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Title loans in Yakima, WA

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Mon - Fri:

9am - 7pm
10am - 4pm


Aftermath Custom Auto

720 N 16th Ave Unit 7


98902 WA

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Yakima: Everything You Need to Know

Car title loans are among the most famous options in Yakima, WA, especially for those who need cash fast.

If something urgent comes up, such as emergency expenses, overdue bills, or exorbitant tuition fees, applying for a car title loan might be the solution.

In this article, we will tell you everything you need to know about car title loans, as well as the steps on how to apply for one in Yakima, WA. Let’s dive right in!

Are Car Title Loans the Right Solution?

As they say, there are different solutions for different problems. So, what situations will title loans address?

If You Need Money Fast

Auto title loans are known for their quick application and approval process. This is something we are proud of as we have already helped many people in their urgent situations.

The application is convenient as you can do it online. You don’t even have to go in person for you to start the loan process.

Unlike other types of loan, a vehicle title loan DOES NOT require a lot of paperwork, and you will get the loan results as soon as the lender verifies the condition of the vehicle.

Now that we have that out of the way, those in Yakima, WA, can complete the application form within 10-15 minutes.

While many states are easing their rules about the pandemic, we still want you to have options on your loan application form.

Once the title lender approves and the loan agreement is signed, you will get your money right away. Talk about something fast!

Here in Yakima title loans, we understand that urgent situations require urgent solutions, and we ought to deliver on that promise.

If You Have a Low Credit Score

We all know that a credit score is one of the things banks assess when you are taking out a loan or even when you want to buy a house or a car.

Building credit is important in the United States in qualifying for credit cards and other business activities.

A credit check is usually done in many different types of loans, and car title loans are not an exception. The lender does this to ensure that you can repay the loan.

What separates pink slip loans is their tolerance for a bad credit score.

A lender may look into your credit history to assess how well you pay your previous loans. The great news is, after a credit check, a bad credit score won’t disqualify you from being accepted into a loan.

Of course, keep in mind that those with a higher credit score will get better interest rates and deals.

If You Want to Continue Using Your Vehicle

A lot of loans immediately take into possession the collateral, especially if the loan amount is high.

This is what sets car title loans apart from other types of loans. As you pay off the loan amount, you can continue driving your car, which is a HUGE help for borrowers.

REMEMBER: Your car serves as collateral if ever that you won’t be able to pay the loan amount, but while you are returning the money you borrowed, you have the freedom to drive around.

If You Want a More Flexible Loan

A car title loan is unlike other types of loans that have strict terms. Before you sign a loan agreement with the lenders, you will be allowed to review the loan terms.

Doing so will help you clarify the interest rate and other essential information. You can also ask the lenders to modify some terms.

Indeed, FLEXIBLE loan terms are a gift from above. Auto title loans offer this type of flexibility to enable you to pay the loan and consider the circumstances.

If You Want a Competitive Interest Rate

Banks and other types of financial institutions often have rigid structures when it comes to their interest rates.

For title loans, the interest is determined by both the equity value and your ability to repay the loan.

Lenders will assess each factor first before deciding on the respective interest for your loan.

How Do I Apply for a Title Loan in Yakima, WA?

Are you unsure with how the loan process works? Don’t worry because we’re here to show how easy it is to apply.

All you have to do is apply these 4 EASY STEPS, and you should be good to go!

#1 Answer the Online Application Form

In the application form, you need to fill up basic details about yourself and some important information about your vehicle.

This online form would take roughly around 15 minutes to accomplish. For some lenders, you will have to attach pictures of your car, so make sure to be ready with that as well.

Make sure to submit accurate information, as the lenders will also verify the data you have submitted. Once data is proven to be false, there is a chance of being disqualified from the loan.

#2 Prepare the Important Requirements

The documents that you need for a loan application are personal documents, car requirements, proof of income, and other miscellaneous documents that can work in favor of the borrower.

Personal Documents

For your personal information, the lenders will want to verify your identity and your place of residency. Prepare the following documents:

  • Government-issued ID (passport, driver’s license, etc.)
  • ID with your residential address on it
  • Proof of residence in Yakima, WA (utility bills, subscription letters, contract of lease. etc.)
  • Social security card (if you are getting some benefits from the government)

Car Documents

Of course, the main character of the show is your vehicle, or rather, its title.

The lender will require you to submit a lien-free title, so there are no outstanding judgments or liabilities attached to your vehicle.

Other than that, the title loan lender will also ask if you have the vehicle’s photos. You must take pictures of ALL FOUR SIDES of the vehicle.

Take a clear picture of the vehicle’s odometer and the Vehicle Identification Number (VIN). If you can’t find the VIN of your car, you can find it on the lower-left corner of the dashboard [R].

This depends on the year and make of your car, as some VIN may appear in the rear wheel well and driver-side doorpost.

Also, don’t forget to bring your vehicle insurance documents as well. 

But, why would I need to bring them?  Good question!

These requirements assure the title lender that if an accident happens and the car gets damaged, the vehicle’s insurance company will take care of the costs.

Proof of Income

Any lender would like to be assured that they will get their money back? That’s why a proof of income is one of the requirements when applying for a title loan in Washington.

Documents that show your proof of income include your payslips from your employers or even bank statements.

You might ask, “Does this mean I need to be employed to qualify for a title pawn?” Nope, not necessarily.

Employment is just one of the ways for you to have a cash flow in your income, but your lender will not disqualify you if you have other ways of earning money.

If you have a business, for example, you can show your financial statements. If you have social security benefits, you can also show your documents and your Social Security ID.

Miscellaneous Documents

To further assess if you qualify for a loan, the lender may also ask for at least two character references. Remember, some lenders will NOT ask for one, but be ready just the same.

The lender of title loans will ask the character references about your previous loans and how well you are as a borrower.

Again, this is to ensure that you can repay the loan.

#3 Verification of Documents

This stage will NOT take long, we assure you.

If your car title is  lien-free and you submitted all the documents we enumerated above, the lender will let you know your loan status.

Note down the payment terms as well as the penalties for late payments.

We encourage you to negotiate the terms of title loans if you need to before signing the loan agreement.

#4 Get Your Money

And just like that, the application process resulted in additional funds! Other types of loans will typically take longer, but a title loan lender will tell you right away.

This final step will involve one of our loan experts contacting you and confirming the title loan. Along with this, you will have options on how to claim your funding.

Lending companies in Yakima, Washington, offer different options for those who availed a cash loan, such as hard cash, bank deposit, wire transfer, or Western Union.

Choose which option is easier and more convenient for you. And that’s the loan process of a title loan in Washington!

Frequently Asked Questions (FAQs)

Do you still have something you want to clarify about title loans? We are here to answer your concerns!

#1 Are Car Title Loans Legal in Washington?

The Washington State Department of Financial Institutions (DFI) regulates all lending companies in Washington, especially the rates.

Repossession laws also protect the borrower, so the lender cannot repossess your car if a problem arises in the payment.

There is a set of rules and regulations in place in Yakima, WA, for taking over collateral. Of course, lenders are protected by the law, too.

To avoid any conflicts, make sure to abide by the terms and conditions of your car title loan.

#2 How Much Money Can I Get Out of My Car Title Loan?

That mainly depends on the equity value of your vehicle. Your car’s value will depend on its year, model, make, mileage, and the extras it has.

Cars with a lower mileage often get better deals. 

Extras such as a sunroof, leather seats, and other improvements increase the value of the car.

#3 How Do I Make Sure I Qualify for Loans?

Auto title loans in Yakima and their lenders want people who can return their money. Find ways to increase your cash. Look for side hustles around Yakima and increase your funds!

Apply for Yakima Title Loans Now

What are you waiting for? Title loans are the best way to earn cash for those who have a car title. Your money is on the other side of your application.

Let us know your thoughts below!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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