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Title loans in Tulsa, OK

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Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Tulsa, OK

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Xtreme Sounds & Wireless

3100 E Pine St

Tulsa

74110 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

How to Get Car Title Loans In Tulsa, Oklahoma

Few things in life are as scary and stressful as being strapped for cash in the face of an emergency.

Unfortunately, taking out loans from big financial institutions, like banks and credit bureaus, is often equally scary and stressful.

Enter car title loans!

In this article, we’ll tell you what title loans are and how to apply for them in Tulsa.

PLUS, we’ll also answer some questions that often come up when Tulsa residents apply for title loans. 

How Do I Apply for a Car Title Loan in Tulsa, Oklahoma? 

1) Contact your chosen lender.

There are many lenders in Tulsa who either specialize in title loans or include them in their portfolios.

Depending on which lender you choose, you can begin applying for an auto title loan by:

  • Filling out an application form online
  • Calling your chosen lender
  • Visiting the nearest Tulsa title loans office

2) Submit all necessary requirements.

Here are the most common documents that lenders in Tulsa ask for:

  • Clean car title bearing your name 
  • Car details
  • Photos of the car
  • Personal information
  • Valid government-issued ID
  • Proof of income
  • References

Your lender may also ask for additional documents, such as:

  • Car insurance 
  • Proof of Oklahoma residency

Clarify all requirements with your lender as early in the application process as possible.

3) Have your vehicle appraised.

After the loans officer has determined that you meet the criteria for a title loan, you’ll need to bring your car to the loan office.

Even though you will have already provided information about and photos of your vehicle, your loan officer will still need to conduct a physical inspection.

Some of the things they will check for include:

  • The condition of the engine
  • Signs of major body repair (has it been involved in a major accident?)
  • The car’s serial and motor numbers (do they match those listed in the title?)
  • The authenticity of the car title
  • The condition of the car’s interior
  • A test drive

These will determine the loan amount that you can take out.

4) Get your money!

The last step will be for you and your loans officer to establish the terms and conditions of the loan. These include:

  • The loan amount
  • The interest rates
  • The loan term (length of time you have to repay)
  • Your repayment schedule and methods

Finally, your loans officer will hold on to your car title as collateral. 

You can then sign the loans papers and receive your money—on the same day you apply!

Loan amounts can be received:

  • In cash
  • Via direct deposit to your bank account
  • Via direct deposit to your MoneyGram account

What is a Car Title Loan?

Car title loans—also known as auto title loans, or simply title loans—are a type of cash loan where:

you use your car or other vehicle as collateral in exchange for an equivalent amount of cash.

After you file a loan application, your potential lender will first assess you to see if you meet their criteria.

If you pass this initial screening, you will be asked to bring your vehicle to the loan office. This is so the lender can appraise the condition of your vehicle and estimate its equivalent cash value.

Finally, after establishing all the loan terms and conditions, the lender will keep your car title as collateral. Meanwhile, you will sign the loan agreement.

Then you can get your money!

Why Should I Get a Car Title Loan?

Compared to traditional loans from financial institutions, car title loans have a few significant advantages:

  • EASY LOAN PROCESS. The required documents are ones that you probably already have with you. No need to wait in line and file forms in triplicate!
  • QUICK ACCESS TO CASH. Because the loan process and requirements are so easy, you can even get your money on the same day you file your loan application! 
  • NOT DEPENDENT ON YOUR CREDIT SCORE. Approval for title loans mostly depends on your ability to repay the loan, rather than your credit decisions or history.

These make title loans a great way for people to get money QUICK.

Frequently Asked Questions

How much money can I get in a car title loan?

Loan amounts will depend on a number of factors, including:

  • The condition of your vehicle
  • The vehicle’s estimated value
  • Your ability to pay back the money
  • State law restrictions

You can check this guide to get a better idea of Tulsa, Oklahoma laws and regulations regarding title loans.

NOTE: If you incur additional fees, such as notarization and other documentary fees, while applying, lenders may deduct these from your loan proceeds.

Will there be a credit check if I apply for a title loan?

The short answer is: it depends.

While most lenders in Tulsa DO NOT perform credit checks on potential borrowers, some do.

BUT!

It’s important to note that your credit score is NOT the main factor that decides your approval for a title loan.

What determines your approval (or not) for a loan is your ability to pay it back in full.

Will I have to leave my vehicle with the lender?

No, you don’t!

When you bring your vehicle to the loan office, it is ONLY so the lender can accurately assess its value and condition. This is what will determine the amount of money you can get in exchange.

This is also why lenders require you to give them the vehicle’s title.

This document is all they need to prove that they are the legal owner of your vehicle for the duration of the loan.

You can still keep using your vehicle as normal while you make repayments. Then, when the loan is fully paid off, you can repossess your car’s title.

Conclusion

There you have it—a quick and easy primer on Tulsa title loans!

If you need money URGENTLY—say, for an accident, a sudden illness, or some other emergency—these loans offer a quick, easy solution to your worries.

We hope that the information in this article helps you decide whether Tulsa title loans will suit your personal needs and circumstances.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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