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Home > Florida > Port Saint Lucie, FL

Title Loans in Port Saint Lucie , FL

How much cash can i get

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Location Information:

MC representative


534 NW Mercantile Place Suite 108
Port Saint Lucie
FL   34986

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

I recently opted for monthly installment loans and was impressed by the ease of the process and flexibility in repayment offered by the loan service. Their transparent terms and manageable monthly payments made it a reliable solution for... my financial needs, and I would highly recommend their services to others in search of convenient installment loans.read more
Alexa R.
Alexa R.
Borrowing money against my car title from this company was a success story. The process was efficient, and the value of using my car as collateral provided the financial support I needed during a challenging time.
Jessica B.
Jessica B.
I opted for monthly installment loans during a tight spot, and the process was surprisingly convenient. The flexibility in repayments and reasonable terms made it a stress-free solution for managing unexpected expenses.
Salvo M.
Salvo M.
As an individual with a less-than-perfect credit history, I was initially concerned about securing a loan. However, this lending company proved me wrong! Their personal loans for those with less-than-ideal credit are tailored to offer... assistance to individuals in similar situations. The staff is incredibly supportive, and I'm truly grateful for their help. Thank you so much!!read more
Robyn L.
Robyn L.
This Port Saint Lucie firm helped me out with a title loan. They were sympathetic and offered a solution despite my bad credit. I'm grateful. Thank you Montana Capital Car Title Loans!
Caroline H.
Caroline H.
I chose to test this loan company's title loans since I needed quick money. The application procedure was quick and easy, and I got the money I needed the next day. Overall a wonderful experience! Thank you so much!!!!
Nellie D.
Nellie D.
I needed a title loan, and this company in Port Saint Lucie assisted me. Despite my poor credit, they were understanding and provided a solution. Thank you!
Renee G.
Renee G.
I needed quick cash and decided to try this loan company for their title loans. The application process was fast and efficient, and I received the funds I needed within a day. Great experience overall!
Brenda W.
Brenda W.
As someone with bad credit, I thought it would be difficult to get a loan. But this loan company made it possible! Their personal loans for bad credit are designed to help people like me, and their staff is very supportive. Thank you!
Joseph G.
Joseph G.
I've struggled with debt for years, but this loan company helped me finally get back on track. Their second lien title loan option in Port Saint Lucie was exactly what I needed.
Julie G.
Julie G.
I prefer doing business face-to-face, so I searched for a local loan company that offered title loans. Luckily, I found this gem of a place! Friendly staff, reasonable rates, and a hassle-free experience. Would definitely go back if I ever... need another loan.read more
Cindy M.
Cindy M.
I needed money right away and found this lender while searching for "vehicle title loans near me." They saved our lives, thank you! They refined and expedited the loan application procedure as a whole. I can't thank them enough for their... quick assistance and patience. Excellent service!read more
Marjorie B.
Marjorie B.
I was relieved to find title loan offices near me. This loan company had a convenient location, making it easy for me to access their services. Their knowledgeable staff provided excellent customer service, ensuring a smooth borrowing... experience.read more
Fred B.
Fred B.
Despite my bad credit, this loan company worked with me to secure a loan. They understood that credit doesn't define a person's financial capabilities and provided the assistance I needed.
Jacob C.
Jacob C.
I made the decision to use my car title as collateral for a loan because I needed rapid money. I was able to quickly and easily acquire the money I needed thanks to the simple and clear approach.
Amanda G.
Amanda G.
I am very happy with the service that this loan company provides. I was able to get a title loan with a lien and the process was very smooth. I would definitely recommend this company to anyone who is in need of a loan.
Alverez, J.
Alverez, J.
I am very satisfied with the service provided by the loan company. They helped me get a clear understanding of the process and gave me all the information I needed to make an informed decision. The loan was availed quickly and easily, and... I would recommend their services to anyone in need of a vehicle title loan.read more
Elsie R.
Elsie R.
I was in dire need of cash and this loan company came to my rescue. They processed my loan quickly and I was able to get the cash I needed within 24 hours. I really appreciate their prompt and professional service.
Steve L.
Steve L.
I had a great experience with this loan company. The requirements for getting a title loan were very simple and straightforward, and the process was quick and easy. I would definitely recommend this company to anyone who needs a loan.
Kara R.
Kara R.
I needed some quick cash and decided to go with a car title loan. I was apprehensive at first, but this loan company was very professional and helped me through the process. I got my loan amount quickly and easily, and I would definitely... recommend their services to anyone in need of quick cash.read more
Ricky O.
Ricky O.
Basically, I just wanted to thank you for the best online title loan you could have given me and for your excellent service. Now that I've used your company twice, both times everything went perfectly and everyone was incredibly friendly.
Max Z.
Max Z.
I was in need of some quick cash recently, and luckily I found a loan company that offers title loans online. This service was a lifesaver for me and it was super easy to use. I would definitely recommend it to anyone in need of some extra... cash.read more
Patricia J. J.
Patricia J. J.
It was a very professional and efficient service. Everything was carried out within the specified timeframe. Thank you so much for providing the loan with low interest to me.
Patricia F.
Patricia F.
I have chosen them. The installment loans online for bad credit process went smoothly and quickly. There was a proactive follow-up to ensure my application was processed successfully.
Shawn M.
Shawn M.

3 Easy Steps to Get a Car Title Loan in Port Saint Lucie, FL

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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  • Apply online or call us
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Car Title Loans in Port Saint Lucie

If you need quick cash, you can get a title loan in Port St. Lucie, Florida! As long as you’re based in the area and have the proper requirements, you can get cash with ease! 

Let’s get started. We discuss how you can process your application, get approval, and proceed with repayment.

How to Get a Car Title Loan in Port St. Lucie, Florida

There are only a few things to keep in mind if you’re planning to take out a car title loan in Port St. Lucie, Florida. We explain everything below.

#1 Do Your Research About Title Loans

Have enough knowledge of how car title loans work in general before you dive into the loan application.

The one best thing you can possess throughout the loan process is enough wisdom to make the best choices.

You may also know car title loans as auto title loans or pink slip loans.

As with all title loans, you pledge a high-value possession to a lender. This possession becomes your collateral when you’re given a loan.

If you can’t pay off your loan within the time you agreed to with a lender, they may repossess your vehicle. Then, they can sell it off to cover the loan expense.

The Florida Title Loan Act protects both the lender and the owner with auto title loans. While title loans in Florida are legal, you should know the law regarding its process.

It is best to verify your lender’s license, as the state requires them to have one at all times.

Review the written agreements. Check if you can still pay your car if it’s been repossessed, as long as the lender hasn’t sold it off yet.

#2 Prepare Requirements

Requirements may vary. However, it’s a good idea to have the following documents ready:

Car Requirements

Of course, you have to have your car title ready for title loans. If you don’t have the title or the vehicle registration papers, you may discuss different options.

Provide the make, model, and year of your car. They may also require car insurance details and their mileage.

If an in-person inspection isn’t possible, they may require photos. Send in pictures of the exterior and interior of the vehicle to check its condition. We discuss this more below.

Personal Requirements

For personal information with title loans, you need the basics: your name, address, zip code, phone number, and email address.

To prove that all your documents are consistent, you need identification. Government-issued IDs, passports, and driver’s licenses are all permissible. 

Proof of residency may also help when lenders conduct their background checks. For residents in Port St. Lucie, Florida, this should be easy. Bring bills that can prove your address.

Financial Requirements

Have proof of income ready when you apply for title loans. They’re going to evaluate your stream of income to see if you repay the borrowed amount.

If you’re not employed, you may provide business documents, pay stubs, or bank account statements.


All loans rely on credit. Traditional bank loans take into account your credit history, so they need to do a check.

If you or your prospective employer does a check, it’s a soft inquiry. However, if a loan officer conducts a credit check, it affects your score and can end in bad credit. We call this a hard inquiry.

Some lenders don’t check credit with the people they loan out money to, but it may still be a possibility with title loans. All customers should get an idea if you have good or bad credit.

#3 Call or Apply Online

Stay safe and stay home for your auto title loan. Dial a number or complete an online form!

While you may prefer to visit a physical site, it’s not very advisable during these times.

Plus, you may have to wait in long lines before you can have your loan process.

Other customers may be in need, too. By calling or going to a website, you can have the auto title loan go through quickly. It’s much more secure as well.

#4 Wait for The Approval Process

After you’re done with all the loans’ requirements, you can now sit back and wait! Depending on the lending company, they may be able to get back to you within the day.

Once they approve your loan application, you can sign an agreement. Get the cash you need!

Frequently Asked Questions

Title loans, for one thing, are pretty straightforward. However, we understand if you still have concerns. We address them below.

What If You Don’t Have The Car Title?

Don’t worry – you’re not alone in this concern. Many customers want to take out a car title loan but don’t have it in their possession.

In this case, a car title loan may still be successful. Just make sure to bring it up and discuss your concerns about your vehicle.

How Much Can You Get With a Car Title Loan?

You may get up to 50% of your car’s value. The minimum loan percentage is around 25%. Of course, this varies on a case-to-case basis.

As we mentioned above, the loan amount depends on your car’s value. Whether you’re sending in photos of your vehicle or allowing an in-person inspection, make sure your vehicle is in the best shape.

Your car should be free of any scratches, dents, or other damage. The vehicle interior should be free of any damage, too!

Check the make, model, and year of your vehicle. You might get more for your title loan just for the model you have.

Mechanical functioning shouldn’t have any damage as well.

If you’ve taken your car for upgrades or a paint job, it can factor into the loan amount as well.

Try to have an appraisal before you get started on the loan process.

How Does Repayment Work?

Once customers get their money from the loan, focus on repayment. You can choose to send over the money in a single payment. However, you can spread out your payments over several weeks or months.

Depending on car title loans’ agreements, repayment schedules can range from thirty days to several months.

While you can extend the repayment schedule any time, it may now include interest rates. Read the fine print and keep the agreements in mind! Find the best way to pay back the loan.

You can also choose to pay either in cash or through a bank.

Benefits of Title Loans

So, what do car title loans bring people?

Car title loans are perfect if you need an emergency loan. If you need money quickly, and you can’t get it anywhere else, you can trust auto title loans to pull through for you.

It’s convenient, from the loan model to the processing. If everything is well-prepared, you can have money on the same day you get the loan approval.


Title loans in Florida can be easy! Just ensure that you have everything prepared and read the fine print. Know what you agree to and try to repay within the given time frame.

Anyone can access a title loan in Florida. We hope this article served as a guide for you today!

Related Locations

Port Saint Lucie

2450 SE Cooper Ln, Port Saint Lucie, Florida 34984
View Location


, Jupiter, Florida
View Location

West Palm Beach

2716 Okeechobee Blvd, West Palm Beach, Florida 33409
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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