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Title loans in West Palm Beach, FL

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Mon - Fri:
Saturday:
Sunday:

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10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in West Palm Beach, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Sound America

2716 Okeechobee Blvd

West Palm Beach

33409 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in West Palm Beach

How about we hop on the topic of car title loans, shall we?

Keep tabs on your bills, interest rates, and other expenses can be taxing on your part, but getting a car title loan in West Palm Beach will help you overcome these tasks.

There’s no need to feel overwhelmed because we will provide you with everything you need to know to get your money in no time.

What Should You Consider Before Securing Car Title Loans?

Before we get started, you need to be aware of the following things when applying for auto title loans or pink slip loans all over West Palm Beach, Florida.

In the auto title loan application procedure. You want to make sure you are as prepared as possible before searching for title loans and meeting your potential lender.

Choose Your Lender Wisely

This is one of the most important factors in the car title loan process. You need to be under the guidance of a lender that will do whatever it takes to keep your finances stable and secure.

The last thing you want is to fall under the hands of someone that will take full advantage of your money.

Some lenders can go to the extreme by charging you exorbitant amounts and hiding important details. [R]

To ensure everything goes smooth sailing, be sure to do your research regarding the different lenders in West Palm Beach.

When in doubt, ask the lending company or loan officers whether your lender is trustworthy and licensed to do business in your area.

He/she must show proof of registration to avoid spreading of fake information.

We recommend that you get a lender who will give you valuable information such as loan terms, years of experience, etc.

Repaying the Loan Amount is An Important Ability

At first, getting all that cash sounds like a great deal, especially if you are tied financially.

However, once it’s all said and done, you will have to repay the loan to your lender at his/her scheduled date.

All customers and West Palm Beach residents should comply with paying the borrowed money via a one-time payment plan on or before the due date.

Therefore, you need to put on your thinking cap instead of making a rushed decision about whether or not it is wise to apply for an auto title loan.

Doing the latter without any assurance that you can repay the cash you borrowed might be detrimental in the long run.

Although you can always renegotiate with your lender by asking for an extension, expect the new payment to cost more money.

Be Ready for An Inspection on Your Credit Score

Most auto title loans appeal to customers because of their “we don’t take a look at your credit score” remark.

Unfortunately, not all lenders skip the credit check process. In short, the inspection of your credit will entirely depend on the lender you have.

However, there’s no rhyme or reason to push the panic button. Unlike the bank or credit union, auto title loans are not quick to reject your car title loan application.

After all, it is not the ultimate basis for whether you will get your loan approved.

In short, we are telling you to be prepared for your lender to do a credit check if the situation calls for it.

What Are the Steps Involved When Applying for Car Title Loans in West Palm Beach?

Now that we have gone through everything you need to consider let’s go to the different steps you will need to follow when securing West Palm Beach car title loans.

Please go over the procedure as thoroughly as possible to avoid getting confused or skipping any steps along the way.

First Step: Fill Up the Details on the Online Loan Application Form

Why go to the physical office when you can apply for car title loans online? You heard that right. To get started, all you need to do is fill up the required fields found on the car title loan application form.

Some of these details will include your name, address, and vehicle details such as the car model, year of release, etc. Make sure to provide honest, accurate, and straightforward answers.

If you are not comfortable with the online process, there is always the option to do the first step over the hotline.

Second Step: Submit the Documents Requested by Your Lender

The second may be different depending on your lender’s requirements or your bank history.

Even though the paperwork may vary from case to case, here is a general rundown of the documents most loan dealers and lenders will need to turn over.

  1. Proof of insurance
  2. Proof of income
  3. Government-issued identification card (ID)
  4. Vehicle title
  5. Vehicle pictures (all 4 sides of your car)
  6. Pictures of your Vehicle Identification Number (VIN) and odometer

Third Step: Standby for the Lender’s Loan Approval

After handing out all your requirements, your lender will take a look at the value of your vehicle. S/he will do this by conducting a vehicle appraisal. [R]

You have to be aware that the amount you can loan correlates to your car or vehicle’s value. Therefore, it pays to keep the car spotless and in one piece to avoid it from losing its value.

As far as the waiting time is concerned, it will vary depending on a couple of factors:

  1. Financial status
  2. Condition of your car
  3. Lien-free title or not

Usually, waiting for the loan approval will take you around one to three days.

Fourth Step: Receive Your Money

Once you’ve reached this step, you’ve almost completed the title loan process.

Before patting yourself on the back and getting a hold of the borrowed money, these are some points you should remember.

While most people are excited to get the cash, you have to take into account the fact that most loan lenders offer money that is equivalent to half of your vehicle’s equity value.

So if you want to borrow more money, make sure your car can offer a high equity value. You can do this by adding supplementary upgrades or bumping up the mileage. [R]

Before signing the terms and conditions, ask your lender to briefly discuss the subject of interest rate and other alternative payment options.

Once s/he has gone over every detail with you, the money should be on its way to your bank account. Lenders should give you the cash via check or bank deposit.

Frequently Asked Questions

Can You Still Keep Your Car After Securing Title Loans?

In most situations, most definitely! However, there may be some lenders and title loans that won’t let you drive your vehicle.

If you want to keep taking your car with you around West Palm Beach, make sure to bring up this concern to your lender or any other point person if needed.

Will Bad Credit Hinder the Car Title Loan Application Process?

Most title loans are not particular when it comes to checking the credit score.

Although it helps to have a good credit score, loan lenders will be more than welcome to help you work around your bank-related issues such as this. [R]

After all, the primary goal is to get the money you need while still repaying the loan amount on time.

How Does Bankruptcy Affect Your Chances of Getting a Car Title Loan?

Unfortunately, a huge chunk of the auto title loans all around West Palm Beach is not lenient when it comes to accepting customers and people that are bankrupt. [R]

Again, we have to go back to the ultimate requirement of paying back the money.

Securing title loans will be a herculean task if you cannot prove any sort of security or economic stability to the loan company.

Is Employment A Requirement to be Eligible for Car Title Loans in West Palm Beach?

Although it is not required, employment would help your chances of getting car title loans. Once again, it ties back to your ability to repay the borrowed cash to the loan company.

However, if you are having a hard time finding work, most title loans accept those taking part-jobs or entrepreneurial endeavors. [R]

The important is to prove to the loan lenders that you can generate your own income regardless of how you do it.

Verdict: Is Securing A Car Title Loan In West Palm Beach the Best Option to Secure Cash?

If you are in the middle of an emergency or need money right away, securing title loans is a no-brainer and a viable option.

A vehicle title loan will help you during rough patches by delivering much-needed money in an instant.

As long as you know what you need to do and the different risks a title loan poses, you should be well on your way to applying for one.

If you want to guarantee a successful loan application procedure, keep in mind the different pointers, tips, and requirements to avoid any setbacks.

Conclusion

For more questions regarding car title loans, feel free to inquire with us.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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