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Title loans in Palm Coast

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Title loans in Palm Coast

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


John Del Auto LLC

41 Frederick Ln

Palm Coast

32137 Florida

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Palm Coast

Unforeseen events have been happening quite a lot these days.

These uncertainties can bring about some unexpected expenses with them. In those cases, you would find yourself in need of cash.

Have you considered getting car title loans in Palm Coast, Florida? Car title loans could very well be the quick fix you need for your financial emergencies.

The process can be finished in a blink of an eye and with very little consideration for your credit history!

Interested? If so, here’s what you need to know about the best title loans in Palm Coast, Florida.

Car Title Loan: How Do They Operate?

“What are car title loans?” is probably the question that’s floating in your head right now.

Simply put, car title loans, also known as auto title loans or pink slip loans, provide a loan plan where you can use your car title as collateral in exchange for the loan.

To elaborate, your lender will partially own your car. Your car will then be used to assure that you will pay your loan off.

“Wouldn’t that just be pawning, though?” Well, not exactly. The concepts are similar to the point that a title loan is also called a title pawn. But there are a few ways that the two are different.

Availing for Title Pawn vs. A Regular Pawn

When applying for car title loans, the original owner can still utilize and drive the car while still having the funds you requested for in the loan.

The owner only loses the car’s title if they couldn’t do well in making payments within the agreed time.

You lose all utility of your property in a pawn, and the pawn owns your item. You won’t use the item until you buy that specific item back.

Unique Benefits of A Car Title Loan?

There are many reasons why you’d want car title loans, specifically over your traditional personal loan or payday loan.

For a resident of Palm Coast, FL, many locations provide title loans. Make sure to check what places fit your needs. Do your research well.

Certain lenders may offer different promos and benefits. One place may have more competitive interest rates, discounts, or promos.

Payday loans traditional loans have their positive points. But, auto title loans have their unique advantages against these usual choices.

Here are a few points that you may want to consider when thinking of availing of a vehicle title loan:

#1 Flexibility For Your Payment Plan

We don’t know what will happen in life, and we may face sudden bills that we have to take care of.

Maybe you’re in a situation where you can’t get money at the moment but need to pay some bills now.

Car title loans can be long-term. It can be a short-term loan, or you can negotiate for a longer-term plan depending on your situation.

Can you pay earlier than you expected?

You can have flexible payment plans when you choose Palm Coast title loans.

There’s a lot of customisability in title loans serviced, and you can properly consult your lender on how to properly consider your financial situation.

You don’t need to feel pestered about payment times much due to having flexible loan terms when taking out auto title loans.

#2 Instant Funds for Whatever Your Needs Are

  • Are you in desperate need of some immediately available cash?
  • Do you need a loan that gives you an almost instantaneous direct deposit into your account?
  • Would you prefer submitting fewer documents when filing your loan application?

If YES is your answer to all the above questions, you may benefit from applying for an online title loan.

A car title loan can be processed within a day or faster! It’s perfect for pressing circumstances, unexpected bills, and the like.

The approval process can take as fast as an instant, same-day green light!

There is no need to wait around for a business day or two or more. If you need cold hard cash soon after your application, title loans are viable.

You’ll be surprised at how fast you earn your cash, so surprised that you wonder how the process finishes the same day you apply!

#3 No Need to Worry About a Credit Check (With Some Caveats)

If we’re talking about a run-of-the-mill loan, you would need a good credit score for your loan to be approved.

HOWEVER, when someone tries to apply for an auto title loan, a solid credit history isn’t an absolute necessity in the process.

Well, with a few caveats, at least.

Your credit score will usually not be checked as long as you submit the other requirements; accordingly, it should be fine.

It should be. However, there are quite a few title loan lenders in Palm Coast, Florida, who will try to make doubly sure and inspect your credit history anyway.

There Are Other Ways That a Credit Score Matters in an Application

More often than not, an auto title loan allows the customer to apply for a loan and still get the cash they need despite having poor credit.

But even considering that, someone looking to get a loan with a bad credit score is less likely to get better deals or a more competitive rate.

In contrast to potential customers with bad credit scores, potential customers with a better credit score are more likely to get special promos or lower interest rates.

In general, most people can avail of an auto title loan with little regard for their financial situation or history!

But keep in mind those looking to get a loan with a better credit check will more often than not have an easier time getting final approval for their loan.

Some lenders may carry out a credit check before conditional approval. Car title loans should be easier than most loan processes; however, approval is not guaranteed.

Title loans are easier to apply for, but it’s not pre-approved or anything like that; rather, it requires a pending review before the title loans serviced are implemented!

What Are the Requirements to Apply for Car Title Loans in Palm Coast?

It is quite easy to make an application for a loan. HOWEVER, it is of utmost importance that you are properly informed about the procedure and required documents.

The requirements are different depending on the state in which you currently reside.

The necessary documents and paperwork for an application for a title loan are different for Palm Coast, Florida, compared to another state, for example, Texas or Nebraska.

All the lenders that provide most title loans in Palm Coast could have specific requirements for their title loans even within one state.

Contacting the specific lender, you think of getting your loans from would be a wise idea before deciding on anything.

Their customer service should give you the necessary information you need.

In general, for the residents of Palm Coast, FL, the following items are what you need to apply for title loans:

1. Valid Forms of Identification

A person looking to apply needs to be at least 18 years old to avail a title loan.

To prove that you are aged 18 or up, ID proof is required before you can properly apply for a loan.

Remember that you need a valid, government-issued ID.

Identification can take the form of a valid driver’s license, passport, or any identification of the like. Keep these on your person for when you come in to apply for a loan.

2. Documents That Prove the Vehicle Is Yours

The essential document you’ll need to provide during the loan process is the vehicle’s title. It’s hard to imagine a title loan without a title.

If you find yourself needing to take out a title loan in Palm Coast, Fl, you need to provide some form of valid proof that you are indeed the owner of the classic vehicle.

We wouldn’t want a customer trying to use someone else’s car as collateral for their loans.

So you would need a pink slip or the car’s title.

Other than the above documents, some lenders may ask for your vehicle registration and insurance papers as well.

For good measure, it may be a wise choice to have these documents with you when you come in for a loan application.

You may also want to have the vehicle details and vehicle identification number on hand.

3. A Car Title Loan in Palm Coast, Florida Requires You To Have A Car

Here is another essential item when applying for a title loan. That’s right; a car is needed to avail Palm Coast title loans.

Some lenders may also try to check out the condition of your car. This process is crucial as many lenders need to evaluate the car’s equity value.

There is a chance that you may get more money out of your loan because your car qualifies for more money because of its condition.

And because of that, you should make it a priority to make sure that your car is in the best condition it can be in before you come in and apply for a loan.

4. Proof of Your Income

It would be best if you showed your lender that you have some way that you can pay one’s dues.

Many lenders would prefer to lend money to someone who can pay off the loan. Presenting some proof that you can pay is crucial in that regard.

Some lenders will allow you a cash loan without any proof of income.

Nonetheless, you still have to prove that you have some way of paying off this loan. They deem you perfectly able to take out a loan.

Here are some substitute documents you can show to a lender if you don’t have any proof of income:

  • Bank account statements
  • Credit union statements
  • Retirement checks
  • Social security
  • Disability payments

5. Proof That You Reside in Palm Coast, Florida

Here is the last thing you will need to present if you’re looking to take out a title loan.

You need to confirm that you reside in Palm Coast, Florida. There are a few states where car title loans are illegal, and your lender needs to know if you are legally entitled to a loan.

You might live in Palm Coast, FL, nearby states for all the lenders know. Your lenders need to see if the zip code matches.

Listed below are a few ways you can show proof that you live in Palm Coast, FL:

  • Lease agreement
  • Phone bill
  • Utility expenses documents

How to Apply for Car Title Loans (Palm Coast): A Step by Step Procedure

Applying for title loans serviced in Palm Coast is sure to be an easy process! As long as you follow the instructions, you can get the cash you need in a blink of an eye!

We’ll guide you through the application process step-by-step below, so let us show you the right way to get Palm Coast title loans:

Step 1: Fill Out the Loan Documents

To start with, if you want to apply for a title loan in Palm Coast, you need to provide your lender with the proper personal data they ask for.

It’s a simple step. Just fill in the necessary information on the forms.

Some places will have the option for you to apply online. If that option is more convenient for you, you should check to see if they offer it.

In this step, you can work out your loan terms.

You can talk to your lender about the loan amount, the interest rates, when you are comfortable with paying off the loan, and other details about the loan that may concern you.

Step 2: Submit Your Requirements to the Loan Officer

Let’s review the various requirements you need to have on-hand when you come in to apply for the best car title loans (Palm Coast).

Make sure you have the following items:

  • Identification documents
  • The vehicle’s title
  • The vehicle itself
  • Proof of Income
  • Documents show valid proof of residence

When you have handed over the required documents, you only need to wait for your loan approval.

The minimum loan amount you will pay will depend on the car’s equity value, what you discussed with your loan agent, and their evaluation of your capacity to make payments.

Once you have handed over the documents, you can proceed to the next procedure.

Step 3: The Moment You’ve Been Waiting for Cash

Here is everyone’s favorite part of getting a loan, getting your hands on some cold hard cash.

Your lender will give you the bright green light as long as everything goes as planned.

After that, all that’s left to do is collect your money.

Now you can use that money to pay for any expenses you may need to pay off. Business expenses, living expenses, fixing financial issues, it is up to you!

Things to Consider

A few reminders!

It is a loan, so it shouldn’t be said, but you need to pay off this loan at the end of the term. So we encourage consumers to pay according to your loan agreement.

The loan money is intended primarily for personal purposes. Most places offering title loans in Palm Coast don’t service student loans.

Use your newly acquired funds as wisely and as efficiently as you can!

Requirements for an Online Application in Palm Coast

These days everything is online. It’s quite unusual nowadays to have services that aren’t online. So there are lenders that provide the opportunity to apply online.

An online application procedure should make it easier to get a car title loan anywhere on Palm Coast and at any time.

Although, you may need to check with your specific lenders if they offer online title loans (Palm Coast) application services.

The requirements for online applications are mostly similar.

  • Car Title
  • Photos of the vehicle
  • Photo of ID: Government-issued IDs like a driver’s license, passport, etc.
  • Proof of income: Bank account statements, pay stubs, etc.
  • Proof of residence: Utility expenses, phone bill, house title, etc.
  • References: You’ll need a character reference which may be personal or professional

It’s no doubt the most convenient path if you want fast cash.

They can direct deposit it to your bank account with online loan processing. If all goes well, it won’t even take a business day.

Frequently Asked Questions

You need to know many things about a car title loan in the Palm Coast FL application.

You may have other remaining questions about certain of the particular details of the loans.

So below, we’ve tried to anticipate some of the more frequently asked questions about the application process of car title loans in Palm Coast:

How Long Do I Have to Wait for a Title Loan to Process in Palm Coast?

For the most part, it would take about an hour to a few hours for the loan to be fully processed.

The time it takes to process would vary greatly depending on each customer’s situation, of course.

But if everything goes swimmingly and you followed all the instructions to a tee, you can expect to get your funds in about an hour or at the most within a day.

How Much Cash Can I Expect to Receive From a Palm Coast Title Loan?

How much money you are entitled to get is largely based on the value of the vehicle you want to use as collateral. So make sure that the car is in great condition.

But generally speaking, if you are approved for the loan, you are guaranteed a minimum cash amount of $2,500.

Some customers may be entitled to a larger loan amount. Other factors that affect how much money you receive are the terms you discussed with the lender and how good your credit is.

While a title loan may be good for those who aren’t in the best financial position, it pays to have better credit when you apply for one.

Are Other Vehicles Viable Collateral for a Title Loan?

Yes, you can use a different type of vehicle as collateral! Some prospective loan customers have tried to use their motorcycles as collateral for their online title loans (Palm Coast).

You may even have other vehicles in mind, such as boats, trucks, or maybe even an airplane! (that’s right, we’re being serious)

You can check with the lender you’re planning to take your loans out whether you’re providing acceptable property as your collateral.

Each lender has its policies for what is considered acceptable property, so it’s a good idea to double-check with them first before you fly a helicopter to your nearest lender.

How Many Auto Title Loans Can I Get?

It’s impossible to take more than one auto title loan using the same vehicle.

BUT, if you have another vehicle you’re willing to use as collateral, you can use that for a title loan instead.

However, you should think of this decision CAREFULLY. Do you want to risk TWO vehicles for a loan?

Two loans with interest stacking up and having the risk of losing two vehicles at the SAME TIME probably won’t be the best idea, even in an emergency.

What Hidden Costs Should I Look Out For?

It would be best if you kept an eye out for a few hidden fees when applying for a loan. Other than a prepayment penalty, you may want to check for other hidden fees.

Here are a few of those fees that you should look out for or talk to your lender about before you think of sealing the deal on a title loan.

  • Insurance fees
  • Late penalties
  • Transaction fees
  • Appraisal fees
  • Prepayment penalties
  • Transaction fees

These are just a few of the fees you need to be careful of, so be careful when talking to your lender and read the fine print carefully before signing up for any loan.

Loans themselves are already quite expensive. Do your due diligence and make sure you know all of the parts of a loan processing so that you don’t get caught blindsided.

What Happens During a Repossession in Palm Coast?

If you can’t make the payments on your title loans (Palm Coast), the lender will have to repossess your vehicle. They can also sell the said vehicle at an auction.

However, repossession doesn’t necessarily mean the end. You can still make a last-minute payment.

The lender should tell you when they repossess it and when they’re planning to sell it at an auction.

The lender should also notify you ten days before the sale to give you one last chance to pay back what you owe.

You Can Now Get a Title Loan in Palm Coast, FL

You now know all about how to get title loans (Palm Coast) now. Let’s review.

Remember to fill in the applications submit the needed documents, and you should be on your way to getting some funds.

Remember to be mindful of where you put your loan proceeds. Pay on time and try not to lose your car! Try applying for car title loans (Palm Coast)!

The next time you need a loan to pay off some emergency bills or utility expenses, you know all you need to get a successful application!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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