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Title loans in Spokane Valley

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Saturday:
Sunday:

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10am - 4pm
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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Spokane Valley

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Valley Audio Install

111 N Vista Rd Ste 5G

Spokane Valley

99212 Washington

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Title Loans in Spokane Valley, Washington – Get Quick Cash Now!

There are many times in life when it can get quite unpredictable. During these times you may need extra money. Where can I get fast cash in Spokane, WA? Have you tried a car title loan?

Car title loans can offer you a way to get quick cash with little credit checks required while getting approved fast.

Today, let’s show you how to avail of car title loans in Spokane Valley, Washington!

What You Need to Know About Car Title Loans

Car title loans are also known as auto title loans or title pawns. They are loans where you use your car title as collateral for the loan you want to take out.

In other words, the lenders will partially own your car and use that as collateral.

“That sounds very similar to pawning, doesn’t it?” They indeed sound similar. So much that auto title loans are also sometimes called title pawns. However, they are different.

You still drive and use your car when you take out an auto title loan, even though you already have the cash you need.

Lenders will only take away your driving privileges if you can’t pay off the loan.

Auto Title Loans: Why Should I Be Interested In One?

Wouldn’t run-of-the-mill payday loans be enough for my financial needs? Why should I be applying for car title loans in Washinton?

Here are a few of the reasons why you should consider a title loan:

#1 Flexible Payment Plans

Are you in need of money as soon as possible? Are you unsure of when you can pay off a loan?

Car title loans can have flexible payment plans. You can negotiate when would be the best time to pay off your car title loans in Washington.

Do you have the cash to pay it off faster than you expected?

You can talk to your agent about the terms so you can pay when it is most convenient. You can customize a plan that makes the payment process easy and stress-free.

#2 Cash As Soon As You Need It

Are you in need of cash on the double?

Title loans in Spokane Valley, Washington, can get you what you need. The loan process will only take at most a business day.

Loan processing in Washington is fast, and you can get your money in less than a day!

You no longer need to wait anxiously whether you got final approval on your loans. A title loan is a great idea if you require money right away.

#3 No Credit Checks! (Usually)

Availing of a run-of-the-mill bank loan in Washington would require the borrower to have a good credit history.

If you are applying for title loans in Spokane, the title loan companies don’t consider poor credit the biggest obstacle in the application process.

Be that as it may, that doesn’t guarantee that they won’t check.

Companies that offer title loan applications may check your financial information during your approval process.

Auto title loans give an option for people with less than perfect credit history to get a loan.

But potential borrowers with good financial standing are more likely to get better deals or better interest rates from lenders than those with bad credit.

Required Documents To Bring To A Car Title Loan Application

Requirements for each state may differ. What you need may be different for Spokane Valley, Washington, compared to California.

So you should first contact your lender yourself to determine what basic documents you need if you plan to visit your loan expert.

The necessary documents for residents of Spokane Valley, Washington, are as follows:

1. Valid Government Issued ID

In Spokane Valley, WA, you need to be at least 18 years old to legally avail of an auto title loan.

And so, to prove that you are 18 or up, a valid ID is required when you request a loan in Washington.

You’ll need to provide a government-issued ID like a driver’s license, passport, etc., when you come in to apply for auto title loans in Spokane Valley, WA.

2. Pink Slip

The vehicle title or a pink slip is an essential part of the car title loan process in Washington.

If you’re looking to take out title loans in Washington, you need to prove to the lenders that you are the actual owner of said vehicle.

Along with the title, there’s a possibility that they’ll also ask for insurance papers during the application. It’s better to be safe than sorry, so bring those along.

3. The Car Itself

Along with the title, the car itself is an essential part of the process.

Some lenders need to confirm the condition of your car and do a quick inspection of it.

Making your car look spotless and in top-notch shape is a good idea.

4. Income Proof

Customers need to demonstrate ability to pay off the loan they take out.

It’s possible to get approved without proof of income. However, in its place, you have to demonstrate that you have the money to repay it other than a steady source of money.

Documents that can replace employment earnings are:

  • Bank statements
  • Retirement checks
  • Social security
  • Disability payments

5. Show That You Reside In Spokane Valley, Washington

This is the last requirement for a title loan in Washington.

You need to give them documents that prove that you currently reside in Washington. Title loans are illegal in certain states, and lenders need to know if you qualify for a loan.

They need to know you don’t live in California or something.

Here are some ways borrowers can show they reside in the general vicinity of Spokane Valley, Washington:

  • Lease agreement
  • Phone bill
  • Utility expenses documents

Spokane, WA Title Loans: Follow Along With Guide

Title loans application in Spokane Valley, WA, is fairly simple. Follow the steps and procedures, and you can qualify for a title loan in a blink of an eye!

Below we’ll show you the step-by-step procedure:

Step 1: Complete Your Application Form

A self-explanatory step: fill out the information they as for.

Make sure the information you write is correct. Some lenders have an option to apply online for a loan, so check if you can if that’s more convenient.

In this part, you can talk about the interest rates, scheduled monthly payments, pre-payment penalties, loan amount, and other fees you may want to know about with the loan agent.

Step 2: Turn In Your Requirements

Review the requirements to get a loan approved in Spokane, WA.

Have these complete documents on hand:

  • Identification documents
  • Title for the vehicle
  • The vehicle itself
  • Proof of income

Once you’ve submitted the items, it’s just waiting to get approved.

The money you’ll get out of your loan will depend on the equity value of your car, your credit, what was agreed upon with the agent, and your capacity to repay the loan.

After that is done, move on to the next step.

Step 3: Collect Your Funds

Now, this is where you get your money!

If all goes well, you can now get your loan proceeds.

You can use the money for emergencies, household purposes, or paying a debt, and it’s up to you. Although, it’s intended primarily for personal purposes.

Just be sure you can make payments and stick to the terms you discussed

Use your newly acquired cash wisely!

But What About Online Title Loans?

There are title loan companies in Spokane Valley that offer online title loans.

For most people, it will be way easier to apply online. You need to check with your specific lenders if they offer online services through their website.

Here are the requirements:

  • Auto Title
  • Photos of the vehicle
  • Photo of ID: Government-issued IDs like a driver’s license, passport, etc.
  • Proof of income: Bank account statements, stubs, etc.
  • Address of residence: Utility expenses, phone bill, house title, etc.

An online title loan is great if you want instant online cash, as some offer a direct deposit to your bank account.

Frequently Asked Questions

There is a lot of information regarding title loan applications in Spokane Valley, WA.

Below are some answers to some frequently asked questions for Spokane Valley, Washington residents:

How Long Until I Get Approval?

Getting your title loan in Spokane Valley, WA, should take a business day.

Before your final approval, there is conditional approval and pending review, but it shouldn’t take too long.

The funding time also depends on a few factors, including credit history, what you discussed with your agent, etc.

How Much Cash Can I Get?

With a vehicle title loan in Spokane Valley, Washington, the amount of money you can receive is dependent on the value of the car you use, the vehicle year, how well maintained the car is, etc.

If approved, you can get a minimum loan amount of $2,500 for your loan proceeds in Spokane Valley. You can get more depending on a few factors like your auto equity.

Can I Use a Different Vehicle as Assurance?

You can use a different vehicle. Other people have used motorcycles for your assurance in Spokane, Washington.

You can try to get other vehicles, such as boats, trucks, or maybe even planes.

However, you should check with the lender if you are providing acceptable property.

You Can Now Get a Title Loan in Spokane Valley Washington

You can now get a title loan in Spokane Valley, Washington, worry-free!

Double-check the payment details, fees, pre-payment penalties, etc.

NOTE: Getting a title loan in Spokane, WA is very accessible and simple; however, you need to remember to pay your loan off. Keep in mind your payment agreements and stick to them.

You are well equipped with the know-how required to ensure a successful process when taking out a title loan!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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