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Title loans in Lansing, MI

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Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
Closed

All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Lansing, MI

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Electronic Outlet/Tint Masters

5104 S Pennsylvania Ave

Lansing

48911 MI

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Lansing, Michigan: What’s the Best Financial Decision for You?

It wouldn’t be surprising to find yourself in need of immediate cash during these uncertain times. Perhaps you’re now looking into cash loans to use for household purposes.

If you’re a resident of Lansing, MI, this article will introduce you to the unique service known as the car title loan!

Note: Additionally, though you may encounter the term “auto title loan” instead. The two are interchangeable and refer to the same thing.

Car Title Loans Demystified

Many of us know that payday loans are commonly used loans that people apply for in banks and credit unions to purchase a car.

On the other hand, car title loans are a type of service wherein you can use the loan proceeds to purchase or pay for anything.

Simply put, a car title loan involves borrowing money. In exchange, you turn over your vehicle’s title as collateral (this must be under your name for identification purposes).

You can use the money from these title loans to pay for medical bills, tuition fees/student loans, or any service or personal expenses that may need immediate payment.

However, note that these kinds of loans are not perfect, so you shouldn’t let your guard down that easily.

For your reference and ease, we have compiled the different things you should know about this type of loan:

  • It is a short-term loan, which typically ranges from 15 days up to 30 days.
  • It uses your vehicle’s title as collateral.
  • Interest rates are COMPETITIVE.
  • The title of your vehicle is surrendered to the lender until you pay the TOTAL AMOUNT.
  • The loanable amount depends on the vehicle’s value. According to the FTC, this amount can be about 25 – 50% of the assessed value.

Note: *Collateral refers to any asset being offered as security or serves as a guarantee for the loan. In auto title loans, you will only be surrendering the TITLE of your vehicle to the lender for the DURATION of the loan. 

It is important to note that the ACTUAL vehicle will still be in YOUR possession, even after receiving the loan amount.

Just be sure to pay off the ENTIRE LOAN AMOUNT according to the agreed repayment plan in your loan application.

Easy as 1-2-3

This step-by-step guide with help you navigate the application process with ease.

Worry not because car title loans in the Lansing area have a relatively quick process, and credit checks usually aren’t required!

Step 1

Before going through the loan process, check if you have all the requirements. Such requirements may be in the form of:

A Car Title in Your Name

This means that you are the registered owner of the car title, which serves as collateral.

It is important to note that the vehicle title must be lien-free or that no other party has a legal claim over the car.

The Following Information

You can find these in the car title itself:

  • Model
  • Year
  • Make
  • Mileage

Your lender will use this information to appraise the title loan value. In addition to this, photos of the vehicle may also be required to determine the condition of the car.

And though it may go without saying, the most important thing is that there must be an ACTUAL CAR that matches the title loan in your name. 

Proof of Identification

To verify your identity, you will need to present government-issued IDs to any lender in Lansing. This includes your driver’s license, a state ID, or even an international passport. 

Furthermore, you must be at least 18 years old and from the city of Lansing, MI, to qualify for title loans.

Proof of Income 

Present documents to show that you are financially capable of paying the cash loan. 

This can be in the form of pay slips, bank statements, and business financial statements, or any proof of income you have on hand.

ALL employees, whether full-time, part-time, self-employed, or even business owners, are welcome to apply.

Don’t worry if you’re a retiree in dire need of money! You can apply too!

Step 2

Getting a car title loan in Lansing, MI is convenient.

You can make the application by phone, online, or even face to face by visiting any lending branch in the state.

Contact the creditor company through any of the channels mentioned above to find out more about the loan process they offer.

Step 3

Once your application is evaluated and approved, you can get your money almost immediately. 

However, remember that though the entire process can take place very quickly, it is still best to take your time in reviewing the loan terms provided and even alternative options for loans.

To help you review your loan terms, some things to carefully go through with your lender are (1) the interest rate involved and (2) possible prepayment penalties.

Things to Clarify

How Much Money Can You Get From Title Loans in Michigan?

The loanable amount depends on how much your vehicle is worth. The BETTER the condition, the LARGER the amount of cash you can borrow.

There is no minimum or maximum as far as state regulations are concerned, but Lansing residents should still be aware that title loans usually go for 25-50% of the vehicle’s value.

How Fast Is the Application Approval Process for Title Loans?

With complete documentation, the loan process can range from 15 minutes to an hour. Even then, some creditors may take longer than others due to internal protocols and guidelines.

Will My Credit Score Affect My Loan Application Here in Lansing?

Your credit score DOES NOT affect the loan criteria as long as you have the financial capability to pay.

Even then, the lender may or may not perform a credit check, as this provides some insight into your ability to pay back the amount borrowed.

What’s the Catch?

Like other loans, title loans have their corresponding rates that you should keep in mind.

In general, people might find the interest rates higher than other loan types but with a much SHORTER loan duration.

Furthermore, ADDITIONAL FEES may cause you a lot of money, but all you have to do is look out for them and clarify things with your creditor to learn more about where your money goes.

To balance these cons, it is worth mentioning that car title loans can have flexible terms that fit your current situation.

This can PREVENT you from having your car repossessed by creditors or even AVOID the risk of getting trapped under a cycle of debt.

With this, one piece of advice is to work closely with your loan adviser on the repayment schedule BEST suited for you so that you can pay off your loan with both EASE and COMFORT.

Are Auto Title Loans Here in Lansing, Michigan for Me?

If you’re looking for a fast and convenient way to get cash for unexpected expenses without the hassle of going through banks and other financial institutions, then all signs point towards YES!

No tedious requirements and super flexible terms? SIGN US UP!

With outstanding loan amounts, these title loans offered in Lansing, MI, are a great choice.

Apply for car title loans now to get your cash faster than your road trip in Lansing, Michigan!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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