Title Loan Activity in the 34986 Area
13
Loans Funded
$4,625
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 534 NW Mercantile Place Suite 108
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2025 | Ram | 1500 | 30,000 | $15,145 |
| 2022 | Hyundai | Venue | 60,000 | $5,000 |
| 2016 | Ford | Mustang | 117,000 | $5,111 |
| 2017 | BMW | 4-Series | 44,000 | $5,412 |
| 2004 | Cadillac | DeVille | 200,000 | $250 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Hyundai ($6,171 avg), Ford ($3,768 avg), Nissan ($1,975 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Saint Lucie West
In the 34986 area, title loans have ranged from $250 to $15,145, with an average of $4,625 across 13 loans funded. The largest recent loan was $15,145 for a 2025 Ram 1500. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 34986, a 2010 Kia Forte with 250,000 miles on it was approved for $575. The average mileage among borrowers in this area is 110,325 miles.
Your credit score is not the deciding factor for a title loan in Port Saint Lucie. Approval is secured by your vehicle. Whether your credit is low, limited, or non-existent, you may still qualify if your vehicle has sufficient value and you have income to repay.
Proof of income is a requirement, but it is flexible. In Port Saint Lucie, accepted income documentation can include pay stubs, bank statements, Social Security or disability letters, pension award letters, and self-employment records. The goal is to show you can repay the loan.
