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Home > Michigan > Lansing, MI

Title Loans in Lansing , MI

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:



5104 S Pennsylvania Ave
MI   48911

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $20,000


Montana Capital Car Title Loans Reviews

I gotta say, this loan company hooked me up with a car title loan when I needed some quick cash. I was pleasantly surprised by the loan amount they offered. It really helped me out of a jam. Their team was friendly and made the whole... process a breeze. Definitely check them out if you're in need!read more
Beatrice W.
Beatrice W.
This company offers very favourable borrowing terms. I was successful in obtaining a loan with a reasonable interest rate and a flexible payback plan.
Sarah A.
Sarah A.
I was struggling with bad credit and needed a loan, but most lenders turned me down. Montana Capital Car Title Loans was a game-changer. They offered car title loans for bad credit, and the process was easy and fast. If you're in a similar... situation, I highly recommend giving them a try.read more
Ana R.
Ana R.
I needed funds fast and found the solution I was looking for with fast title loans. The process was quick and easy, and I appreciated the friendly staff.
Antonia W.
Antonia W.
This loan company was there to assist me when I most needed a car title loan. The staff helped me every step of the way and was really kind. I'm quite grateful that I came upon this business at the crucial moment.
Eleanor W.
Eleanor W.
I was in a tough spot financially and needed to get some quick cash. I was hesitant at first to get a vehicle title loan, but the team at this loan company was so professional and helpful. They made the process so easy and I had the cash I... needed in no time. I would definitely recommend them to anyone in a similar situation.read more
Duane W.
Duane W.
I was in a desperate situation when I applied for the loan. I really needed to give a down payment to my landlord so that he would allow me to stay in my apartment. After approaching several loan lender who said no, I was getting... desperate. But, thankfully , I got into touch with this company, which helped me with the required loan amount. I can easily recommend this company.read more
Paula O.
Paula O.

3 Easy Steps to Get a Car Title Loan in Lansing, MI


Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!


Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $20,000.


Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
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A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $20,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Lansing, Michigan: What’s the Best Financial Decision for You?

It wouldn’t be surprising to find yourself in need of immediate cash during these uncertain times. Perhaps you’re now looking into cash loans to use for household purposes.

If you’re a resident of Lansing, MI, this article will introduce you to the unique service known as the car title loan!

Note: Additionally, though you may encounter the term “auto title loan” instead. The two are interchangeable and refer to the same thing.

Car Title Loans Demystified

Many of us know that payday loans are commonly used loans that people apply for in banks and credit unions to purchase a car.

On the other hand, car title loans are a type of service wherein you can use the loan proceeds to purchase or pay for anything.

Simply put, a car title loan involves borrowing money. In exchange, you turn over your vehicle’s title as collateral (this must be under your name for identification purposes).

You can use the money from these title loans to pay for medical bills, tuition fees/student loans, or any service or personal expenses that may need immediate payment.

However, note that these kinds of loans are not perfect, so you shouldn’t let your guard down that easily.

For your reference and ease, we have compiled the different things you should know about this type of loan:

  • It is a short-term loan, which typically ranges from 15 days up to 30 days.
  • It uses your vehicle’s title as collateral.
  • Interest rates are COMPETITIVE.
  • The title of your vehicle is surrendered to the lender until you pay the TOTAL AMOUNT.
  • The loanable amount depends on the vehicle’s value. According to the FTC, this amount can be about 25 – 50% of the assessed value.

Note: *Collateral refers to any asset being offered as security or serves as a guarantee for the loan. In auto title loans, you will only be surrendering the TITLE of your vehicle to the lender for the DURATION of the loan. 

It is important to note that the ACTUAL vehicle will still be in YOUR possession, even after receiving the loan amount.

Just be sure to pay off the ENTIRE LOAN AMOUNT according to the agreed repayment plan in your loan application.

Easy as 1-2-3

This step-by-step guide with help you navigate the application process with ease.

Worry not because car title loans in the Lansing area have a relatively quick process, and credit checks usually aren’t required!

Step 1

Before going through the loan process, check if you have all the requirements. Such requirements may be in the form of:

A Car Title in Your Name

This means that you are the registered owner of the car title, which serves as collateral.

It is important to note that the vehicle title must be lien-free or that no other party has a legal claim over the car.

The Following Information

You can find these in the car title itself:

  • Model
  • Year
  • Make
  • Mileage

Your lender will use this information to appraise the title loan value. In addition to this, photos of the vehicle may also be required to determine the condition of the car.

And though it may go without saying, the most important thing is that there must be an ACTUAL CAR that matches the title loan in your name. 

Proof of Identification

To verify your identity, you will need to present government-issued IDs to any lender in Lansing. This includes your driver’s license, a state ID, or even an international passport. 

Furthermore, you must be at least 18 years old and from the city of Lansing, MI, to qualify for title loans.

Proof of Income 

Present documents to show that you are financially capable of paying the cash loan. 

This can be in the form of pay slips, bank statements, and business financial statements, or any proof of income you have on hand.

ALL employees, whether full-time, part-time, self-employed, or even business owners, are welcome to apply.

Don’t worry if you’re a retiree in dire need of money! You can apply too!

Step 2

Getting a car title loan in Lansing, MI is convenient.

You can make the application by phone, online, or even face to face by visiting any lending branch in the state.

Contact the creditor company through any of the channels mentioned above to find out more about the loan process they offer.

Step 3

Once your application is evaluated and approved, you can get your money almost immediately. 

However, remember that though the entire process can take place very quickly, it is still best to take your time in reviewing the loan terms provided and even alternative options for loans.

To help you review your loan terms, some things to carefully go through with your lender are (1) the interest rate involved and (2) possible prepayment penalties.

Things to Clarify

How Much Money Can You Get From Title Loans in Michigan?

The loanable amount depends on how much your vehicle is worth. The BETTER the condition, the LARGER the amount of cash you can borrow.

There is no minimum or maximum as far as state regulations are concerned, but Lansing residents should still be aware that title loans usually go for 25-50% of the vehicle’s value.

How Fast Is the Application Approval Process for Title Loans?

With complete documentation, the loan process can range from 15 minutes to an hour. Even then, some creditors may take longer than others due to internal protocols and guidelines.

Will My Credit Score Affect My Loan Application Here in Lansing?

Your credit score DOES NOT affect the loan criteria as long as you have the financial capability to pay.

Even then, the lender may or may not perform a credit check, as this provides some insight into your ability to pay back the amount borrowed.

What’s the Catch?

Like other loans, title loans have their corresponding rates that you should keep in mind.

In general, people might find the interest rates higher than other loan types but with a much SHORTER loan duration.

Furthermore, ADDITIONAL FEES may cause you a lot of money, but all you have to do is look out for them and clarify things with your creditor to learn more about where your money goes.

To balance these cons, it is worth mentioning that car title loans can have flexible terms that fit your current situation.

This can PREVENT you from having your car repossessed by creditors or even AVOID the risk of getting trapped under a cycle of debt.

With this, one piece of advice is to work closely with your loan adviser on the repayment schedule BEST suited for you so that you can pay off your loan with both EASE and COMFORT.

Are Auto Title Loans Here in Lansing, Michigan for Me?

If you’re looking for a fast and convenient way to get cash for unexpected expenses without the hassle of going through banks and other financial institutions, then all signs point towards YES!

No tedious requirements and super flexible terms? SIGN US UP!

With outstanding loan amounts, these title loans offered in Lansing, MI, are a great choice.

Apply for car title loans now to get your cash faster than your road trip in Lansing, Michigan!

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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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