5 simple steps to acquire your requested cash in Columbus, Ohio? Does this tempt you to apply for car title loans now?

Well, you should be.

Personal loans might be the common solution that most people opt for in Columbus.

They DON’T require any collateral to be submitted at all. They are cheaper than title loans. And they have longer loan terms which make it possible for you to pay off your debt at your own pace.

BUT! It takes several days for them to go through your application form since they demand STRICTER requirements. So, you can’t get your money within the same day here, unlike car title loans.

So this is why title loan lenders in Columbus are proud of what they can offer to their customers.

Easy-to-Gather Requirements (For Ohio Residents)

Another edge that car title loan has over other options —it takes you NO sweat to collect all documents that the agency asks for, especially if you are originally from Ohio.

You only have to gather…

  • Government-issued ID
  • Your vehicle
  • Vehicle title
  • Proof of ability to pay for car title loans

Some lenders demand more, such as proof of residence, photos of the actual vehicle, and more.

But it WON’T take you days to gather them since they’re technically already there. You won’t have to request documents from many agencies, pay fees, and wait for another couple of days to obtain them.

The car title is initially AVAILABLE once you purchase a vehicle from Columbus… Actually, the city doesn’t even matter as long as it is inside Ohio.

The dealer will take care of the vehicle title and registration for you, says the state law 4505.06.

All you have to do is BRING…

  • BMV 3774 application form (for Certificate of Title to a Motor Vehicle)
  • Manufacturer’s Certificate of Origin (MCO)
  • Sales tax on the purchase price

On the downside, you might have to undergo a more complicated process if the vehicle is purchased OUTSIDE Ohio. You will particularly need to convert your out-of-state title to an OH title.

You will have to prepare…

  • Original out-of-state title certificate
  • Acceptable identification
  • Out-of-state vehicle identification number (VIN)
  • Payment for title fees

AND! The MOST frustrating thing for outsiders will probably be the fact they’ll have to be an OH resident too. So, it would probably be best to just get loans from where you are originally from.

Credit Isn’t Highly Required

You might have gotten a bit confused with the “proof of ability to repay the loan” we mentioned above. But rest assured. We meant it just like THAT.

We didn’t specifically mention credit because it’s not necessary to reveal your credit score at all just to get car title loans. There’s a way to avoid inspection.

You’ll be able to acquire a title loan in Columbus IF you present a trustworthy document that confirms your capability to pay back the lender.

And that document could be…

  • Pay stubs
  • Tax return
  • Bank account statement
  • Annuity statement
  • Pension distribution payment
  • Unemployment benefits
  • And anything that you can think of!

Although you SHOULDN’T solely rely on an inconsistent source of income since this is weaker evidence than proof of income.

There’s a chance that lenders will CANCEL your title loan application if you don’t carry any strong backup document. So be careful about this.

But on the contrary, it’s more possible to get a title loan in Columbus, Ohio if you have BETTER credit.

You will also be on a much safer side since lenders typically don’t make any credit decisions. And what we mean by this is they don’t report to credit bureaus at all, unlike most personal loan agencies.

You are basically off the hook even if you pay for the title loans a bit late.

Although, we DON’T highly recommend you make this move. You’ll see below why you should NEVER ever make late payments when it comes to a title loan in Columbus, Ohio.

Furthermore, bad credit may not affect your chances of approval, BUT it will affect your interest rates, so keep this in mind.

Things You Should Look Out for the Most

There are still things you should be careful of as much as car title loans seem to be the best choice for people who are in a rush.

Like any other thing, this one also possesses some drawbacks you NEED to take into account before you decide to get a title loan in Columbus, Ohio.

Scam Lenders

There could be a time that you might get fooled by one scam lender that seems to have promoted well online. The loans they offered looked so real, so you believed them. And we don’t fully blame you for that.

After all, a LOT of scam agencies have been trying to sneak into the loaning industry since they see those desperate people as the right prey for them.

So you have to be EXTRA careful when looking for the right lender in Columbus, Ohio.

Look at some red flags below so you’ll know how to identify fakes in Columbus throughout your lender-hunting journey. A scam lender always…

  • Provides title loan offers with NO contract needed
  • Their webpage and web address shows subtle typing errors
  • They have no COMPLETE interest in your credit
  • Online reviews seem to be bot-input
  • They’re asking you to pay fees before you can receive the title loan
  • They’re offering GUARANTEED student loans, mortgage loans, and more

You could lose a lot of money with this. And EVEN your vehicle could be taken too if you’ve already gone deeper into the process (given that you already deposited your car title as collateral).

So AVOID a lender that possesses all these qualities as much as possible.

Possibility to Be Heavily Indebted

Okay, so let’s say you managed to avoid a scam lender in Columbus, Ohio. You managed to receive the loans you asked for. Does this mean you are in good hands now?

We hate to break this to you, but you are NOT. There’s still a great chance you’ll be totally out of money savings IF you haven’t paid for the title loans within the time discussed.

You are only given 30 days in Columbus to pay the loan amount your lender requests. And adding to this is you get a 300% interest rate a year. And it could be HIGHER for all we know.

This means you have to pay a total of $1750 when you receive $1500 cash from the car title loan lender. And that’s before the due date comes to an end.

And what happens if you can’t deliver full payment for the car title loan you’ve asked for?

Well, you’ll have to pay an ADDITIONAL interest rate for that as the lender roll your current loan into a new loan. And this also means that $1750 could end up going higher until you end up with NO cash.

So see how scary car title loans can be if you can’t put up with their tight deadline?

But worry not. There’s a solution we can provide you to avoid having your current loan be renewed by a lender in Columbus, OH. And this is by…

  • Negotiating with the lender. This might not work out since most agencies are strict when it comes to deadlines. But it wouldn’t hurt to ask for a due date extension or debt settlement.
  • Refinancing. You can apply for a lower-cost loan to pay off the remaining loan amounts. You can approach banks or credit unions to get cash. But be ready for the conditions they demand.
  • Relying on Military Lending Act (MLA). In case you got baited by abusive lenders, you can apply to be a service member so you’ll be protected from being charged more than a 36% interest rate.

Alternative to Auto Title Loans

It’s totally normal to be scared of getting a title loan in Columbus, OH. With piled-up interest rates and short loan terms, the consequences of not paying the total loan amount are NO joke.

So looking for a cheaper option would be the best alternative thing you can do. You’d want to get personal loans that provide LOWER interest rates and LONGER loan terms.

But take note it’s the CREDIT that they’ll inspect. And it takes SEVERAL days to receive your requested loan amount.

So only resort to this if…

  • You have good credit
  • You’re not in a rush to get cash

Related Locations

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330 S Broad St, Lancaster, Ohio 43130
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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