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Title loans in Port Saint Lucie, FL

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Sunday:

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Port Saint Lucie, FL

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Autovizion Audio Inc

534 NW Mercantile Place Suite 108

Port Saint Lucie

34986 FL

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Port Saint Lucie

If you need quick cash, you can get a title loan in Port St. Lucie, Florida! As long as you’re based in the area and have the proper requirements, you can get cash with ease! 

Let’s get started. We discuss how you can process your application, get approval, and proceed with repayment.

How to Get a Car Title Loan in Port St. Lucie, Florida

There are only a few things to keep in mind if you’re planning to take out a car title loan in Port St. Lucie, Florida. We explain everything below.

#1 Do Your Research About Title Loans

Have enough knowledge of how car title loans work in general before you dive into the loan application.

The one best thing you can possess throughout the loan process is enough wisdom to make the best choices.

You may also know car title loans as auto title loans or pink slip loans.

As with all title loans, you pledge a high-value possession to a lender. This possession becomes your collateral when you’re given a loan.

If you can’t pay off your loan within the time you agreed to with a lender, they may repossess your vehicle. Then, they can sell it off to cover the loan expense.

The Florida Title Loan Act protects both the lender and the owner with auto title loans. While title loans in Florida are legal, you should know the law regarding its process.

It is best to verify your lender’s license, as the state requires them to have one at all times.

Review the written agreements. Check if you can still pay your car if it’s been repossessed, as long as the lender hasn’t sold it off yet.

#2 Prepare Requirements

Requirements may vary. However, it’s a good idea to have the following documents ready:

Car Requirements

Of course, you have to have your car title ready for title loans. If you don’t have the title or the vehicle registration papers, you may discuss different options.

Provide the make, model, and year of your car. They may also require car insurance details and their mileage.

If an in-person inspection isn’t possible, they may require photos. Send in pictures of the exterior and interior of the vehicle to check its condition. We discuss this more below.

Personal Requirements

For personal information with title loans, you need the basics: your name, address, zip code, phone number, and email address.

To prove that all your documents are consistent, you need identification. Government-issued IDs, passports, and driver’s licenses are all permissible. 

Proof of residency may also help when lenders conduct their background checks. For residents in Port St. Lucie, Florida, this should be easy. Bring bills that can prove your address.

Financial Requirements

Have proof of income ready when you apply for title loans. They’re going to evaluate your stream of income to see if you repay the borrowed amount.

If you’re not employed, you may provide business documents, pay stubs, or bank account statements.

Credit

All loans rely on credit. Traditional bank loans take into account your credit history, so they need to do a check.

If you or your prospective employer does a check, it’s a soft inquiry. However, if a loan officer conducts a credit check, it affects your score and can end in bad credit. We call this a hard inquiry.

Some lenders don’t check credit with the people they loan out money to, but it may still be a possibility with title loans. All customers should get an idea if you have good or bad credit.

#3 Call or Apply Online

Stay safe and stay home for your auto title loan. Dial a number or complete an online form!

While you may prefer to visit a physical site, it’s not very advisable during these times.

Plus, you may have to wait in long lines before you can have your loan process.

Other customers may be in need, too. By calling or going to a website, you can have the auto title loan go through quickly. It’s much more secure as well.

#4 Wait for The Approval Process

After you’re done with all the loans’ requirements, you can now sit back and wait! Depending on the lending company, they may be able to get back to you within the day.

Once they approve your loan application, you can sign an agreement. Get the cash you need!

Frequently Asked Questions

Title loans, for one thing, are pretty straightforward. However, we understand if you still have concerns. We address them below.

What If You Don’t Have The Car Title?

Don’t worry – you’re not alone in this concern. Many customers want to take out a car title loan but don’t have it in their possession.

In this case, a car title loan may still be successful. Just make sure to bring it up and discuss your concerns about your vehicle.

How Much Can You Get With a Car Title Loan?

You may get up to 50% of your car’s value. The minimum loan percentage is around 25%. Of course, this varies on a case-to-case basis.

As we mentioned above, the loan amount depends on your car’s value. Whether you’re sending in photos of your vehicle or allowing an in-person inspection, make sure your vehicle is in the best shape.

Your car should be free of any scratches, dents, or other damage. The vehicle interior should be free of any damage, too!

Check the make, model, and year of your vehicle. You might get more for your title loan just for the model you have.

Mechanical functioning shouldn’t have any damage as well.

If you’ve taken your car for upgrades or a paint job, it can factor into the loan amount as well.

Try to have an appraisal before you get started on the loan process.

How Does Repayment Work?

Once customers get their money from the loan, focus on repayment. You can choose to send over the money in a single payment. However, you can spread out your payments over several weeks or months.

Depending on car title loans’ agreements, repayment schedules can range from thirty days to several months.

While you can extend the repayment schedule any time, it may now include interest rates. Read the fine print and keep the agreements in mind! Find the best way to pay back the loan.

You can also choose to pay either in cash or through a bank.

Benefits of Title Loans

So, what do car title loans bring people?

Car title loans are perfect if you need an emergency loan. If you need money quickly, and you can’t get it anywhere else, you can trust auto title loans to pull through for you.

It’s convenient, from the loan model to the processing. If everything is well-prepared, you can have money on the same day you get the loan approval.

Conclusion

Title loans in Florida can be easy! Just ensure that you have everything prepared and read the fine print. Know what you agree to and try to repay within the given time frame.

Anyone can access a title loan in Florida. We hope this article served as a guide for you today!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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