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Title loans in Cleveland, OH

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Cleveland, OH

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Noyz & Toyz

2245 E 14th St


44115 OH

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

How to Apply for Car Title Loans in Cleveland, OH?

If you think you’re stuck in a sticky financial situation, the BEST WAY to get out of it is to look for a loan for immediate cash.

A car title loan in Cleveland might work in your favor.

Don’t know what a car title loan is? We got you!

We’ve listed important information for you to get you started on applying for title loans in Cleveland.

The Loan Application Procedure

Trust us! You will get your loan as long as you accomplish these 3 EASY STEPS!

There’s no need to feel overwhelmed because we will go through each step thoroughly.

Step 1: Fill Up the Form

We cannot stress this enough!

The application form is one of the MOST IMPORTANT documents you need to submit to your lender. Be sure to answer as honestly as possible to avoid any future problems or inconvenience.

Contact the loan officers from your chosen lending company if you are unsure of specific fields or blanks on the form.

Step 2: Submit the Basic Requirements

Every type of loan has requirements you need to check off the checklist before lenders grant you the title and loan itself.

A car title loan in Cleveland (OTHER NAMES: pink slip loans, car title loans, auto title loans) is no different from other loan processes.

These are the things you need to have to qualify for a car title loan as a resident in Cleveland.

Fully Functioning Car

A working car is important for a car title loan. It will serve as the holding grounds of your lending company and you as well within the agreement.

When it comes to the model, some companies accept a car model in a set period. Your vehicle is cleared for your auto title loan as long as it’s functional and has no significant damages whatsoever.

Source of Income

Since it’s a loan, you need to pay the lender company after agreeing. You must make the payment monthly.

Of course, you will need a source of income to pay the fees.

Your source of income doesn’t necessarily have to be a full-time job. It can be a part-time or a freelance gig, or even your own business.

The important thing is that you have the means to pay off the loan amount on the deadline.

Your Car Under Your Name

If you do not own the registered car under the loan, you can’t pay the amount your lender stated. It should be yours and ONLY yours for you to qualify for a loan.

Some lenders in Cleveland conduct credit checks to see if residents have the ability to repay the necessary charges of a car loan in Cleveland.

The GOOD NEWS is your lender will still help you apply for a loan regardless of your credit score.

A bad score doesn’t necessarily obstruct you from applying for title loans. You can still apply for one even if you have a bad score.

However, lenders tend to give MORE advantages to people with good credit reviews than those with bad ones.

Nevertheless, a bad credit score WON’T HINDER YOU from getting title loans in Cleveland.

Documents for Your Title Loan Approval in Cleveland, Ohio

Now that you qualify for a vehicle loan in Cleveland, you must submit the necessary documents to receive loan approval from your lender. These documents are:

  • Government-issued ID
  • You car ownership Deed
  • Social security card
  • Insurances
  • Proof of income
  • Pictures of your car (This serves as proof for your lender that your car is eligible for a vehicle loan)
  • References outside of your family circle

Step 3: Play the Waiting Game

We’ve now reached the EASIEST STEP!

Sure, waiting can be a pain, but most lenders will deliver the money you need instantly. Give them about 1-2 days MAX to go over your requirements, and you should have your cash in no time.

They will most likely give you the money through bank transfer, check, or online deposit.

Alternative Loans

Is a title loan not for you?

That’s okay because these OTHER ALTERNATIVE LOANS in Cleveland, OH, will help you secure quick cash.

Short-Term Bank Loans

Before committing to car title loans, you should try applying for a short-term loan, such as payday loans, with banks or a credit union.

In all honesty, expensive banks or credit unions still have the CHEAPEST RATES compared to car title loans.

A lot of banks will make collateral loans to borrowers with less-than-stellar credit.

If you’re looking to have some cash in a hurry, then a short-term bank loan might do the trick.

Peer-To-Peer Loans

Unlike banks, peer-to-peer loans are handled by investors, resulting in FASTER approvals on your loan process and LOWER interest.

Get Help From Friends & Family

Let’s talk about loan terms between family members and friends. After all, they are your MOST RELIABLE sources of funds.

They might be willing to lend you some capital when the going gets tough. You can settle payments and additional charges through a written contract.

Although it’s not required, the borrower may still offer his vehicle as collateral in the loan.

Start Part-Time Jobs

You can never go wrong with having part-time jobs as a source of income.

Many employers are looking for freelancers or even people who are available for a project-based type of employment.

If you’re looking to earn some extra cash, there are tons of jobs out there for the taking.

5 Ways to Pay Off an Auto Title Loan in Cleveland

If you’re looking to apply for car title loans but don’t have the means to pay, don’t worry! There are still other methods you can do to have the money you need for the loan amount.

Sell Off Some House Valuables

Do an inventory inside your house of items that you don’t need or are already salvage-worthy.

REMEMBER: One man’s trash is another man’s treasure.

Ask For an Advance Paycheck

Asking for an advance paycheck from your boss can be nerve-wracking. We’ve all been in that kind of situation before, and it’s easier said than done.

But under the circumstances, your boss might give you the paycheck you need.

Explain to your boss that you need this paycheck to pay off your loans. You may also consider telling the effect of the unpaid loan on your performance in the workplace.

This can give your boss a BETTER understanding of why you need the paycheck.

Use an Older Car Model for the Loan

If you don’t have additional money inside your pocket or savings, selling your car can be one way to generate the cash you need.

If you’re wondering if this is a good move with your lender company, it is. Downgrading to a LESS EXPENSIVE car model will save you from your lender’s high interest rates and fees.

Negotiate Your Terms

If your charges, fees, and interest rates with the title loan are too high for your liking, you are more than open to renegotiate your terms with your lender company in Cleveland.

This works more often than not! Having an open communication relationship with your lender will work to your advantage.

What if You Want to Avoid Getting a Car Title Loan?

Sometimes, it’s unavoidable for us not to be in a position for a title loan, but if you’re planning to avoid succumbing to one, here are ways for you to save up money for when the time comes.

Save Up

Saving up some emergency or extra cash in your account should not be done on special occasions. Ideally, you should allocate funds into your savings that come from your salary or business.

The amount will be LARGER if you consistently fund your savings. Eventually, it’ll pay off when you’re stuck in sticky financial situations.

Get Insurances

Insurance provides much-needed protection from unnecessary costs.

Whether it’s life, medical, or car insurance, it’ll be a worthwhile investment for your own benefit. The money that you can save from your insurances can help you stay away from loan agreements.

Some Considerations When Applying for a Car Title Loan in Cleveland, OH

When looking for a title lender, there are qualities that you need to consider before agreeing with them.

Some lenders will accommodate your situation and needs, while others might charge you excessive fees and rates.

Here are some things to look out for when applying for auto-title loans.

Borrowing Percentage

When you apply for auto title loans, you can borrow money up to the MAXIMUM PERCENTAGE of the vehicle value, depending on the vehicle’s model, condition, and type.

The value can VARY from lender to lender. You need to consider this factor when choosing your lender and lending company.

Interest Rate & Terms

You can expect lenders to have the interest rate go up by each month. Look out for high interest rates in a lender company as it probably is trying to scam you.

Make sure the rates and terms are affordable and suitable for your bank account.

Application Process

If your lender company has a long title loan process, it’s probably going to be a hassle for you.

Always look to lender companies in Ohio that offer online applications and only require a few requirements for your loan approval process.

Payment Methods

For a loan, the speed of how fast the borrower gets his cash is important. Some might be in urgent financial matters that need the money, and some don’t.

Nevertheless, you should look for lenders who give the cash promptly and as fast as possible.


What if I Lost My Title in Ohio?

If ever you lose your vehicle title, you can get a duplicate title through the Secretary of State.

Visit your local Department of Motor Vehicles (DMV) branch to find out the documents you would need to replace your title loans.

A small fee would also be required to duplicate your title loans. In some states, you can receive your new title immediately.

Other states even send it to you via email.

How Much Money Can I Borrow?

The amount your lender can let you borrow depends on the MAXIMUM equity value of your vehicle. Your lender will inspect your vehicle to determine how much value it has.

Generally, lenders offer title loans that can range from $200 to as much as $25,000, depending on the equity value of the vehicle.

You can choose to borrow some of the money or all. Of course, this will DEPEND on your situation and assigned lender.

Am I Still the Owner of My Vehicle During the Loan Period?

Yes, you can still drive your vehicle during your loan payment period.

The ONLY TIME your lender can repossess your vehicle is if you fail to pay the agreed loan amounts between you and your lender.

Are Title Loans the Same With Title Pawns in Ohio?

NO, they are DIFFERENT.

Unlike title loans, which require numerous documents and possibly a credit check-title pawns don’t need one.

Title pawn lenders ONLY require you to have proof of purchase on your vehicle, an official ID, and a job to pay the loan back.

What if I Have a Bad Credit Review?

You can still apply for a loan!

Most lenders will help you address your concerns on bank accounts and even credit scores.

You’ll still have your loan title with most lenders, but don’t expect to borrow much. Those with HIGHER credit scores might get BETTER deals.


Indeed, car title loans may have their benefits and drawbacks, but we still highly encourage you to apply for one because you never know when you might need emergency cash.

Remember to prepare everything and honor your loan terms with your lender for a smooth and successful procedure!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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