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Title loans in Coconut Creek

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Coconut Creek

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Tint World

5450 W Hillsboro Blvd STE 7

Coconut Creek

33073 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Coconut Creek: Should You Apply?

Do you need to settle unexpected medical bills, unforeseen business expenses, or service student loans? But can’t get cash advances for this sudden cash emergency?

A car title loan just might be the best solution to your problem!

This type of loan is famous for being CONVENIENT, INSTANT, and EASY. With a clean title of your vehicle, your loan can get approved in just 1 business day.

Not only that, but there’s also hardly any paperwork involved, so it’s also hassle-free!

What Are Auto Title Loans?

A car title loan is a form of short-term financing loan. This kind of loan usually has to be repaid in 30 days.

Because of the 30-day loan duration, a car title loan is also known as pink slip loans or payday loans in Coconut Creek.

But should you sign up for one? Let’s look at the ups and downs:

Pros of Getting a Car Title Loan

Are Coconut Creek title loans the right choice for you? Check out these advantages:

#1 You Get Your Money Fast

Car title loans are great for people who are NOT qualified to get approved for a personal loan due to a bad credit score, unemployment, or other reasons.

It’s also a good solution if you need to get your loan proceeds TODAY since regular loans take at least several days to get approved and require you to submit a ton of documents first.

#2 You Can Keep Driving Your Car

For car title loans, you surrender your car title in exchange for your quick cash. For your title loan, your car is the collateral.

However, Coconut Creek title loans lenders won’t take your actual vehicle. They only hold on to your car title, and you still get to drive and use your car as usual.

#3 It’s Super Convenient

All the required documents you’ll need for auto title loans are either already lying around your house or very easy to acquire.

And also, you can complete the ENTIRE loan process in any way that suits your situation!

Title loan companies have different ways to cater to you: You can apply online, by phone, or go straight to their office.

#4 Poor Credit Is Fine

Unlike traditional loans like a credit union or a bank, lenders of car title loans don’t care if you have a bad credit score.

Some of these lenders DO conduct credit checks, but they don’t make credit decisions solely based on that.

Having a bad credit score WILL NOT make you ineligible for auto title loans because they look at your ABILITY to pay instead of focusing on what they find during your credit check.

But of course, borrowers with good credit history get more benefits.

Since this further assures the lenders they definitely have the ability to pay them back, these borrowers have more negotiating power and can push for much lower interest rates.

Cons of Car Title Loans in Coconut Creek

Here are the drawbacks of getting title loans in Coconut Creek, Florida:

#1 High Interest Rates

The interest rates that car title loans companies charge can be as high as 25% in monthly payments. Converted into the annual percentage rate, that comes out as 300%.

That’s higher than what most credit card companies charge!

To somehow lower the interest amount you’ll owe, take out the minimum loan amount if it’s possible in your situation.

When your car title loan lender gives you the maximum loan amount you can borrow, take only the amount you urgently need.

The lesser the principal debt you have, the lower your interest amount will be too.

#2 Risk of Losing Your Car

A bigger drawback than high-interest amounts is the possibility of your lender taking your vehicle.

If, in the end, you find yourself no longer capable of ever repaying your title loans, your lender will have to take your car and sell it to recover their loss from your unpaid debt.

If the total amount you owe them is bigger than the proceeds from selling your car, then you’re off the hook for the difference.

But if your car sells for higher the total amount of your debt, your lender gets to keep whatever’s leftover.

But what if, after a few rollovers, your debt is ballooning, and you still don’t see yourself being capable of paying your title loans by the next due date?

Companies of auto equity loans would rather have you pay your title loan back than take your car and sell it.

To avoid losing your car, get in touch with a customer service representative from your title loans lender.

Let them know about your situation and ask them to draw up a new repayment plan that suits your current situation. They’d be happy to help you out so that you can pay them back.

Required Title Loan Documents

Start by gathering these documents for a speedy loan processing:

1. Car Title

Of course, the most important document you’ll need is your car title. Your lender will be holding on to this for the whole duration of your loan since your car will act as the collateral.

Your car title should be CLEAN and LIEN FREE to be eligible for Coconut creek title loans. This means that you have to own your car’s equity and prove that it is NOT on collateral under a different loan.

For faster loan processing, it’s also better to put a car SOLELY under your name up for a car title loan.

TAKE NOTE: A vehicle’s title under two names will STILL BE ELIGIBLE, but your lender will require additional documents. The co-owner will also need to put their name on the loan application form as a co-borrower.

2. Government-Issued ID

This is to assure your Coconut Creek title loans lender of your identity.

Preferably, submit one with a photo of yourself, like a valid driver’s license or a passport.

Your name that appears on this ID also needs to be the EXACT SAME as the name in your vehicle’s title.

3. Proof of Residency

Your auto title loan lenders need to know that you reside in Coconut Creek to approve your loan application.

Any of your utility bills or a copy of your lease contract will do for this requirement.

4. Other Vehicle Documents

Aside from your title, you will also need to submit your Vehicle Registration and Insurance documents.

5. Photos of Your Vehicle

You will also need to submit 4 photos of your vehicle.

Take a picture of the front, the back, and the 2 sides of your car. If you’re planning to visit your car title loans lender’s office anyway, they can also take these pictures for you.

6. Proof of Income

If you’re employed, a pay slip will do for this requirement.

If not, any document that proves your income is accepted.

These include proof of business income, proof of inheritance, a title of your other properties, social security benefits, proof of retirement income, and more.

Call your title loans representative if you’re unsure which document will qualify in your situation.

7. Character References

You will also need to provide 2 or 3 character references of people NOT related to you.

This will also help guarantee your lender that you can pay them back. Along with their references, you will also need to provide their contact information and addresses.

8. Bank Account

If you wish to receive your money through a direct deposit, you will also need to give your lender your bank account details.

If not, you can skip this requirement.

The Loan Process of Coconut Creek Title Loans

We’ll walk you through 4 easy steps of getting a title loan in Coconut Creek!

Step 1: Get Pre-Approved

Before you visit your title loans lender in Coconut Creek, you can speed up the process if you apply online.

Simply visit the title loan company website and fill out the pre-approval form with your basic personal information.

After that, wait for a representative from the title loan company to contact you and let you know what the next step is.

During the call, they will also let you know the estimated amount you can loan. If you have any questions about their title loan, they will also be happy to answer those.

You could also set up an appointment during the call to ensure that your visit will be quick.

Step 2: Verify Your Vehicle

Next, take all your gathered title loan documents and make sure you have EVERYTHING.

Then, drive your car to your title loan lender’s location in Coconut Creek for verification and further assessment.

Title loan companies determine your car’s current market value by considering the following:

  • Year
  • Make
  • Model
  • Mileage
  • Overall current condition

Whether or not your title loan application will be approved heavily depends on your car’s eligibility.

Step 3: Contract Signing

After your car passes the final approval, you will be able to sign the contract.

Your lender will present the loan amount that you can take out, the terms, and the interest rate for your loan.

Step 4: Get Your Money

After signing the loan contract in Coconut Creek, you can get your money!

You can receive your loan amount via cash, through a bank deposit or money transfer, or you can also opt to have it wired to you.

Tips You Need to Know Before Signing

Here are some things to remember before you sign your title loan contract:

#1 Read the Fine Print

Read your loan contract THOROUGHLY.

There might be contract terms hidden in the fine print that you don’t necessarily want to agree with.

You can have these changed by talking to your lender or choosing to go to a different one if you don’t reach an agreement.

#2 Check for Hidden Charges

Are there pre-payment penalties? Several loan lender’s fees?

The total amount you owe in Coconut Creek should only consist of your principal loan amount, the interest, and finally, your loan lender’s fees.

Double-check your contract for hidden fees or additional charges before you sign.

#3 Negotiate

Don’t hesitate to ask for what you want!

If you have a good credit score in Coconut Creek, it’s easy to bargain for lower fees and better payment terms.

But even if you don’t have a good record, you can still negotiate!

Your loan lender might not be able to cater to all our requests, but as long as they’re reasonable, they might be able to meet you halfway.

#4 Ask Questions

Lastly, if there’s anything unclear or you’re unsure about, don’t be afraid to ask!

Your loan lenders will be happy to explain everything to you, no matter how many questions you have.

Frequently Asked Questions

Still have questions about your title loan in Coconut Creek? We got you!

How Much Cash Can an Auto Title Loan Give Me?

The maximum amount you can loan in Coconut Creek is about 25% to 50% of your car’s current market value.

Do I Need a Steady Income in Coconut Creek, Florida?

NO.

You don’t have to receive your income in monthly payments like employees to be approved for title loans.

Are Auto Title Loans Legal in Coconut Creek, Florida?

YES.

Car title loans are perfectly legal and safe. They are all governed by Florida title loan laws and regulated by the state.

All their imposed policies, interest rates, service fees, etc., are also completely legal and follow state regulations.

For instance, under Florida statute 537, there are certain restrictions for title loans companies against extra charges, limits on lender’s fees, sales representation, etc.

Do Title Loans Affect My Credit Score?

NO.

Just like how a bad credit history won’t stop you from getting title loans, it won’t affect your credit score either.

Title loans are not part of your credit in any way, and they won’t be affected by it, or vice versa.

Can I Increase the Amount of My Loan?

If you did not borrow the maximum amount offered to you initially, YES, you can.

Contact your lender representative to process this.

What If My Car Isn’t Registered or I Don’t Have Insurance for It Yet?

It’s fine!

Your loan lender will help you get an insurance policy for your car and assist you in registering your vehicle in Coconut Creek.

Can I Repay My Debt Early?

Technically, you can, but some lenders charge a pre-payment penalty for doing this.

Even if they do, we recommend you still pay your loan early if you already have the repayment money with you. This way, you get rid of the risks of getting stuck in debt or losing your car.

Not to mention the peace of mind you’ll get in knowing you are debt-free!

Final Thoughts

Taking out car title loans is a good solution if you are in URGENT need of fast cash.

With a 1-business-day loan approval procedure and accommodating customer service, no other financial institution can beat its reliability and convenience.

Just be aware of the risks and be responsible for your borrowing and keep these 5 things in mind:

  1. Borrow the SMALLEST amount you can
  2. NEGOTIATE for better terms in your favor
  3. Read the FINE PRINT
  4. Double-check for HIDDEN and ADDITIONAL FEES
  5. When you’re done reading once, ask ALL of your questions and READ IT AGAIN THOROUGHLY. Some companies can be sneaky so do your best to protect yourself!

And that’s all! We hope you learned all you needed to know to make an informed decision.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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