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Home > Ohio > Cleveland, OH

Title Loans in Cleveland , OH

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


2245 E 14th St
OH   44115

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Having the quick financial support of cash fast title loans from this company was invaluable. Their prompt processing and commitment to sending money when needed made them a reliable and trustworthy lending partner.
Francis B. R.
Francis B. R.
Experiencing the timely financial support of cash time title loans from this company was invaluable. Their efficient processing and commitment to providing funds when needed made them a reliable and trustworthy lending partner.
Timothy C.
Timothy C.
Montana Capital Car Title Loans exceeded my expectations when I needed to pawn my car title. Their transparent and customer-friendly approach, coupled with fair terms, made the entire process stress-free, providing the financial assistance... I required without any hassle.read more
Ambrogio S.
Ambrogio S.
I found myself in urgent need of a substantial sum of money, leading me to choose a car title loan from this particular company. To my surprise, the application process was remarkably straightforward, and the level of customer service I... received was truly exceptional. My gratitude knows no bounds. Thanks a lot Montana Capital Car Title Loans!!read more
Kerri R.
Kerri R.
I needed a large sum of money quickly, so I opted for a car title loan with this company. The application process was surprisingly easy and the customer service was top-notch. Thank you very much!
Dorothy D.
Dorothy D.
Montana Capital Car Title Loans in Cleveland provided a vehicle title loan that was the quickest solution to my financial needs. It was a straightforward process, and I had the cash in hand in no time. This company truly knows how to... provide quick relief when you need it most.read more
Sally C.
Sally C.
Applying for a car title loan online was quick and easy. Got approved for cash loans on my car title without ever leaving my house!
Stacy R.
Stacy R.
I can't thank this loan company enough for their outstanding service! After searching for vehicle title loans near me, I found them, and it was the best decision I made. Their team was incredibly helpful, guiding me through the loan... application process step by step. Quick approval and fair terms made it stress-free, and I got the cash I needed right on time. Grateful for their professionalism and reliability! Really impressive!!read more
Stacy J.
Stacy J.
This loan company provided me with the necessary financial assistance via their salvage title loans, even though I had a salvage title. They possess considerable experience in dealing with salvage titles and comprehend the unique... difficulties associated therein.read more
Roxanne C.
Roxanne C.
This loan company offered title loans for cars not paid off, which was a relief for me. They understood my situation and provided me with a loan based on the equity of my vehicle.
Samantha M.
Samantha M.
At this loan company, I got fast loans to help me get the money I needed quickly. Their process was simple and efficient, and their professionals worked with me to get the best rate possible.
Melody S.
Melody S.
I had a great experience taking out a title loan with this company. The process was very straightforward and the staff was very professional.
Brittany M.
Brittany M.
I am a current client of Montana Capital Car Title Loans and they are an amazing company. I needed an emergency loan with bad credit and they were the only ones who seemed to be able to assist me. This was my first time dealing with this... type of company and I'm so grateful for them.read more
Debra B.
Debra B.
I got a quick title loan through their loan services. It was really easy and they had great customer service. I would definitely recommend them to anyone looking for a title loan.
Gladys W.
Gladys W.
I am so grateful that this loan company offers title loans online. I live in a rural area and it is not always easy to get to a physical location. This company has made it so easy to apply and get the money I need. Thank you!
James M.
James M.
I heard about car title loans and thought they sounded too good to be true. But when I talked to the loan company, they were very helpful and explained the process to me. I was able to get the loan I needed quickly and easily. I would... recommend this company to anyone who needs a loan.read more
Eddie L.
Eddie L.
I was pleasantly surprised at how easy it was to get a semi truck title loans. I was able to apply for and receive the loan in less than an hour. And the customer service was friendly, helpful, and professional. All around great experience!
Mamie W.
Mamie W.
I am really happy with the cash title loan that I got from this company. The process was very simple and the loan was released very quickly. I would definitely recommend this company to anyone in need of quick cash.
Kelley H.
Kelley H.
I am a frequent client of this company, and I can confidently state that they are the finest in the business. They have never once asked for proof of income and have always approved my title loan requests. When I need financial help, this... business is always my first choice.read more
Arlene W.
Arlene W.

3 Easy Steps to Get a Car Title Loan in Cleveland, OH

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

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The vehicle’s title

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Get up to $50,000

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Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

How to Apply for Car Title Loans in Cleveland, OH?

If you think you’re stuck in a sticky financial situation, the BEST WAY to get out of it is to look for a loan for immediate cash.

A car title loan in Cleveland might work in your favor.

Don’t know what a car title loan is? We got you!

We’ve listed important information for you to get you started on applying for title loans in Cleveland.

The Loan Application Procedure

Trust us! You will get your loan as long as you accomplish these 3 EASY STEPS!

There’s no need to feel overwhelmed because we will go through each step thoroughly.

Step 1: Fill Up the Form

We cannot stress this enough!

The application form is one of the MOST IMPORTANT documents you need to submit to your lender. Be sure to answer as honestly as possible to avoid any future problems or inconvenience.

Contact the loan officers from your chosen lending company if you are unsure of specific fields or blanks on the form.

Step 2: Submit the Basic Requirements

Every type of loan has requirements you need to check off the checklist before lenders grant you the title and loan itself.

A car title loan in Cleveland (OTHER NAMES: pink slip loans, car title loans, auto title loans) is no different from other loan processes.

These are the things you need to have to qualify for a car title loan as a resident in Cleveland.

Fully Functioning Car

A working car is important for a car title loan. It will serve as the holding grounds of your lending company and you as well within the agreement.

When it comes to the model, some companies accept a car model in a set period. Your vehicle is cleared for your auto title loan as long as it’s functional and has no significant damages whatsoever.

Source of Income

Since it’s a loan, you need to pay the lender company after agreeing. You must make the payment monthly.

Of course, you will need a source of income to pay the fees.

Your source of income doesn’t necessarily have to be a full-time job. It can be a part-time or a freelance gig, or even your own business.

The important thing is that you have the means to pay off the loan amount on the deadline.

Your Car Under Your Name

If you do not own the registered car under the loan, you can’t pay the amount your lender stated. It should be yours and ONLY yours for you to qualify for a loan.

Some lenders in Cleveland conduct credit checks to see if residents have the ability to repay the necessary charges of a car loan in Cleveland.

The GOOD NEWS is your lender will still help you apply for a loan regardless of your credit score.

A bad score doesn’t necessarily obstruct you from applying for title loans. You can still apply for one even if you have a bad score.

However, lenders tend to give MORE advantages to people with good credit reviews than those with bad ones.

Nevertheless, a bad credit score WON’T HINDER YOU from getting title loans in Cleveland.

Documents for Your Title Loan Approval in Cleveland, Ohio

Now that you qualify for a vehicle loan in Cleveland, you must submit the necessary documents to receive loan approval from your lender. These documents are:

  • Government-issued ID
  • You car ownership Deed
  • Social security card
  • Insurances
  • Proof of income
  • Pictures of your car (This serves as proof for your lender that your car is eligible for a vehicle loan)
  • References outside of your family circle

Step 3: Play the Waiting Game

We’ve now reached the EASIEST STEP!

Sure, waiting can be a pain, but most lenders will deliver the money you need instantly. Give them about 1-2 days MAX to go over your requirements, and you should have your cash in no time.

They will most likely give you the money through bank transfer, check, or online deposit.

Alternative Loans

Is a title loan not for you?

That’s okay because these OTHER ALTERNATIVE LOANS in Cleveland, OH, will help you secure quick cash.

Short-Term Bank Loans

Before committing to car title loans, you should try applying for a short-term loan, such as payday loans, with banks or a credit union.

In all honesty, expensive banks or credit unions still have the CHEAPEST RATES compared to car title loans.

A lot of banks will make collateral loans to borrowers with less-than-stellar credit.

If you’re looking to have some cash in a hurry, then a short-term bank loan might do the trick.

Peer-To-Peer Loans

Unlike banks, peer-to-peer loans are handled by investors, resulting in FASTER approvals on your loan process and LOWER interest.

Get Help From Friends & Family

Let’s talk about loan terms between family members and friends. After all, they are your MOST RELIABLE sources of funds.

They might be willing to lend you some capital when the going gets tough. You can settle payments and additional charges through a written contract.

Although it’s not required, the borrower may still offer his vehicle as collateral in the loan.

Start Part-Time Jobs

You can never go wrong with having part-time jobs as a source of income.

Many employers are looking for freelancers or even people who are available for a project-based type of employment.

If you’re looking to earn some extra cash, there are tons of jobs out there for the taking.

5 Ways to Pay Off an Auto Title Loan in Cleveland

If you’re looking to apply for car title loans but don’t have the means to pay, don’t worry! There are still other methods you can do to have the money you need for the loan amount.

Sell Off Some House Valuables

Do an inventory inside your house of items that you don’t need or are already salvage-worthy.

REMEMBER: One man’s trash is another man’s treasure.

Ask For an Advance Paycheck

Asking for an advance paycheck from your boss can be nerve-wracking. We’ve all been in that kind of situation before, and it’s easier said than done.

But under the circumstances, your boss might give you the paycheck you need.

Explain to your boss that you need this paycheck to pay off your loans. You may also consider telling the effect of the unpaid loan on your performance in the workplace.

This can give your boss a BETTER understanding of why you need the paycheck.

Use an Older Car Model for the Loan

If you don’t have additional money inside your pocket or savings, selling your car can be one way to generate the cash you need.

If you’re wondering if this is a good move with your lender company, it is. Downgrading to a LESS EXPENSIVE car model will save you from your lender’s high interest rates and fees.

Negotiate Your Terms

If your charges, fees, and interest rates with the title loan are too high for your liking, you are more than open to renegotiate your terms with your lender company in Cleveland.

This works more often than not! Having an open communication relationship with your lender will work to your advantage.

What if You Want to Avoid Getting a Car Title Loan?

Sometimes, it’s unavoidable for us not to be in a position for a title loan, but if you’re planning to avoid succumbing to one, here are ways for you to save up money for when the time comes.

Save Up

Saving up some emergency or extra cash in your account should not be done on special occasions. Ideally, you should allocate funds into your savings that come from your salary or business.

The amount will be LARGER if you consistently fund your savings. Eventually, it’ll pay off when you’re stuck in sticky financial situations.

Get Insurances

Insurance provides much-needed protection from unnecessary costs.

Whether it’s life, medical, or car insurance, it’ll be a worthwhile investment for your own benefit. The money that you can save from your insurances can help you stay away from loan agreements.

Some Considerations When Applying for a Car Title Loan in Cleveland, OH

When looking for a title lender, there are qualities that you need to consider before agreeing with them.

Some lenders will accommodate your situation and needs, while others might charge you excessive fees and rates.

Here are some things to look out for when applying for auto-title loans.

Borrowing Percentage

When you apply for auto title loans, you can borrow money up to the MAXIMUM PERCENTAGE of the vehicle value, depending on the vehicle’s model, condition, and type.

The value can VARY from lender to lender. You need to consider this factor when choosing your lender and lending company.

Interest Rate & Terms

You can expect lenders to have the interest rate go up by each month. Look out for high interest rates in a lender company as it probably is trying to scam you.

Make sure the rates and terms are affordable and suitable for your bank account.

Application Process

If your lender company has a long title loan process, it’s probably going to be a hassle for you.

Always look to lender companies in Ohio that offer online applications and only require a few requirements for your loan approval process.

Payment Methods

For a loan, the speed of how fast the borrower gets his cash is important. Some might be in urgent financial matters that need the money, and some don’t.

Nevertheless, you should look for lenders who give the cash promptly and as fast as possible.


What if I Lost My Title in Ohio?

If ever you lose your vehicle title, you can get a duplicate title through the Secretary of State.

Visit your local Department of Motor Vehicles (DMV) branch to find out the documents you would need to replace your title loans.

A small fee would also be required to duplicate your title loans. In some states, you can receive your new title immediately.

Other states even send it to you via email.

How Much Money Can I Borrow?

The amount your lender can let you borrow depends on the MAXIMUM equity value of your vehicle. Your lender will inspect your vehicle to determine how much value it has.

Generally, lenders offer title loans that can range from $200 to as much as $25,000, depending on the equity value of the vehicle.

You can choose to borrow some of the money or all. Of course, this will DEPEND on your situation and assigned lender.

Am I Still the Owner of My Vehicle During the Loan Period?

Yes, you can still drive your vehicle during your loan payment period.

The ONLY TIME your lender can repossess your vehicle is if you fail to pay the agreed loan amounts between you and your lender.

Are Title Loans the Same With Title Pawns in Ohio?

NO, they are DIFFERENT.

Unlike title loans, which require numerous documents and possibly a credit check-title pawns don’t need one.

Title pawn lenders ONLY require you to have proof of purchase on your vehicle, an official ID, and a job to pay the loan back.

What if I Have a Bad Credit Review?

You can still apply for a loan!

Most lenders will help you address your concerns on bank accounts and even credit scores.

You’ll still have your loan title with most lenders, but don’t expect to borrow much. Those with HIGHER credit scores might get BETTER deals.


Indeed, car title loans may have their benefits and drawbacks, but we still highly encourage you to apply for one because you never know when you might need emergency cash.

Remember to prepare everything and honor your loan terms with your lender for a smooth and successful procedure!

Related Locations


5004 Detroit Ave, Cleveland, Ohio 44102
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18901 St Clair Ave, Cleveland, Ohio 44110
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19211 Nottingham Rd, Cleveland, OH 44110
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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