Title Loans Online - Fast & Easy

3 easy steps to get your cash:

Sign up form

Keep the keys, get the cash!

Pay loan, get title back

How much cash can i get

Find out now. It's fast, secure & free!

trust icons
Home > Washington > Vancouver

Title Loans in Vancouver , WA

How much cash can i get

Find out now. It's fast, secure & free!

trust icons

Location Information:

(888)-700-8900
MC representative

Address

13714 NE 28th St Unit 9
Vancouver
WA   98682

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

When I searched for cash for titles nearby in need of immediate cash, I found a trustworthy solution. This company offered me a fair appraisal of my automobile along with quick cash for my title. The height of practicality and efficiency.
Sabrina H.
Sabrina H.
1709547432
Securing a personal loan with them was a remarkably positive experience. The application process was straightforward, and their team's personalized attention made the entire transaction efficient and tailored to my financial needs. Highly... recommend for anyone in search of a reliable and customer-centric personal loan service.read more
Lou P.
Lou P.
1707995472
In need of quick funds, I explored cash for titles near me and found a reliable solution. This company not only offered a fair evaluation of my vehicle but also provided cash for my title promptly. Convenience and efficiency at their best.
James
James
1706703126
I recently applied for a personal loan, and the process with them was surprisingly smooth. The quick approval and friendly staff made it a stress-free experience, making them a trustworthy choice for anyone in need of a personal loan.
shipon R.
shipon R.
1701577058
I looked at a lot of auto title loan companies before deciding on this one in Vancouver. I felt secure in my decision because of their professionalism and openness, and I wasn't let down. Really impressive! Thank you so much Montana... Capital Car Title Loans!!!read more
Melissa A.
Melissa A.
1699166316
I was in urgent need of a loan amount in Vancouver, and this lending company came through for me. Their option for title loans on financed vehicles proved to be a lifesaver. The entire procedure was seamless, and I promptly obtained the... funds I required. Thank you Montana Capital Car Title Loans!read more
Bobbie A.
Bobbie A.
1697866261
I required a loan amount right away, and this Vancouver loan firm provided it. Their option for a title loan on financed autos saved my life. The procedure went without a hitch, and I quickly got the money I needed. Thanks a lot!!!!!
Faye B.
Faye B.
1697007558
After researching numerous car title loan places, I chose this one in Vancouver. Their professionalism and transparency made me confident in my choice, and I wasn't disappointed.
June R.
June R.
1695988941
Finding a lender willing to work with a salvage title car is challenging, but Montana Capital Car Title Loans in Vancouver came through for me. Their willingness to help and provide financial support during a difficult time was greatly... appreciatedread more
Sacha S.
Sacha S.
1695885423
I needed a loan amount quickly, and this loan company in Vancouver delivered. Their title loan on financed cars option was a lifesaver. The process was smooth, and I received the funds I needed promptly.
Elaine A.
Elaine A.
1695732920
Needed a quick fix for my finances and came across this wonderful loan company that offered installment loans. Their application procedure was simple, and their staff went above and above to find a loan that was ideal for me. The entire... process, from application to approval, went without an issue. 🌟🌟🌟🌟🌟read more
Carmen T.
Carmen T.
1692349791
A home title loan from this company allowed me to leverage my property's value for a loan. It was a great option for managing my financial needs. Definitely my go-to for any future financial needs!
Francis P.
Francis P.
1690617091
When I needed a personal loan, I turned to this loan company for their reliable personal title loans. They offered competitive rates and flexible repayment options that suited my financial situation. The loan application process was... straightforward, and their team provided excellent customer service throughout.read more
Ruth B.
Ruth B.
1688621111
I had some questions about the loan process, and this loan company's FAQ section provided all the information I needed. It was comprehensive and answered all my queries.
Edith W.
Edith W.
1685435752
When I had trouble making ends meet, this company provided me with the fast cash I needed to get back on my feet. I was able to get a loan using my truck title as collateral. The process was quick and easy, and I had the cash I needed in... no time. I'm very grateful for this company's help during a tough time.read more
Michelle
Michelle
1678257468
If you're looking for a reliable and fast loan, I would definitely recommend getting one with a car title. I was able to get the money I needed in no time, and the process was very easy. Overall, it was a great experience!
Anna B.
Anna B.
1676369180
I found the KBB car loan value to be very helpful in getting a fair price for my car. The company was able to give me a loan that was based on the value of my car, and not on my credit score. This was a great help to me, and I would... recommend this company to others.read more
Tamara F.
Tamara F.
1674452086
I approached this loan firm when I was in dire need of quick cash. The title cash loan service was availed by me and it was a hassle-free experience. The staff was very professional and the whole process was completed quickly. I would... definitely recommend this firm to anyone in need of quick cash.read more
Philip P.
Philip P.
1671538576
I am a long-time customer of their loan agency and have been using their services for years. They are the best car title loans lenders in my area. I've tried many other places, but none can compare to how well they treat their customers... like family, or how friendly and flexible they are with payments. I'm glad to have them in my corner!read more
Lawrence G.
Lawrence G.
1669621066
I received excellent service from this loan company when I applied for a car title loan. The process was quick and easy, and I had the money I needed in no time. I would highly recommend this company to anyone in need of a loan.
Joseph D.
Joseph D.
1665983592
I am very happy with Montana Loans cause I think they do a good job to approve all people even ones with bad credit. I highly recommend them for installment loans.
Dwight D.
Dwight D.
1641185943
js_loader

3 Easy Steps to Get a Car Title Loan in Vancouver

Icon Phone

01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

Icon OK

02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

Icon $$$

03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Secure Quick Cash With Car Title Loans in Vancouver

Running a little low on cash?

We all know the feeling of being BROKE when there’s a pile of bills that needs to be paid.

Thankfully, fast money doesn’t have to be out of your reach. With title loans in Vancouver, WA, you can keep up with unexpected expenses.

Keep reading to learn about how to secure a title loan in Vancouver. 

Getting Started With Car Title Loans

Unfamiliar with car title loans? 

Being new to this type of loan can make you skeptical.

WORRY NOT. A car title loan is a straightforward service. 

You, as the borrower, can take a loan by using your car as a guarantee. The creditor agrees to lend you money based on the market value of your vehicle.

In exchange, the lender will assume ownership of your car if you fail to repay the loan at the right time.

That’s all you need to know about the basics of title loans. 

Things to Know About Vancouver Car Title Loans

Knowing the basics may not be enough for you. Here is a list of more specific details you can check.

Loan Period

Auto title loans are generally short-term loans.

In Vancouver, WA, loan periods can be flexible. The usual loan term is between 30 to 60 days, but some loan terms can last up to a year.

Loan Amount

Curious about how much cash you can get?

Loan amounts are based on the market price of the car being pledged.

In Vancouver, a debtor can get a minimum loan as high as $2500. Some borrowers even get as much as $50,000.

The loan amount typically ranges between 25-50% of the vehicle’s equity value. Lenders usually calculate the exact value by looking at the condition of the car.

Some features that factor in the computation are as follows.

  • Year
  • Make
  • Model
  • Trim
  • Mileage
  • Signs of usage

 Basic Loan Requirements

Now that you’ve learned about title loans, the next step is to check if you can apply.

Title loans are generally uncomplicated.

BUT, finding out the requirements can be tedious for some. We’ve compiled a list of general requirements (so you don’t have to!).

  • Original copy of the vehicle title (the MAIN requirement)
  • Proof of insurance
  • Proof of income
  • Vehicle odometer and VIN
  • Pictures of your car (All four sides of the vehicle)
  • Valid government-issued ID
  • Driver’s license of the owner

 Just a reminder that the list above covers only the general requirements. Some title loan providers may ask for more documents.

In our experience, some title loans in Vancouver also look for:

  • At least three (3) character references
  • Social Security Card
  • Proof of Residency in Vancouver, WA

 Benefits of Securing Title Loans

I am eligible to apply for a title loan. Should I get one?

Whether or not you should avail of title loans services is based on your need.

Urgency

How soon do you need the money?

If urgency is a deciding factor, auto title loans will suit your needs.

The fast loan process can get you your cash within HOURS or even MINUTES. In Vancouver, some title loans applications get approved within 30 minutes.

You can reasonably expect to get your cash in LESS THAN 3 days.

Flexibility

Car title loans suit most household purposes because of their flexible terms.

Like a payday loan, there is a limit to how much you can borrow. BUT the range of available loan amounts makes the title loans a superior choice.

PLUS! 

There is also a variety of available loan periods in Vancouver. Auto loans can attend to every personal emergency you may have.

Accessibility

A title loan is a great alternative against the cumbersome process of bank loans.

Bank loans are usually out-of-reach for some of us. The requirements can go on and on and on, and the loan process takes weeks.

In contrast, a title loan is quick and unambiguous.

Being the largest suburb in Portland, Vancouver title loans are available everywhere. 

Downsides of Vancouver Title Loans

There are plenty of reasons why one should apply for a title loan in WA.

Still, there are a few cases where title loans may not be the best option for your cash needs. Let’s check them out!

Strict Requirements

A car title loan in Vancouver does not have many requirements.

BUT, the main requirement (your car title) can be pretty strict.

If you do not FULLY OWN your car, title loans are NOT for you. You can only get loan approval with a car that is free and clear.

Cost

One of the more popular advantages of title loans is your credit score is not very important.

Your creditor will STILL check your credit score to make sure you can pay. BUT, your credit score will not make or break your application.

The downside? Well, the interest rate can be high. 

Borrowers with poor credit ratings can still apply, which increases the risk for the lender.

Some title loans providers also use non-annualized interest rates. Other title loan providers in Vancouver, WA, also require application fees. 

Steep rates and extra fees can materially increase the money you need to pay back. 

If that is not what you have in mind, title loans may not be the right choice.

A car title loan may still work for you if you lodge them through your credit union. The rates are usually more affordable with far fewer risks.

Limitations

Most vehicles are accepted as collateral when applying for a title loan. Cars, trucks, and SUVs are typically accepted.

Most, BUT NOT ALL.

  • If you’re an owner of a motorcycle, there might not be a lot of providers at your disposal.
  • If you own more than one vehicle, this option will not work for you either.

You can only apply for one (1) title loan per person. 

Steps to Get Your Money

You’re now FULLY committed to getting a title loan in WA.

The question left is HOW?

I’ve already listed all the general documents you need in the earlier section. But before heading deep into the application, read the friendly reminder below!

REMINDER! Ask your chosen lender in Vancouver, Washington, about any additional requirements they have.

A missed requirement is a missed opportunity. 

The Full Car Title Loan Application Process in Vancouver, WA

When I said that the title loans service is all about convenience, I mean business.

Sudden medical emergency? No problem.

As long as you have the requirements, you can head into any auto title loans office right now—no need to go through the HASSLE of setting an appointment.

Too busy to go in person? No worries.

Most title loans in Washington accept applications online or over the phone.

1 – Fill Up the Necessary Forms

Let’s assume you’ve already chosen a vehicle loan provider you can trust in Washington.

How do you FAST-TRACK the process to get the money you need?

Sometimes, it is all about filling up the application form as accurately as you can.

The forms are usually standard. You’ll be asked for your full name, contact details, state of residence, and zip code.

You also need to include the features of your vehicle.

Once all the necessary forms are complete, your agent will ask you to submit the documents earlier enumerated.

2 – Wait for Approval

This is the part we all hate about every application – the waiting game.

Thankfully, the approval time for a vehicle loan is not that long.

During this time, the lender will check your vehicle’s overall condition. Experts will verify your car’s equity value to come up with how much they can lend.

Once your agent has come up with a value, DON’T SAY YES RIGHT AWAY!

Make sure to do the due diligence of RE-CHECKING if the price they came up with suits the market value of your vehicle.

After all, our cars are important to us. Don’t undervalue it!

This is also the perfect time to check the loan terms. DON’T JUST SIGN THE AGREEMENT!

Before affixing your final signatures, don’t be shy to ask questions or negotiate interest rates and loan periods.

The LOAN IS YOURS TO PAY, so make sure all the conditions are okay with you.

3 – Get Your Money

Finally, right?

After your loan proceeds, all that’s left is to claim your money.

Your loan agents will contact you about how you can get the money and how you can send in your payment as well.

Standard modes of payment include in-mail, wire transfer, in-person pick-up, and direct deposits. 

Final Reminders

You now have all the information you need to secure a title loan.

As a resident of Vancouver, you don’t have to settle for being temporarily in the red.

With car title loans, you won’t have to part with your car at all. Just remember that you RISK LOSING YOUR CAR if you don’t pay your loan back!

We hope this article helps you get the money you need to pay for unforeseen expenses!

Related Locations

Longview

935 14th Ave, Longview, Washington 98632
View Location

Lacey

4708 Pacific Ave SE, Lacey, Washington 98503
View Location

Olympia

310 S Bay Rd NE Suite H, Olympia, Washington 98506
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Skip to content