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Title loans in Indianapolis, IN

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Title loans in Indianapolis, IN

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating



7204 E Washington St


46219 IN

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans In Indianapolis, Indiana: The Easiest Way to Borrow Money ASAP

Getting emergency cash through loans can be a pain if you have a low credit score.

Fortunately, if you’re a resident of Indiana, you can get your money through an auto title loan with a lender regardless of your credit score!

All you need are a few simple documents, and you’re ready to go— just be sure to double-check everything you need to know about title loans in Indianapolis by reading through this whole post.

Car Title Loan: Some Basic Facts

Before applying for a car title loan/auto title loan, you should know exactly what you’re getting. Thankfully, we’re here to give you important details regarding auto title loans.

  • They are short-term and high-interest rate loans that don’t require many things, thus the quick application process and approval.

As their name suggests, title loans allow borrowers to use their vehicle title as collateral or security for the loan. This makes it a low-risk money loan for the lender with the vehicle as security.

This means the loan amounts are dependent on the value of the vehicle, should they not have the ability to repay the money on time. They risk their vehicle being repossessed by the lenders. 

Let’s Discuss the Legality of Car Title Loans in Indianapolis, Indiana

Also, while federal laws are in place to protect consumers, state law specifies legalities regarding car title loans over their respective jurisdictions.

So requirements and terms for title loans will differ between most states, and it’s most likely that you’ll only be able to get a car title loan in the state you reside in— in this case, in Indiana.

Do you want to avoid getting involved with any illegal mishaps and ruining your credit further? Go to a lender or loan service with a license to provide a title loan service from the state of Indiana.

Why Would I Need One?

Of course, there are probably other options other than title loans available to you as a quick source of cash, but there is definitely more than one benefit when you apply for title loans:

  1. Quick (even same day!) application processing and approval.
  2. Receive your money in cash or wired to your account instantly! Have it the same day or the next.
  3. You can qualify even with bad credit.
  4. A chance to improve your credit score.

If one or more of these benefits appeal to you, car title loans might be the money solution you’ve been looking for!

However, note that the lender will usually approve loan proceeds for household purposes ONLY and can’t be used as a student loan service.

Securing Car Title Loans: A Step by Step Process

Do your research and go through this article thoroughly! Being knowledgeable will give you confidence and the upper hand when discussing terms with the lenders.

Call the company for pre-approval (if available), a quotation, and the required documents. If you’re MORE comfortable beginning your application for title loans online, you can opt for that option.

Gather the required documents and bring them along with the vehicle you’re applying with to the lender.

Most lenders in Indianapolis will accept ALL sorts of vehicles (cars, motorcycles, and recreational vehicles).

Discuss loan amounts and terms with the lender. Other than the loan amount and interest rate, the terms for such loans include the following:

  • Payment deadlines
  • Finance charge (how much the lenders are charging for the service)
  • Annual percentage rate (APR is how much the loan will cost you in total).

In Indiana, maximum loan terms are for 14 days only, with the maximum APR dependent on the specific terms of the title loans (they work similarly to payday loans).

Carefully go over the complete terms of your loan, and be sure to ask the lender for them in writing before signing the contract.

These details SHOULD be present:

  • Names of the borrower
  • Lenders’ names
  • Description of the vehicle

Once signed, the lender will give you the money in cash or wire you the money within the same day. 

In Indianapolis, you should also still own your vehicle during the duration of the loan.

Paying Back Your Title Loan

When paying back your title loan in Indianapolis, rather than your ability to repay the money to the lenders as soon as possible, it’s more important to do so strictly following the terms in the contract.

There are usually two ways to pay back the money on title loans:

  1. Single-payment title loans are paid back in a lump sum within 14-30 days (depending on the loan terms).
  2. Installment title loans are a more flexible payment plan that lets you pay back in set increments, usually within 3-6 months.

This makes it so that you will face penalties of an extra charge if you pay back your loan before the term ends. This may or may not cost you more in the long run, but either way improves your credit.

What I Need for a Car Title Loan In Indianapolis

In Indianapolis, you will usually need the following documents for your car title loan application.

Be sure to go over each requirement thoroughly so that you WON’T encounter any issues between you and your lender.

  • The qualified title to the vehicle (NOTE: Co-ownership of the vehicle may affect your application.)
  • The vehicle you are turning over
  • Proof of income (this can be range from bank statements or pay stubs)
  • Proof of residence in Indianapolis (this can be a utility bill or any government mail)
  • Valid photo identification (state I.D. or driver’s license)

The most important thing when applying for title loans is that your vehicle’s title is lien-free, meaning you own the car WITHOUT any remaining balance on its payment.

The lenders in Indianapolis may also require more documents depending on your legal status in the US, as well as photos of your car for a thorough appraisal of its worth.

Even better, in Indianapolis, the validity of your documents, as well as any other additional requirements for title loans, can usually be discussed over the phone with the lender.

Additionally, some lenders or loan service companies in Indianapolis can also give you pre-approval and a quotation for loan amounts over the phone. This speeds up the application process!


Now that you’ve learned how to apply for a title loan in Indianapolis, you may still be wondering about other certain things when getting involved with title loans in the state of Indianapolis.


How Much Can I Get for a Car Title Loan In Indiana?

Again, it would depend on the equity of your vehicle!

Most places will lend you 25-50% of the worth of your vehicle, but it might also depend on whether or not you’re a first-time borrower.

What Happens if I Can’t Repay the Loan?

Much like other loans, being unable to repay a lender in Indianapolis on title loans will affect your credit and come with the following other consequences:

  • If you default on your loan, the lender has the right to seize and repossess your vehicle.
  • To pay off the remaining balance on your loan, the lender will put your vehicle up for sale.
  • If you can pay back the loan plus the interest before your car is sold, you may buy it back, but only at a price the lender has set since most will have made improvements.
  • However, once it’s been sold, you will be notified and have little to no chance of repurchasing it.
  • Your debt will increase, and your credit score will decrease.

Loan Rollovers in Indianapolis

Most services in Indianapolis have a second option if you cannot pay back your loans on time to prevent your credit from getting worse— a loan rollover. This is what a rollover can do for you:

  • You can discuss rollovers with the lenders to extend your loan terms.
  • Aside from giving you enough time to pay back the cash you borrowed, this can prevent staggering your credit too much and keep your vehicle from being sold for a little while longer.
  • Interest will still apply, so you will have to be sure to have enough on time— this sort of loan is always expensive, but rollovers will cost even more.
  • Remember that this is also a slippery slope that can lead to a continuous cycle of debt!

Conclusion: Are Title Loans In Indianapolis Worth It?

When you’re in desperate need of cash, any source of money will seem as appealing as an oasis in a desert. But remember that title loans aren’t long-term solutions.

We hope this article was informative and will help you make better credit decisions as a citizen of Indianapolis!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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