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Title loans in Vancouver, WA

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Vancouver, WA

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Eclipse Car Audio

12308 NE 56th St Unit 1502

Vancouver

98682 WA

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Secure Quick Cash With Car Title Loans in Vancouver

Running a little low on cash?

We all know the feeling of being BROKE when there’s a pile of bills that needs to be paid.

Thankfully, fast money doesn’t have to be out of your reach. With title loans in Vancouver, WA, you can keep up with unexpected expenses.

Keep reading to learn about how to secure a title loan in Vancouver. 

Getting Started With Car Title Loans

Unfamiliar with car title loans? 

Being new to this type of loan can make you skeptical.

WORRY NOT. A car title loan is a straightforward service. 

You, as the borrower, can take a loan by using your car as a guarantee. The creditor agrees to lend you money based on the market value of your vehicle.

In exchange, the lender will assume ownership of your car if you fail to repay the loan at the right time.

That’s all you need to know about the basics of title loans. 

Things to Know About Vancouver Car Title Loans

Knowing the basics may not be enough for you. Here is a list of more specific details you can check.

Loan Period

Auto title loans are generally short-term loans.

In Vancouver, WA, loan periods can be flexible. The usual loan term is between 30 to 60 days, but some loan terms can last up to a year.

Loan Amount

Curious about how much cash you can get?

Loan amounts are based on the market price of the car being pledged.

In Vancouver, a debtor can get a minimum loan as high as $2500. Some borrowers even get as much as $50,000.

The loan amount typically ranges between 25-50% of the vehicle’s equity value. Lenders usually calculate the exact value by looking at the condition of the car.

Some features that factor in the computation are as follows.

  • Year
  • Make
  • Model
  • Trim
  • Mileage
  • Signs of usage

 Basic Loan Requirements

Now that you’ve learned about title loans, the next step is to check if you can apply.

Title loans are generally uncomplicated.

BUT, finding out the requirements can be tedious for some. We’ve compiled a list of general requirements (so you don’t have to!).

  • Original copy of the vehicle title (the MAIN requirement)
  • Proof of insurance
  • Proof of income
  • Vehicle odometer and VIN
  • Pictures of your car (All four sides of the vehicle)
  • Valid government-issued ID
  • Driver’s license of the owner

 Just a reminder that the list above covers only the general requirements. Some title loan providers may ask for more documents.

In our experience, some title loans in Vancouver also look for:

  • At least three (3) character references
  • Social Security Card
  • Proof of Residency in Vancouver, WA

 Benefits of Securing Title Loans

I am eligible to apply for a title loan. Should I get one?

Whether or not you should avail of title loans services is based on your need.

Urgency

How soon do you need the money?

If urgency is a deciding factor, auto title loans will suit your needs.

The fast loan process can get you your cash within HOURS or even MINUTES. In Vancouver, some title loans applications get approved within 30 minutes.

You can reasonably expect to get your cash in LESS THAN 3 days.

Flexibility

Car title loans suit most household purposes because of their flexible terms.

Like a payday loan, there is a limit to how much you can borrow. BUT the range of available loan amounts makes the title loans a superior choice.

PLUS! 

There is also a variety of available loan periods in Vancouver. Auto loans can attend to every personal emergency you may have.

Accessibility

A title loan is a great alternative against the cumbersome process of bank loans.

Bank loans are usually out-of-reach for some of us. The requirements can go on and on and on, and the loan process takes weeks.

In contrast, a title loan is quick and unambiguous.

Being the largest suburb in Portland, Vancouver title loans are available everywhere. 

Downsides of Vancouver Title Loans

There are plenty of reasons why one should apply for a title loan in WA.

Still, there are a few cases where title loans may not be the best option for your cash needs. Let’s check them out!

Strict Requirements

A car title loan in Vancouver does not have many requirements.

BUT, the main requirement (your car title) can be pretty strict.

If you do not FULLY OWN your car, title loans are NOT for you. You can only get loan approval with a car that is free and clear.

Cost

One of the more popular advantages of title loans is your credit score is not very important.

Your creditor will STILL check your credit score to make sure you can pay. BUT, your credit score will not make or break your application.

The downside? Well, the interest rate can be high. 

Borrowers with poor credit ratings can still apply, which increases the risk for the lender.

Some title loans providers also use non-annualized interest rates. Other title loan providers in Vancouver, WA, also require application fees. 

Steep rates and extra fees can materially increase the money you need to pay back. 

If that is not what you have in mind, title loans may not be the right choice.

A car title loan may still work for you if you lodge them through your credit union. The rates are usually more affordable with far fewer risks.

Limitations

Most vehicles are accepted as collateral when applying for a title loan. Cars, trucks, and SUVs are typically accepted.

Most, BUT NOT ALL.

  • If you’re an owner of a motorcycle, there might not be a lot of providers at your disposal.
  • If you own more than one vehicle, this option will not work for you either.

You can only apply for one (1) title loan per person. 

Steps to Get Your Money

You’re now FULLY committed to getting a title loan in WA.

The question left is HOW?

I’ve already listed all the general documents you need in the earlier section. But before heading deep into the application, read the friendly reminder below!

REMINDER! Ask your chosen lender in Vancouver, Washington, about any additional requirements they have.

A missed requirement is a missed opportunity. 

The Full Car Title Loan Application Process in Vancouver, WA

When I said that the title loans service is all about convenience, I mean business.

Sudden medical emergency? No problem.

As long as you have the requirements, you can head into any auto title loans office right now—no need to go through the HASSLE of setting an appointment.

Too busy to go in person? No worries.

Most title loans in Washington accept applications online or over the phone.

1 – Fill Up the Necessary Forms

Let’s assume you’ve already chosen a vehicle loan provider you can trust in Washington.

How do you FAST-TRACK the process to get the money you need?

Sometimes, it is all about filling up the application form as accurately as you can.

The forms are usually standard. You’ll be asked for your full name, contact details, state of residence, and zip code.

You also need to include the features of your vehicle.

Once all the necessary forms are complete, your agent will ask you to submit the documents earlier enumerated.

2 – Wait for Approval

This is the part we all hate about every application – the waiting game.

Thankfully, the approval time for a vehicle loan is not that long.

During this time, the lender will check your vehicle’s overall condition. Experts will verify your car’s equity value to come up with how much they can lend.

Once your agent has come up with a value, DON’T SAY YES RIGHT AWAY!

Make sure to do the due diligence of RE-CHECKING if the price they came up with suits the market value of your vehicle.

After all, our cars are important to us. Don’t undervalue it!

This is also the perfect time to check the loan terms. DON’T JUST SIGN THE AGREEMENT!

Before affixing your final signatures, don’t be shy to ask questions or negotiate interest rates and loan periods.

The LOAN IS YOURS TO PAY, so make sure all the conditions are okay with you.

3 – Get Your Money

Finally, right?

After your loan proceeds, all that’s left is to claim your money.

Your loan agents will contact you about how you can get the money and how you can send in your payment as well.

Standard modes of payment include in-mail, wire transfer, in-person pick-up, and direct deposits. 

Final Reminders

You now have all the information you need to secure a title loan.

As a resident of Vancouver, you don’t have to settle for being temporarily in the red.

With car title loans, you won’t have to part with your car at all. Just remember that you RISK LOSING YOUR CAR if you don’t pay your loan back!

We hope this article helps you get the money you need to pay for unforeseen expenses!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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