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Home > Virginia > Petersburg

Title Loans in Petersburg , Virginia

How much cash can i get

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Location Information:

MC representative


34 S Crater Rd
Virginia   23803

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

After researching various options, I can confidently say that this loan company offers the best online title loans. Their website was user-friendly, and the application process was straightforward. Within no time, I had the cash I needed... deposited into my account.read more
A Google U.
A Google U.
While searching for the best online title loans, I came across this company, and I had a fantastic experience. Their web interface is easy to use and uncomplicated. From application to approval, the entire process only required a few... clicks, making it the best online loan experience I've ever had.read more
Meshack O.
Meshack O.
The loan service I used for an installment loan provided a seamless experience with competitive rates & excellent customer service. Their efficient process and professional staff made it easy to manage repayments, making them my top choice... for installment loans.read more
Liza U.
Liza U.
The loan service I used for an installment loan provided a seamless experience with competitive rates and excellent customer service. Their efficient process and professional staff made it easy to manage repayments, making them my top... choice for installment loans.read more
Liza U.
Liza U.
In search of the best online title loans, I found this company, and the experience exceeded my expectations. Their online platform is intuitive and user-friendly. From the application to approval, the entire process was a few clicks away,... making it the best online lending experience I've had.read more
Kim C.
Kim C.
When I needed a reliable installment loan, this service exceeded my expectations with their straightforward process and flexible repayment options. The seamless experience and helpful customer service made them my go-to choice for... installment loans, providing much-needed financial assistance with ease.read more
Glenna G.
Glenna G.
I've used payday title loans in Petersburg from this loan company multiple times, and they consistently deliver a hassle-free experience. Their interest rates for payday title loans in Petersburg are fair, and I always feel like a valued... customer.read more
Charles Y. T.
Charles Y. T.
I've used payday title loans in Petersburg from this loan company multiple times, and they consistently deliver a hassle-free experience. Their interest rates are fair, and I always feel like a valued customer.
Alice K.
Alice K.
I needed a title loan since I was in a bind, but I had no understanding of how they worked. The loan representatives from this organization were really supportive and helpful throughout. They led me through it, explaining each step and... dispelling any questions I had along the way. Their advice made obtaining the loan simple.read more
Joyce F.
Joyce F.
I was in urgent need of financial assistance, and emergency loans in Petersburg from this company were a lifesaver. Their quick service ensured I got the money I needed promptly.
Allison F.
Allison F.
Wondering where to get cash for your car title? Look no further than this loan company. They offer a straightforward process and courteous service, ensuring you receive the funds you require without any difficulty. When I required cash... quickly, they were my go-to option. I highly recommend their title loan services.👍read more
Elena M.
Elena M.
If you're in a pinch and need money fast, I definitely recommend this loan organization. They provided a hassle-free lending process, and their title loan estimate was lower than any other location I looked at. Very pleased!
Luz K.
Luz K.
I appreciate the loan provider giving me a second lien title loan. I've been able to maintain my home and automobile thanks to this. My credit score and financial stability have remained unaffected. Everyone in a precarious financial... condition should contact this business, in my opinion.read more
Marcia P.
Marcia P.
I was in a tight spot and needed an emergency loan but had bad credit. This loan company was able to help me out and I'm really grateful. The process was quick and easy, and I received the money I needed within 24 hours.
Isabelle T.
Isabelle T.
I was in a pinch and needed some quick cash. A friend recommended I try a title loan with the nearest loan company. I was sceptical at first, but the process was easy and quick. I got the cash I needed and was able to pay off the loan... within a few weeks. I'm glad I went with a reputable and trustworthy company.read more
Carrie M.
Carrie M.
I have been a customer of this loan company for a while now and I can say that they have always been professional and helpful. They have always been quick to answer any questions about the title loan. Thanks for quick and reliable service.
Camille H.
Camille H.
This company was amazing to work with! They provided quick and easy financing for my truck title loan. The process was simple and the interest rate was very reasonable. I would definitely recommend this company to anyone in need of quick... cash.read more
Malisha K.
Malisha K.
The installment loans in Petersburg service were provided to me by this loan company. They have helped me out a lot by giving me the loan I needed to pay for my car repairs. I am very grateful for their services and would recommend them to... anyone in need of a loan.read more
Carlos M.
Carlos M.
I used them for my auto title loan, and overall, they were good. The fact that they didn't request a physical demonstration of my car was the nicest part. They want a small amount of paperwork, and the procedure is quick.
Laura M.
Laura M.
Montana Capital Car Title Loans in Petersburg have become my go to people. I have used their services multiple times and they have been reliable throughout.
Evelyn J.
Evelyn J.
I am very pleased with the service I received from this company. I was able to get a motorcycle title loan quickly and easily. The process was very simple and the staff was very helpful. I would definitely recommend this company to anyone... in need of a loan.read more
Constance R.
Constance R.

3 Easy Steps to Get a Car Title Loan in Petersburg

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
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It’s not that hard as you think! Getting started
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Unlocking Financial Help in Petersburg: How Car Title Loans Can Offer Relief

Petersburg is a beautiful independent city in the Commonwealth of Virginia and has grown into a transportation hub. Moreover, with time, it has been continuously evolving as a small city with growth in commercial establishments.

However, with rising inflation and unemployment rate on the rise, many times many residents find themselves in need of financial assistance.

During such times, you can make use of your car’s title as an emergency loan. Since these loans are secured by the vehicle, the credit score does not have any significant impact on the approval process.

Some Crucial Information on Title Loan in Petersburg, Virginia

Loan AmountUp to 50% of car’s value
Late fee5% of due payment
Interest Rate15-22% per month
Repayment Terms3-12 months

Breakdown of Interest Rates

  • 22% on an amount of $700.
  • 18% on an amount of $700.01-$1400.
  • 15% on an amount of $1400.01 or Higher.

Source: Virginia State Corporation Commission

Key Takeaways

  • A car title loan is a secured loan that you may get within one day.
  • You can secure up to 25% – 50% of your vehicle’s value as a loan.
  • Alternative income sources are also accepted to get a title loan.
  • You may get approved even with a bad credit score

Now Get a Title Loan in 3 Quick Steps

Applying for an online title loan is easy and straightforward. Just visit our website and follow the three easy steps mentioned below.

1- Apply Online

Start the process by filling out a simple online request form. Fill out some basic details about yourself and the vehicle, and submit the form.

2- Get Approved

The lender will carefully review every piece of information to determine your eligibility. Once approved, a title loan agreement will be presented to you with a clear mention of the loan terms and conditions.

3- Receive Funds

Read the loan agreement carefully before signing. Once you sign it, your bank account will get funds quickly. If you sign the loan agreement before 2 p.m. on a business day, the cash deposit is usually made the same day.

What Documents Are Required for Title Loan?

Unlike traditional bank loans, you only need a few documents to apply for title loans online. 

  1. A Clear Vehicle Title
  2. Proof of Income
  3. Proof Of Identity
  4. Proof of Residence
  5. Vehicle Insurance/ Registration

Note: Document requirements may vary based on the lender you choose and the state you are applying to.

Are Title Loans Based On Credit?

Since title loans are secured and you use your vehicles as collateral, you don’t have to worry about your credit score. Though a soft credit check may be conducted, you may still get a title loan if you have bad credit. All you need to do is comply with these two main requirements:

  1. Ability To Repay the Loan

Having a regular income source is crucial for title loan approval. A regular income ensures lenders that you can make the monthly payments without fail.

  1. Value in your Vehicle

How much cash you can get is usually determined by the appraised value of your vehicle. Therefore, you can secure up to 25% – 50% of your vehicle’s value as a loan. 

Do I Need a Regular Job to Get Auto Title Loans?

No, for title loan approval, a regular source of income is required, not a traditional job. Lenders understand that not everyone has a regular 9-5 job. So, even if you have alternative sources of income, you can get a title loan. 

Some Alternative Sources of Income Lenders Accept:

  • Social Security Benefits
  • Rental Income
  • Freelancing
  • Passive Income
  • Severance Pay
  • Worker’s Compensation Pay
  • Annuity
  • Trust Fund Income
  • Cash Settlements
  • Tax returns
  • Disability Insurance
  • Monetary Settlement Ordered by Court

Title Loan Benefits You Can Get Today

Though title loans come with high-interest rates and the risk of losing a vehicle, they have various benefits as well.

Bad Credit Accepted

Title loans can be a good option for people in dire need of money, as they are designed for people with a bad credit score. Since title loans are secured using your car title as collateral, lenders usually even approve loans to bad credit borrowers.

No Pre-payment Penalties

Some lenders allow you to pay off your loan early without any penalties. This is helpful if you have the money and want to pay off the loan early. Not having penalties for early payments means you can save money on interest. 

Keep Driving Your Car

The flexibility to keep driving your car is a major benefit of title loans. Even though you use your car’s title as collateral, you can still drive it as long as you make the required monthly payments on time.

This can be really helpful for individuals who rely on their vehicles for their daily transportation needs.

Quick and Fast Approval

Unlike traditional loans from banks and credit unions, title loans don’t have a lengthy approval process. Also, since most lenders accept online applications, you can apply from home using your computer or mobile devices.

Important Title Loan Laws in Petersburg, Virginia

Purchase Products or ServicesYou can’t repay other loans or buy products from the same lender or its affiliates using the loan amount
Certificate of TitleLenders have 10 days to return the certificate of title after you repay the loan.
No Rollover or ExtensionLeaders can’t refinance, renew, extend, or rollover the title loans. 
Prohibition on Obtaining Funds ElectronicallyLenders are prohibited from debiting your funds by electronic means
Sale of VehicleIn cases of repossession, lenders must send a written notice at least 15 days prior to selling the vehicle.

Frequently Asked Questions

Do You Charge Anything to See if I Qualify For the Loan?

Can I Get a Title Loan While Still Paying on My Car?

Are You a Licensed Lender?

Apply for Instant Title Loans Today!

Not everyone has the funds to manage their urgent financial needs. But you can use your car title to get the quick cash you need. 

Our online request process is straightforward, and we aim to assist you in borrowing money as early as possible.

Submit your requirements on our online request form and experience the convenience with us.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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