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Home > Washington > Vancouver, WA

Title Loans in Vancouver , WA

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



12308 NE 56th St Unit 1502
WA   98682

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000

Apply Online

3 Easy Steps to Get a Car Title Loan in Vancouver, WA


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Secure Quick Cash With Car Title Loans in Vancouver

Running a little low on cash?

We all know the feeling of being BROKE when there’s a pile of bills that needs to be paid.

Thankfully, fast money doesn’t have to be out of your reach. With title loans in Vancouver, WA, you can keep up with unexpected expenses.

Keep reading to learn about how to secure a title loan in Vancouver. 

Getting Started With Car Title Loans

Unfamiliar with car title loans? 

Being new to this type of loan can make you skeptical.

WORRY NOT. A car title loan is a straightforward service. 

You, as the borrower, can take a loan by using your car as a guarantee. The creditor agrees to lend you money based on the market value of your vehicle.

In exchange, the lender will assume ownership of your car if you fail to repay the loan at the right time.

That’s all you need to know about the basics of title loans. 

Things to Know About Vancouver Car Title Loans

Knowing the basics may not be enough for you. Here is a list of more specific details you can check.

Loan Period

Auto title loans are generally short-term loans.

In Vancouver, WA, loan periods can be flexible. The usual loan term is between 30 to 60 days, but some loan terms can last up to a year.

Loan Amount

Curious about how much cash you can get?

Loan amounts are based on the market price of the car being pledged.

In Vancouver, a debtor can get a minimum loan as high as $2500. Some borrowers even get as much as $50,000.

The loan amount typically ranges between 25-50% of the vehicle’s equity value. Lenders usually calculate the exact value by looking at the condition of the car.

Some features that factor in the computation are as follows.

  • Year
  • Make
  • Model
  • Trim
  • Mileage
  • Signs of usage

 Basic Loan Requirements

Now that you’ve learned about title loans, the next step is to check if you can apply.

Title loans are generally uncomplicated.

BUT, finding out the requirements can be tedious for some. We’ve compiled a list of general requirements (so you don’t have to!).

  • Original copy of the vehicle title (the MAIN requirement)
  • Proof of insurance
  • Proof of income
  • Vehicle odometer and VIN
  • Pictures of your car (All four sides of the vehicle)
  • Valid government-issued ID
  • Driver’s license of the owner

 Just a reminder that the list above covers only the general requirements. Some title loan providers may ask for more documents.

In our experience, some title loans in Vancouver also look for:

  • At least three (3) character references
  • Social Security Card
  • Proof of Residency in Vancouver, WA

 Benefits of Securing Title Loans

I am eligible to apply for a title loan. Should I get one?

Whether or not you should avail of title loans services is based on your need.


How soon do you need the money?

If urgency is a deciding factor, auto title loans will suit your needs.

The fast loan process can get you your cash within HOURS or even MINUTES. In Vancouver, some title loans applications get approved within 30 minutes.

You can reasonably expect to get your cash in LESS THAN 3 days.


Car title loans suit most household purposes because of their flexible terms.

Like a payday loan, there is a limit to how much you can borrow. BUT the range of available loan amounts makes the title loans a superior choice.


There is also a variety of available loan periods in Vancouver. Auto loans can attend to every personal emergency you may have.


A title loan is a great alternative against the cumbersome process of bank loans.

Bank loans are usually out-of-reach for some of us. The requirements can go on and on and on, and the loan process takes weeks.

In contrast, a title loan is quick and unambiguous.

Being the largest suburb in Portland, Vancouver title loans are available everywhere. 

Downsides of Vancouver Title Loans

There are plenty of reasons why one should apply for a title loan in WA.

Still, there are a few cases where title loans may not be the best option for your cash needs. Let’s check them out!

Strict Requirements

A car title loan in Vancouver does not have many requirements.

BUT, the main requirement (your car title) can be pretty strict.

If you do not FULLY OWN your car, title loans are NOT for you. You can only get loan approval with a car that is free and clear.


One of the more popular advantages of title loans is your credit score is not very important.

Your creditor will STILL check your credit score to make sure you can pay. BUT, your credit score will not make or break your application.

The downside? Well, the interest rate can be high. 

Borrowers with poor credit ratings can still apply, which increases the risk for the lender.

Some title loans providers also use non-annualized interest rates. Other title loan providers in Vancouver, WA, also require application fees. 

Steep rates and extra fees can materially increase the money you need to pay back. 

If that is not what you have in mind, title loans may not be the right choice.

A car title loan may still work for you if you lodge them through your credit union. The rates are usually more affordable with far fewer risks.


Most vehicles are accepted as collateral when applying for a title loan. Cars, trucks, and SUVs are typically accepted.


  • If you’re an owner of a motorcycle, there might not be a lot of providers at your disposal.
  • If you own more than one vehicle, this option will not work for you either.

You can only apply for one (1) title loan per person. 

Steps to Get Your Money

You’re now FULLY committed to getting a title loan in WA.

The question left is HOW?

I’ve already listed all the general documents you need in the earlier section. But before heading deep into the application, read the friendly reminder below!

REMINDER! Ask your chosen lender in Vancouver, Washington, about any additional requirements they have.

A missed requirement is a missed opportunity. 

The Full Car Title Loan Application Process in Vancouver, WA

When I said that the title loans service is all about convenience, I mean business.

Sudden medical emergency? No problem.

As long as you have the requirements, you can head into any auto title loans office right now—no need to go through the HASSLE of setting an appointment.

Too busy to go in person? No worries.

Most title loans in Washington accept applications online or over the phone.

1 – Fill Up the Necessary Forms

Let’s assume you’ve already chosen a vehicle loan provider you can trust in Washington.

How do you FAST-TRACK the process to get the money you need?

Sometimes, it is all about filling up the application form as accurately as you can.

The forms are usually standard. You’ll be asked for your full name, contact details, state of residence, and zip code.

You also need to include the features of your vehicle.

Once all the necessary forms are complete, your agent will ask you to submit the documents earlier enumerated.

2 – Wait for Approval

This is the part we all hate about every application – the waiting game.

Thankfully, the approval time for a vehicle loan is not that long.

During this time, the lender will check your vehicle’s overall condition. Experts will verify your car’s equity value to come up with how much they can lend.

Once your agent has come up with a value, DON’T SAY YES RIGHT AWAY!

Make sure to do the due diligence of RE-CHECKING if the price they came up with suits the market value of your vehicle.

After all, our cars are important to us. Don’t undervalue it!

This is also the perfect time to check the loan terms. DON’T JUST SIGN THE AGREEMENT!

Before affixing your final signatures, don’t be shy to ask questions or negotiate interest rates and loan periods.

The LOAN IS YOURS TO PAY, so make sure all the conditions are okay with you.

3 – Get Your Money

Finally, right?

After your loan proceeds, all that’s left is to claim your money.

Your loan agents will contact you about how you can get the money and how you can send in your payment as well.

Standard modes of payment include in-mail, wire transfer, in-person pick-up, and direct deposits. 

Final Reminders

You now have all the information you need to secure a title loan.

As a resident of Vancouver, you don’t have to settle for being temporarily in the red.

With car title loans, you won’t have to part with your car at all. Just remember that you RISK LOSING YOUR CAR if you don’t pay your loan back!

We hope this article helps you get the money you need to pay for unforeseen expenses!

Related Locations


13714 NE 28th St Unit 9, Vancouver, WA 98682
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935 14th Ave, Longview, Washington 98632
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4708 Pacific Ave SE, Lacey, Washington 98503
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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