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Title loans in Kokomo

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Kokomo

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
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Motor Wise of Kokomo LLC

1116 S Leeds St


46902 Indiana

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Kokomo, Indiana: A Complete Guide

Are you weighing your loan options?

Unsure just exactly how title loans in Kokomo, Indiana, work?

You’ve come to the right place.

In this article, we will walk you through the WHOLE PROCESS of car title loans in Kokomo, Indiana, what you need to prepare, as well as the pros and cons of title loans.

Ready? Let’s get to it!

Why Are Car Title Loans the Popular Choice?

For residents of Kokomo, IN needing cash urgently but not wanting a long-term loan, title loans are one of your best bets.

Car title loans are also known as:

  • Vehicle title loans
  • Auto title loans
  • Pink Slip title Loans

 Basically, the way pink slip title loans work in Kokomo is that the vehicle owner temporarily SURRENDERS their car title to a lending company in exchange for money.

  • While the title loan is still ongoing, the car is rightfully owned by the lender.
  • HOWEVER, only the car title is withheld. It only acts as a COLLATERAL in title loans.

 What does this mean?

You can still keep using the car! In title loans, you’ll be able to drive the car while you pay off your debt!

Moreover, in Kokomo, the whole process is done ONLINE and processed within 1 business day.

You can say goodbye to long lines, frustrating processes, or gruesome paperwork!

How Do Pink Slip Title Loans Work in Kokomo, Indiana?

The good thing about title loans is that the whole process can be accomplished in THREE easy steps. More on these later.

Any resident of Kokomo, IN that is of legal age and has a registered and rightfully owned vehicle can apply for an auto title loan.

Step By Step Guide: Title Loans in Kokomo, Indiana

Step 1: Submit Online Application Form

Start by scanning for the available title lending companies that offer this service in Kokomo, Indiana.

Take note of the nearby options you have.

To help you narrow down your choices, here are some things to remember or consider:

  • Review testimonials from previous clients to have an idea of their customer service.
  • Registration documents – make sure they are allowed to operate in Kokomo, Indiana.
  • Compare interest rates and payment terms versus the other lending companies in Kokomo, IN.

 Once you have chosen your title loan lender in Kokomo, look for the LOAN FORM on their website.

Fill in the fields completely and honestly. Once done, click “submit”.

If you have any questions, feel free to give the lending agents in Kokomo, IN, a call so they can assist you throughout the whole process.

Step 2: Provide Necessary Documents

After they have assessed your profile, expect a call from the title loan lender within the day. If your papers are complete and conclusive, you can even expect a call WITHIN A FEW HOURS!

Lending companies in Kokomo usually require the following documents. Have these ready so you can speed up the process:

Car Details:

  • Clean car title
  • Vehicle photos (front, both sides, and back)
  • Car photos containing odometer and Vehicle Identification Number
  • Vehicle Insurance

Applicant Documents:

  • Government-issued ID that matches the name in car title
  • Social security card
  • Proof of Alabama residency (rent contract, water, phone, or internet bills)
  • Proof of income (payslips, proof of social security benefits, bank account statements)
  • At least two character references)

 Some companies offering title loans in the city of Kokomo, IN, might only require a few of these documents.

Then again, some title lenders would need supporting documents that are not stated here.

  • DO CONFIRM with the lender the final list of requirements to avoid delays in your request.
  • Be TRUTHFUL in all the documents you will submit.
  • Be sure that the information you provide MATCHES the documents you will attach to your profile to avoid disapproval.
  • COMPUTE for the valuation of your car’s equity BEFORE signing (we’ll discuss how to compute your car’s equity in a bit).

 Step 3: Claim Your Cash

Once you have submitted all requirements, all you have to do is WAIT.

Your lending agent in Kokomo might email or give you a call to let you know their decision on your loan request.

After you get the approval on your auto title loan – CONGRATULATIONS! 

All you now have to do is to CHOOSE among the methods available to claim your CASH.

Your title lender will present a list of options on how you can get your money:

  • Wire transfer
  • Checks
  • Bank transfer
  • Paypal
  • Financial Services Companies such as Western Union, Transferwise, Moneygram 

 That’s how title loans work in Kokomo, Indiana! IT IS THAT EASY!

Important Reminders When Applying For a Title Loan:

We know that Alabama title loans might sound TOO GOOD TO BE TRUE.

But, these lending companies are LEGIT. This service also follows state law. Title loans in Kokomo, IN, DELIVER what they promise.

“What’s the catch of title loans in Alabama?” some of you may ask.

There isn’t any catch – but you only have to be fully aware of the payment scheme.

Some people sign without understanding the conditions of the title loan they have applied for. This often causes problems or issues later on.

Before you SIGN and agree to surrender your car title, make sure that the terms indicated in the contract are similar to what was discussed by your agent.

RECHECK the payment terms, given car equity, debtor rights, and penalties, if any.

  • Are the terms a bit difficult or impossible for you? If yes, try to NEGOTIATE this with your car title lender in Kokomo, Indiana, so you can work out an agreement that can work for both of you.
  • In case car title lenders are withholding any information, it might be a sign to turn down their service. If these people can’t be honest with you from the beginning, you can expect that there will be surprises during the repayment process – yes, the bad kind.

 Why Proceed With Pink Slip Title Loans in Kokomo, IN?

Get Your Money Within 1 Business Day

Need cash ASAP?

GOOD NEWS: Most Kokomo, Indiana title loans can get granted within the same day! Some title lending companies can even process your request in a few hours.

Don’t have previous credit information? Do you have a low credit score? NOT A PROBLEM.

You CAN still apply!

For those who need money FAST, title loans will save the day.

Hassle-Free and Convenient Processing in Kokomo, IN

Unlike in bank loans in the city of Kokomo, IN, you DO NOT have to personally show up to apply.

If you have a cell phone, tablet, or computer, browse the available options in your vicinity to accomplish the whole process.

No long lines and no waiting time!

From submission of the request to claiming your money – you can finish EVERY. SINGLE. STEP. in the comforts of your own home.

Safe and Fast Short Term Loan in Kokomo, Indiana

DO NOT employ the service of loan sharks.

You also won’t have to go to a pawn shop in Kokomo, IN, and pawn your most valuable jewelry to get the cash you need.

An auto title loan is COMPLETELY SAFE. The service of these lending institutions is regulated and registered, so you won’t have to worry if the lender is scamming you or ripping you off blindly.

We highly recommend title loans for residents of Kokomo, IN with:

  • Unpaid and overdue utility bills
  • Emergency medical or hospital expenses
  • Renovations or Household Expenses
  • Student loans
  • Credit card bills
  • Quick cash for personal expenses

 NOTE: YOUR REASON for needing money or where the title loan proceeds will go is up to your own discretion.

In Kokomo, IN, your lending agent will not ask, nor would you have to disclose this information.

Disadvantages of Getting a Title Loan in Kokomo, IN

Interest Rate Is High in Kokomo, IN

For transparency purposes, be warned that title loans in Kokomo, IN, are known for imposing above average and steep fees in exchange for FAST money.

This is actually the case for most title lending companies.

This comes as no surprise because Kokomo lenders usually extend loans even to people with bad credit or low credit scores.

However, expect the interest rate to be higher than usual should you apply despite having bad credit.

Again, do read the fine print before you sign anything. Be sure to know the terms and conditions of car title loans to avoid additional or unnecessary penalties.

Risk of Losing Your Car

In the event that you are unable to meet the payment terms of the contract, the lender has rights to repossess your car.

Remember, your pink slip title is the collateral for the money you have loaned.

If your car is your daily companion to drive around Kokomo, IN, or interstate, the hassle of losing it outweighs the money you can get.

Thus, be sure that you will be able to comply with the conditions of the contract to avoid any issues with the lending company or, worse, bid farewell to your auto.

Frequently Asked Questions

I Have Bad Credit. Am I Ineligible to Apply For a Title Loan in Kokomo, IN?

NO WAY! Residents of Kokomo, Indiana, can still apply for a car title loan even if they have a low credit score.

HOWEVER, lending people normally advertise that credit checks are not conducted. BE INFORMED that there are some instances that they do.

DO NOT BE DISCOURAGED if you have a low credit score.

The main criteria for title loans in Kokomo, IN, lies in the CAR EQUITY and MODEL as well as the DOCUMENTS (valid photo ID, clear title, etc.) you present.

If ever they conduct a credit check, DON’T PANIC! They’re just checking whether you have the ability to pay back the loan.

Lastly, it’s good to note that it can affect the loan that they will offer.

Individuals with better credit receive HIGHER loan amounts while those with low or zero credit scores are offered LESS.

Is It Possible to Get a Title Loan With a Cosigner?

Yes, definitely! However, the lender might need you to take on the title loan together with your cosigner. The rights and total offer might also be different in this case.

Alternatively, you can opt to transfer or change the name on the registration to reflect a single owner only.

REMINDER: Not all title lending companies might allow this setup, so be sure to CONFIRM with them before applying or making any changes in car ownership.

Are Motorcycles Title Loans Accepted in Kokomo?

Motorcycle title loans in Kokomo, IN, are RARE.

As such, there are only some lending companies that process this type of loan.

However, some lenders can make exemptions. Thus, it would be best to verify with their lending agents if motorcycle titles would be accepted.

How Much Can I Get In an Auto Title Loan in Kokomo, IN?

Possible loan amounts from title loans depend on the valuation of your vehicle or its EQUITY VALUE

If you are new to title loans, we highly recommend doing your own computation before bringing it up with a lender in Kokomo, IN.

The information on your car’s equity can serve as your reference to help you decide if the lending agent’s offer to you is reasonable.

Four factors affect the vehicle valuation (VV):

  • Make and Model of the vehicle
  • Mileage or total distance traveled
  • Year it was made
  • Kokomo Zip Code of the vehicle or where it is registered

 You can try to compute an estimate of your car’s equity by:

Equity = VV – percentage rate x dues and outstanding fees for the vehicle

If your car is not completely paid off yet, you need to include this in your computation. Factor in unpaid installments or fees for the vehicle to get the equity of the vehicle.

This is then multiplied by the lender’s percentage rate, which will then be subtracted from the VV.

The final figure you get should be close to what the lender is offering.

I Haven’t Completely Paid off My Vehicle Yet. Can I Apply for Car Title Loans?

Yes! It is still possible for vehicle owners with pending installment payments to apply for a car title loan in Kokomo, IN.

Some lenders in Kokomo can accept these vehicle loan applications.

Some are even willing to arrange the installments so that you can course the remaining balance through them.

This arrangement means that you ONLY need to pay 1 company for the loaned money and the balance for the car.

HOWEVER – this would definitely impact the offer or total money you can get. Plus, this would also incur interest rates, so THINK TWICE before you do.

AGAIN, do confirm with your chosen lending institution in Kokomo, IN. NOT ALL lenders can accommodate or accept this arrangement.

Do I Need to Be Employed When I Apply?

Not at all! Employment is not a prerequisite when applying for auto title loans in Kokomo, IN.

The car model and documents you submit will be the main basis of the assessment.

Our Tip: Although it’s not a requirement, it’s important to show the lender proof of your income or ability to pay back the loaned money.

  • For example, unemployed people in Kokomo, Indiana, can opt to provide a copy of their pension, freelance invoices, or regular social security benefits as a supporting document.
  • In this way, the lender would be able to see that you CAN pay off your debt.

 Is a Car Title Loan Better Than a Payday Loan?

Both are great short-term loans for those needing FAST CASH.

The MAIN DIFFERENCE between these two loans is the offer you can get.

Payday loans in Kokomo, Indiana, offer much smaller loan amounts. Moreover, the repayment periods are much shorter.

In contrast, people often go for a car title loan because it can offer a bigger loan amount.

Again, title loans depend on the car you own. Since they span longer than Payday loans in the city of Kokomo, IN, you can negotiate more flexible payment terms or even longer repayment periods.

Apply For a Title Loan in Kokomo, IN Today!

That ends our guide to title loans in Kokomo, Indiana.

We hope this gave you enough information to decide and guide you through the whole process of title loans.

Let us know your thoughts and experience below!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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