Home > Locations > Louisville

Title loans in Louisville

Fill in the online form

or

Call us now

Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
Closed

All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Louisville

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Louisville Auto Syndicate

1477 S Brook St Suite 1

Louisville

40208 Kentucky

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Every once in a while, life throws a curveball, and you find yourself in the middle of a financial situation.

Whether you need money for urgent medical bills, university tuition fees, or just quick cash for household purposes, title loans in Louisville can help.

If you are a resident of Louisville, KY, this article will tell you the COMPLETE steps to apply for a title loan.

Four-Step Loan Application Process: Everything You Need to Know

Looking for a solution that is SIMPLE and CONVENIENT? You’ve come to the right place.

Car title loans are known for their quick loan process.

Let’s set you up for your loan approval!

Step 1: Fill Out the Online Application Form

There are a lot of lending companies in Kentucky. To find the right one for you, do some research.

List down the company’s interest rates, credit score requirements (if any), and repayment conditions.

Of course, also look out for reviews from their previous borrowers. This will tell you about the quality of service of that lending company.

After choosing among your options, find their ONLINE application form. Complete and fill out the information needed.

Note: Submitting the form does not mean you are already qualified for a car title loan. Wait for a loan representative to contact you and give you directions. Don’t hesitate to ask for clarifications.

Step 2: Submit the Required Documents

To qualify for car title loans, the lender will ask you for personal information, car documents, and proof of income.

Prepare the following documents:

  • A government or state-issued ID (passport, driver’s license, voter’s ID, etc.)
  • Proof of residency (utility bills, contract of lease, subscription mailings)
  • Lien-free car title*
  • Vehicle insurance papers
  • Car information (photos of interior and exterior, odometer, and Vehicle Identification Number)
  • Proof of income (Payslips, proof of social security benefits, bank statements)
  • At least two character references who know about your credit habits

*A lien-free car title means that there are no current holds or outstanding judgments on your car. In other words, the car is debt-free, and no one has an existing claim on it.

Tip: Be sure to bring ALL the documents enumerated here. This will save you more time, and your loan process speeds up significantly.

Another thing, DO NOT attempt to submit false documents. This is a federal offense and could seriously get you in trouble!

Step 3: Review the Loan Agreement

The lender will now determine your loan amount.

How much you will get for your loan is determined by your car’s year, make, and model. The mileage and other extras* are considered too.

Once you are informed of the loan amount you’re eligible for, you will be given a loan agreement.

This is a SUPER important part. We understand that you may be in a hurry to get your cash, but be mindful of this step.

Here are SOME TIPS:

  • Compare if the loan amount is close or equal to the estimated equity value of your vehicle.
  • Check how you will get your loan proceeds – whether that is by a bank or another form of wire transfer.
  • Take note of the payment terms, hidden fees, and other miscellaneous information.
  • Know the policy of the lending company on late payments.
  • Ask questions for anything that you need clarifications with.
  • Negotiate the terms and conditions of the loan if you need to.

Remember, the loan agents are eager to answer your questions. Don’t hesitate to call or leave a message.

Step 4: The Best Part AKA Getting Your Money

And just like that, we’re down to our final step. Once your loan agent lets you know that you qualified for an auto title loan, the agent will also let you know how to get your money.

The lending company may let you choose which method you would prefer – whether that is through direct deposit, wire transfer, check, or cash.

And that’s how you apply for a car title loan in Louisville, KY!

Why Should I Get an Auto Title Loan?

Aside from the convenient application form, auto title loans are also the EASIEST and QUICKEST way to get the cash you need.

Here are SOME REASONS why title loans are the BEST when it comes to quick cash.

  • Flexibility. Honestly, the best thing one can ask for is a considerate lender. In title loans, you are allowed to clarify and negotiate any terms and conditions in the contract. Of course, as long as the lender agrees.
  • No strict credit requirement. A lot of other types of loans require a high credit score. Title loans are an EXCEPTION. Having a bad credit score WILL NOT disqualify you from car title loans.
  • No mountain of paperwork. The process of cash title loans is pretty STRAIGHTFORWARD. You won’t have to wait a lot of time after submitting documents. After the lender reviews your papers, you will be notified right away if you are qualified for a title loan.
  • Accessible online 24/7. From Step 1 down to Step 4, you can do everything in the comfort of your home. Now that we are in a pandemic, online application is more favorable and safe.
  • Continue driving your car. The ONLY thing that your lender will need is the CAR TITLE. Unlike when you pawn your vehicle, you get to keep your vehicle while you repay the loan.

FAQs

Do you have any other concerns and clarifications? We got you.

#1 Do I Need to Have a Full-Time Employment to Qualify for Car Title Loans?

No, you don’t. What’s important is that you prove your ability to repay the loan.

Your proof of income need not necessarily be payslips.

It can also be social security benefits or other documents that will show your title loan lender you can make the monthly payments in time.

Again, as long as you prove your ability to repay the loan amount, you’re good to go!

#2 Does the Lender Check Credit?

There are times that the lender DOES CHECK credit. Don’t worry! Hear me out first.

Having a high score will not automatically guarantee your approval in title loans. Although it does give credibility, those with low scores should not lose hope.

Lenders will also consider your car’s year, make, model, and mileage to determine if you are qualified for a vehicle title loan.

#3 Do All Kinds of Cars Qualify for Car Title Loans?

Unfortunately, NOT ALL cars qualify for auto title loans.

Most lenders in Louisville, KY, would not approve cars made on or before the year 2000.

Also, cars with high mileage are often disqualified of ANY loan approval.

To be sure, double-check with your loan agent if your car is qualified. Don’t forget to mention the important details, such as the year and mileage of your vehicle.

#4 Will I Be Able to Reschedule Loan Payments?

As with other types of loans, the option to repay at a later time is possible. However, we DON’T ADVICE you to do this.

Often, lenders will charge a late payment fee if you end up asking for an extension.

To avoid this, make sure to properly allot money for your loan monthly payments ahead of time.

#5 What Should I Do if My Title Is Lost?

The amazing thing is, you can always ask for a duplicate copy from your county’s DMV.

Follow the steps posted online, and you’ll receive your duplicate copy in about a week.

Urgently need your duplicate title? You can request expedited service at an additional fee.

#6 When Will I Get My Title Back?

After your loan’s final repayment, you may expect to receive your vehicle title within five to ten business days.

Apply for Louisville Title Loans Today

With vehicle title loans, the money you need is only a few minutes away.

With a more accessible application process, straightforward requirements, and flexible terms of the loans, you will overcome your crisis.

So, what are you waiting for? Apply now and get your money right away!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Skip to content