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Title loans in Detroit, MI

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Detroit, MI

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Detroit Sound Station

4805 Livernois


48210 MI

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Detroit, Michigan

Picture this!

You just finished making a long list of bills to pay. This has you asking, Where am I going to get the money to cover these expenses?

Well, you’re in luck because car title loans in Detroit are here to save the day.

Are you ready to address your financial issues? Continue reading to find out everything you need to know when trying to secure these cash loans.

Applying for Car Title Loans in Detroit, Michigan: A Complete Step by Step Process

Securing a cash loan from the bank or credit union will REQUIRE you to endure heavy traffic and long lines. 

Getting a car title loan (FUN Fact: you can also call it a title pawn) in Detroit, Michigan, WON’T require you to put up with any of this stuff.

All you have to do is follow these steps, and you’ll be on your way to walking away with a reasonable sum of money on your hands. 

Step 1: Research on the Different Title Loan Companies Across Detroit, MI

We know you’re excited to apply for auto title loans, but it pays to read up on the different lending companies to check out their PROS and CONS.

The last thing you want is to make your application at a company full of lenders ready to charge you exorbitant amounts.

It will also help to check out other reviews from borrowers to know what you are signing up for.

Step 2: Fill Out the Online Loan Application Form

Are you finished doing your research? Great job! Let’s go to the next step of the auto title loan process.

Accomplishing a loan application form might seem like a piece of cake (and don’t worry, it is), BUT be careful when filling up each field.

Make sure to answer as accurately and honestly as you can to avoid any future mishaps.

When in doubt, you can call the hotline of your preferred loan company for loan officers to answer ANY questions or clarifications.

You can also start asking about the following:

  • Interest rate
  • Loan amount
  • Equity value
  • Credit score

Step 3: Turn Over Your Requirements

Next up, you’ll be connected to your personal title loan lender.

Try to be on good terms with your lender from the get-go to avoid any miscommunication or conflicts throughout the title loan process.

The best way to do that is by submitting all the required paperwork your lender will ask from you.

The Actual Car Title

This may be self-explanatory, but we CANNOT stress this enough.

You can have the other requirements, but your lender WILL NOT grant your title pawn request WITHOUT the vehicle title. After all, it serves as collateral.

Also, the vehicle title MUST contain your official and legal name. Any other name WON’T be accepted.

Put yourself in the lender’s shoes. Do you think they will trust someone who has absolutely NO OWNERSHIP of the vehicle?

Your Car or Chosen Vehicle

Oh no! Will I have to surrender my car? Will I have to move around the state of Michigan barefoot?

Relax, Mrs. Doubtfire!

You STILL get to drive your car around the Detroit area. Lenders will need your vehicle to do a quick inspection.

Some might even be NICER by ONLY requiring images on all FOUR sides.

What will my lender inspect? Good question!

All they will do is check out the following to estimate the equity value and determine the loan amount you can borrow.

  • Make
  • Model
  • Year of release
  • Mileage

NOTE: Title loans are NOT LIMITED to cars only. You can turn over other vehicles like motorcycles, vans, SUVs, etc.

Other Requirements

We won’t go into detail with the next set of requirements, but these documents are still useful, especially if the lender wants to determine your ability to repay the loan amount.

NOT ALL lenders in Detroit, MI, have the same set of requirements, but here are the common documents you will need to prepare.

  • Proof of income (bank statements, revenue from your business, etc.)
  • Proof that you are a Detroit resident (Home address, landline number, etc.)
  • Valid government-issued ID
  • Social Security Card
  • Minimum of 2 character references

Step 4: Don’t Forget to Read the Terms and Conditions

Most title pawn applicants need the cash ASAP, so they sign the agreement immediately WITHOUT reading the terms and conditions.

Yes, we want you to get the money, but this is a huge NO-NO when applying for title loans in Detroit, Michigan, and anywhere else in America.

It pays to go over the list of guidelines briefly but thoroughly before making any agreements.

Remember, loan agents are ready to assist you, so do approach them to make any clarifications.

Step 5: The Money Is Yours

Ah yes, our FAVORITE PART! Your lender will now turn over the money to you!

How can I receive my cash, though? Take a look at some of these claiming options Detroit lenders offer.

  • Bank transfer
  • Direct deposit
  • Cash on delivery 

What Are the Different Uses of Car Title Loans?

You might be asking yourself the following questions:

  • Where do the title loan proceeds go?
  • How can I use the borrow I secured from title loans?

Well, the money is yours for the time being, but we highly encourage you to spend it wisely. Splurging it on lavish items and personal “wants” MAY NOT be the best place to put your loans.

Here are several REAL-LIFE situations where title loans come into play.  

Education Purposes

Are you currently in the middle of your college years? Do you need the funds to pay off your tuition and other miscellaneous fees?

These loans are here to help you pay off all REQUIRED expenses. You won’t have to skip school or take a gap year to save up for enrollment.

DISCLAIMER: Title loans ARE NOT similar to student loans. Most lending companies DO NOT offer the latter. 

Emergency Medical Bills

A hefty hospital bill is another situation where a car title loan comes in handy.

Earning your own money is admirable, but you need to realize this is a LIFE or DEATH situation.

Having fast money on your hands is a MUST for situations like these, and securing a title loan in Detroit does just that!

Traveling Purposes

We know there will be instances where you will have to leave the Detroit or Michigan area for a business trip or family vacation.

Title loans can cover a huge sum of expenses like airfare, AirBnB lodging, food, etc. 

What to Watch Out for When You Get a Title Loan in Detroit, MI

Unfair Title Loan Lenders in Different Parts of Detroit

Watch out for these types of people AT ALL times.

Sometimes, you MIGHT stumble upon an abusive lender in Detroit that charges you prepayment penalties, high-interest rates, you name it! 

Like we said earlier, research is the key if you want to claim your title loans PEACEFULLY and FREE FROM CONFLICTS.

However, you might want to brush up on the Auto Title Loans Consumer Alert should you encounter any problems along the way.

Bad Credit = No Guarantee of Getting a Title Loan

Most loan companies WILL conduct a credit check to determine your ability to pay the collateral loan on time.

Your chances of getting a title loan in Detroit might get diminished if you have BAD CREDIT.

Let’s say you still secure any of the available title loans despite your low credit score. The amount you can borrow will be MUCH LESS than those with good credit scores.

Car Repossession

What happens if you don’t pay your title loans on time?

We’re sorry to bring some bad news, but there is a HIGH likelihood you will lose your car.

REMEMBER: Your lender will use your selected vehicle as COLLATERAL, so you better pay up on the agreed due date.

If you’re unsure whether you can repay the borrowed cash, you might want to do away with title loans and look for other options in Detroit.

Final Words

There you have it! You are now fully equipped with ALL the essential information and details needed when applying for title loans.

Always keep in mind ALL the requirements and details we discussed for a successful loan process.

Good luck securing that car title loan in Detroit, Michigan, and may you cover up all those expenses in an instant!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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