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Title loans in Grand Rapids, MI

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Mon - Fri:

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10am - 4pm


International Car Audio LLC

2850 Division Ave S

Grand Rapids

49548 MI

Services available

Service type

GPS Installation Centers

All our loans are processed online. This location provides only GPS services, it does not issue loans

Start your loan process at this GPS Center

How it works


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Montana Capital Car Title Loans is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

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Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

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Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

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Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

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No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

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Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

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Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Grand Rapids, MI

Not having money in your pocket is practically EVERYONE’S WORST NIGHTMARE.

Thankfully, car title loans in Grand Rapids, Michigan, are here to help you wake up from this bad dream.

You should be on your way to addressing your cash needs as long as you have your ever-reliable vehicle, some essential documents, and a trustworthy lender.

Hop in as we aid you in securing that much-needed vehicle title loan/car title loan/auto title loan!

Important Reminders Regarding Car Title Loans

We know you’re BOTH relieved and excited to get started with the loan procedure, BUT we need to clarify some points first so that you make a well-informed decision.

These reminders are NOT meant to scare you or dampen your hopes of getting an auto title loan in Grand Rapids, Michigan.

Rather, we placed these reminders for you to maximize your car title loan experience WITHOUT any hassle or inconvenience. 

Credit Score May Play a Vital Role

Most loan companies will tell you that you won’t be rejected even if you have BAD CREDIT. However, this is NOT the case for ALL lenders across Grand Rapids, Michigan, and the rest of America.

Your lender MIGHT conduct a credit check to see whether you can pay the loan amount on the DUE DATE.

Some lenders MIGHT be stricter than others and NOT grant you loan approval if your bank account shows signs of bad credit.

What if I still get approved for a loan despite my poor credit situation? Then good for you!

However, note that those with higher credit scores across Grand Rapids, Michigan, might receive BETTER deals, lower interest rates, and a whole lot MORE money to borrow.

Generate Income By Any Means Necessary

Another way to prove to your lender you have the ability to repay the loan is by generating income.

Wait, so does that mean I need to get a job? 

Well, some loan lenders do check your employment status, but being employed is NOT NECESSARILY required!

There are multiple options for you to make ends meet between you and your lender [R]. These include:

  • Applying for part-time work/paid internships
  • Monetizing your Youtube videos (responsibly, of course)
  • Selling old or unused items and products

Doing any of these solutions should you generate ample income once it’s time to pay your respective loan amounts.

Use the Loan Proceeds WISELY

Last but not least, use the loan amounts given to you for the RIGHT reasons ONLY!

REMEMBER, the goal of securing title loans in Grand Rapids, MI, is to receive much-needed EMERGENCY FUNDS!

Using the cash for other uses like a luxurious vehicle or fancy dinner is NOT ideal.

So, where or how can I use the title loan given to me?  These are a few examples where a car title loan in Grand Rapids, Michigan, can come in handy:

  • Medical emergencies
  • Weekly groceries and other household needs
  • Travel expenses

Pay Your Title Loans ON TIME

Please do yourself and your lender a massive favor by paying back the title loan money on the agreed due date.

Put it this way: Don’t you hate it when you lend your friends some cash, only for them NOT to return the amount to you.

The same applies to these lenders. 

Also, it’s a great practice to pay your loans on time to avoid any potential troubles. Speaking of which…

So what happens if I don’t give back the money?

We’re sorry to break it to you; the chances of losing your car/chosen vehicle are SKY HIGH! 

That’s right!

Every single lender in Grand Rapids, Michigan, and America can repossess your car IF you don’t fulfill any of the terms and conditions (yes, that includes paying on time).

The Vehicle Title Loan Application Process: How to Apply for Auto Title Loans in Grand Rapids, MI

Do you understand any of the pointers you SHOULD remember before applying for title loans in the Grand Rapids, Michigan area?

If yes, you’re now ready for the next step: THE LOAN PROCEDURE!

Don’t panic! This won’t be a long list of dos and don’ts!

Instead, we’ve got a couple of doable steps that should help you secure that auto title loan in NO TIME! Let’s go over each step thoroughly. 

Step One: Fill Up the Application Form

All borrowers MUST accomplish this task for a chance to secure any of the available car title loans in Michigan or Grand Rapids.

Please DO NOT fake any of the information you will be writing in the respective fields. Doing so might reduce your chances of getting these title loans.

Call the hotline of your chosen title loan company or send them an email for any questions, clarifications, or concerns.

The end goal is for you to submit an honest and accurate form before proceeding to the next steps with your assigned lender.

Step Two: Submit Your Documents

Okay, so you’ve just finished completing the form, so what now?

It’s time to submit ALL the paperwork your lender will ask of you.

This is one of the MOST important steps when applying for a title loan in Grand Rapids, MI, and anywhere in the US, so please pay close attention.

Do note that NOT ALL lenders have the same set of requirements, so coordinate with the lender assigned to you for any extra documents.

In the meantime, here is the common list of documents you should prepare:

Personal Requirements

  • Proof of cash income (personal revenue, bank statements, pay slips, etc.)
  • Proof you live in Grand Rapids, Michigan (contact number, home address, caller ID, etc.)
  • Any government-issued ID (Driver’s license, US passport, Tax identification number, etc.)
  • Social Security Number
  • Referrals (Minimum of 2)

Car/Vehicle Requirements

  • The car/vehicle title
  • Your ACTUAL vehicle/car (NOTE: If you can’t bring your vehicle to your lender, pictures on ALL 4 sides should suffice)
  • Proof of car insurance (some lenders MIGHT NOT require, but it pays to have one just to be sure)

Step Three: Wait for Your Lender Finish Inspections

Now we understand if you hate the waiting game, but if we may enlighten you, “Good things come to those who wait.”

Your lender still needs to do some quick inspections to ensure you get the BEST possible deal.

Remember what we said about some lenders conducting credit checks? This is NOT the only thing they will inspect.

Each lender will be tasked to check your vehicle and its equity value. They will go over a couple of factors to determine how much cash you can borrow.

These include:

  • Vehicle model
  • Year of release
  • Make
  • Mileage

We highly encourage you to give your vehicle a quick car wash so that it looks presentable and tidy once you turn it over to any of the title loan companies in Grand Rapids.

Step Four: Bring Home the Cash!


You’ve reached the end of the line. It’s time to get your money and cover ALL those emergency expenses.

If you’re wondering how to receive the money, your lender will give it to you via hard cash, check, bank transfer, or direct deposit.

What Are Some Alternatives to Auto Title Loans?

You might be thinking to yourself, “Hmm, a title loan in Grand Rapids may not be the BEST option for me. Are there other loan options to consider?”

Thankfully, we have a couple of alternatives to title loans that can provide you much-needed cash.

Bank Loans

If you are looking for a more traditional method, try out bank loans.

They are deemed SAFER and MORE TRUSTWORTHY than title loans because the funds come DIRECTLY from the bank [R].

However, the trade-off is the WAITING TIME. Title loans will only take 1-2 days before you get the money.

The same CANNOT be said for a bank loan. Expect to wait weeks or even months before you can borrow money from the bank.

For context:

  • An unsecured loan: 1 week to 1 month
  • A secured loan: 2-3 months [R]

Student Loans

This goes out to all those who are currently studying at any university in Grand Rapids and Michigan. A title loan may not be ideal, especially if you don’t own a personal vehicle.

Instead, why not try out a student loan!

Basically, this loan type allows you to borrow money from the government or any private institution so that you have ENOUGH funds to pay your college tuition and other essential fees [R].

You will be required to fill up your personal and financial details on the Free Application for Federal Student Aid (FAFSA) form [R].

You will then turn this sheet over to your preferred school or university.

One similarity student and title loans have in common is the STRICT DEADLINES payment-wise. Failure to do so will result in long-term problems like [R]:

  • Loan status is set to ‘default’ and delinquent [R]
  • Higher interest rates
  • Loan amounts you owe will start to add up

Final Verdict: Should You Get a Car Title Loan in Grand Rapids, MI?

At the end of the day, it’s still your choice!

However, you might not have the luxury of time when trying to cover emergency expenses or urgent payments.

Sure, car title loans have their risks and drawbacks, but the pros outweigh the cons as long as you follow EVERY agreement you and your lender make.

So what are you waiting for?

Book that title loan to keep yourself financially stable and afloat!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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