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Title Loans in Coconut Creek , Florida

How much cash can i get

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Location Information:

MC representative


5450 W Hillsboro Blvd STE 7
Coconut Creek
Florida   33073

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Navigating loan terms might be a little stressful, but they took the load off of me. Their flexibility and understanding made the loan terms affordable, allowing me to repay without feeling overwhelmed.
carlos S.
carlos S.
It can be somewhat stressful to navigate loan terms, but they relieved me of that burden. Their understanding and flexibility helped to make the loan conditions reasonable, so I could repay without feeling overburdened.
Cindy J.
Cindy J.
They specialize in bad credit auto title loans. Their understanding and willingness to work with individuals with credit challenges make them a standout choice.
Hong A. O.
Hong A. O.
Montana Capital Car Title Loans proved to be a beacon of support when I needed poor credit loans. Their understanding approach, quick approval process, and reasonable terms made it a positive and accessible experience, providing the... financial assistance I required.read more
Sibel K.
Sibel K.
Despite having a less-than-ideal credit score, I had concerns about obtaining a loan. However, I was relieved to discover that they were able to offer me a solution through an auto title loan, even with my bad credit. Their understanding... and professional approach made all the difference.read more
William S. W.
William S. W.
In times of unforeseen financial obligations, payday loans provided by this organization proved to be a dependable solution. The application process was straightforward and the funds were promptly deposited. Thanks a lot Montana Capital... Car Title Loans!!read more
Colleen B.
Colleen B.
With a less-than-perfect credit score, I was worried about getting a loan. But they provided a solution even with a bad credit with auto title loan that worked for me. They are understanding and professional.
Adriana T.
Adriana T.
When I was looking for cheap auto title loans, this loan company exceeded my expectations. Their interest rates were competitive, and the application process was straightforward. It's rare to find a lending institution that offers... affordability without compromising on service quality. Thumbs up for their customer-friendly approach!read more
Shelly A.
Shelly A.
When I was struggling and in need of money support, I came across this lending firm that specialized in loans for those with bad credit. Applications were easy to submit and obtain approved because of their team's exceptional understanding... and help throughout the process. The money was helpful, and I appreciate their assistance.read more
Audrey H.
Audrey H.
This loan company made it exceptionally convenient for me to acquire a title loan without the presence of my vehicle. Their comprehension of my predicament and eagerness to collaborate with me remotely facilitated my access to the funds I... required without any difficulty.read more
Theresa E.
Theresa E.
I was skeptical about online second-lien title loans, but this loan organization proved to be dependable and trustworthy. They provided fair rates and assisted me in obtaining the finances I required.
Yolanda M.
Yolanda M.
I was having some financial issues and urgently needed money. I visited this lender, and they provided me with a title loan for my automobile. I was able to obtain the funds I required in order to pay off my car. This business assisted me... when I needed it and was quite professional.read more
Hector C.
Hector C.
Vehicle title loans can be a great option when you need cash fast. I was able to get approved quickly and received the money I needed the same day.
Suzanne R.
Suzanne R.
I have been using this auto title loan service for a while now and I have never had any problems. The company is always professional and they always make sure that I am getting the best deal possible. I would recommend this service to... anyone who is looking for a quick and easy loan.read more
Peter T.
Peter T.
I was caught off guard when my car broke down and I had to pay for repairs. I applied for a payday loan with this company and was approved the same day. I received the money I needed to pay for the repairs, and I was able to pay back the... loan when I got my next paycheck. I'm really glad I found this company when I needed it most.read more
Ramon F.
Ramon F.
Through their loan services, I obtained a title loan. Applying for the loan was very simple, and I got my money right away. Additionally, the interest rate was very affordable. Anybody in need of a quick loan should use their loan... services, in my opinion.read more
Amy J.
Amy J.
These guys are the best! I was in a bind and needed some money fast and they were able to help me out. I would definitely recommend them to anyone in need of an emergency loan in Coconut Creek.
Jessie P.
Jessie P.
Our family car was very old , and we came across a n financial crisis. We didn't expect our old damaged car to help us in the testing times , but your company generously approved my salvage title loan. And I would recommend your services... for people living near me for salvage title loans.read more
Marcelo A.
Marcelo A.
It’s a pleasure to deal with the Montana Capital loan agency, Coconut Creek. This time I contacted them for a car title loan, and like every other time, it was smooth. I recommend this loan agency to all!
Jose R.
Jose R.
Best title loans company in the US! They were so nice and patient with me. I would tell any person that needs a loan to give this company a try.
Thomas R.
Thomas R.
If you need to get a loan and have bad credit take my recommendation and call this company. They have the easiest process to get approved and they do hide things like other loan places!! They have excellent customer service as well.
Wendy A.
Wendy A.

3 Easy Steps to Get a Car Title Loan in Coconut Creek

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

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The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Coconut Creek: Should You Apply?

Do you need to settle unexpected medical bills, unforeseen business expenses, or service student loans? But can’t get cash advances for this sudden cash emergency?

A car title loan just might be the best solution to your problem!

This type of loan is famous for being CONVENIENT, INSTANT, and EASY. With a clean title of your vehicle, your loan can get approved in just 1 business day.

Not only that, but there’s also hardly any paperwork involved, so it’s also hassle-free!

What Are Auto Title Loans?

A car title loan is a form of short-term financing loan. This kind of loan usually has to be repaid in 30 days.

Because of the 30-day loan duration, a car title loan is also known as pink slip loans or payday loans in Coconut Creek.

But should you sign up for one? Let’s look at the ups and downs:

Pros of Getting a Car Title Loan

Are Coconut Creek title loans the right choice for you? Check out these advantages:

#1 You Get Your Money Fast

Car title loans are great for people who are NOT qualified to get approved for a personal loan due to a bad credit score, unemployment, or other reasons.

It’s also a good solution if you need to get your loan proceeds TODAY since regular loans take at least several days to get approved and require you to submit a ton of documents first.

#2 You Can Keep Driving Your Car

For car title loans, you surrender your car title in exchange for your quick cash. For your title loan, your car is the collateral.

However, Coconut Creek title loans lenders won’t take your actual vehicle. They only hold on to your car title, and you still get to drive and use your car as usual.

#3 It’s Super Convenient

All the required documents you’ll need for auto title loans are either already lying around your house or very easy to acquire.

And also, you can complete the ENTIRE loan process in any way that suits your situation!

Title loan companies have different ways to cater to you: You can apply online, by phone, or go straight to their office.

#4 Poor Credit Is Fine

Unlike traditional loans like a credit union or a bank, lenders of car title loans don’t care if you have a bad credit score.

Some of these lenders DO conduct credit checks, but they don’t make credit decisions solely based on that.

Having a bad credit score WILL NOT make you ineligible for auto title loans because they look at your ABILITY to pay instead of focusing on what they find during your credit check.

But of course, borrowers with good credit history get more benefits.

Since this further assures the lenders they definitely have the ability to pay them back, these borrowers have more negotiating power and can push for much lower interest rates.

Cons of Car Title Loans in Coconut Creek

Here are the drawbacks of getting title loans in Coconut Creek, Florida:

#1 High Interest Rates

The interest rates that car title loans companies charge can be as high as 25% in monthly payments. Converted into the annual percentage rate, that comes out as 300%.

That’s higher than what most credit card companies charge!

To somehow lower the interest amount you’ll owe, take out the minimum loan amount if it’s possible in your situation.

When your car title loan lender gives you the maximum loan amount you can borrow, take only the amount you urgently need.

The lesser the principal debt you have, the lower your interest amount will be too.

#2 Risk of Losing Your Car

A bigger drawback than high-interest amounts is the possibility of your lender taking your vehicle.

If, in the end, you find yourself no longer capable of ever repaying your title loans, your lender will have to take your car and sell it to recover their loss from your unpaid debt.

If the total amount you owe them is bigger than the proceeds from selling your car, then you’re off the hook for the difference.

But if your car sells for higher the total amount of your debt, your lender gets to keep whatever’s leftover.

But what if, after a few rollovers, your debt is ballooning, and you still don’t see yourself being capable of paying your title loans by the next due date?

Companies of auto equity loans would rather have you pay your title loan back than take your car and sell it.

To avoid losing your car, get in touch with a customer service representative from your title loans lender.

Let them know about your situation and ask them to draw up a new repayment plan that suits your current situation. They’d be happy to help you out so that you can pay them back.

Required Title Loan Documents

Start by gathering these documents for a speedy loan processing:

1. Car Title

Of course, the most important document you’ll need is your car title. Your lender will be holding on to this for the whole duration of your loan since your car will act as the collateral.

Your car title should be CLEAN and LIEN FREE to be eligible for Coconut creek title loans. This means that you have to own your car’s equity and prove that it is NOT on collateral under a different loan.

For faster loan processing, it’s also better to put a car SOLELY under your name up for a car title loan.

TAKE NOTE: A vehicle’s title under two names will STILL BE ELIGIBLE, but your lender will require additional documents. The co-owner will also need to put their name on the loan application form as a co-borrower.

2. Government-Issued ID

This is to assure your Coconut Creek title loans lender of your identity.

Preferably, submit one with a photo of yourself, like a valid driver’s license or a passport.

Your name that appears on this ID also needs to be the EXACT SAME as the name in your vehicle’s title.

3. Proof of Residency

Your auto title loan lenders need to know that you reside in Coconut Creek to approve your loan application.

Any of your utility bills or a copy of your lease contract will do for this requirement.

4. Other Vehicle Documents

Aside from your title, you will also need to submit your Vehicle Registration and Insurance documents.

5. Photos of Your Vehicle

You will also need to submit 4 photos of your vehicle.

Take a picture of the front, the back, and the 2 sides of your car. If you’re planning to visit your car title loans lender’s office anyway, they can also take these pictures for you.

6. Proof of Income

If you’re employed, a pay slip will do for this requirement.

If not, any document that proves your income is accepted.

These include proof of business income, proof of inheritance, a title of your other properties, social security benefits, proof of retirement income, and more.

Call your title loans representative if you’re unsure which document will qualify in your situation.

7. Character References

You will also need to provide 2 or 3 character references of people NOT related to you.

This will also help guarantee your lender that you can pay them back. Along with their references, you will also need to provide their contact information and addresses.

8. Bank Account

If you wish to receive your money through a direct deposit, you will also need to give your lender your bank account details.

If not, you can skip this requirement.

The Loan Process of Coconut Creek Title Loans

We’ll walk you through 4 easy steps of getting a title loan in Coconut Creek!

Step 1: Get Pre-Approved

Before you visit your title loans lender in Coconut Creek, you can speed up the process if you apply online.

Simply visit the title loan company website and fill out the pre-approval form with your basic personal information.

After that, wait for a representative from the title loan company to contact you and let you know what the next step is.

During the call, they will also let you know the estimated amount you can loan. If you have any questions about their title loan, they will also be happy to answer those.

You could also set up an appointment during the call to ensure that your visit will be quick.

Step 2: Verify Your Vehicle

Next, take all your gathered title loan documents and make sure you have EVERYTHING.

Then, drive your car to your title loan lender’s location in Coconut Creek for verification and further assessment.

Title loan companies determine your car’s current market value by considering the following:

  • Year
  • Make
  • Model
  • Mileage
  • Overall current condition

Whether or not your title loan application will be approved heavily depends on your car’s eligibility.

Step 3: Contract Signing

After your car passes the final approval, you will be able to sign the contract.

Your lender will present the loan amount that you can take out, the terms, and the interest rate for your loan.

Step 4: Get Your Money

After signing the loan contract in Coconut Creek, you can get your money!

You can receive your loan amount via cash, through a bank deposit or money transfer, or you can also opt to have it wired to you.

Tips You Need to Know Before Signing

Here are some things to remember before you sign your title loan contract:

#1 Read the Fine Print

Read your loan contract THOROUGHLY.

There might be contract terms hidden in the fine print that you don’t necessarily want to agree with.

You can have these changed by talking to your lender or choosing to go to a different one if you don’t reach an agreement.

#2 Check for Hidden Charges

Are there pre-payment penalties? Several loan lender’s fees?

The total amount you owe in Coconut Creek should only consist of your principal loan amount, the interest, and finally, your loan lender’s fees.

Double-check your contract for hidden fees or additional charges before you sign.

#3 Negotiate

Don’t hesitate to ask for what you want!

If you have a good credit score in Coconut Creek, it’s easy to bargain for lower fees and better payment terms.

But even if you don’t have a good record, you can still negotiate!

Your loan lender might not be able to cater to all our requests, but as long as they’re reasonable, they might be able to meet you halfway.

#4 Ask Questions

Lastly, if there’s anything unclear or you’re unsure about, don’t be afraid to ask!

Your loan lenders will be happy to explain everything to you, no matter how many questions you have.

Frequently Asked Questions

Still have questions about your title loan in Coconut Creek? We got you!

How Much Cash Can an Auto Title Loan Give Me?

The maximum amount you can loan in Coconut Creek is about 25% to 50% of your car’s current market value.

Do I Need a Steady Income in Coconut Creek, Florida?


You don’t have to receive your income in monthly payments like employees to be approved for title loans.

Are Auto Title Loans Legal in Coconut Creek, Florida?


Car title loans are perfectly legal and safe. They are all governed by Florida title loan laws and regulated by the state.

All their imposed policies, interest rates, service fees, etc., are also completely legal and follow state regulations.

For instance, under Florida statute 537, there are certain restrictions for title loans companies against extra charges, limits on lender’s fees, sales representation, etc.

Do Title Loans Affect My Credit Score?


Just like how a bad credit history won’t stop you from getting title loans, it won’t affect your credit score either.

Title loans are not part of your credit in any way, and they won’t be affected by it, or vice versa.

Can I Increase the Amount of My Loan?

If you did not borrow the maximum amount offered to you initially, YES, you can.

Contact your lender representative to process this.

What If My Car Isn’t Registered or I Don’t Have Insurance for It Yet?

It’s fine!

Your loan lender will help you get an insurance policy for your car and assist you in registering your vehicle in Coconut Creek.

Can I Repay My Debt Early?

Technically, you can, but some lenders charge a pre-payment penalty for doing this.

Even if they do, we recommend you still pay your loan early if you already have the repayment money with you. This way, you get rid of the risks of getting stuck in debt or losing your car.

Not to mention the peace of mind you’ll get in knowing you are debt-free!

Final Thoughts

Taking out car title loans is a good solution if you are in URGENT need of fast cash.

With a 1-business-day loan approval procedure and accommodating customer service, no other financial institution can beat its reliability and convenience.

Just be aware of the risks and be responsible for your borrowing and keep these 5 things in mind:

  1. Borrow the SMALLEST amount you can
  2. NEGOTIATE for better terms in your favor
  3. Read the FINE PRINT
  4. Double-check for HIDDEN and ADDITIONAL FEES
  5. When you’re done reading once, ask ALL of your questions and READ IT AGAIN THOROUGHLY. Some companies can be sneaky so do your best to protect yourself!

And that’s all! We hope you learned all you needed to know to make an informed decision.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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