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Home > Michigan > Grand Rapids, MI

Title Loans in Grand Rapids , MI

How much cash can i get

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Location Information:

MC representative


2850 Division Ave S
Grand Rapids
MI   49548

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Montana Capital Car Title Loans provided exceptional service when I needed a title loan, swiftly delivering the funds I required. Their transparent terms and efficient process made leveraging my car's title for a loan a stress-free... experience, earning my trust as a reliable choice for financial assistance. Highly recommend their services for anyone in need of quick and convenient title loans!read more
Adam S.
Adam S.
However, I discovered this loan company that specialized in salvage title loans. Their team understood my situation and worked with me to evaluate the value of my car. They provided me with a loan that was fair and tailored to my needs.
Christin L
Christin L
Montana Capital Car Title Loans exceeded my expectations when I needed a quick cash infusion by exchanging my vehicle's title. Their seamless process and friendly staff made the transaction smooth, offering a reliable solution for those... seeking exchange for your vehicle's title. Highly recommended!read more
Christian M.
Christian M.
This loan company's pink slip loans in Grand Rapids changed my life. My financial demands were well understood by their personnel, and they guided me through the entire procedure with ease. thanks!!!!!
Borna Z.
Borna Z.
Although I was apprehensive about getting a title loan, this firm made the process easy. They addressed all of my inquiries and provided a thorough explanation. Everything about the procedure went smoothly. I appreciate your help. Thanks a... lot Montana Capital Car Title Loans!!read more
Sherry G.
Sherry G.
I was pleasantly surprised to discover how effortless it is to obtain a title loan without title in hand. This outstanding service in Grand Rapids has made me a loyal supporter due to their streamlined and hassle-free process. Thank you so... much! Will recommend!!!!read more
Yolanda M.
Yolanda M.
Pink slip loans in Grand Rapids from this loan company were a game-changer for me. Their team was incredibly understanding of my financial needs and walked me through the process seamlessly.
Sally W.
Sally W.
Who knew getting a title loan without title in hand could be so simple? Not me, until I found this place. Now I'm a huge fan of their no-hassle approach.
Brooke K.
Brooke K.
I was hesitant to take out a title loan, but this company made it painless. They explained everything clearly and answered all my questions. The entire process was stress-free. Thanks for your help!
Sarah H.
Sarah H.
My RV needed serious repairs, but I didn't have the cash. This company's RV title loans saved the day! Quick processing, competitive rates, and zero hassle.
Estelle R.
Estelle R.
I've struggled with debt for years, but this loan company helped me consolidate my loans into one manageable payment. They offered me a monthly installment loan with a fair interest rate and no hidden fees. So grateful for their help... getting my finances back on track.read more
Carla H.
Carla H.
Top notch online title loan company. Their website made getting a loan with my car title fast and simple. Would highly recommend them for any online car title loan needs! 👍
Toni G.
Toni G.
From the very start, I discovered their professionalism and willingness to help. They provided me with truck title loans, and their fair evaluation of my vehicle's title allowed me to access the funds I needed. Thank you Montana Capital... Car Title Loans!read more
Shane M.
Shane M.
I utilized Montana Capital Car Title Loans for a car title loan and had an effortless experience. The online process was smooth, and same-day funding came as an incredible relief. I'm glad I discovered this company while searching for... "pawn a car near me".read more
Brian C.
Brian C.
I found cash time title loans through this loan company. Their convenient services and prompt response made the loan process smooth and hassle-free. Thank you!
Christina G.
Christina G.
I got the best personal loan from this loan company, with the help of the staff. They were very helpful when it came to finding the right loan for me and helped me through the entire process. I would definitely recommend them to anyone... looking for a loan.read more
Ana W.
Ana W.
I requested a truck title loan, and I was quite pleased with the assistance I received. I was able to acquire the money I needed right away because to the fast and simple loan application process. highly advisable.
Jeannette F.
Jeannette F.
The loan company has been a lifesaver for me. I have been able to get monthly installment loans that have helped me make ends meet. The process is simple and easy to understand. I would recommend this company to anyone who needs a loan.
Beverly M.
Beverly M.
I am extremely grateful to this loan company for assisting me in getting through a difficult time. I was able to obtain the funds I required quickly and easily, and the process was very simple. I would strongly advise anyone in need of a... title loan to use this company.read more
Georgia R.
Georgia R.
After looking at a number of different installment loans, it was clear that Montana Capital Car Title Loans is the best company to go with. They offer a variety of options for personal loans, and offered the best rates available in this... price range. I would recommend them to anyone looking for an installment loan.read more
Christine W.
Christine W.
I availed the title loan services from this loan company. It was a great experience. The company offered me a very competitive interest rate and the loan was processed very quickly. I would definitely recommend this company to anyone who... is looking for a title loan.read more
Deborah E. A.
Deborah E. A.
Extremely Professional and quick pivot. Would prescribe to any individual who needs a quick crisis advance. A joy to work with.
Herbert B.
Herbert B.

3 Easy Steps to Get a Car Title Loan in Grand Rapids, MI

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Apply now

Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want


Car Title Loans

Online Title Loans

Bad Credit Loans

Payday Loans

Personal Loans



The vehicle’s title

Personal details




Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car


  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
  • Keep driving your vehicle

Car Title Loans in Grand Rapids, MI

Not having money in your pocket is practically EVERYONE’S WORST NIGHTMARE.

Thankfully, car title loans in Grand Rapids, Michigan, are here to help you wake up from this bad dream.

You should be on your way to addressing your cash needs as long as you have your ever-reliable vehicle, some essential documents, and a trustworthy lender.

Hop in as we aid you in securing that much-needed vehicle title loan/car title loan/auto title loan!

Important Reminders Regarding Car Title Loans

We know you’re BOTH relieved and excited to get started with the loan procedure, BUT we need to clarify some points first so that you make a well-informed decision.

These reminders are NOT meant to scare you or dampen your hopes of getting an auto title loan in Grand Rapids, Michigan.

Rather, we placed these reminders for you to maximize your car title loan experience WITHOUT any hassle or inconvenience. 

Credit Score May Play a Vital Role

Most loan companies will tell you that you won’t be rejected even if you have BAD CREDIT. However, this is NOT the case for ALL lenders across Grand Rapids, Michigan, and the rest of America.

Your lender MIGHT conduct a credit check to see whether you can pay the loan amount on the DUE DATE.

Some lenders MIGHT be stricter than others and NOT grant you loan approval if your bank account shows signs of bad credit.

What if I still get approved for a loan despite my poor credit situation? Then good for you!

However, note that those with higher credit scores across Grand Rapids, Michigan, might receive BETTER deals, lower interest rates, and a whole lot MORE money to borrow.

Generate Income By Any Means Necessary

Another way to prove to your lender you have the ability to repay the loan is by generating income.

Wait, so does that mean I need to get a job? 

Well, some loan lenders do check your employment status, but being employed is NOT NECESSARILY required!

There are multiple options for you to make ends meet between you and your lender [R]. These include:

  • Applying for part-time work/paid internships
  • Monetizing your Youtube videos (responsibly, of course)
  • Selling old or unused items and products

Doing any of these solutions should you generate ample income once it’s time to pay your respective loan amounts.

Use the Loan Proceeds WISELY

Last but not least, use the loan amounts given to you for the RIGHT reasons ONLY!

REMEMBER, the goal of securing title loans in Grand Rapids, MI, is to receive much-needed EMERGENCY FUNDS!

Using the cash for other uses like a luxurious vehicle or fancy dinner is NOT ideal.

So, where or how can I use the title loan given to me?  These are a few examples where a car title loan in Grand Rapids, Michigan, can come in handy:

  • Medical emergencies
  • Weekly groceries and other household needs
  • Travel expenses

Pay Your Title Loans ON TIME

Please do yourself and your lender a massive favor by paying back the title loan money on the agreed due date.

Put it this way: Don’t you hate it when you lend your friends some cash, only for them NOT to return the amount to you.

The same applies to these lenders. 

Also, it’s a great practice to pay your loans on time to avoid any potential troubles. Speaking of which…

So what happens if I don’t give back the money?

We’re sorry to break it to you; the chances of losing your car/chosen vehicle are SKY HIGH! 

That’s right!

Every single lender in Grand Rapids, Michigan, and America can repossess your car IF you don’t fulfill any of the terms and conditions (yes, that includes paying on time).

The Vehicle Title Loan Application Process: How to Apply for Auto Title Loans in Grand Rapids, MI

Do you understand any of the pointers you SHOULD remember before applying for title loans in the Grand Rapids, Michigan area?

If yes, you’re now ready for the next step: THE LOAN PROCEDURE!

Don’t panic! This won’t be a long list of dos and don’ts!

Instead, we’ve got a couple of doable steps that should help you secure that auto title loan in NO TIME! Let’s go over each step thoroughly. 

Step One: Fill Up the Application Form

All borrowers MUST accomplish this task for a chance to secure any of the available car title loans in Michigan or Grand Rapids.

Please DO NOT fake any of the information you will be writing in the respective fields. Doing so might reduce your chances of getting these title loans.

Call the hotline of your chosen title loan company or send them an email for any questions, clarifications, or concerns.

The end goal is for you to submit an honest and accurate form before proceeding to the next steps with your assigned lender.

Step Two: Submit Your Documents

Okay, so you’ve just finished completing the form, so what now?

It’s time to submit ALL the paperwork your lender will ask of you.

This is one of the MOST important steps when applying for a title loan in Grand Rapids, MI, and anywhere in the US, so please pay close attention.

Do note that NOT ALL lenders have the same set of requirements, so coordinate with the lender assigned to you for any extra documents.

In the meantime, here is the common list of documents you should prepare:

Personal Requirements

  • Proof of cash income (personal revenue, bank statements, pay slips, etc.)
  • Proof you live in Grand Rapids, Michigan (contact number, home address, caller ID, etc.)
  • Any government-issued ID (Driver’s license, US passport, Tax identification number, etc.)
  • Social Security Number
  • Referrals (Minimum of 2)

Car/Vehicle Requirements

  • The car/vehicle title
  • Your ACTUAL vehicle/car (NOTE: If you can’t bring your vehicle to your lender, pictures on ALL 4 sides should suffice)
  • Proof of car insurance (some lenders MIGHT NOT require, but it pays to have one just to be sure)

Step Three: Wait for Your Lender Finish Inspections

Now we understand if you hate the waiting game, but if we may enlighten you, “Good things come to those who wait.”

Your lender still needs to do some quick inspections to ensure you get the BEST possible deal.

Remember what we said about some lenders conducting credit checks? This is NOT the only thing they will inspect.

Each lender will be tasked to check your vehicle and its equity value. They will go over a couple of factors to determine how much cash you can borrow.

These include:

  • Vehicle model
  • Year of release
  • Make
  • Mileage

We highly encourage you to give your vehicle a quick car wash so that it looks presentable and tidy once you turn it over to any of the title loan companies in Grand Rapids.

Step Four: Bring Home the Cash!


You’ve reached the end of the line. It’s time to get your money and cover ALL those emergency expenses.

If you’re wondering how to receive the money, your lender will give it to you via hard cash, check, bank transfer, or direct deposit.

What Are Some Alternatives to Auto Title Loans?

You might be thinking to yourself, “Hmm, a title loan in Grand Rapids may not be the BEST option for me. Are there other loan options to consider?”

Thankfully, we have a couple of alternatives to title loans that can provide you much-needed cash.

Bank Loans

If you are looking for a more traditional method, try out bank loans.

They are deemed SAFER and MORE TRUSTWORTHY than title loans because the funds come DIRECTLY from the bank [R].

However, the trade-off is the WAITING TIME. Title loans will only take 1-2 days before you get the money.

The same CANNOT be said for a bank loan. Expect to wait weeks or even months before you can borrow money from the bank.

For context:

  • An unsecured loan: 1 week to 1 month
  • A secured loan: 2-3 months [R]

Student Loans

This goes out to all those who are currently studying at any university in Grand Rapids and Michigan. A title loan may not be ideal, especially if you don’t own a personal vehicle.

Instead, why not try out a student loan!

Basically, this loan type allows you to borrow money from the government or any private institution so that you have ENOUGH funds to pay your college tuition and other essential fees [R].

You will be required to fill up your personal and financial details on the Free Application for Federal Student Aid (FAFSA) form [R].

You will then turn this sheet over to your preferred school or university.

One similarity student and title loans have in common is the STRICT DEADLINES payment-wise. Failure to do so will result in long-term problems like [R]:

  • Loan status is set to ‘default’ and delinquent [R]
  • Higher interest rates
  • Loan amounts you owe will start to add up

Final Verdict: Should You Get a Car Title Loan in Grand Rapids, MI?

At the end of the day, it’s still your choice!

However, you might not have the luxury of time when trying to cover emergency expenses or urgent payments.

Sure, car title loans have their risks and drawbacks, but the pros outweigh the cons as long as you follow EVERY agreement you and your lender make.

So what are you waiting for?

Book that title loan to keep yourself financially stable and afloat!

Related Locations


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1804 Chicago Dr SW, Wyoming, Michigan 49519
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Grand Rapids, MI

3435 Plainfield Ave NE Ste 400, Grand Rapids, MI 49525
View Location

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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