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Title loans in Akron, OH

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Sunday:

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10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Akron, OH

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

L J Audio

581 Vernon Odom Blvd

Akron

44307 OH

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

All About Car Title Loans in Akron

Racing against the clock to get cash instantly? Car title loans might just be the best solution for you!

Car title loans also referred to as Auto title loans are a hassle-free way to get money.

If you are currently a resident in Akron, OH, here’s everything you need to know about the auto title loan process.

Why Should I Apply for Title Loans in Akron, Ohio?

Car title loans, by definition, are similar to payday loans — it’s a small loan for a short period. In exchange, you give the lender your vehicle title until you repay the loan.

DON’T WORRY! You do not have to give up your vehicle to get a car title loan.

Title pawn or Title loans use your car title as collateral and the lender simply assesses your car to ensure it is worth at least as much as you are looking to borrow.

So if your bills and finances are keeping you from moving forward then a car title loan will be the most convenient way to make ends meet for you.

Although we should point out that title loans have a bad reputation and it’s not exactly the ideal loan…

The appeal of title loans is the CONVENIENCE.

Are Title Loans Legal in Akron, Ohio?

In 2019, Ohio lawmakers have approved the Short Term Lender Law which has made it harder to for loan companies to operate in multiple cities in Ohio.

The law states that ALL loans will be capped and only one loan can be taken out from a lender at a time. The law also limits the amount borrowed to $2,500.

For more details on the Ohio Short Term Lender Law and how this may affect car title loans, please click here.

Fortunately in Akron, Ohio, there are still companies that offer services such as cash advance, cash loans, title pawn, and title loans in Akron.

Just make sure to do your research on the best title loan company that is LICENSED and registered to operate.

How Do I Get a Title Loan In Akron, Ohio?

In your title loan application, make sure to be as detailed as you can.

To qualify for a car title loan, you must:

  1. Be 18 years old and above
  2. Own a vehicle in your name
  3. Proof of address in Akron, Ohio

For Akron, OH residents, lenders will determine the loan amount, interest rate, and equity of your car by the vehicle year, make, model, and mileage.

However, keep in mind that vehicle modifications (interior/exterior improvements) and the condition of the vehicle are also taken into consideration when determining the equity of the car.

When you’re ready to apply, these are the documents you need:

  1. Government-issued photo ID (driver’s license, passport, or state-issued ID)
  2. Proof of income (pension documents, SSA statements, tax returns, etc.)
  3. Proof of residence in Akron (Household utility bill, bank statements, mortgage statement, etc.)
  4. Car title in your name
  5. Pictures of your car (front, back, sides, VIN, and odometer)

Can I Still Apply for Title Loans If I’m Unemployed?

YEEES!

The advantage of getting a cash title loan in Akron is they cater to people with varying financial backgrounds.

Ultimately, you must be able to prove you are the owner of the car title and the vehicle is FULLY paid, that way lenders can use the title as collateral.

Car title loans are beneficial for everybody, whether you’re unemployed, a working student, or have inconsistent income.

The main thing is you want to prove to the title lender you can pay off the loan.

If My Credit Score is Low, Will it Hinder My Chance of Getting A Title Loan?

The deal-breaker for most people when it comes to payday loans or cash advance loans is a credit check.

If you’ve made some bad credit decisions in your life, don’t worry! Getting a title loan in Akron has flexible requirements than a traditional credit union, bank loans, etc.

Whether you have a bad credit score or no credit at all, loan companies in Ohio will work around it and help you regardless.

Although we must emphasize…

Low credit history does NOT guarantee you will be approved for auto title loans.

Lenders in Akron, Ohio may still do a credit check and assess your financial history…

BUT since your loan will be backed up by the equity of your vehicle, there’s a high chance you will be approved.

However, if you still feel uncomfortable, we suggest you use a vehicle that has a higher market and equity value to make up for your low credit history and to request for a higher loan amount.

Does it Cost Money to Apply For Title Loans?

In Akron, Ohio, the price is FREE ninety-nine.

Seriously, it costs nothing!

All you need to do is meet the initial qualifications for a title loan in Akron, Ohio then you can submit your documents and simply apply ONLINE!

How to Secure A Car Title Loan in Akron, OH:

1. Choose Your Title Loans Lender Wisely

It’s incredibly important to do your research on who you want to do business with.

Start by doing quick research and comparison of various title loan companies and see which of these lenders in Akron have great offers, efficient customer service, offer low-interest rates, and flexible repayment options.

Essentially, out of all these lenders in OH, you want to go for the one you TRUST and will take care of your financial needs.

It’s also CRUCIAL you find a licensed company that is allowed to operate and grant loans in Akron, Ohio.

The Vehicle is still YOURS

Seems redundant but there are still people out there who will submit an application for a title loan with a car they don’t own…

Remember, the lenders will use your car title as collateral so you will need to prove the vehicle is YOURS.

Once you have narrowed down your options in Akron, Ohio, don’t be afraid to openly discuss the loan amount you are looking to borrow, the interest rate, and go over the loan terms.

Based on that conversation, the loan lender will then provide a pre-approval quote based on the current market value of your vehicle.

TIP: If you want your title loans to be approved faster, make sure your car is in the BEST condition. Clean it up, make it look like it’s brand new and your lender will be impressed!

Remember, your vehicle is their collateral and the better your vehicle looks, the higher the loan value would be!

The Right to Keep Your Car:

You still have the right to keep and USE your vehicle during your loan period after all.

BUT during the title loan, they will be the legal owner of the title. This means the lender has the right to keep the title of the car UNTIL you repay the full amount of the loan so do keep this in mind.

Finally, make sure you double-check ALL the information about your vehicle to ensure you are using the right car as collateral.

2. Prepare the Requirements Ahead of Time

As the old saying goes, TIME is MONEY. And in this case, organizing your documents early will help speed up the approval process.

Every loan lender in Akron, Ohio has different requirements but take some time to read through the loan terms and interest rates with the company representative.

They may ask for proof of employment or credit history so just prepare those documents just in case.

After you submit the required documents, your vehicle will undergo an inspection to make sure it’s worth the loan amount you are asking for.

REMINDER: We shouldn’t have to remind you, but we’ll remind you anyway. Do NOT submit fake or false documents, this will only hinder you from getting the loan and worse, get you into trouble!

Once you get a green light from the lender, you’re one step closer to getting your money!

3. Show Me the Money!

Get your bank account ready. Your money is on the way!

Depending on how long your application gets approved, you should be able to get the loan amount in 1 business day or even on the same day.

You can negotiate with the lender whether you prefer the loan to be given to you via cash or direct deposit to your bank account.

This is why auto and cash title loans are so convenient.

What Are My Loan Repayment Options?

Now you’ve got the money and your life feels a little bit lighter with the help of that loan right?

So what’s next?

When you’re choosing the best title loan company, make sure they have flexible and convenient payment options.

The first loan payment is due after 30 days depending on your contract date.

You might even want a longer loan repayment period and that’s okay! Lenders would be happy to customize a repayment plan so you can efficiently manage your title loan payments.

But take note: A longer repayment plan means you’ll have to cash out more too.

ONCE you have paid your title loan in the full amount, the lender will return your vehicle title to you.

IT’S AS SIMPLE AS THAT.

Convenience Is the Name of the Game

Are you convinced that title loans can be helpful now?

Look, we’re not saying short-term loans are ideal and you should get used to them.

We’ll never know when an emergency will happen and we’ll need funds immediately.

Banks and credit unions can take up to weeks or even months to get a cash loan and there may be hidden fees and additional stipulations that you just don’t have the time for.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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