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Title loans in Columbus, OH

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Columbus, OH

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Bentley's Custom Car Stereo

2197 S James Rd


43232 OH

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Columbus

Trying to find a way to obtain some extra money for household purposes? Emergency situations? Or whatever could it be for?

Regardless of what the loan is for, there are multiple ways to get cash. And one way is by getting car title loans in Columbus, OH where you’ll pledge your vehicle as collateral.

Here’s what this guide can do for you:

  • We’ll tell you all the perks you’ll get from applying for title loans.
  • We’ll walk you through the MOST important risks you should be cautious of.
  • Provide an alternative option in case car title loans don’t sit right with you.

Is Car Title Loan Your Best Go-to Money Solution?

Honest answer? No.

Because it DEPENDS on what you’re looking for.

You’d only want to apply for car title loans in Columbus, Ohio if you’re looking for the most convenient way to get emergency cash.

And by this, we mean having to experience NO trouble in the entire loan application process.

Below are some perks you will get when applying for title loans in Columbus.

Fastest Loaning Process Ever

This might sound unrealistic… But believe us, a car title loan lender in Columbus, OH can actually provide you your requested money WITHIN the same day of applying.

So you might want to get car title loans if you’re desperately seeking ways that will solve your financial problems in NO TIME.

As a matter of fact, this is what you’ll only have to do to get to the end-process:

  1. Submit all requirements.
  2. Pawn your vehicle as collateral.
  3. Wait for lenders’ approval.
  4. You receive loan proceeds.
  5. Pay for the loan.

See how it only takes 5 simple steps to acquire your requested cash in Columbus, Ohio? Does this tempt you to apply for car title loans now?

Well, you should be.

Personal loans might be the common solution that most people opt for in Columbus.

They DON’T require any collateral to be submitted at all. They are cheaper than title loans. And they have longer loan terms which make it possible for you to pay off your debt at your own pace.

BUT! It takes several days for them to go through your application form since they demand STRICTER requirements. So, you can’t get your money within the same day here, unlike car title loans.

So this is why title loan lenders in Columbus are proud of what they can offer to their customers.

Easy-to-Gather Requirements (For Ohio Residents)

Another edge that car title loan has over other options —it takes you NO sweat to collect all documents that the agency asks for, especially if you are originally from Ohio.

You only have to gather…

  • Government-issued ID
  • Your vehicle
  • Vehicle title
  • Proof of ability to pay for car title loans

Some lenders demand more, such as proof of residence, photos of the actual vehicle, and more.

But it WON’T take you days to gather them since they’re technically already there. You won’t have to request documents from many agencies, pay fees, and wait for another couple of days to obtain them.

The car title is initially AVAILABLE once you purchase a vehicle from Columbus… Actually, the city doesn’t even matter as long as it is inside Ohio.

The dealer will take care of the vehicle title and registration for you, says the state law 4505.06.

All you have to do is BRING…

  • BMV 3774 application form (for Certificate of Title to a Motor Vehicle)
  • Manufacturer’s Certificate of Origin (MCO)
  • Sales tax on the purchase price

On the downside, you might have to undergo a more complicated process if the vehicle is purchased OUTSIDE Ohio. You will particularly need to convert your out-of-state title to an OH title.

You will have to prepare…

  • Original out-of-state title certificate
  • Acceptable identification
  • Out-of-state vehicle identification number (VIN)
  • Payment for title fees

AND! The MOST frustrating thing for outsiders will probably be the fact they’ll have to be an OH resident too. So, it would probably be best to just get loans from where you are originally from.

Credit Isn’t Highly Required

You might have gotten a bit confused with the “proof of ability to repay the loan” we mentioned above. But rest assured. We meant it just like THAT.

We didn’t specifically mention credit because it’s not necessary to reveal your credit score at all just to get car title loans. There’s a way to avoid inspection.

You’ll be able to acquire a title loan in Columbus IF you present a trustworthy document that confirms your capability to pay back the lender.

And that document could be…

  • Pay stubs
  • Tax return
  • Bank account statement
  • Annuity statement
  • Pension distribution payment
  • Unemployment benefits
  • And anything that you can think of!

Although you SHOULDN’T solely rely on an inconsistent source of income since this is weaker evidence than proof of income.

There’s a chance that lenders will CANCEL your title loan application if you don’t carry any strong backup document. So be careful about this.

But on the contrary, it’s more possible to get a title loan in Columbus, Ohio if you have BETTER credit.

You will also be on a much safer side since lenders typically don’t make any credit decisions. And what we mean by this is they don’t report to credit bureaus at all, unlike most personal loan agencies.

You are basically off the hook even if you pay for the title loans a bit late.

Although, we DON’T highly recommend you make this move. You’ll see below why you should NEVER ever make late payments when it comes to a title loan in Columbus, Ohio.

Furthermore, bad credit may not affect your chances of approval, BUT it will affect your interest rates, so keep this in mind.

Things You Should Look Out for the Most

There are still things you should be careful of as much as car title loans seem to be the best choice for people who are in a rush.

Like any other thing, this one also possesses some drawbacks you NEED to take into account before you decide to get a title loan in Columbus, Ohio.

Scam Lenders

There could be a time that you might get fooled by one scam lender that seems to have promoted well online. The loans they offered looked so real, so you believed them. And we don’t fully blame you for that.

After all, a LOT of scam agencies have been trying to sneak into the loaning industry since they see those desperate people as the right prey for them.

So you have to be EXTRA careful when looking for the right lender in Columbus, Ohio.

Look at some red flags below so you’ll know how to identify fakes in Columbus throughout your lender-hunting journey. A scam lender always…

  • Provides title loan offers with NO contract needed
  • Their webpage and web address shows subtle typing errors
  • They have no COMPLETE interest in your credit
  • Online reviews seem to be bot-input
  • They’re asking you to pay fees before you can receive the title loan
  • They’re offering GUARANTEED student loans, mortgage loans, and more

You could lose a lot of money with this. And EVEN your vehicle could be taken too if you’ve already gone deeper into the process (given that you already deposited your car title as collateral).

So AVOID a lender that possesses all these qualities as much as possible.

Possibility to Be Heavily Indebted

Okay, so let’s say you managed to avoid a scam lender in Columbus, Ohio. You managed to receive the loans you asked for. Does this mean you are in good hands now?

We hate to break this to you, but you are NOT. There’s still a great chance you’ll be totally out of money savings IF you haven’t paid for the title loans within the time discussed.

You are only given 30 days in Columbus to pay the loan amount your lender requests. And adding to this is you get a 300% interest rate a year. And it could be HIGHER for all we know.

This means you have to pay a total of $1750 when you receive $1500 cash from the car title loan lender. And that’s before the due date comes to an end.

And what happens if you can’t deliver full payment for the car title loan you’ve asked for?

Well, you’ll have to pay an ADDITIONAL interest rate for that as the lender roll your current loan into a new loan. And this also means that $1750 could end up going higher until you end up with NO cash.

So see how scary car title loans can be if you can’t put up with their tight deadline?

But worry not. There’s a solution we can provide you to avoid having your current loan be renewed by a lender in Columbus, OH. And this is by…

  • Negotiating with the lender. This might not work out since most agencies are strict when it comes to deadlines. But it wouldn’t hurt to ask for a due date extension or debt settlement.
  • Refinancing. You can apply for a lower-cost loan to pay off the remaining loan amounts. You can approach banks or credit unions to get cash. But be ready for the conditions they demand.
  • Relying on Military Lending Act (MLA). In case you got baited by abusive lenders, you can apply to be a service member so you’ll be protected from being charged more than a 36% interest rate.

Alternative to Auto Title Loans

It’s totally normal to be scared of getting a title loan in Columbus, OH. With piled-up interest rates and short loan terms, the consequences of not paying the total loan amount are NO joke.

So looking for a cheaper option would be the best alternative thing you can do. You’d want to get personal loans that provide LOWER interest rates and LONGER loan terms.

But take note it’s the CREDIT that they’ll inspect. And it takes SEVERAL days to receive your requested loan amount.

So only resort to this if…

  • You have good credit
  • You’re not in a rush to get cash

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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