Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Washington > Yakima, WA

Title Loans in Yakima , WA

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

Location Information:

MC representative


720 N 16th Ave Unit 7
WA   98902

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

My search for a customized financial solution brought me to a reliable personal loan supplier. This personal loan experience was efficient and reassuring because of the flexible lending terms and the sympathetic approach. a trustworthy... companion for people dealing with financial uncertainty.read more
With this organization, it was quite easy to get a loan by using the title to my automobile. The conditions for "loans using car title" were fair, and the employees were quite helpful. I knew that my automobile would be safe for the whole... term of the loan. Many thanks for the top-notch assistance!read more
Eric A. C.
Eric A. C.
In a challenging financial phase, I was in search of a sustainable solution, and thankfully, this Yakima-based firm provided exactly what I needed. Their title loans with extended terms brought the flexibility required to regain my... financial footing. I am grateful for the assistance and effective solutions they offered during a tough period. Many thanks to Montana Capital Car Title Loans for their invaluable support!read more
Julian E. M.
Julian E. M.
Obtaining a loan by leveraging my car title was incredibly smooth with this company. The terms for "loans using car title" were equitable, and the staff provided valuable assistance. I had the assurance that my car was secure throughout... the loan duration.read more
Michele A.
Michele A.
During a period of financial difficulty, I sought a lasting solution, and fortunately, this Yakima-based company delivered precisely what I was looking for. Their extended-term title loans offered the flexibility needed to restore my... financial stability. I appreciate the assistance and solutions they provided during a challenging time. Many thanks to Montana Capital Car Title Loans!read more
Christal D
Christal D
Facing a financial crunch and in urgent need of funds, Montana Capital Car Title Loans came through with their swift title loan solution. I managed to resolve my situation in under an hour, and the team displayed genuine kindness and... helpfulness throughout the entire process. Opting for their quick title loan service turned out to be a wise decision, making a significant impact on my situation. I'm genuinely pleased with the outcome!read more
They came through with their cash loans on car titles when I needed quick financial assistance. The terms were reasonable, and the process was efficient.
Aria S.
Aria S.
Due to monetary concerns, I decided to apply for a title and loan near me with bad credit. The process of getting a loan from Montana Capital Car Title Loans was quick and easy. They are worth considering for everyone in the market for a... loan.read more
Roxanne B.
Roxanne B.
My $200 Montana Capital Car Title Loans loan was perfect. Credit checks were not required for online payday loans. Personal loans with low rates helped me organise my money. Customise payback period and interest rate. I wanted genuine car... title loans.read more
Delmer B.
Delmer B.
Getting a loan using my car title was a breeze with this company. The "loans using car title" terms were fair, and the staff was helpful. I felt like my car was in safe hands throughout the loan period. Thanks a lot!!!!!
Lester T.
Lester T.
In the midst of my financial challenges, I was in search of a long-term solution, and thankfully, this company in Yakima offered exactly what I needed. Their long-term title loans provided the flexibility required for me to regain... financial stability. I'm grateful for the support and solutions they provided during a challenging time. Thanks a lot Montana Capital Car Title Loans!!!read more
Michael T. C.
Michael T. C.
Life's twists can lead us to unexpected situations, like needing cash loans on car titles. This company truly came to my rescue. The process was swift, and their responsiveness was greatly appreciated. In a time of need, they provided the... support I required. Thank you so much!!read more
Alma G.
Alma G.
I was in a bind and desperately needed money. With their quick title loan solution, Montana Capital Car Title Loans really delivered. I was able to sort things out in less than an hour, and the team was really kind and helpful all along... the way. I'm very happy I chose their quick title loan service—it really did make a big difference!read more
Tony C.
Tony C.
I was in a dilemma and required money right now. The quick title loan from Montana Capital Car Title Loans made everything better. The entire procedure was completed in within an hour, and the employees couldn't have been more gracious and... accommodating. I'm very delighted I accompanied them! Thanks a lot!read more
Bonita G.
Bonita G.
Getting a loan using my car title was a breeze with this company. The terms were fair, and the staff was helpful. I felt like my car was in safe hands throughout the loan period.
Lisa P.
Lisa P.
I needed a long-term solution for my financial challenges, and this company in Yakima offered exactly that. Their long-term title loans provided me with the flexibility I needed to get back on track.
Marlene H.
Marlene H.
I never thought I'd be in a situation where I'd need cash loans on car titles, but life is unpredictable. This company was a lifesaver. The process was quick, and I appreciated their responsiveness.
Jeanette B.
Jeanette B.
I was in a bind and needed cash ASAP. Montana Capital Car Title Loans saved the day with their quick title loan. The whole process took less than an hour and the staff was incredibly kind and helpful. So glad I went with them!
Tracy B.
Tracy B.
I was able to use my car as collateral for a loan with this company. The process was quick and easy online. I got the cash I needed fast by using my car. So glad I found them!
Catherine B.
Catherine B.
When I needed a loan with flexible repayment terms, this loan company offered an installment loan that was perfect for my needs. Their structured payment plan made managing my finances a breeze.
Annie S.
Annie S.
If you're in need of quick cash, look no further. Their title cash services are reliable and efficient, offering a solution for your financial needs. Highly recommended!
Dorothea B.
Dorothea B.
I had a positive experience with this loan company when I needed loans against my car title. They were professional, provided fair terms, and helped me through the process.
Kristin R.
Kristin R.
I discovered the loan company online and they were able to give me a title loan quickly and easily. The process was very straightforward and the staff was very professional. End your search for "loan company near me" with them.
Jessica M.
Jessica M.
When I needed a loan, Montana Capital Car Title Loans was my go-to. They were professional, friendly, and provided me with the funds I needed quickly.
Sue C.
Sue C.
This loan company was very professional and helpful in lending pink slip loans near me. They gave me all the information I needed to make an informed decision about my loan.
Trina B.
Trina B.
I have used Montana Capital Car Title Loans for a few years now, and they have always been professional and helpful. They offer great rates on personal loans, and they are always willing to work with me to ensure I can make my payments on... time. I would recommend them to anyone in need of a personal loan in Yakima.read more
Lucy G.
Lucy G.
I got my title loan from the nearest title loan company and it was a very smooth and easy process. The loan officer was very helpful and professional. I would definitely recommend this company to anyone in need of a title loan.
Robyn R.
Robyn R.
It was very easy to get a title loan from this company. The requirements are simple and the process is quick. I would recommend this company to anyone who needs a title loan.
The experience of working with them was very pleasant. Professional, courteous, and very knowledgeable. I am very satisfied with the way the loan was approved in a timely manner. The best personal loans for bad credit near me.
Karolin B.
Karolin B.
As a result, I was able to make a well-informed decision regarding my money loan. I'm so glad they prevented me from making a wrong decision.
Tina A.
Tina A.

3 Easy Steps to Get a Car Title Loan in Yakima, WA

Icon Phone


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Icon OK


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Icon $$$


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Yakima: Everything You Need to Know

Car title loans are among the most famous options in Yakima, WA, especially for those who need cash fast.

If something urgent comes up, such as emergency expenses, overdue bills, or exorbitant tuition fees, applying for a car title loan might be the solution.

In this article, we will tell you everything you need to know about car title loans, as well as the steps on how to apply for one in Yakima, WA. Let’s dive right in!

Are Car Title Loans the Right Solution?

As they say, there are different solutions for different problems. So, what situations will title loans address?

If You Need Money Fast

Auto title loans are known for their quick application and approval process. This is something we are proud of as we have already helped many people in their urgent situations.

The application is convenient as you can do it online. You don’t even have to go in person for you to start the loan process.

Unlike other types of loan, a vehicle title loan DOES NOT require a lot of paperwork, and you will get the loan results as soon as the lender verifies the condition of the vehicle.

Now that we have that out of the way, those in Yakima, WA, can complete the application form within 10-15 minutes.

While many states are easing their rules about the pandemic, we still want you to have options on your loan application form.

Once the title lender approves and the loan agreement is signed, you will get your money right away. Talk about something fast!

Here in Yakima title loans, we understand that urgent situations require urgent solutions, and we ought to deliver on that promise.

If You Have a Low Credit Score

We all know that a credit score is one of the things banks assess when you are taking out a loan or even when you want to buy a house or a car.

Building credit is important in the United States in qualifying for credit cards and other business activities.

A credit check is usually done in many different types of loans, and car title loans are not an exception. The lender does this to ensure that you can repay the loan.

What separates pink slip loans is their tolerance for a bad credit score.

A lender may look into your credit history to assess how well you pay your previous loans. The great news is, after a credit check, a bad credit score won’t disqualify you from being accepted into a loan.

Of course, keep in mind that those with a higher credit score will get better interest rates and deals.

If You Want to Continue Using Your Vehicle

A lot of loans immediately take into possession the collateral, especially if the loan amount is high.

This is what sets car title loans apart from other types of loans. As you pay off the loan amount, you can continue driving your car, which is a HUGE help for borrowers.

REMEMBER: Your car serves as collateral if ever that you won’t be able to pay the loan amount, but while you are returning the money you borrowed, you have the freedom to drive around.

If You Want a More Flexible Loan

A car title loan is unlike other types of loans that have strict terms. Before you sign a loan agreement with the lenders, you will be allowed to review the loan terms.

Doing so will help you clarify the interest rate and other essential information. You can also ask the lenders to modify some terms.

Indeed, FLEXIBLE loan terms are a gift from above. Auto title loans offer this type of flexibility to enable you to pay the loan and consider the circumstances.

If You Want a Competitive Interest Rate

Banks and other types of financial institutions often have rigid structures when it comes to their interest rates.

For title loans, the interest is determined by both the equity value and your ability to repay the loan.

Lenders will assess each factor first before deciding on the respective interest for your loan.

How Do I Apply for a Title Loan in Yakima, WA?

Are you unsure with how the loan process works? Don’t worry because we’re here to show how easy it is to apply.

All you have to do is apply these 4 EASY STEPS, and you should be good to go!

#1 Answer the Online Application Form

In the application form, you need to fill up basic details about yourself and some important information about your vehicle.

This online form would take roughly around 15 minutes to accomplish. For some lenders, you will have to attach pictures of your car, so make sure to be ready with that as well.

Make sure to submit accurate information, as the lenders will also verify the data you have submitted. Once data is proven to be false, there is a chance of being disqualified from the loan.

#2 Prepare the Important Requirements

The documents that you need for a loan application are personal documents, car requirements, proof of income, and other miscellaneous documents that can work in favor of the borrower.

Personal Documents

For your personal information, the lenders will want to verify your identity and your place of residency. Prepare the following documents:

  • Government-issued ID (passport, driver’s license, etc.)
  • ID with your residential address on it
  • Proof of residence in Yakima, WA (utility bills, subscription letters, contract of lease. etc.)
  • Social security card (if you are getting some benefits from the government)

Car Documents

Of course, the main character of the show is your vehicle, or rather, its title.

The lender will require you to submit a lien-free title, so there are no outstanding judgments or liabilities attached to your vehicle.

Other than that, the title loan lender will also ask if you have the vehicle’s photos. You must take pictures of ALL FOUR SIDES of the vehicle.

Take a clear picture of the vehicle’s odometer and the Vehicle Identification Number (VIN). If you can’t find the VIN of your car, you can find it on the lower-left corner of the dashboard [R].

This depends on the year and make of your car, as some VIN may appear in the rear wheel well and driver-side doorpost.

Also, don’t forget to bring your vehicle insurance documents as well. 

But, why would I need to bring them?  Good question!

These requirements assure the title lender that if an accident happens and the car gets damaged, the vehicle’s insurance company will take care of the costs.

Proof of Income

Any lender would like to be assured that they will get their money back? That’s why a proof of income is one of the requirements when applying for a title loan in Washington.

Documents that show your proof of income include your payslips from your employers or even bank statements.

You might ask, “Does this mean I need to be employed to qualify for a title pawn?” Nope, not necessarily.

Employment is just one of the ways for you to have a cash flow in your income, but your lender will not disqualify you if you have other ways of earning money.

If you have a business, for example, you can show your financial statements. If you have social security benefits, you can also show your documents and your Social Security ID.

Miscellaneous Documents

To further assess if you qualify for a loan, the lender may also ask for at least two character references. Remember, some lenders will NOT ask for one, but be ready just the same.

The lender of title loans will ask the character references about your previous loans and how well you are as a borrower.

Again, this is to ensure that you can repay the loan.

#3 Verification of Documents

This stage will NOT take long, we assure you.

If your car title is  lien-free and you submitted all the documents we enumerated above, the lender will let you know your loan status.

Note down the payment terms as well as the penalties for late payments.

We encourage you to negotiate the terms of title loans if you need to before signing the loan agreement.

#4 Get Your Money

And just like that, the application process resulted in additional funds! Other types of loans will typically take longer, but a title loan lender will tell you right away.

This final step will involve one of our loan experts contacting you and confirming the title loan. Along with this, you will have options on how to claim your funding.

Lending companies in Yakima, Washington, offer different options for those who availed a cash loan, such as hard cash, bank deposit, wire transfer, or Western Union.

Choose which option is easier and more convenient for you. And that’s the loan process of a title loan in Washington!

Frequently Asked Questions (FAQs)

Do you still have something you want to clarify about title loans? We are here to answer your concerns!

#1 Are Car Title Loans Legal in Washington?

The Washington State Department of Financial Institutions (DFI) regulates all lending companies in Washington, especially the rates.

Repossession laws also protect the borrower, so the lender cannot repossess your car if a problem arises in the payment.

There is a set of rules and regulations in place in Yakima, WA, for taking over collateral. Of course, lenders are protected by the law, too.

To avoid any conflicts, make sure to abide by the terms and conditions of your car title loan.

#2 How Much Money Can I Get Out of My Car Title Loan?

That mainly depends on the equity value of your vehicle. Your car’s value will depend on its year, model, make, mileage, and the extras it has.

Cars with a lower mileage often get better deals. 

Extras such as a sunroof, leather seats, and other improvements increase the value of the car.

#3 How Do I Make Sure I Qualify for Loans?

Auto title loans in Yakima and their lenders want people who can return their money. Find ways to increase your cash. Look for side hustles around Yakima and increase your funds!

Apply for Yakima Title Loans Now

What are you waiting for? Title loans are the best way to earn cash for those who have a car title. Your money is on the other side of your application.

Let us know your thoughts below!

Related Locations


702 S 1st, Yakima, Washington 98901
View Location


121 S Ely St Building B, Kennewick, Washington 99336
View Location


931 W Court St, Pasco, Washington 99301
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Skip to content