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Home > Ohio > Mentor

Title Loans in Mentor , Ohio

How much cash can i get

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Location Information:



7564 Tyler Blvd
Ohio   44060

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

Securing a loan can be challenging without proof of income. Thankfully, I found this company offering title loans without proof of income. It was a lifesaver!
Mildred N.
Mildred N.
I was pleasantly surprised by the generous offer I received when I decided to borrow money against my car through this company. It was a real lifesaver during a tough time.
Margaret R.
Margaret R.
When I needed financial assistance, this loan company offered me the help I required. They understood my situation and provided a loan against my car title. Trusted and reliable service!
Carmen C.
Carmen C.
I found cash for title loans near me through this loan company. Their efficient process allowed me to unlock the equity in my car and access the cash I needed quickly.
Harold R.
Harold R.
I was able to obtain the highest amount for my title loan since Kelley Blue Book's correct evaluation of my car's value allowed me to do so.
Claire W.
Claire W.
The rates at this loan company are very high, but they always get the job done. I've used them multiple times and they've always helped me out with the required loan amount.
Courtney N.
Courtney N.
I needed money fast and this loan company in Mentor came to my rescue. They were very professional in providing title loans and making the overall process smooth. Thanks!
Shari T.
Shari T.
I just wanted to say that the people at Montana Capital Car Title Loans are awesome! I'm not sure how they do it but they helped me in getting a title loan and I was approved right away. They're all very friendly and professional, helping... me move forward with my life. I would recommend them to anyone in need of some financial help.read more
Victoria O.
Victoria O.
I made the decision to apply for a car title loan because I needed some extra cash to get me through till my next paycheck. I looked up a local business that provided car title loans and submitted my application. I quickly received the... money I required after having my loan application accepted. I was pleased with the service I received and was able to pay back the loan on my following payday.read more
Marilyn P.
Marilyn P.
Thanks to their guidance and assistance I received a long term loans no credit check. I would definitely recommend their services!
Edward C. M.
Edward C. M.
I was able to obtain my payday loans very quickly, at the best rate available and the funds were available very quickly. I highly recommend using these guys.
Gretchen A.
Gretchen A.
Thanks for all you've done for me. I am impressed with how bad credit loans was handled. I would definitely recommend this loan agency. Thanks again.
Olivier V.
Olivier V.
My sincere gratitude goes out to these lenders for providing me with a loan on the same day. This lender provided the quick cash on the same day, which was very helpful for me.
Victoria W.
Victoria W.

3 Easy Steps to Get a Car Title Loan in Mentor


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Title Loans In Mentor, Ohio

Mentor, Ohio, offers a variety of attractions for locals to enjoy, from historic sites to outdoor recreation and entertainment options. And with an average median household income standing at an impressive $79,261 (that’s $10,558 more than the median US household income), life seems pretty easy and fun in the city. However, financial challenges can still arise unexpectedly.

In such moments, an online title loan can provide a convenient way to address your immediate financial needs.

Title loans work by using your vehicle’s title as collateral. In contrast to personal loans, they welcome people with bad credit, and you can often secure the money you need within one day or less. The best part is that you can keep driving your car while repaying the loan.

Carol H. Sweet Nature Center, Mentor, Ohio

Interest Rate and Loan Amount I Can Get?

Ohio’s Department of Commerce oversees title loans, which don’t have any predetermined cap on the amount you can borrow. They do, however, set a yearly interest cap at 28% to make sure loans stay affordable. This way, you can access the money you need without worrying about huge costs. Still, it’s essential to be wary of lenders who might charge exorbitant interest rates.

Interest Rate28%
Loan AmountNo Limit
Loan Duration180 Days
Loan Fee2% if the loan amount exceeds $500

What are the Qualifying Requirements?

The specific qualifying requirements for title loans can vary depending on the lender. However, in Mentor, Ohio, certain common requirements typically include:

Ownership of the Vehicle

To qualify for a title loan in Ohio, you usually need to be the legal owner of the vehicle for which you seek the loan. The vehicle’s title should be in your name, and it should be free of any liens or existing loans.

Age and Identification

You must be at least 18 years old to be eligible for a title loan. Lenders will also require valid identification, such as a driver’s license or state-issued ID.

Income and Ability to Repay

Lenders often require proof of income or the ability to repay the loan. This may include 

  • Pay Stubs
  • Bank Statements
  • Tax Return
  • Social Security or Disability Income
  • Pension or Retirement Income
  • Other Income Sources


Lenders may require proof of residency in Ohio, such as a utility bill or lease agreement.


Some lenders may require you to have comprehensive insurance on the vehicle for the duration of the loan.

How To Apply for Online Car Title Loans?

Certainly, here’s a simplified guide on how to apply for online car title loans in just three steps:

Apply Online

You can start your loan application by visiting our website and filling out a simple online application form. Provide the required personal information, details about your vehicle, and financial information.

Get Approved

After reviewing your application and documents, the lender will make an approval decision. If approved, they will provide you with the loan terms, including the loan amount and interest rate.

Receive Funds

Once you’ve agreed to the terms and signed the loan agreement by 2 PM, you can get the money within the same day.

What if I’ve got a Bad Credit?

Having bad credit doesn’t have to be a roadblock to secure a car title loan. Title lenders primarily focus on the value of your car and your ability to repay the loan, giving less weight to your credit scores. This means that you have a good chance to access the funds you need, even with bad credit. Just remember to approach title loans responsibly and have a clear plan for repayment to make the most of this opportunity.

Are Online Title Loans Better Than Payday Loans?

Generally, an online title loan is generally considered better than a payday loan. Nevertheless, it’s crucial to attain a complete understanding of the loans, as there is a potential risk of losing your vehicle, which serves as collateral.

Lower Interest Rates

Title loans typically have lower interest rates compared to payday loans. This means you’ll pay less in interest fees over the duration of the title loan.

Larger Loan Amounts

Title loans often allow you to borrow larger amounts of money than payday loans, which can be particularly helpful for covering significant expenses.

Longer Repayment Terms

Title loans typically have longer repayment terms, providing you with more time to repay the loan without facing excessive fees or rollovers.

Better Chance of Approval

If you own a vehicle with a clear title, you have a higher chance of approval for a title loan, even if you have a less-than-perfect credit score. Payday loans, on the other hand, often don’t require collateral but have more stringent credit requirements.

QuickFacts: Mentor, OH

Poverty Rate4.7%
Median Resident Age46.9
Median Household Income$79,261
Per Capita Income$39,153
Persons per Household2.39
Median Gross Rent$991

Source: The Census Bureau

Frequently Asked Questions

Yes, if you do not pay a car title loan as agreed upon in the loan agreement, your vehicle can be repossessed by the lender. Car title loans are secured by your vehicle’s title, making it collateral for the loan. If in case you are unable to make the payments on time, it’s advisable to discuss a repayment plan with the lender to avoid repossession.

Deciding whether to start the auto title loan online or in person depends on your preference and what the lender offers. Though applying online is easy and fast, some people like going to an office for personalized help and guidance.

A wide range of assets can be used as collateral for auto title loans, including cars, trucks, boats, RVs, and motorcycles, among others. Essentially, any vehicle with a clear title that you own outright can typically serve as collateral for a car title loan. 

Get an Instant Title Loan in Mentor, Ohio

You can get an instant title loan and borrow money using your vehicle’s title. All you need to do is fill out an online application form to get started and secure the funds you need.

Looking for quick cash? Get it by applying to Montana Capital Title Loans Today.

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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