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Title loans in Lubbock

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Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
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Address

Lubbock

Texas

Services available

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Advantages

Our main
advantages

Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Are you living in Lubbock and wondering where you can go for a little extra money to get you through to your next paycheck? While traditional lenders might make you jump through hoops to secure a quick loan, other options might serve you better. One of those options is title loans in Lubbock. Anyone living in Lubbock who owns their private car can apply for title loans. Title loans is a term that means you turn over some asset that you hold in return for a loan. In the case of car title loans, you would not turn over your car but rather the title to your vehicle. This is how Lubbock lenders can be sure that you will repay the loan. The lender will keep your car title until the signed contract is fulfilled. At the point, the lender will return a car title free of liens to the borrower. The money, which can be as much as $20,000, can be used for any purpose.

What Is a Title Loan?

A title loan is a way to secure a fast loan. Whether it’s a car title loan or some other type of title loan, you are given the lender something of value that you own. In return, you will get a quick loan that you can pay back in monthly payments. When the payments have all been made, you are entitled to get your title returned to you. With a title loan that is secured by your car’s title, you are still allowed to hang on to your car and drive it as you usually do. In effect, you get the best of both worlds. You get the money you urgently need, but you don’t have to give up your car.

What Do I Need for a Title Loan in Lubbock?

There are a few items you’ll need to present to the lender when getting approved for title loans. If you are applying for car title loans, then a clear title that you can hand over to the lender is essential. Make sure that there are no liens against the car on the title and that your name is listed as the owner of the vehicle. The lender will get an estimate of how much the car is worth. You can also expect to be asked for proof of your ability to repay the loan. Those are the two main factors; the value of the car and your ability to pay. You might also be asked for additional documents, at the discretion of the lender.

Collateral Loans in Lubbock, Texas

Collateral loans are loans that have an asset as security. For instance, if you give a loan company the title to your car, but then you don’t pay back the loan, the lender can claim your vehicle. By providing your car title to the lender, the loan company can feel secured. If you don’t give an asset, such as in an unsecured loan, the lender might need to make the interest rates higher to feel secure. Whatever lender you decide to go with, be sure to check out collateral loans, and ask about the interest rate. With collatearl loans, there are usually no hidden fees or penalties added on. What you sign for is what you get!

Why not apply for your cash now?

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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