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Title Loans in Blacksburg , Virginia

How much cash can i get

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Location Information:

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Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000

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3 Easy Steps to Get a Car Title Loan in Blacksburg

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Blacksburg, Virginia

With on going financial tension in the country and inflation rate rise, managing expenses has become a really hard task.

On top of these tensions, the salaries for most Americans are same which means they’re will be times for them where their bills will be more than their paycheck.

Thus when the pay is limited and the expenses are through the roof, you are forced to look for options where you get some extra money and cover your sudden bills and other incidentals.

And while many of them may get curious about whether there is an easy fast to get some quick cash without filling out lengthy application forms from banks and credit unions.

These individuals can apply for payday loans and car title loans and get funded without going through the hectic application process of other lending ways.

We at Montana Capital Car Title Loans offer easy and straightforward loan options where you can use your car to get some extra cash and pay back once you are again flush with money. Just check out how this works and you’ll have a way to support yourself during times of crisis.

What Are Auto Title Loans?

Title loan services were created to help people attend to their sudden personal and household needs without having any restrictions over the loan amount usage.1

In these collateral-based loans, the borrower can use their car title and in exchange for giving up the temporary ownership, they can get the funds necessary to tackle their monetary issues.1

Usually, these loans are primarily meant to help a person meet their unexpected bills like medical bills, monthly bills, etc. Generally, an auto equity loan has a time period of 30- 60 days but can be extended further based on the customer’s eligibility and requirement.1

Another great thing is that the car of the borrower stays with him throughout the loan period and they can pay back the loan amount in one go or in smaller installments by doing monthly payments.

These secured loans are also referred to by many other names including:

  • Car Equity Loans
  • Pink Slip Loans
  • Title Pawns
  • Vehicle Equity Loans
  • Automobile Equity Loans
  • Vehicle Collateral Loans

Applying For Car Title Loans in Blacksburg, VA

With the help of Montana Capital Car Title Loans, Blacksburg residents don’t have to waste time visiting locations or waiting in lines to get their title loan proceeds. They can take advantage of our online title loans and avail of same-day financing2 while sitting at home on the couch.

Blacksburg Title Loans can be availed by following these steps.

Step 1: Check Your Title Loan Eligibility

Contact our team or go to our website, fill out a simple application form and qualify for your loan. Whether you call our number or choose to go through the online application, you only need to enter some basic information about your income, car make, model, address, etc. Generally, the whole process can be completed in 5 minutes.2

Step 2: Send In Requested Documents

After you are approved and qualified for a title loan in Blacksburg, VA. Our team will call you to discuss all the necessary loan terms, such as the minimum loan amount, interest rate, repayment schedules, etc.1

Once you are clear about the terms and conditions, you need to submit some basic documents to prove your credentials. With Montana Capital Car Title Loans, you can do it from home by simply scanning and uploading all the required documents.

In case you get any questions, curiosities, or doubts about title loans, you can reach out and our team will help you out.

Step 3: Final Approval and Money Deposit

If your application and vehicle qualify for a car title loan, you will receive a detailed loan agreement with all the terms and conditions listed. Make sure you read and go through the entire document before signing.

After we receive your written agreement to the loan terms and conditions, we will process your loan application and you can expect to receive your loan proceeds within 24 hours of approval.2

Most Preferred payment options by Blacksburg residents:

  • Mailed Check
  • Money Transfer from MoneyGram
  • Direct Deposit into The Bank Account
  • Money Collection at The Nearest Participating Store

What Are The Requirements To Get Car Title Loans in Blacksburg, VA?

In addition to submitting a qualified car title, you need to provide several other documents to speed up your loan process and ensure that you get your title loan quickly and smoothly. So before you go online or contact a lender, make sure you have the following documents::

Essential Documents To Apply For Blacksburg Title Loans

Proof Of Income 

With a car title loan, the lender must guarantee your ability to repay.1 And having a high income means you can make payments on time.

Interest candidates can use their payslips, bank statements, income tax returns, and compensation letters and obtain some fast cash in Blacksburg.

Proof Of Residence in Blacksburg

To provide you with a car title loan in Blacksburg, your direct lender will ask you to submit documented proof of your local address. Now, most of them do accept the rental agreement, property tax receipt or electricity bills, etc as valid proof.

Latest Pictures Of Your Car

During the loan application process, you must pass a vehicle inspection to determine its value and the amount of loan you can access.1

However, with Montana Capital Car Title Loans, customers avoid unnecessary hassle and can upload car photos directly to their website to complete a virtual vehicle inspection.

Proof Of Identity

In general, you must provide a valid Virginia photo ID to apply and be eligible for a loan. This can be a driver’s license, but you can use your passport if you don’t have one.

Can I Get a Title Loan with Bad Credit?

A car title loan is a short-term loan that is secured by the owner of the car, with loans eligible for people with poor credit to qualify for personal loans.1Here the eligibility is based on other factors so even if an individual does not have a proper credit history, he/she can still be approved.

Here are the major 3 factors that are considered by most lending institutions in Blacksburg:

Ability To Repay The Loan Amount

As compared to other loans, these are for personal use, thus they need to know whether you have a reliable income to pay back the loan or not.1

Although lenders can perform regular credit checks to check your credit risk. If you have a reliable income and can prove that you can repay the loan,1you can get a car loan from Blacksburg.

Market Value Of The Vehicle

Your vehicle is an important asset throughout the loan process, so the condition, maintenance, appearance, and make of your vehicle play a major role in your eligibility to accept a title lien. The minimum loan amount you can get and the interest rate you will pay on that amount, etc.)1

Generally, people can access up to-25-50 % of their car’s current market value in loan proceeds.1

Amount of Ownership in the Car

While you apply and get these secured collateral loans, the amount you ask for is exchanged for an equivalent amount of equity in your car. Thus, if you want to get more money make sure to use a car with more positive equity in it.1

How To Repay My Car Title Loan in Blacksburg, VA?

Our entire application process has been carefully designed for your comfort and convenience, including an easy way to repay your loan. So, if you feel like paying back the debt might become a burden, you can relax.

Our customers can opt to repay their loans in 2 different ways:

  • Single Payment Option: If you wish to take off the debt in one go, you can opt to pay a balloon payment where the whole pending sum will be paid in one lump sum payment at the end of the repayment period.
  • Installment Options: If big payments can derail your monthly budget, then you can choose to pay back in smaller amounts by opting for a repayment plan and paying in monthly installments.

Modes Of Title Loan Repayment

Our consumers can take and repay it comfortably from the below payment options:

  • Using Debit/credit card
  • By Mailed Checks
  • MoneyGram Transfer
  • Cash Payments at Participating stores
  • Online Payment Platforms

Is There A Prepayment Penalty On an Auto Title Loan?


We at Montana Capital Car Title Loans believe in providing streamlined and transparent customer service to all our clients and consumers.

We know that sometimes we get cash ahead of time and if we don’t pay off the debt, it will be used somewhere else. That’s why if any borrower decides to pay the loan installment earlier, we assist them and demand no prepayment penalties nor levy any hidden fees.4

So don’t get confused with calendar dates and if you get some extra money just call us and clear your title loan debt without any complications.4

Frequently Asked Questions

Who keeps my car while I’m paying back the loan?

Great news for all the car lovers, the car stays with you throughout the process.

We aim to help people get emergency money without dragging them through unnecessary requirement lists or tough credit checks. On top of providing a straightforward and easy application process, we don’t require our customers to submit their cars to get a loan.4

Does paying off a car title loan early hurt credit?

No, in contrast with other traditional loans, title loan companies do not send your loan proceedings all the way to the credit bureau.1 Although some of them may impose prepayment penalties for early repayment, these loan payments will have little impact on your financial credit score.1

But if you are applying for a loan with Montana Capital Car Title Loans, there’ll be no prepayment penalties too.

How long does it take to get money from a title loan?

The time and pace of processing the application usually depend on the applicant.2 The faster he fulfills all the requirements of the pink slip, the faster his application will be processed. The Montana Captial Car Title Loans team focuses and works hard so our customers can get their proceeds usually between 1 or 2 business days.2

Why Should You Choose Montana Capital Car Title Loans in Virginia?

To service our customers better, we created an above-standard and lean credit process without unnecessary complications. You don’t have to wait days, go through complex credit checks or fill out lengthy applications to get a personal loan.

Here are some benefits you enjoy when you choose to apply for your personal loan with us:

Loans For Bad Credit

Credit history does stop a lot of people from getting funded. But don’t worry with our easy personal loans, your poor credit score won’t stop you from getting funded. Just apply with the necessary documents, and you may get a car equity loan despite a bad credit score.1

Instant Approval

When we are in distress, the waiting time does feel really long and makes us a lot anxious. That’s why we have kept our application process smooth and effortless where people can apply and get approved at a short notice and attend to their daily needs.2

No Hidden Fees

Focusing more on the customer experience, our team has a plan where you can repay without any prepayment penalty and throughout the loan, you won’t be charged any hidden fees at all.

Straightforward Application Process

We don’t baffle our applicants with a long process and lengthy paperwork, the whole process can be completed while sitting in front of a laptop and doesn’t require more than 3 easy steps.

Easy Repayments

With our convenient repayment options, customers can opt to repay the debt in one go or make small monthly payments while continuing to drive their car wherever they want without any restrictions.2

Apply For an Instant Auto Title Loan in Blacksburg, VA Today! 

Surprises kept on coming and big events never stop too and just because your pocket is a little loose doesn’t mean you should stop with your life.

Whether you have a big day coming or you are facing some financial crisis, you can reach out to Montana Capita; Car Title Loans team and get some fast cash to cover up your expenses. So the next time you need extra money, do remember to call us.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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