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Home > Michigan > Detroit, MI

Title Loans in Detroit , MI

How much cash can i get

Find out now. It's fast, secure & free!

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Location Information:

MC representative


4805 Livernois
MI   48210

Working hours

Mon - Fri: 9am - 7pm

Saturday: 10am - 5pm

Sunday: Closed


Title Loans up to $50,000


Montana Capital Car Title Loans Reviews

Faced with an urgent expense, I searched for 'auto title loan places near me' and discovered this treasure. Their efficient approach and pleasant staff made a difficult situation much more manageable.
Xavier J.
Xavier J.
I had an exceptional experience with a direct lender for bad credit loans. The application process was straightforward, and their team went above and beyond to provide me with a personalized solution that helped improve my financial... situation. I appreciate their transparency and efficiency, making them my go-to choice for anyone seeking a reliable direct lender with bad credit options.read more
Daphne W. B.
Daphne W. B.
I was in search of a prompt financial solution, and this reputable loan company delivered precisely that with their convenient check and title loan option. The entire process was seamless, with a courteous and supportive staff. They took... the time to explain all the terms thoroughly, ensuring my understanding, and I obtained the necessary funds without encountering any obstacles. Thank you so much!!read more
Nadine P.
Nadine P.
I needed a quick financial solution, and this loan company provided exactly that with their check and title loan option. The process was straightforward, and the staff was friendly and helpful. They made sure I understood all the terms,... and I got the cash I needed without any hassle.read more
Kim H.
Kim H.
When time was of the essence, I needed to find the nearest title loan provider. Luckily, the loan company had a branch just a few blocks away. Their proximity saved me valuable time and allowed me to secure the loan quickly!
Joy F.
Joy F.
Even though my car had a salvage title, this company worked with me on getting a loan for a salvage title car. They took the time to understand my situation. I was able to use my car as collateral for some quick cash when I really needed... it.read more
Mildred R.
Mildred R.
I was on the hunt for "title loans without proof of income near me" and stumbled upon this gem of a loan company! Let me tell you, their team worked wonders and saved the day! They understood my financial needs and provided excellent... service. So glad I found them, highly recommend!read more
Janice H.
Janice H.
I was in a situation where I needed assistance to pay off my title loan. Thankfully, I found a loan company that specializes in helping individuals like me. They provided me with the necessary funds to pay off my existing title loan,... alleviating the financial burden. I am grateful!!read more
Melanie C.
Melanie C.
When I needed cash urgently, title loans in Detroit from this company saved the day. They offered a fair loan amount and a transparent process that put my mind at ease.
Harriet S.
Harriet S.
Since I started using title cash loans more than five years ago, they have always been exceedingly courteous and professional. When I needed extra money, they always assisted, and their loans were always quite reasonable.
Norma L.
Norma L.
My recent attempt to obtain a loan from "Montana Capital Car Title Loans" was successful. I had little trouble filling out the application, and I immediately received the money I required.
Cory P.
Cory P.
The loan company's apr loan calculator services are excellent. They have helped me to calculate my loan payments and manage my finances better. The service is very user-friendly and I would recommend it to anyone who needs help with loan... payments.read more
Mollie B.
Mollie B.
The staff at this loan company are professional and courteous. They explained the entire process to me and made sure I understood everything before moving forward. I appreciated that they were able to get me the money I needed quickly and... with little hassle. I would definitely recommend this company to anyone in need of a loan.read more
Fannie W.
Fannie W.
I was in a desperate situation at the time when I needed the money most. My girlfriend had left me, taking my car with her, and I had just lost my job. The next day, I turned to their loan agency for help and they were there for me. They... got me a title loan for an amount that was perfect for my situation, so now I have enough to get my car back from her and start looking for another job!read more
Katrina R.
Katrina R.
I was really struggling to find a lender who would give me a loan with my bad credit history. But this company was really helpful and offered me a loan with a great interest rate. I'm really thankful to them!
Rochelle K.
Rochelle K.
We were very pleased with the title loan services that this company provided to us. They were very professional and efficient, and we were able to get the loan we needed in a very timely manner. We would definitely recommend this company... to anyone in need of a title loan.read more
Francis F.
Francis F.
I was struggling with my finances and needed help through cash time title loans. Fortunately , I found this company that helped me to get the money that I needed. The application process was simple and fast, the rate was reasonable, and... the payment options were flexible!read more
Irma P.
Irma P.
Thanks for the excellent loan service that I applied for. Your prompt response, clear answers to all my questions and efficient review of documents made me able to get the money in a very short time. Best place for payday loans near me
Tina A.
Tina A.

3 Easy Steps to Get a Car Title Loan in Detroit, MI

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Apply either online or by phone. Montana Capital is here to help you get the cash loan of your car title fast and secured!

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Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

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Car Title Loans

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The vehicle’s title

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  • Apply online or call us
  • Get approved
  • Visit GPS Installation Centers if needed
  • Get the cash loan
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Car Title Loans in Detroit, Michigan

Picture this!

You just finished making a long list of bills to pay. This has you asking, Where am I going to get the money to cover these expenses?

Well, you’re in luck because car title loans in Detroit are here to save the day.

Are you ready to address your financial issues? Continue reading to find out everything you need to know when trying to secure these cash loans.

Applying for Car Title Loans in Detroit, Michigan: A Complete Step by Step Process

Securing a cash loan from the bank or credit union will REQUIRE you to endure heavy traffic and long lines. 

Getting a car title loan (FUN Fact: you can also call it a title pawn) in Detroit, Michigan, WON’T require you to put up with any of this stuff.

All you have to do is follow these steps, and you’ll be on your way to walking away with a reasonable sum of money on your hands. 

Step 1: Research on the Different Title Loan Companies Across Detroit, MI

We know you’re excited to apply for auto title loans, but it pays to read up on the different lending companies to check out their PROS and CONS.

The last thing you want is to make your application at a company full of lenders ready to charge you exorbitant amounts.

It will also help to check out other reviews from borrowers to know what you are signing up for.

Step 2: Fill Out the Online Loan Application Form

Are you finished doing your research? Great job! Let’s go to the next step of the auto title loan process.

Accomplishing a loan application form might seem like a piece of cake (and don’t worry, it is), BUT be careful when filling up each field.

Make sure to answer as accurately and honestly as you can to avoid any future mishaps.

When in doubt, you can call the hotline of your preferred loan company for loan officers to answer ANY questions or clarifications.

You can also start asking about the following:

  • Interest rate
  • Loan amount
  • Equity value
  • Credit score

Step 3: Turn Over Your Requirements

Next up, you’ll be connected to your personal title loan lender.

Try to be on good terms with your lender from the get-go to avoid any miscommunication or conflicts throughout the title loan process.

The best way to do that is by submitting all the required paperwork your lender will ask from you.

The Actual Car Title

This may be self-explanatory, but we CANNOT stress this enough.

You can have the other requirements, but your lender WILL NOT grant your title pawn request WITHOUT the vehicle title. After all, it serves as collateral.

Also, the vehicle title MUST contain your official and legal name. Any other name WON’T be accepted.

Put yourself in the lender’s shoes. Do you think they will trust someone who has absolutely NO OWNERSHIP of the vehicle?

Your Car or Chosen Vehicle

Oh no! Will I have to surrender my car? Will I have to move around the state of Michigan barefoot?

Relax, Mrs. Doubtfire!

You STILL get to drive your car around the Detroit area. Lenders will need your vehicle to do a quick inspection.

Some might even be NICER by ONLY requiring images on all FOUR sides.

What will my lender inspect? Good question!

All they will do is check out the following to estimate the equity value and determine the loan amount you can borrow.

  • Make
  • Model
  • Year of release
  • Mileage

NOTE: Title loans are NOT LIMITED to cars only. You can turn over other vehicles like motorcycles, vans, SUVs, etc.

Other Requirements

We won’t go into detail with the next set of requirements, but these documents are still useful, especially if the lender wants to determine your ability to repay the loan amount.

NOT ALL lenders in Detroit, MI, have the same set of requirements, but here are the common documents you will need to prepare.

  • Proof of income (bank statements, revenue from your business, etc.)
  • Proof that you are a Detroit resident (Home address, landline number, etc.)
  • Valid government-issued ID
  • Social Security Card
  • Minimum of 2 character references

Step 4: Don’t Forget to Read the Terms and Conditions

Most title pawn applicants need the cash ASAP, so they sign the agreement immediately WITHOUT reading the terms and conditions.

Yes, we want you to get the money, but this is a huge NO-NO when applying for title loans in Detroit, Michigan, and anywhere else in America.

It pays to go over the list of guidelines briefly but thoroughly before making any agreements.

Remember, loan agents are ready to assist you, so do approach them to make any clarifications.

Step 5: The Money Is Yours

Ah yes, our FAVORITE PART! Your lender will now turn over the money to you!

How can I receive my cash, though? Take a look at some of these claiming options Detroit lenders offer.

  • Bank transfer
  • Direct deposit
  • Cash on delivery 

What Are the Different Uses of Car Title Loans?

You might be asking yourself the following questions:

  • Where do the title loan proceeds go?
  • How can I use the borrow I secured from title loans?

Well, the money is yours for the time being, but we highly encourage you to spend it wisely. Splurging it on lavish items and personal “wants” MAY NOT be the best place to put your loans.

Here are several REAL-LIFE situations where title loans come into play.  

Education Purposes

Are you currently in the middle of your college years? Do you need the funds to pay off your tuition and other miscellaneous fees?

These loans are here to help you pay off all REQUIRED expenses. You won’t have to skip school or take a gap year to save up for enrollment.

DISCLAIMER: Title loans ARE NOT similar to student loans. Most lending companies DO NOT offer the latter. 

Emergency Medical Bills

A hefty hospital bill is another situation where a car title loan comes in handy.

Earning your own money is admirable, but you need to realize this is a LIFE or DEATH situation.

Having fast money on your hands is a MUST for situations like these, and securing a title loan in Detroit does just that!

Traveling Purposes

We know there will be instances where you will have to leave the Detroit or Michigan area for a business trip or family vacation.

Title loans can cover a huge sum of expenses like airfare, AirBnB lodging, food, etc. 

What to Watch Out for When You Get a Title Loan in Detroit, MI

Unfair Title Loan Lenders in Different Parts of Detroit

Watch out for these types of people AT ALL times.

Sometimes, you MIGHT stumble upon an abusive lender in Detroit that charges you prepayment penalties, high-interest rates, you name it! 

Like we said earlier, research is the key if you want to claim your title loans PEACEFULLY and FREE FROM CONFLICTS.

However, you might want to brush up on the Auto Title Loans Consumer Alert should you encounter any problems along the way.

Bad Credit = No Guarantee of Getting a Title Loan

Most loan companies WILL conduct a credit check to determine your ability to pay the collateral loan on time.

Your chances of getting a title loan in Detroit might get diminished if you have BAD CREDIT.

Let’s say you still secure any of the available title loans despite your low credit score. The amount you can borrow will be MUCH LESS than those with good credit scores.

Car Repossession

What happens if you don’t pay your title loans on time?

We’re sorry to bring some bad news, but there is a HIGH likelihood you will lose your car.

REMEMBER: Your lender will use your selected vehicle as COLLATERAL, so you better pay up on the agreed due date.

If you’re unsure whether you can repay the borrowed cash, you might want to do away with title loans and look for other options in Detroit.

Final Words

There you have it! You are now fully equipped with ALL the essential information and details needed when applying for title loans.

Always keep in mind ALL the requirements and details we discussed for a successful loan process.

Good luck securing that car title loan in Detroit, Michigan, and may you cover up all those expenses in an instant!

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3700 E 8 Mile Rd Rear B, Detroit, MI 48234
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Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for a free quote

Select the amount of cash you want

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