Title Loan Activity in the 94014 Area
8
Loans Funded
$7,704
Average Loan Amount
2018
Average Vehicle Year
Recent Loans Near 7070 Mission St.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Kia | Sedona | 81,901 | $7,486 |
| 2021 | Toyota | Camry | 95,500 | $6,015 |
| 2018 | Mercedes-Benz | E-Class | 225,000 | $4,928 |
| 2014 | Lexus | IS 350 | 46,000 | $16,000 |
| 2016 | Jeep | Wrangler | 40,000 | $5,122 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($3,121 avg), Lexus ($17,365 avg), Jeep ($5,122 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Daly City
The smallest recent title loan near 94014 was $797 for a 2018 Toyota Sienna with 100,000 miles. Across 8 loans in this area, amounts start as low as $797. Your loan amount depends on your vehicle’s current market value.
Toyota is the most common vehicle among title loan borrowers in the 94014 area, with 3 loans funded. The average loan amount for a Toyota here is $3,121, with an average of 90,143 miles on the odometer.
Yes, title loan interest rates are typically higher than personal loans or credit cards for borrowers with good credit. California caps rates at approximately 39.6% APR for loans between $2,500 and $10,000. Title loans trade lower cost for faster access and no credit requirement.
If you cannot repay your title loan in Daly City, here is what California law allows and requires:
Repossession without advance warning once the loan is in default
Notification to you before any sale of the vehicle
Right to reclaim the car by paying the outstanding balance before the sale
