Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Ohio > Columbus, OH

Title Loans in Columbus , OH

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

Location Information:

(888)-700-8900
MC representative

Address

2197 S James Rd
Columbus
OH   43232

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

Dealing with bad credit can be discouraging when seeking a loan. However, the title loan company didn't let my credit history define my options. Despite my less-than-perfect credit, they provided me with a loan tailored to my needs,... restoring my faith in financial institutions.read more
Mateo V.
Mateo V.
1710159849
They specialize in assisting individuals with bad credit, offering them a second chance. Their team was understanding and empathetic, working with me to find a suitable loan option. They provided me with the funds I needed to cover my... expenses, despite my credit history.read more
Martin S. E.
Martin S. E.
1705980629
Montana Capital Car Title Loans went above and beyond when I needed a bad credit title loan. Their understanding staff and efficient process made securing the loan a positive experience, offering financial relief when I needed it most.... Highly recommend for those facing credit challenges.read more
Ferdinando L.
Ferdinando L.
1701251556
I needed to take out a loan against my car, and this local title loan company made the process really simple. Good service and a smooth procedure. Thanks!!!!!
Andre S.
Andre S.
1698732551
When I conducted an online search for 'salvage title loans near me,' this loan company quickly caught my attention. Once I decided to proceed with their services and connected with their loan professionals, I was pleasantly surprised by... the swiftness and simplicity of the entire process. Their genuine willingness to assist was a standout quality that I truly valued. Thanks a lot Montana Capital Car Title Loans!!read more
Jackie M.
Jackie M.
1698414708
I needed to borrow money against my car, and this local car title loan service made it incredibly easy. Friendly staff and a seamless process.
Marci W.
Marci W.
1696395031
On searching for "salvage title loans near me" on the web, I found this loan company. After having made the decision to avail of their services, I got in contact with the loan officials. The process was fast and straightforward, and their... willingness to help was truly appreciated.read more
Katherine C.
Katherine C.
1694776972
🔐 Secured auto title loan made easy here! They walked me through the process step by step, ensuring I understood everything. Transparent and reliable. 👌
Eva R.
Eva R.
1692775022
I had an existing auto loan with high-interest rates, and this loan company's auto refinancing option was a game-changer. They helped me secure a new loan with lower rates, saving me money in the long run.
Madeline G.
Madeline G.
1690357629
In my search for a reliable place to pawn my car near me, I came across this loan firm. Their service was exceptional, and they made the process quick and hassle-free. I received a fair appraisal for my vehicle, and the staff was... professional and friendly throughout.read more
Tyler H.
Tyler H.
1689654816
This loan company made it possible to get a title loan online. Their user-friendly website and responsive customer support made the online borrowing experience seamless and convenient.
Kelley W.
Kelley W.
1685095928
This business has been really supportive throughout my time of need. They provide auto title loans, and the application process is straightforward and uncomplicated. I would strongly advise anyone in need of fast money to use this company.
Dawn G.
Dawn G.
1679484895
I have used Loan Company for a few years now and I have always been happy with the service. They are always quick to answer any questions I have and they make the process of getting title pawn places very easy.Thanks!!
Lesley F.
Lesley F.
1676617740
I was in a tough financial situation and needed some help. I saw an ad for this loan company in Columbus and decided to give them a try. I’m so glad I did! They were super helpful and got me the money I needed quickly. I would definitely... recommend them to anyone in a similar situation.read more
Celia W.
Celia W.
1672406972
I was looking for a car title loan company and came across this company. Their rates are great and I was able to get a loan for $2700 which was so much easier than trying to get a loan from my bank. Everything about this lender was genuine... and trustworthy.read more
Tanya R.
Tanya R.
1672221699
I was looking for some quick cash and saw their agency ads for title loans near me with no proof of income or a checking account required. I need the money ASAP so I didn't have time to wait for a bank loan. They were my best option and it... was so easy to get the money! I thank them for their help!read more
Charlene G.
Charlene G.
1670137958
I got my home title loan from this company and it was super easy! I was able to get the money I needed quickly and without any hassle. I would definitely recommend this company to anyone who needs a loan.
Sharon A.
Sharon A.
1667205666
Montana Capital is the best online title Loans provider company that guarantees approval, even for people with bad credit and no collateral. If you are in a situation where you need money now but don't have any collateral, our title loans... can help you get the cash you need. Like me, you can get approved in as little as three minutes!read more
Edward V. R.
Edward V. R.
1666009975
In Columbus, there are many loan providers, but Montana Capital Car Title Loans is the best. They have the most affordable interest rates and repayment options. My loan application takes only a few minutes to complete.
Piterek N.
Piterek N.
1656063625
When I applied for a fast online loan, I didn't realize that they would be able to use my car title as security. That's super!
Thomas B.
Thomas B.
1623898359
js_loader

3 Easy Steps to Get a Car Title Loan in Columbus, OH

Icon Phone

01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Icon OK

02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Icon $$$

03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Columbus, OH Auto Equity Loans: Get the Money You Need Today

Life in Columbus, Ohio, can be both rewarding and challenging. As part of the country’s heartland, the city boasts a strong economy fueled by manufacturing and agriculture.

However, even with steady employment, unexpected expenses can arise, leaving many residents struggling to make ends meet. While a personal loan can take time for approval, title loans can be a financial lifeline for those who need quick access to cash.

A title loan is short-term financial assistance that lets you borrow money using the vehicle title as collateral. Not only is the loan approval process quick, but it also lets you borrow money with bad credit.

How Much Cash Can I Get and At What Rate in Columbus, Ohio?

If you’re wondering how much cash you can get with a title loan in Columbus, Ohio, the answer is – it varies! Though there is no fixed limit on the title loan amount you can get in Columbus, Ohio, most lenders can offer you up to 50% of your car value. 

However, since title loans are regulated by the Department of Commerce, the maximum interest rate lenders can charge is 28% per annum. This makes title loans a great option when you need cash quickly, especially during an unexpected financial emergency.

Interest Rate28%
Loan AmountNo Limit
Loan Duration180 Days
Loan Fee2% if the loan amount exceeds $500

Let’s say you took a loan of $1000; after a year, it will accumulate a total amount of $1280 with an annual interest rate of 28%.

What Documents Are Needed for Car Title Loans in “Columbus, Ohio”?

The documents needed for title loans in Columbus, Ohio, typically include:

Clear Vehicle Title

The most important document is your vehicle’s clear and lien-free title, which should be in your name.

Proof of Identity

You’ll need a government-issued ID, such as a driver’s license or passport, to verify your identity.

Proof of Residency

Lenders often require a document, like a utility bill or lease agreement, to confirm your address in Columbus.

Proof of Income

You’ll need to demonstrate your ability to repay the loan. Pay stubs, bank statements, or other income-related documents may be necessary.

Vehicle Registration and Insurance

Providing your vehicle’s current registration helps confirm ownership, and insurance protects the value of the title used as collateral.

Can I get a Title Loan Online?

Yes, it’s possible to apply for title loans online from the comfort of your home. The majority of lenders in Columbus, Ohio, provide quick and easy online processes that can be completed using a mobile device or computer. All you need to do is follow the 3 easy steps mentioned below:

Step-1 Apply Online

Begin by visiting our website and filling out a user-friendly online application form. You’ll need to provide some basic information, including your name, contact details, and details about your vehicle. Since this information helps us assess your eligibility for the loan, make sure to double-check the accuracy of the details you provide.

Step-2 Get Approved

Once you’ve submitted your online application, our lenders will review your information. They will typically assess the value of your vehicle based on its make, model, year, and condition.

If your application meets their criteria, you’ll receive an online agreement. It’s important to carefully review the terms and conditions of the title loan agreement, including the interest rate, repayment schedule, and any associated fees.

Step-3 Receive Funds

If you are approved and signed the loan agreement, the lender will provide instructions on how to receive the funds. You can choose for the money to be deposited directly into your bank account, ask for a check, or receive cash in person.

What If I Have Bad Credit? Am I Still Eligible for a Title Loan?

In contrast to personal loans, a title loan can be approved if you have a poor credit history. Since these are secured loans that use your vehicle title as collateral, your credit score doesn’t impact your eligibility much. Although lenders will run a credit check, it won’t matter much as long as you can fulfil both conditions mentioned below:

Ability to Repay the Loan

Your ability to repay the loan is the most crucial factor in determining your eligibility. Lenders don’t want to put some extra financial burden on you; therefore, they require you to have a steady monthly income. It ensures that the monthly repayments are being made as per the loan agreement.

Value in Your Car

The next crucial factor that determines your eligibility is the value of your car. Since lenders will use the title of your vehicle as collateral, it needs to have enough value to get you a title loan. The lender may examine the make, model, and mileage of your vehicle to determine the loan amount.

Benefits of Columbus Car Title Loans

When you apply for car title loans in Columbus, Ohio you can avail of many benefits, including:

Quick Approval

A Columbus car title loan is secured by the title of your vehicle; lenders usually expedite the approval process. Also, if you choose to apply only, get approved, and sign the loan agreement by 2 PM, you can receive the loan amount the same day.

Bad Credit Accepted

As we mentioned earlier, your poor credit won’t be an obstacle in getting a title loan. Lenders just want you to have enough equity in your vehicle and a steady monthly income to manage the monthly payments.

No Prepayment Penalties

Many auto title loan lenders provide the advantage of no prepayment penalties. This means if you want to repay your loan before the schedule, you won’t have to pay any penalty for it.

No In-person Inspection

Most online title loans come with the flexibility of online inspection. This means you usually don’t have to pay a visit to a physical store for a vehicle inspection. You can send a few photographs of your vehicle, including the VIN and Odometer readings.

Keep Driving Your Vehicle

The best thing about auto title loans is that you can keep driving your vehicle while repaying the loan. Since lenders just put a lien on your vehicle’s title for the loan duration, you can rest assured that they won’t take your vehicle.

Some Basic Information About Columbus, Ohio

Total Population (July 1, 2022)907,971
Households377,648
Persons Per Households2.32
Median household Income$58,575
Per Capita Income$32,481

Source: The Census Bureau

Frequently Asked Questions

Can I Get a Title Loan Without Registration?

Can I have a co-borrower on my Title Loan?

How do you Sell a Car with a Title Loan on It?

Apply for an Online Title Loan in Columbus Today!

Though title loans are known to offer quick financial assistance, you should carefully assess your financial situation and have a clear plan for loan repayment. Moreover, you need to be cautious of predatory lenders that charge exorbitant interest rates. 

At Montana Capital Car Title Loans, we promise a quick and transparent loan application process with clear terms and conditions.

Put an end to your urgent financial needs by applying for a Columbus title loan today!

Related Locations

Columbus, OH

3312 Morse Rd, Columbus, OH 43231
View Location

Newark

32 S 30th St, Newark, Ohio 43055
View Location

Delaware

2475 Hills-Miller Rd, Delaware, Ohio 43015
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Skip to content