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Home > Texas > Houston

Title Loans in Houston , Texas

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

(888)-700-8900
MC representative

Address

1710 W Loop N Fwy
Houston
Texas   77008

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed

Product

Title Loans up to $50,000

Reviews

Montana Capital Car Title Loans Reviews

Before committing to a loan, I wanted to ensure I fully understood the terms and conditions. This loan company provided me with a transparent title loan quote, detailing all aspects of the loan, including interest rates and repayment... terms. Their honesty and upfront approach gave me peace of mind throughout the borrowing process.read more
Tammy F.
Tammy F.
1710157351
This loan source provided a detailed and accurate title loan quotation in addition to the title loan itself. Their clear communication channels and comprehensive expense analysis enabled me to make an informed decision. Thank you very much... for it!read more
JOSHUA M.
JOSHUA M.
1708325450
The title loan calculator provided by this service was incredibly useful in understanding repayment terms and planning. Accurate calculations, combined with a user friendly interface, made managing my loan straightforward and stress free.
Jaylan S.
Jaylan S.
1706175431
This loan company not only provided a title loan but also a clear and comprehensive title loan quote. The transparency in their communication and the breakdown of costs ensured I made an informed decision. Thank you so much!
Brandon G.
Brandon G.
1706008879
When you need cash in a hurry, this loan company delivers. The title loan process was fast, and the funds were in my account quicker than I expected. Efficient and reliable service.
Steve C
Steve C
1701148361
Affordability is a priority for this company, and they truly get it. Their rates on title loans in Houston are competitive, and I didn't experience any financial strain.
James A. A.
James A. A.
1700812196
There is always a chance you could lose money when you take out a loan, but the online lender I found made sure I was aware of all the pros and cons before I even applied. Money from a pawn in your car for cash is the only viable choice... for me right now. I was able to get a payday loan called pawn your car for cash through Montana Capital Car Title Loans even though I did not have a bank account.read more
Bessie E.
Bessie E.
1700572180
In my opinion, opting for their installment loan was the perfect decision. It provided a manageable and stress-free experience, allowing me the flexibility to repay over time.
Wesley M. V.
Wesley M. V.
1700549301
What are personal loans used for? from Montana Capital Car Title Loans is the way to go if you're in need of a payday loan. I was hesitant to apply for a loan online, but they made it easy for me to acquire a cash advance. The fees are... reasonable, and enrolling was a breeze. If you need a loan and can be flexible with your payments, I strongly suggest this organization.read more
Patricia A.
Patricia A.
1700288977
I highly recommend opting for fast cash title loans from this loan company. The application process was straightforward, and I received the funds in no time. Their level of professionalism and efficiency throughout the entire transaction... was truly commendable. Really impressive! Thanks a lot Montana Capital Car Title Loans!!read more
Brandi M.
Brandi M.
1699592974
I was hesitant to obtain a title loan, but this company allayed my concerns. The sole prerequisite for their title loans was simple, and their interest rates were unexpectedly cheap. It took less than a day to do the task, and their team... was amiable and competent. I will never look elsewhere for my lending requirements! Many thanks!!!!read more
Ezhisabeth
Ezhisabeth
1698738590
I had reservations about my eligibility for a title loan in Houston, thinking I needed to physically present my car. However, this company shattered my misconceptions. Their policy on title loans without needing to physically inspect the... car opened doors for me to access the much-needed funds. Thank you Montana Capital Car Title Loans!read more
Veronica V.
Veronica V.
1698493775
I highly recommend fast cash title loans from this loan company. The application was straightforward, and I received the funds in no time. Their professionalism and efficiency were commendable.
Leo H.
Leo H.
1696231176
Affordability matters, and this company understands that. Their rates on title loans are competitive, and I didn't feel financially burdened.
Lynne G.
Lynne G.
1696073007
Their installment loan option was perfect for me. It allowed me to repay over time, making it manageable and stress-free.
Fernando N.
Fernando N.
1695989103
I didn't think I could qualify for a title loan without seeing my car in Houston, but this firm proved me wrong. Their title loans without seeing car policy made it possible for me to get the funds I desperately needed.
Lindsey B.
Lindsey B.
1694867155
Thanks to the helpful employees at this loan organization, getting cash for my car title was a pleasure. I was surprised with how well everything was handled and their advice was useful throughout.⭐⭐⭐⭐⭐
John O.
John O.
1692607840
I was in urgent need of cash, and these guys at the title pawn place really saved the day! The process was smooth and hassle-free. They offered me a fair deal and explained everything clearly. Super friendly and professional staff.... Definitely my go-to place for quick cash!read more
Tami H.
Tami H.
1690603892
When I needed money, I went to a reputable loan company that specializes in title loans. Their knowledge of title loans enabled me to leverage the value of my vehicle and obtain the financing I required.
Sadie B.
Sadie B.
1689841975
This loan company is highly recommended for auto title loans. Their expertise and competitive terms are well-known. Furthermore, the personnel are extraordinarily courteous and provided me with a comprehensive understanding of every detail... involved in the process.read more
Erin M.
Erin M.
1689841523
🙌😃 This loan company's emergency car title loans were a true lifesaver. They understood the urgency of my situation and processed my loan application quickly.
Darla M.
Darla M.
1689840031
Montana Capital Car Title Loans made the process of securing an instant online title loan incredibly easy. Their user-friendly website allowed me to apply from the comfort of my home, and the approval was quick.
Joseph K.
Joseph K.
1689757983
As a resident of Houston, I was thrilled to find a loan company that specializes in car title loans in Houston. Their knowledge of the local market and understanding of the community's needs made them a trusted choice.
Janice F.
Janice F.
1687255529
I had a positive experience with this loan company's pawn shop title loans. They provided fair terms and prompt service, helping me get the cash I needed in a timely manner.
Juan C.
Juan C.
1685089700
This organization provided me with a car title loan, and the experience was fantastic. There was no need for a credit check, and the procedure was fairly straightforward.
Bonnie A.
Bonnie A.
1679919002
We have been using the services of this loan company for a while now and we are very happy with their professional approach. They offer commercial title loans, which are very helpful for our business. The loan process is very simple and... the team is very responsive.read more
Kelsey R.
Kelsey R.
1676625636
I needed a title loan but didn't have the title in hand. The loan company was able to get me the loan without any hassle. The process was quick and easy, and I was able to get the money I needed when I needed it.
Theresa P.
Theresa P.
1675070990
This business provided outstanding customer service. My two-second lien title loans were authorised shortly after I applied online. The following day, I received my cash, and I swiftly and easily settled my obligation. I greatly appreciate... it.read more
Carlos W.
Carlos W.
1673590689
I wanted to use my car title as collateral for an installment loan. I contacted Montana Capital Car Title Loans and they were really helpful and fast. The process was easy and I got a loan the same day!
Lupe R.
Lupe R.
1672390517
This is a great loan company for people who want to get a personal loan. It provides all of the information that you need to know about getting a loan and it also cleared many of the FAQs that I had in my mind. The agents kept me informed... about the approval process and I got my loan on time thanks to all of them!read more
Theresa W.
Theresa W.
1671451304
I never thought I could get a title loan so quickly and easily, but this company made it happen! They were super fast and the process was really simple. I would definitely recommend them to anyone in need of a title loan.
Lloyd P.
Lloyd P.
1670491633
I am very glad that I found this loan company. I needed money urgently and they were able to give me the money I needed on the same day. Thank you so much for your help!
Lana L.
Lana L.
1663676559
They contributed to my business's success by providing me with a loan when I needed it the most. They are reliable and very cooperative throughout the whole loan approval process. Highly recommended!!!
Edwin M.
Edwin M.
1653455872
This company gave excellent advice. They are smart and active in their work. The loan process was too easy and simple. They made it very simple.Thanks!!
Karen
Karen
1633607794
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3 Easy Steps to Get a Car Title Loan in Houston

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

Products

Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Process

  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Use Your Car’s Title as Collateral to Secure a Loan in Houston, TX

Imagine having the power to access immediate cash using something you already own — your vehicle! That’s precisely what Montana Capital Car Title Loans in Texas offers. This unique financial solution allows you to use your car’s title as collateral to secure a loan. It’s like unlocking the hidden value in your vehicle without having to sell it. Best of all, while we holds onto your title, you continue to drive your car like normal.

Wonder How Much Cash Can You Get?

At Montana Capital, you could be approved for a loan up to 70% of your car’s value, ranging between $500 and $50,000. All you need to do is show that you can make the payments and submit the necessary paperwork. It’s as simple as that!

You Must Meet the Following Requirements

If you’re interested in securing an auto title loan with Montana Capital, you will need to meet the following requirements*:

  1. Clear Vehicle Title: Provide a title free of liens, in your name, signifying that you’re the outright owner of the car.
  2. Vehicle Photos: Submit clear images of your vehicle. These will aid us in assessing its value and condition, crucial for determining your loan amount.
  3. Valid Photo ID: You need a government-issued ID, such as a driver’s license or passport. This serves two purposes – verifying your identity and confirming you’re at least 18 years old.
  4. Proof of Income: Show your ability to repay the loan with documents such as pay stubs, bank statements, or an employer letter.
  5. Proof of Residency: Provide a utility bill or lease agreement as evidence of your current address in Houston, TX.
  6. References: We may request personal and professional references in line with our policies.
  7. Full Coverage Insurance: If you’re applying for a loan over $5,000, full coverage insurance is required. Need help finding a policy? Give us a call at 1-888-700-8900.
  8. Online Application: Begin your journey towards securing a loan by completing our easy online application form.

*These are general requirements, and additional information may be requested during the application process.

Are You Looking for Online Title Loans in Houston?

Need a car title loan? At Montana Capital, you don’t have to visit us in person. You can apply for a loan online, saving you time and travel costs. Just use your internet connection to start the process from home. If you prefer, you can also call us at 1-888-700-8900 to apply over the phone. With Montana Capital, getting the financial relief you need is just that simple. Get started today! Apply Online!


What About Bad Credit? Is It ok?

Yes, it’s absolutely possible to secure a car title loan even if you have bad credit. At Montana Capital Car Title Loans, we do perform a credit check during the application process. However, we primarily focus on your ability to repay the loan and the value of your vehicle when evaluating your application. While your credit history may be considered, it doesn’t solely determine loan approval. This means, despite a poor credit history, you can still qualify for a title loan!

Interest Rates & Fees for Car Title Loans in Houston

Car title loan interest rates and fees vary among lenders, but they are generally higher compared to other short-term loans. Rates typically range from approximately 60% APR for well-qualified borrowers to 175% APR for those with poor credit or lower-value vehicles. Additional fees may include loan origination charges, credit authorization fees, and late fees if applicable.

The good news is that at Montana Capital, we don’t have prepayment penalties. This means you can save on interest by repaying the loan early if you have the funds. We encourage you to carefully review the terms and fees of any car title loan offer to make an informed decision that suits your financial needs.

Frequently Asked Questions

How Fast Can I Get My Title Loan Money?

Apply for an online title loan and get fast pre-approval. After you submit your documents and accept our offer, we aim to review it within 24 hours. If your documents and car photos are clear, you could get your loan by the next business day. The quicker and clearer your submission, the faster we can fund your loan.

Would I Need A Car Inspection To Qualify For a Title Loans In Houston, Texas?

No, a trip to the garage for an in-person inspection may not be necessary.

At Montana Capital, we do not require a physical car inspection for a title loan in Houston, Texas. Instead, you’ll only need to provide clear and current photographs of your vehicle. The photos help us evaluate your vehicle’s condition and value, both crucial factors in deciding your loan amount.

What Are the Various Ways to Receive Car Title Loan Funds?

Montana Capital Car Title Loans offers multiple ways to receive your funds:

  1. Branch pick-up: Visit our branch to get your funds in person.
  2. MoneyGram at Walmart: Pick up your funds at a local MoneyGram inside Walmart.
  3. Prepaid or debit card: Have your funds sent directly to a prepaid or debit card.
  4. Direct deposit: Get your funds deposited directly into your bank account.

We provide flexibility and convenience to ensure you receive your loan funds in the way that works best for you.

How Can I Retrieve My Title Once I Have Repaid the Auto Title Loan?

Once you make your final payment, we will promptly return your title to you by mail, free from any liens. With the title in your possession, you have the freedom to do as you wish with the car, including selling it.

In the rare event that you don’t receive your title within 15 days after the final payment, you can take the following steps:

  1. Log into your portal to check the status of your title.
  2. Contact us directly for further information and assistance regarding your title.

We prioritize returning your title promptly and ensuring a smooth process.

General Information About Title Loans Laws and Regulations in Houston, TX

  1. Interest Rate Caps: Texas does not have specific interest rate caps for car title loans. As a result, interest rates on car title loans in Houston may vary among lenders.
  2. Loan Amount Limit: Texas sets a limit on the loan amount based on the value of the vehicle. Generally, the loan amount is a percentage of the vehicle’s value.
  3. Licensing and Regulation: Car title lenders in Texas, including Houston, must be licensed and comply with state regulations. The Texas Office of Consumer Credit Commissioner (OCCC) oversees the licensing and regulation of lenders.
  4. Disclosure Requirements: Texas law requires lenders to provide clear and transparent disclosure of loan terms, including interest rates, fees, and repayment schedules. Borrowers have the right to receive written agreements outlining the loan details.
  5. Repossession Rules: Texas has specific rules regarding the repossession of vehicles. Lenders must follow proper procedures and provide notice before repossessing a vehicle due to default on the loan.

Montana Capital Notice: It’s important for borrowers in Houston to be aware of their rights and responsibilities when considering a car title loan. Consulting the Texas Office of Consumer Credit Commissioner and researching reputable lenders can provide more specific information on laws and regulations that apply to car title loans in Houston.

Your Credit History Shouldn’t Stand In The Way!

It’s essential to remember that while credit is considered, it’s not the sole determining factor for loan approval. At Montana Capital in Houston, we place primary focus on the value of your vehicle and your income. These factors play a crucial role in determining your eligibility for an auto title loan. So, even if your credit score is less than perfect, you still have the opportunity to qualify for a loan with us.


2022 Car Information About Houston:

CategoryMost Sold Cars in Houston (2022)Top Car Models (2022)
Compact CarsHonda CivicToyota Corolla
SedansToyota CamryHonda Accord
SUVsFord ExplorerToyota RAV4
TrucksFord F-150Chevrolet Silverado 1500
Luxury CarsMercedes-Benz E-ClassBMW 5 Series
Electric VehiclesTesla Model 3Chevrolet Bolt EV
Sports CarsFord MustangChevrolet Camaro
CrossoversNissan RogueHonda CR-V

Please note that the data provided in the table is for illustrative purposes and based on general trends. Actual sales figures and popular car models may vary. It’s always recommended to refer to official reports, local dealerships, or automotive publications for the most accurate and up-to-date information regarding car sales and popular models in Houston for the year 2022.

Apply for a Car Title Loan in Texas

We understand that unexpected financial situations can arise, and we’re here to provide a convenient solution. While car title loans can be a suitable option, it’s important to make an informed decision.

When you choose Montana Capital as your lender, you gain the assurance of working with a trusted and reputable company. Our dedicated team is committed to providing efficient and transparent service, ensuring you have a clear understanding of the loan terms and conditions.

While considering your options, don’t forget to explore alternatives such as personal loans, credit cards, or the support of your loved ones. We believe in empowering you to make the best decision for your unique situation.

At Montana Capital, we strive to deliver a seamless borrowing experience that meets your urgent cash needs. Discover the possibilities today and embark on a hassle-free journey towards financial peace of mind.

Related Locations

Houston

6701 Harwin Dr. #220, Houston, Texas 77036
View Location

Houston

2212 N Fry Rd B, Houston, Texas 77084
View Location

Austin

10200 N Lamar Blvd #202, Austin, Texas 78753
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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