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Title loans in Edmond

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Open hours

Mon - Fri:
Saturday:
Sunday:

9am - 7pm
10am - 4pm
Closed

All our loans are processed online. This location provides only Notary services, it does not issue loans

Title loans in Edmond

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
Cobble
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating
4.6

Address

Clarke Enterprise

21851 N. Horseshoe Rd

Edmond

73012 Oklahoma

Service type

Notary Public

Start your loan process at this Notary Public

How it works

Advantages

Our main
advantages

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

Benefits

Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Edmond: Your One-Stop Shop for Quick Cash

You are probably reading this because you are low in cash and do not have many options to get money.

One great way to solve that financial problem is to obtain a car title loan in Edmond, Oklahoma!

There’s NO NEED to be intimidated by long lines and complicated procedures because car title loans are effortless, quick, and hassle-free.

What Is So Great About Car Title Loans?

A car title loan or auto title loan is a short-term loan wherein lenders use your car title as collateral to secure your debt.

One advantage of getting car title loans is that you can still drive your car around during the ongoing loan application.

You see, lenders only temporarily hold the title of your vehicle, but you still have the freedom to use your auto and go to the store to get some groceries.

Another advantage is that auto title loans appeal to people with poor credit! Lenders do not usually conduct a credit check before approving the loan.

Yes, you do not need to worry about your credit score. Because even with poor credit, you can still be qualified to apply for car title loans.

If you are still not convinced, one upside of pink slip loans is that you do not need a bank account to apply! As long as you can show proof of income, you can apply anytime.

What Do I Need to Apply for Car Title Loans Here in Edmond?

Here are the usual requirements in applying for car title loans here in Edmond, Oklahoma:

  • Valid government-ID
  • Proof of residence
  • Proof of income
  • A car title registered under your name free from any lien

Why Do I Need to Show These Requirements?

You need to show the previously mentioned basic requirements to establish information such as your identity, ability to pay back the money borrowed, and vehicle ownership.

Lenders needed such documents to get information about the borrowers and to check their credibility.

For instance, a valid government-issued ID is required because Title Loans in Oklahoma law states that borrowers must be at least 18 years of age to be eligible.

You also need to prove that you are a resident of Edmond. This is to protect the lenders in case there is a default in payment.

If you cannot pay in time, a lender can go to your address and have your car repossessed.

Do I Need to Be Employed to Qualify for Car Title Loans?

No! Although employment is ideal to prove a stable income, you do not need to be employed to qualify for auto title loans.

You can also show proof of income through other kinds of benefits like alimony, retirement benefits, child support, or any source where you can get money.

How Does the Application Process in Title Loans Work?

The title loan process is straightforward and convenient. First, you have the option to apply physically or online.

If you apply online, you can contact any loan officer for your loan to be pre-approved. You can submit the documents online via email.

However, your vehicle will be subjected to service inspection. Thus, you still need to come to the physical store for your car to be inspected.

Physical application is also hassle-free. It only takes at least 15 minutes, and you can get your cash on the same day.

If you prefer a physical inspection, you can talk to our loan officers for any questions and discuss the loan terms. We will gladly help you and be of service.

Other Questions to Consider

Can I Still Apply for a Title Loan in Edmond Even if My Vehicle Has Pre-Existing Lien?

Unfortunately, you can not. It is an essential and indispensable condition for the loan application that your vehicle be free from liens and encumbrances.

This ensures that the loan officer has a sole claim over the vehicle in case of repossession. They do not need another lender or creditor fighting for the possession of your car!

How Much Can I Borrow in Applying for Title Loans in Oklahoma?

In Edmond, the maximum loan amount you can borrow is $500, while the minimum loan amount is $100.

The loan amounts lent to you also depend on the value of your vehicle. A lender may also base the loan proceeds on the value indicated in the Kelley Blue Book.

How High Can a Lender Fix Their Interest Rates?

Generally, title loans have interest rates fixed up to 25%. In Oklahoma, the MAXIMUM APR rate can go as high as 360.00%

However, in Edmond, you can pay for your title loan within 12-45 days, depending on the loan terms.

You might think that the interest is high, but the duration to pay is brief.

That is common for a title loan because a lender takes advantage of the high interest to ensure the high risk it takes to borrow their cash even if you have poor credit.

What Happens if I Cannot Pay on Time?

If you cannot pay on time, the loan company may use their security and repossess your auto. After repossession, they will sell the vehicle and apply the proceeds of the sale to your loan.

Conclusion: The Edge and Burdens of Obtaining a Title Loan

If all of the newly found information above does not convince you, maybe this list of pros and cons will!

Pros

  • Applying for title loans is quick and hassle-free.
  • You can get your cash on the same day.
  • Title loans do not discriminate against people without bank accounts.
  • You can drive your car around Edmond during the period of the loan.

Cons

  • Title loans have high rates of interest by nature.
  • Duration to pay is short despite the high interest.
  • Title loans are illegal in Edmond.
  • Risk of losing your vehicle if you cannot pay the money you borrowed on time.

The best perk of title loans is that you can borrow the money you need without waiting for a bank service to make credit decisions.

They do not require employment and having a bank account as a condition to apply for a loan. Hence, almost everyone who is at least 18 years old with a vehicle title can apply.

You can also get your money hassle-free!

The downside of title loans in Edmond is the high rates of interest with a short period to pay.

Since it only provides for a MAXIMUM OF 45 DAYS to pay back your debt, the risk of losing your auto is higher.

Everything in life has two sides. That includes title loans. As long as you can pay on time, you do not need to worry about the risk!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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