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Home > Ohio > Kettering

Title Loans in Kettering , OH

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address


Kettering
OH  

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Apply Online

3 Easy Steps to Get a Car Title Loan in Kettering

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Exploring Title Loans in Kettering, OH

Title loans, sometimes referred to as auto title loans or online car title loans, offer a convenient way to secure funds by using your vehicle as collateral. In Kettering, Ohio, you can access loans of up to $50,000 through this type of financing solution.

Easy Qualification

One of the key advantages of title loans in Kettering is that they are accessible even if you have a less-than-perfect credit history. Unlike traditional loans, which heavily rely on your credit score, title loans primarily consider the value of your vehicle and your income when determining eligibility and the loan amount you qualify for.

Simple Steps to Secure an Online Title Loan

Acquiring an online car title loan is a straightforward process. Here’s a step-by-step guide:

1. Online Request: Initiate the process by completing an online application form. This form will require you to provide personal information and details about your vehicle, including its make, model, year, and mileage.

2. Assessment: A loan agent will carefully review your application to assess your eligibility.

3. Approval: If you meet the lending criteria, your loan will be approved. The loan amount will be determined based on the value of your car and your income.

4. Funding: After approval, you can receive your loan funds in various ways, such as direct deposit to your bank account, using MoneyGram at convenient locations, or loading it onto an eligible prepaid or debit card.

Tip: 

While the process is simple, remember that taking out a car title loan is a financial commitment. It’s essential to fully comprehend the terms and borrow responsibly.

Comparing Title Loan Lenders in Kettering

When searching for an auto title loan lender in Kettering, borrowers should take the time to compare different options to find the best fit for their unique needs. Key factors to consider during the comparison process include:

1. Reputation

Selecting a reputable car title loan provider in Kettering is vital. A trusted lender will ensure a positive borrowing experience and help borrowers avoid potential scams. To evaluate a lender’s reputation:

  • Research customer reviews and testimonials.
  • Check with the Better Business Bureau for any complaints or ratings.
  • Confirm that the lender is licensed and regulated in accordance with state laws.

2. Interest Rates and Fees

Comparing interest rates and fees among different lenders is crucial to find the most cost-effective option. Interest rates for auto title loans in Kettering can vary, influenced by factors such as lender policies, borrower creditworthiness, and the assessed value of the vehicle. Typically, you may encounter rates ranging from approximately 87% to 97% APR.

Additionally, borrowers should be aware of any potential additional fees, including origination fees, late fees, or prepayment penalties.

3. Loan Terms and Conditions

Understanding the terms and conditions of the loan is essential for responsible borrowing. Borrowers should carefully review:

  • Repayment options and schedules.
  • Any penalties associated with late or missed payments.
  • Any other conditions that may apply to the loan, such as insurance requirements or vehicle inspection procedures.

By thoroughly examining the loan agreement and comparing the terms offered by different lenders, borrowers can make informed decisions and choose the title loan provider that aligns best with their financial needs and goals.

Related Locations

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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