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Title loans in Wilmington, DE

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Wilmington, DE

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Kris Window Tint

804 N Lincoln St


19805 DE

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Are you strapped for cash? Don’t know where and which people to borrow cash from?

Fear not, for title loans in Wilmington, Delaware, are here to the rescue.

Getting one is a fast and easy way to get financial help in Wilmington, DE. The concept is pretty simple. Let’s go through what this is and how you can get it for any emergencies that may come up!

Let’s Expound More on the Car Title Loan

You may have heard of the term “car title loan” (in Wilmington, DE) or “title pawn” (in some states), but what is it?

If you own a vehicle (car or motorcycle) and need quick cash fast for your business or emergencies, you can use that title as collateral.

The title has to be lien-free. This means that you own the car, and you don’t have any outstanding debts or judgments against it.

Just think of it as a clean title.

When you get one of these title loans, your title will have a lien placed against it. You also need to surrender a hard copy of your title to the lender of your choice.

Once you’ve repaid everything, your lender gives the title back to you and releases the lien.

Advantages of an Auto Title Loan in Wilmington DE

Whether you’re getting one in Wilmington or elsewhere, these kinds of loans aren’t all good. However, they do have some advantages over other loans.

The best part about title loans is that they’re:

  • Fast
  • Easy
  • Convenient
  • Substantial cash

It’s the kind of thing you go for if you’re in a pinch or if you don’t have the cleanest of credit scores.

Now, these aren’t the only kinds of short-term loans in the city of Wilmington that offer people the same convenience.

Let’s see how it differs from its brother: PAYDAY LOANS.

What Are Payday Loans?

These cash loans are similar to a title loan in Wilmington, DE.

However, instead of using the title of your car as collateral, you give a personal check for the sum you want to borrow, plus lender’s fees.

The other option is to authorize the lender to take the money you borrowed, plus fees, from your bank account through electronic channels.

These are usually just small, short-term agreements for about $500 or less. You’ll have to repay it within 2 to 4 weeks. 

If you don’t make the proper payment on time, the lender can use either cash the check or debit the sum from your bank account.

Lenders will typically charge anywhere from $10 to $30 for every $100 that you’ll borrow.

If you compute the rate of that on a per annual basis, the annual percentage rate (APR) translates to a whopping 301%. 

There are even instances when the APR can reach 1000% EXCLUSIVE of fees they may charge.

How Are Title Loans Different From Payday Loans?

Title loans are also short-term agreements. It typically lasts between 15 to 30 days. However, they differ in several things.

First, instead of issuing a check or authorizing the lender to debit your account, you use your car as collateral.

Second, the cash you can borrow is bigger. This is usually about 25% to 50% of the value of your car.

Again, this excludes other charges or fees, like processing, document, and origination fees. That’s on top of any add-ons (i.e., roadside service) that the terms may require.

What Happens if You Don’t Pay Title Loans on Time?

Scenario #1: The Roll-Over

Lenders will usually offer you the option to roll over your loan, though this may not apply for all lenders in Wilmington, DE.

Costs increase with rollovers. If you can’t repay when it’s due, the creditor may let you roll it over into a new loan. But rolling over will add more interest and fees to the total you owe.

Can I Get Car Title Loans Even if I Have Bad Credit?

We want you to know the true and accurate picture.

Some resources or people might tell you that car title loans don’t require credit checks or that you can get one even with a bad credit score/rating.

This isn’t guaranteed. 

Depending on your status, some lenders in Wilmington, DE, MAY still perform credit checks. What’s vital in title loans is your ability to pay for them.

This means that if you’re bankrupt or have other serious financial issues, it will be more difficult for you to take out this loan.

But if you can apply for car title loans despite your poor credit and get that approval, you’ll receive a worse deal and higher interest compared to another borrower with better credit.

So, REMEMBER that bad credit scores mean you’re not guaranteed a car title loan approval in Wilmington, DE.

Some people in Wilmington, DE, may still allow it after performing credit checks to ensure you can pay for the loan.

Car Title Loans: How to Apply in Wilmington, Delaware

What Do I Need to Get a Title Loan in Wilmington, Delaware

The most important thing you need in Wilmington, Delaware, is a vehicle with enough equity in it. What is sufficient equity is up to the creditor to determine during the application process?

To get title loans in Wilmington, DE, creditors will use your car’s equity and your job as credit.

This means you have to show that you can afford the monthly installments on your title loans in Wilmington, DE.

If you need money fast, borrowing money this way in Wilmington, DE, might be a good answer for you.

Paperwork Needed for Getting a Car Title Loan in Wilmington, DE

When applying to borrow in Wilmington, Delaware, you’ll need to bring these things to your chosen lender:

  • Car and proof of ownership
  • Clear Car Title
  • Valid Government-Issued ID (usually, your driver’s license)
  • Proof of income (of at least $1500 a month)
  • Proof of car insurance

Application Process for Applying in Wilmington, DE

This is pretty simple in Wilmington, DE. We recommend checking to see if an online application is available, so you don’t have to waste your time, gas, and expenses showing up in person.

Here’s the general process:

  1. Apply online.
  2. Submit your requirements.
  3. Wait for the creditor to verify your requirements and determine your ability to pay.
  4. Receive approval.
  5. Decide where to receive the cash via deposit or check.
  6. Get your cash!


Information to Look For When Applying for Vehicle Title Loans

Under federal law, lenders are required to be upfront and to disclose certain details. These requirements also apply in Wilmington, Delaware.

Make sure to watch out for these details when reading your agreement.

  1. Cost of the Loan – Lenders have to tell you this in writing and before you sign the loan agreement.
  2. Finance charge – This must be in a dollar amount.
  3. APR (in percentage) – The APR is based on how much you’ll borrow, the monthly finance charge, the fees (i.e., processing fees, document fees, and other charges), and how long you’ll borrow.

Make it a habit to read the loan agreement carefully before signing anything! Check to see if there are any late and roll-over fees. Always be willing to ask questions if you’re uncertain of anything.


Car title loans are a fast way for people to borrow money when their business or personal lives face an emergency.

Indeed, applying and securing title loans is a GREAT way to keep yourself financially afloat in Wilmington, DE.


Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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