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Title loans in Boca Raton, FL

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Mon - Fri:

9am - 7pm
10am - 4pm


Power Audio and Tint

23133 Sandalfoot Plaza Dr Ste 1

Boca Raton

33428 FL

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Boca Raton, Florida

Are you stuck in a tough financial situation? Do you need help in keeping up with the bills you have to pay?

With so many car title loans made available in Boca Raton and the state of Florida, you won’t run out of resources to get the money you need without any delays whatsoever. 

Ready to get an auto equity loan? Keep reading this article to know more about auto title loans.

Why Should You Apply for a Car Title Loan in Boca Raton, Florida?

We can give a handful of reasons why getting title loans in Boca Raton is the way to go.

An emergency might be knocking at your doorstep. What if a typhoon wreaks havoc on your home? Can you say that you have enough cash to cover the damage?

How about if you want to cover the bills for your dream school? Is your current balance enough to sustain yourself?

We all have to face the facts that we have no control over some events that come our way.

Therefore, this reason alone should convince you to go for any car title loans all over Boca Raton and Florida.

Securing a Car Title Loan in Boca Raton: The Complete Procedure of the Application Process

Here are the different steps you need to follow when applying for auto title loans. Make sure to accomplish each procedure to the best of your abilities to ensure a smooth loan application process.

1 – Choose Your Lender

Before you start filling up the forms and applying for title loans, you have to take some time looking at all the lenders you want to do business with.

Regardless of who you choose, the title loan lender must know that your car will serve as collateral to get your title loan secured. 

S/he should also help you navigate the different terminologies like prepayment penalties, loan term, interest rates, payment terms, [R] you name it.

Most of all, your lender needs to provide you with the best offers and services that will keep you afloat economically speaking.

In short, don’t go for someone who will charge you an exorbitant loan amount or a high interest rate to avoid ending up on the losing end. 

2 – Complete the Online Application Form

This is arguably one of the most important steps in the process of getting car title loans. Most lenders will keep a watchful eye on all the details you input on the form.

With that being said, make sure to fill up the correct details in every field. Please answer the form as honestly as you can to avoid any complications and setbacks.

If you are stuck in any of the required fields, don’t hesitate to call your chosen loan company’s hotline to ask for help from any of the loan officers available.

To get a brief rundown of what you will be asked to fill up, most lenders will ask you to write your complete name, full address, and car information (model. brand, year of release).

3 – Turn Over the Important Papers

After you complete step one, it is on to the second step, which involves a lot of paperwork on your end.

Do note that the required documents you need to submit will vary because there are circumstances where not all lenders follow the same set of guidelines and requirements.

Here are some of the papers that are common among all lenders and auto title loans in Boca Raton, Florida:

  • Any ID issued by the government
  • Vehicle Title
  • Proof of insurance
  • Proof of income
  • Vehicle Identification Number (VIN)
  • Odometer
  • Car pictures (all 4 sides of your vehicle)

Take note that all applicants and customers must submit whatever the lenders will ask from you.

Failure to do so may result in a not-so-successful car title loan application; thus, you won’t be able to get your cash loan and other monetary needs.

4 – Receive Your Cash

Once you have accomplished the first three steps, you should be well on your way to securing an auto title loan and getting the much-needed cash.

Depending on your lender or the value of your vehicle, the waiting period should last about one to three days.

However, there have been some cases wherein car title loans have been approved in less than 24 hours.

Indeed, it really boils down to how fast your lender can check your credit history and the equity of your vehicle.

As far as loan funding is concerned, you need to note that the borrowed money most lenders will give you is approximately 50 percent of the car’s equity value.

Tips and Things to Remember When Applying for Car Title Loans in Boca Raton

Plan Ahead of Time

The title loans that get approved are from those that plan and make the necessary preparations before searching for lenders.

You want to be informed about the different steps and requirements you will need during the application process.

It also pays to research the different car title loans Florida and Boca Raton have to offer.

Repaying the Loan Builds Trust Among Lender and Borrower

Your ability to repay the loan will determine whether you are eligible to secure title loans in Boca Raton.

It would be unfair on the lender’s end if you show him/her signs that cannot pay back the borrowed cash.

It’s like borrowing $100 from a friend because you need to pay come enrollment period.

The last thing you want to do is break both the person’s trust and friendship because you could not pay back the money he/she lent you.

Find Ways to Generate a Reasonable Amount of Income

To improve your chances of repaying the cash loan to your lender, you may want to venture out to different avenues that can help you earn money. [R]

Most title loans and companies don’t require you to apply for a full-time job, but we highly recommend searching for part-time work or paid internships. [R]

All these options should be more than enough to provide you funding once it is time to repay your lender’s cash loan.

The Right to Keep Your Car Is Still Yours

At the end of the day, you still have full ownership of your car or chosen vehicle. After all, it is the ultimate requirement if you want to be eligible for auto title loans.

This also means that you still drive your vehicle around Florida and Boca Raton as soon as you receive your title loan.

Do know that getting loans may become a problem if the car title belongs to someone else.

You want to make sure you double-check all the information about your vehicle to ensure you are using the right car as collateral. [R]

Frequently Asked Questions

Can I Still Apply for Title Loans Even if I Don’t Have a Bank Account?

Although some title loans do not require you to have a bank account, this is a case-to-case situation depending on your lender’s requirements.

To play is safe, it would be best to have a bank account because it will determine your ability to repay the loan. [R]

You must remember that one of the things lenders do is perform a credit check to determine how much cash you can borrow.

It will also make life easier for you because some loans are given to customers via a bank deposit or check.

Will Bad Credit or No Credit Score Hinder My Chances of Getting Title Loans?

In more traditional settings like banks or credit unions, expect to get rejected away. However, the same cannot be said for title loans.

Whether you have bad credit or no credit, loan companies will be more than willing to help you work around this problem.

That being said, we suggest you use a car that has high equity value. Doing so will make up for the low credit score you may have, meaning you will still get a reasonable amount of cash.

Can I Reschedule Title Loan Payments If I Cannot Repay the Loan on Time?

The option to repay the cash loan a later is not out of the equation, but we highly discourage you from doing so.

Although you can work on a new agreement or extension, your lender might end up requesting you to pay more.

Therefore, you will find yourself on the losing end because you would have spent more money in the process.

Will Lenders Accept Title Loan Payments Before the Due Date?

More often than not, most lenders in Boca Raton offer a 30-day time period for you to repay the cash loan.

However, there is what you call a prepayment penalty, wherein your lender will charge you an extra fee should you decide to pay up before the assigned due date. [R]

Therefore, it pays to read the guidelines and agreements closely to avoid any disagreements in the future.


We hope you enjoyed going through all the important information you will need to know when securing title loans in Boca Raton, Florida.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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