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Title loans in Boyton Beach

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Boyton Beach

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


GTO Auto Repair & Service

3742 Challenger Cir

Boyton Beach

33436 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Boynton Beach: Is It the Best Solution for Fast Cash?

Are car title loans the best solution for fast cash? It may be appealing to the majority, but of course, not to all.

What could be the reasons why it encourages people to take it?

Find out as you read through this article!

Before We Start, What’s A Car Title Loan? How Do They Work?

Car title loans (aka title loans and pink slip loans) are far different from payday loans and cash advances.

A short-term loan takes any vehicle or car you put up as collateral.

If the potential borrower fails to accomplish the loan repayment, the risk of losing their vehicle and car’s title will grow higher.

The loan process of a vehicle title loan is most convenient and easy in Boynton Beach, Florida, and other states.

Many people resort to this cash option which makes it a well-known way to get cash fast for:

  • Emergency financial needs
  • Instant cash needs
  • Unexpected bills and expenses

But for some, it is not the right solution for their financial ruts.

Nonetheless, keep reading if you want to know the full loan process and give it a shot.

Car Title Loan Application in Boynton Beach: Step by Step

The process for auto title loans in Boynton Beach is easy and quick.

Borrowers can get pre-approved and have their loan approved within the same day.

Plus, the option to apply online also makes everything even more flexible.

But this still implies that borrowers need to be extra careful when choosing a licensed title loan lender.

Car Title Loans in Boynton Beach Application Offline Process

There are TWO WAYS of applying for pink slip loans in Boynton Beach, Florida.

The offline application process is an excellent choice if you doubt online processes and prefer to go to on-site shops.

Step 1: Choose a Car Title Loan Company Near Your Location

Do your own research when looking for an auto title loan company you feel you can trust.

Make sure that the zip code matches your location and is reachable for you. (NOTE: The system and requirements may differ for each title loan company.)

Step 2: Fill Out a Loan Application Form

The title loans company verifying your identity through a short inquiry form is a standard.

But some title loans company have different ways to do it, so just take note.

For the most part, the form would ask for the following:

  • Basic information
  • Contact information

Don’t worry if your personal information gets leaked because they will ensure that it is in good hands.

They know for a fact that it is private information and should not be shared unless you need it later.

Step 3: Submit All Required Documents

When you decide to go for the offline process, don’t forget to bring the required documents.

These documents will the title loan lender help evaluate your eligibility and decide the loan amount applicably.

Note that title loan lenders have different terms and conditions. It will be helpful that you check before pushing through.

The following documents that you need are as follows:

  • Government-issued ID: This may be your driver’s license, passport, and tax ID number to verify your personal information.
  • Free and clean vehicle or car title: The vehicle’s title should prove that you legally own it. This will be put up as collateral.
  • Actual vehicle or car: This must prove that you own the property for collateral. Some may need to confiscate it, but some would let you use it even with a guaranteed offer.
  • The vehicle or car paid must be full and have no debts.
  • Insurance and images of the vehicle (for inspection and reference)
  • Proof of Income or Employment: This does not necessarily need to be your pay stub. You may provide anything that could support your ability to repay the loan back.
  • Three references not related to you

These are the standard loan documents for auto title loans in Boynton Beach, FL.

Some title loan lenders will have additional requirements; it depends on the other loans you’re applying for, such as:

  • Payday loans
  • Personal loan
  • Cash advances

It would be beneficial if you completely comply with EVERYTHING because this will be their basis for the estimated value of the loan amount they will offer.

The minimum loan amount will vary from lender to lender.

Not everyone will have the same interest rates and loan terms.

Step 4: Contract Signing

Many lenders will have their borrowers sign up a contract or a fine print of what contains the agreement.

We highly encourage that you read it carefully and not think about the money just yet!

Everything will be disclosed in this fine print, from competitive interest rates and loan proceeds (how much cash you get), to making payments based on their options.

Once you sign it, you have to commit to the responsibilities stated.

If other loan terms don’t sit well with you, don’t hesitate to bring up the concerns.

They should be able to discuss the fees to you. However, make sure that these agencies are not operating under disputability.

Step 5: Release of Borrowed Money

This part of the process is when you receive your money.

The amount of money that you can borrow will depend on the equity value of your vehicle or car, hence, if it’s in good condition.

Yes, you will receive the money on the same business day that you applied. It’s that quick!

You may also choose which option they may opt for in giving the money, such as:

  • Requesting for mailed checks
  • Direct deposit to your bank account
  • Get the money on-site

Step 6: Payment

After everything’s settled and you’ve used the loan on your financial emergencies, it’s time to pay back the auto title loan.

An excellent way to repay is by monthly payments, so it wouldn’t be much of a financial burden for you.

That way, it will also allow you to budget as you pay the car title loan back.

Keep in mind that missing deadlines will demand additional fees and interest rates. These are allowed as long as they’re written within the terms and conditions.

It’s best to come up with a payment plan on how you’ll handle your car title loans to stray away from these extra charges.

There will also be a lot of options for you to repay it back. Your lender will discuss it with you.

Step 7: Get Your Vehicle Title Back

Once you’ve completely paid back your car title loan, you get your vehicle title and your car(if surrendered) back.

They should be able to return everything you put up as collateral for the loan.

However, if you fail to commit to your responsibilities in the contract, you will have to surrender your car and ownership to them.

If the lender sells it for a better price than how much your car really values, they get to keep it too.

Car Title Loans in Boynton Beach Application: Online Process

When you apply online for car title loans, the procedure and requirements are highly similar.

The differences are the ways that you could apply:

  • You may visit their website and fill out the application there
  • You may call their hotline and be in touch with their loan agent

You also need to visit the car title loans company you chose when submitting the documents for verification purposes.

From here, the next instructions would depend on the lender’s requirements.

Other Things You Should You Know About Car Title Loans

Aside from the entire process of the application, there are still a few concepts that you should know about.

Title loans are widely known in the USA, but each state has different rules and regulations regarding money lending.

Boynton Beach, FL, is no different!

Credit Score

Credit scores are not naturally required for title car title loans.

Same-day loans don’t have a standard that means good credit scores.

Credit checks are also not always performed before borrowers are guaranteed a title loan.

A Credit check covers the credit history and score. Borrowers with a poor credit score are still guaranteed a title loan in most cases.

Are Credit Checks Required in All States?

This rule does not apply to all states.


People who apply with a bad credit score can still secure a title loan,

But they will not be offered competitive lower rates, which can benefit people who desperately need financial aid.

However, applicants with a high credit score will get extra advantages.

There will be guidelines in some states for people who want to apply for car title loans regardless of eligibility.

Mileage Can Be Considered

This is what we meant by applying with a car or vehicle in good condition.

The make, year, mileage, and model of the car or vehicle you put up as collateral will be evaluated.

Some title loans lenders offer more money to applicants with newer cars.

The state of the car, and other external factors (ex. income), will determine your car title loan amount.

Maximize Auto Title Loans Gift Cards, Promos, Referral Fees

There are always package deals, promos, and gift cards that can be seen and offered online and offline in Boynton Beach

We suggest maximizing those because they can also help you with your title loans.

At this point, any amount of money you receive will count.

But we know that this could not apply to everyone but consider it a reminder.

High Fees

Car title loans are an expensive kind of loan.

They come with expensive fees, and the additional fees are not even included yet.

A bad credit score is still guaranteed, but it could lead to bankruptcy.

Commonly, lenders charge at least 25% of the loan amount per month to finance the loan. That only means you have to add 25% to how much you have to repay them per month.

Short Repayment Terms

Having the opportunity to get approved on the same day and borrow money surely can’t be that simple.

If you can easily loan money, then there’s gotta be a challenging condition.

A short period of time to pay back the loan.

Title loans usually require repayment within 15 to 30 days.

Compare this to traditional loans, which usually have repayment terms of six months to three years, depending on how much you borrow.

Indeed, a 15- to 30-day repayment period surely is not enough time to find the money to repay the loan you borrowed, not to mention the sky-rocket APR.

Permanent Loss of Vehicle or Car Is Possible

If you secure a car title loan but can’t repay the amount you borrowed and other fees, the lender might allow you to roll over the loan into a new one.

When you delay the repayment of the loan, it will only snowball into an endless cycle of debt because you add more fees and interest.

You may also never get your vehicle’s title and car back again.

1 in 5 applicants loses their vehicle, so be extra responsible.

Car Title Loans Alternatives

There are other ways for you to get a loan without having to go through short-term financing troubles.

We’re sure that some of these alternatives are accessible in Boynton Beach, FL.

These cash options won’t ask for a vehicle as collateral and credit scores.

Credit Union

Using some of the advantages of your credit card.

When you apply via a credit card, you’re approved up to a certain credit limit, which you can use on an emergency basis.

You’re also expected to pay the balance within 30 days, and you can reuse your available limit as you repay it.

If you can repay your balance every month, you’re basically borrowing an interest-free loan.

In fact, some cards offer no-interest financing periods for an extended period, as the first 12 months of your car ownership.

Any unpaid balances will begin to grow interests; however, credit cards have much lower interest than title loans.

Plus, there are no more additional fees if you comply properly!

Friends and Family

Ask around your circle of friends and family from Boynton Beach, FL.

Tell them about your situation and ask if you can borrow money from them instead of getting caught into a title loan trap.

Your loved ones aren’t likely to impose harsh interests the same way payday, and title loan companies do.

They’re also compassionate enough to figure out a repayment schedule that’s good for both of you.

But, borrowing money from relatives can cause emotional and sometimes a financial strain on your familiar relationship.

Take this route carefully and have a repayment plan so that everyone is happy with the result.

Get a Personal Loan

Personal loans can offer benefits over other types of loans.

They often come at lower rates than cash cards.

Consumers with excellent credit history can qualify for personal loan rates in the range of 6 percent to 8 percent.

You may also qualify for a higher amount than the limit on your cash cards.

Title Loans Frequently Asked Questions: Boynton Beach Edition

Now, let’s go over some questions you might want to clarify to ensure you won’t have any troubles during the loan application process.

Do I Need a Bank Account to Get Title Loans?


Only because it’s necessary for receiving the money. You may ask for a direct deposit in claiming it or request a mailed check.

How Much Money Can I Borrow When Applying in Boynton Beach?

Most title loans company abide by the condition wherein borrowers can only borrow up to 25-50% of their car’s value.

But some can even borrow up to $10,000 as long as you pay back the loan ON TIME.

Applying with a vehicle that’s in pristine condition can be helpful.

Can I Get Title Loans Even Without Proof of Income?

It depends on which state.

Having proof of income is a requirement in Boynton Beach when applying for title loans.

Proof of income doesn’t have to be from a job; prove that you have the funds to pay the loan back.

What Will Happen to Me if I Fail to Pay the Loan Back?

You can’t be imprisoned for non-payment of debts.

The worst-case scenario for you in Boynton Beach is losing your car and being stuck in a cycle of debt.

Bottom Line

Car title loans could be the best solution for quick cash if the terms and conditions suit your needs.

Car title loans are often viewed as harmful because they are costly and target those with low income.

After all, those with the most scarce financial resources will have difficulty paying the high prices.

But we can remind you to be careful and be sure of your decision before pushing through.

If this article was helpful, share it and leave comments for improvements!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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