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Home > Arizona > Tempe

Title Loans in Tempe , Arizona

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


1010 W Broadway Rd Suite 2
Arizona   85282

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000

Apply Online

3 Easy Steps to Get a Car Title Loan in Tempe

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Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Tempe, AZ: Your Security Blanket for Emergency Expenses

Are you in the middle of a financial bind? Do you need to borrow extra cash?

Car Title Loans is ONE of the EASIEST ways to get cash quickly without giving up your treasured possessions.

The process is simple, and car title loans in Tempe offer the best loans available in the state! Getting an auto title loan in Tempe, AZ will help get you back on your feet as soon as possible.

What Are Title Loans For?

You can use a title loan ANYTIME and ANYWHERE. We know that unexpected events occur in life all the time, and often these situations put you in a tough spot of needing some fast money.

People in Tempe and nationwide typically use title loans for funding things like:

  • Medical services
  • Extra money for rent
  • Household purposes
  • Tuition payments
  • Emergency business funds

Basically, if it costs money, you can count on title loans to provide you with funding.

Once you receive your title loan proceeds, you are free to spend the money however you desire.

A Brief Overview of the Requirements for Car Title Loans in Tempe, AZ

We understand if you’re feeling confused concerning the procedure and requirements.

Thankfully, the steps and paperwork for getting title loans in the city of Tempe are NO DIFFERENT compared to other cities and states.

Creating a Loan Application in Tempe

Below are the most common items you’ll need for the title loan application processes:

  • Qualifying Vehicle – Car, Truck, Van, SUV, Motorcycle, Commercial vehicle that has been paid off
  • Photo Identification – Driver’s License or State Issued ID Card
  • Insurance on Your Vehicle
  • Proof of Your Home Address in Tempe- Utility Bill
  • Proof of Your Income or No Bankruptcy
  • Photos of Your Vehicle

Locate important documents detailing your salary and vehicle title. These are crucial for the process to work out.

These items can be submitted by text message or email.

If you’ve already filled out an application, wait for your loan specialist to give you instructions. 

Eligibility Requirements for a Title Loan in Tempe


Your source of income is going to be an important consideration in your loan approval. You need to have some money coming in regularly, indicating that you can pay back the loan. 

You don’t have to work full-time or own a business. This proof could be in the form of wages, pensions, or social security.


Age is another important requirement when trying to secure auto title loans in Tempe. You need to be 18 years old or OLDER to apply.

In MOST states, you need to be 19 or above to qualify for title loans. For instance, in Alabama, you must be at least 19, and in Mississippi, you have to be at least 21.

Car Ownership

Your car must be paid in full or almost fully paid off if you own the car outright!

If you’ve been financing a relatively newer car, you will most likely only qualify for an auto title loan if you have three or fewer payments left before you attain ownership.

YOUR NAME needs to be in the title.

You can’t surrender your car’s title as loan collateral that is in your name if the title itself is not in your name.

What Are the Steps Required for Getting a Car Title Loan in Tempe, AZ

Applying for a car title loan in Tempe, AZ, is quick and easy. You don’t have to leave your doorstep to apply because the process is online!

The steps can be summarized as:

  1. Fill up the online application for the Title Loan in Tempe. Be sure to submit once you’re done.
  2. Iron out the details and finalize the loan with a title loan expert anywhere in Tempe.
  3. Claim your cash from the nearest loan store location.

Gather the following things for your application process to run as smoothly as possible.

  • Your driver’s license,
  • Some utility bills sent to your Tempe home address
  • Some bank statements

Once you’re preapproved, you MAY need to have these other qualifications ready as well (just in case!):

  • Paystubs from your current employer
  • Social security card
  • Proof that you reside in Tempe
  • Proof that your car currently has insurance
  • The original copy of your car’s title
  • Government-issued ID
  • Three personal references who are not your relatives
  • Images of your vehicle (make sure to capture all four sides, including the VIN and Odometer)

The VIN is vital in determining your car’s value.

To find your VIN, try looking at the vehicle’s dashboard or the windshield on the driver’s seat. 

If it’s not there, try locating the VIN on the vehicle registration card.

FAQs About Car Title Loans

How Long Does It Take to Quality For a Title Loan in Tempe?

Realistically, the entire procedure of submitting your application, having it evaluated, and qualifying for a title loan can take LESS than 30 minutes. 

One way to ensure that your appeal and approval goes as quickly as possible is to ensure that you have the necessary proof of your capability to pay. 

This allows lenders to trust that you will repay your title loan ON TIME.

Can I Still Drive My Car Around Tempe While Paying the Title Loan Back?

You have full use of your car.

The lenders of Tempe loans DO NOT hold your auto at all.

Lenders in Tempe will hold the title to your car, just like the original lender when you bought your vehicle.

You’ll get the vehicle title back once you repay the loan in its entirety.

How Much Can I Get From a Car Title Loan?

The loan amounts from a car title loan depend heavily on your vehicle’s age, model, quality, and condition. 

Residents in the Tempe, AZ area can borrow the money worth anywhere between $2,500 and $50,000 in as little as one business day if borrowers meet the eligibility requirements well.

You may have a chance to borrow this loan amount even when your credit score is not so perfect, BUT it’s still possible for some lenders to perform credit checks to ensure the applicant can pay for the loan.

What if I Have Bad Credit?

If the problem of having bad credit applies to you, you can still attempt to apply for title loans.

However, keep in mind that clients with HIGHER credit scores can receive better deals and lower interest rates. 

It would be a good idea to keep tabs on your credit score because MOST lenders in Tempe check for credit and job verification for a loan. 

So choose a lender that can best accommodate your situation!

How Are Title Loans Better Than Payday Loans?

Payday loans are short-term loans that offer a small amount of money. That doesn’t sound enticing if you ask.

On the other hand, you can pay title loans over a longer period, and the amount you can get is substantially higher. 

Another advantage is that if you place the loan payment ON TIME, after the final payment, you will owe nothing as opposed to payday loans that start over every time you take a new loan.

How Are Title Loans Better Than Bank Loans?

Traditional bank loans are viable options for some people, but many people in Tempe will most likely prefer title loans because of the ease and convenience they offer

Traditional banks loans can be hard to get, as most banks are picky lenders and require an almost PERFECT credit history. 

Unlike bank loans, title loans are a bit MORE FLEXIBLE when it comes to credit, have BETTER approval rates, and are one of the FASTEST ways to acquire money. 

Still not convinced? Check this out!

Several lenders in Tempe, AZ, provide auto title loans that offer numerous benefits that commonly include:

  • High approval rates
  • No prepayment penalties
  • Competitive interest rates
  • The opportunity to improve your credit if you place regular monthly payments on time

Apply for Title Loans in Tempe Today

Your decision to apply for auto title loans will keep you afloat in the Tempe, AZ, area. The terms are relatively straightforward, and you could have cash on hand within the same day.

Just remember that you need to make sure that you are getting the best possible deal when applying for any title loan in Tempe.

By securing a title loan, you and Tempe locals will save money, thus keeping yourself out of financial trouble.

Feel free to share your experience with title loans in the comments below!

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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