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Title loans in Covington

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All our loans are processed online. This location provides only GPS services, it does not issue loans

Title loans in Covington

In just a day, I was able to get my bad credit loan approved, which made it possible for me to pay off some debt. The customer service you provided was also excellent. Thank you so much!
Thelma Garcia
04:45 12 Nov 21
A smooth process for applications and approvals! My consultant kept in touch with me throughout the emergency loans in North Hollywood. My application was approved quickly with a very competitive interest rate.
Kevin Thompson Jr.
06:16 26 Oct 21
No matter how many issues I've encountered, they've always helped me, and have ensured that the loan process goes as smoothly as possible. This company gives personal loans for people with bad credit. You guys are great!
Guerrero Strong
17:47 29 Jun 21
They treat me like family I love the customer service here. I would recommend to anyone needing a quick payday loans.👍👍
valdez preston
16:35 03 Jun 21
Montana great to work with on our recent car title loans. Everyone is extremely knowledgeable, quick to respond, and very reliable. Highly recommend this company.
crystal estrada
22:59 26 May 21
As a first-time borrower, I anticipated that obtaining this loan would be extremely stressful. Obtaining a loan is never a pleasant experience, but it is what it is. Montana Capital Car Title Loans did an excellent job of calming me down and assisting me in making the best decision for my future. Thank you.👍
Aleena Angela
11:55 29 Apr 21
It's seriously impossible to find service as good as you get from Montana Capital Car Title Loans! They work with and for their customers to get you what you need. Truly amazing I fell in love with them!
Brynn Hammond
12:20 15 Mar 21
Montana Capital provided excellent communication and they guided us through our loan application every step of the way. They made it feel really easy.
Steven L. Moss
06:10 12 Feb 21
I was too upset to even think right when I applied for fast money from Montana Capital Car Title Loans. I guess I gave some goofy answers on the application, because Ramona called me right up to walk me through the process. She was super sweet and helpful.
Danny Echols
06:55 27 Dec 19
I gave 1 🌟 because Montana capital stressed me out I had to make my July payment in August due to me having to bury my son Montana capital did not understand I asked for and extension on my August payment and they still said I had to pay .I have became homeless do to me laying my son to rest.montana capital did not care .thanks Montana capital for really stressing me out doing the time of losing my son
Maria Moore
16:58 16 Aug 19
Best thing to do is sell your car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell. Crazy. Theives they are super nice of course. They try to convince whatever it takes. Also if u must get it. Keep saying no thanks and they lower and lower the payment
Cesar Moreno
20:02 19 Apr 19
Best thing to do is sell it car and pay a new car and not them. I borrowed 6k. 3 years later I already paid them 11k and my balance is still 5300. How on the hell.
Cesar Moreno
19:43 19 Apr 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying 🤥 like a mf.
Joshua Freeman
19:48 15 Jan 19
This place is not worth it. You’ll loose a lot of money you gotta be completely desperate to take a car title loan out from this place. Example my aunt took out a 2600 loan paid over 5,000 she called to see how much she owed they said over 3,000 do the math folks is this really worth it hell no. I repeat go somewhere else that doesn't charge 2 arms and a leg in interest. How can you just be paying interest and no capital sh*t makes no since? I'm warning you people don't go here. And the people saying how great this place is, is lying ???? like a mf.
Joshua Freeman
19:47 15 Jan 19
Kyle is a great constomer service rep. He is alway there to help me on my payment is is friendly and prompt. What I really like about these guys is when I call, there is no wait time.
Max Morgan
20:02 26 Jul 18
Jonathan is the customer service rep that I always talk to. He always treats me nice and is fast and effectiant.
18:40 05 Jun 18
I needed fast cash due to my wife having a health issue. They got me the amount that I needed and the process was fast. No hold ups. When I call to make a payment I always ask for Jonathan and he is always friendly and assists me very professionally.
Joe Cheuvront
19:50 25 Apr 18
Excellent customer service, fast response.
cynthia rojas
21:01 14 Apr 18
Kiara made it really simple for me, having everything done in an record time, excellent costa service!
JuNiM RoSa
23:09 12 Apr 18
Very helpful. Nice and efficient.
Natasha John Powers
23:35 11 Apr 18
One person handles you professionally. His name is Kiel. Johnathan and Daniel are very rude and very unhelpful. Do not allow them to assist you. They are very unprofessional!
muriel jones
18:24 02 Apr 18
Great place when you are ready to do a title loan. Montana tells you to pay it off as quickly as possible so you do not incur too many payments, but if you have to make a loan, this is the place. Speak to Kyle F, he is the very best! Very professional, informative and very courteous and kind! Thank You Montana!
muriel jones
21:48 27 Mar 18
These people are criminals. The F.B.I. has a case on this company. If you have any information regarding your experience with Montana Capital Car Loans please respond with your information. Thank you.
Julius Schreck
22:07 26 Mar 18
Great customer service with Kiara, made my transaction very smooth and quick in about 1 hour.
Erica Hurtado
20:03 22 Feb 18
I deeply appreciate the help and kindness.I will refer people to get a Title Loan from Montana Capital.
Tammy Work
20:58 13 Oct 17
Simple and easy process very friendly and prompt, so far so good — better than other places no complaints
Elyce Hastings
18:00 21 Sep 17
Quick and friendly. Rates were better than other title loan companies I've tried. They were helpful and informative and processed my information in no time.
Rebecca Richardson
20:56 15 Apr 17
Great expeience. Very helpful staff! Easy process and it all can happen in the same day!
Lale Weier
23:20 27 Jan 17
These people were fast with the decision process and very polite. Everything above board would recommend to anyone.
Al Delarosa
18:48 19 Dec 16
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Life With Mrs Clark
22:41 10 Sep 15
Kira helped me in April 2014. I needed quick help. The interest rate was high...but as a business man, I understand their exposure to risk. I did the loan. It was quick once verifications were complete (same day/several hours) and I was on my way in my car with check in hand. Best to pay off this loan quickly knowing a chunk of $ is coming in to you to clear the loan...otherwise the burden of monthly payments at high interest could be overwhelming if stretched out. Montana reps tell you this...they are upfront, friendly and professional. If you are at a place of 'last resort'...then do business with Montana! I may use them again, soon, as a quick 'bridge loan' and pay them off quickly, as before. This is the BEST way to do it. Ron
Ron Vale
23:35 12 Jul 14
It's tough when you're stuck with limited options for a quick loan. If your only option is a car title loan, this is an honest place with nice people who will work with you. The place is in an industrial area, but the offices are clean. The people here are well organized and friendly. They can set up automatic monthly payments. They are quick to answer their phones too.
Erica Fleming
19:39 29 Jan 14
Google Rating


Fort Mitchell Garage

1420 Dixie Hwy


41011 Kentucky

Service type

GPS Installation Centers

Start your loan process at this GPS Center

How it works


Our main

Montana Capital is one of the most flexible and trustworthy finance houses in the great sun-soaked city of Los Angeles, California. While there are many things that set Montana Capital apart from its competitors, here’s what customers should know about Montana Capital's differences.

Great customer service

No other financier will give you better customer service, and many of them won’t give you the time of day.

Loans for low credit score

Montana Capital has a reputation for working with customers with all sorts of credit score.

Simple application process

With options to apply online or to apply via phone, Montana Capital won’t let you wait forever until you get a response.

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want


Why you should choose us

Our goal is to provide you the maximum cash value with a payment plan that works for you, along with the an outstanding customer service. Our loans have helped give them the boost they need to get ahead in life.

No prepayment penalties

and no hidden fees. We don’t believe in these! Payoff your loan whenever is best for you. Your first payment will only be due 30 days from the day of your contract and in monthly installments afterward.

Bad credit is okay

Our loan approvals are based more on your ability to pay back the loan. We believe in helping everyone get ahead, regardless of credit! Check us out Today!

Best customer service

we have attentive title loan agents waiting by to help you today. Give us a call at 800-700-8900

Car Title Loans in Covington, Kentucky

Feeling stuck in tough financial times can be a REAL STRUGGLE, especially without the right support. These challenges sometimes come when we least expect them, too!

While people usually opt for a loan application from large financial institutions like a credit union, they may encounter some obstacles like long queues, processing times, and even loan application denial.

FORTUNATELY, there are loan services in Covington, KY where you could get alternative lending options through car title loans!

Why Get a Title Loan?

Unlike banks, a title loan lender in Covington won’t keep you waiting in a long queue through a quick and easy process to help you with your finances.

Ready to find out more about Covington car title loans? Keep reading to find out more about the loan process from these lenders!

How to Apply for Car Title Loans in Covington: A Step-by-step Guide

So now you’ve probably decided to take the leap for a car title loan! We assure you: IT’S A SIMPLE PROCESS for you in Covington!

Usually, you just need to follow these 3 steps to start applying for one today:

Apply Online

The first crucial step in the loan application process is to provide the lenders necessary information!

Just make sure you fill up the online form with all of the correct info required to get the title loan.

REMEMBER: Entering the right information required will make the entire application process easier for you!

After you send your application form, the lender business experts will contact you to discuss and verify your information, interest rate percentage, and other loan terms like possible credit checks.

Verify Your Car Title

After checking your proof of eligibility requirements, the title loans lender will then verify your car title and assess the market value of your vehicle.

Basically, this will determine the amount of money you’ll get from the title loan that you’re applying for.

Get The Cash

Once everything’s settled and approved comes the BEST PART…

You get to collect your money!

Well, that is if you’ve successfully passed the requirements for the loan, of course. Just keep in mind to remember the terms and conditions of the loan, then everything will be smooth sailing from there!

What Are the Requirements to Get Car Title Loans?

Now, you may be wondering: “What are the stuff I need to get one of those auto title loans?”

Well, we got your back! To make it easier for you, we made a simple list of documents that you can prepare.

  • A clean car title document
  • Car insurance document
  • Proof of Income
  • Proof of Residence
  • Social Security ID
  • Pictures of your car (don’t forget to take photos of all sides and including the odometer, too.)

Having these on the ready can help you save more time and not scramble for them once the lenders look for these documents to process your loan. They just need proof that you can pay the loan back!

Once the condition of your car is verified, the lender will then ask you to sign the agreement forms before you get your cash.

How Much Can I Borrow for a Car Title Loan?

Of course, the most important question a LOT of you may be wondering about is how much money can you get from auto title loans.

Basically, the amount of money you can get from the Covington lenders depends on the value of your car and how soon you could pay back the money you borrowed.

The value is then determined by the condition and other miscellaneous things included in the car.

After these factors are considered and discussed by you and the lender, they will then make an offer for your loan amount.

TYPICALLY, the offered money for the loans can be up to 50% of the car’s value! It’s best to keep that in mind.

What Is a Car Title Loan?

To keep things simple, a car title loan (or sometimes called pink slip loans) is a loan process where you can exchange the title of your car for cash, without actually surrendering the car.

Auto title loans are quite familiar and popular to a LOT of people because of how SIMPLE and RELIABLE these loans are to process.

FAST FACT: You can get car title loans in as quick as a day of processing and approvals! It’s an EASY and SIMPLE loan process for individuals in Covington!

So if you’re in quick need of cash, considering pink slip loans is the way to go!

Who Should Get a Car Title Loan?

The answer to this question is QUITE SIMPLE, really!

Car title loans are ideal for people who want FAST MONEY in the most uncomplicated method possible. For individuals who need money for an emergency or debt management, this is the way to go!

You won’t lose access to your vehicle, too, so it’s basically just your car title up for collateral in exchange for cash.

So yes, you can still basically ride around your home town of Covington while your car’s on a loan!

So if you don’t mind temporarily trading in your vehicle title in exchange for a percentage of your car’s value for a loan, then don’t hesitate!

How Will My Car be Valued for Title Loans?

So you may be wondering how your car title gets priced for your loan, huh? It’s actually quite basic!

Just remember these 5 main things that lenders consider to get the value of your car:

  • Year of Vehicle Release
  • Make of the Vehicle
  • Model of the Vehicle
  • Mileage of the Vehicle
  • Miscellaneous Features


What Are the Advantages of Car Title Loans?

Getting a title loan from your vehicle can be an AMAZING SOLUTION for you with these benefits!

You Get Fast Money

With car title loans, you get the cash you need in NO TIME, especially if you need it urgently! As long as your vehicle fits the standards and after a few questions from the lender, the cash will be loaned to you!

You Can Still Use Your Car

One of the best parts of car title loans is you CAN STILL USE YOUR CAR!

The lender doesn’t withhold your car so you can still drive around for errands and travels. It will only be the car title up for collateral in exchange for money, not the vehicle itself.

NOTE: Make sure you still pay the money back in time though, to avoid any headaches along the way!

Quick Processing Time

The highlight of a vehicle title loan and one of the reasons why a LOT of individuals prefer this kind of loan is that it’s QUICK!

It doesn’t come with a long list of requirements, lengthy credit score questions, and other procedures. All you need is to turnover basic documents and surrender your car title as collateral for money.


Do Car Title Loans Require Credit Checks?

One of the biggest differences between a bank loan and a title loan is that it’s much more relaxed when it comes to credit checks!

Some title loans don’t always turn down individuals with bad credit found in their credit history during a credit check.

Typically, a title loan lender business advertises itself as ACCESSIBLE financial assistance, regardless of your credit score.

As long as your vehicle has enough equity value and meets the specifications needed, you’re ALL GOOD to get the loan amount that you need!

KEEP IN MIND: A bad credit score doesn’t mean you’re guaranteed the money! Lenders still make sure that you’re capable of paying off the loan. However, this will come with a higher interest.

How Are Auto Title Loans Done?

After applications, a series of questions for personal information, and MAYBE some credit score checks like a credit union or bank, title loans are officially initiated.

Keep in mind these things to remember during the title loans processing:

  • They may ask you to bring in your car, your insurance, a photo ID, and even an extra set of keys to finalize the application and vehicle appraisal.
  • Once the contract is signed, and you agree with the amount of money and interest rates, you surrender your vehicle title.
  • Repayment of the amount (plus the agreed interest rate) can be done by personal deposits to the lender or through your bank account.

Be wary, though! If you don’t pay back your loan on time, the title loans lender can repo your car to get their money back.

ALWAYS MAKE SURE to pay on time to avoid headaches like this. Select and agree upon a flexible scheme that fits both your needs and ability to pay back with the lender for the loan!

Do I Need a Bank Account for a Car Title Loan?

If you’re worried that you need an account in the bank to initiate the loan process for a title loan, the good news is that YOU DON’T in most cases!

It all depends on which state you’re in, too! Since you’re in Covington, you most likely wouldn’t need one. The only state which requires a bank account for title loans is Florida.

Can I Get Title Loans if I’m Still Paying for the Vehicle?

Being stuck in a financial rut while still paying for your dream ride can be a REAL HASSLE, especially during times of emergency.

The good news is, if you need quick cash for immediate use, you can still get title loans! As long as you have proof that you’re capable of paying for the loan, you can!

It’s best to contact the loan companies in Covington to see which option is right for you.


Getting title loans in the city of Covington is easy and accessible, especially if you’re in need!

You just need to turn over your ID and some documents as requirements, let the lenders appraise your vehicle, and get the money you need!

We hope this guide helped you out in getting the loan you need, today!

So, why wait? Apply now for a title loan in Covington, Kentucky!

Have a bad credit score?
We will help you!

It’s not that hard as you think! Getting started
is just one click or phone call away

A few simple steps for
a free quote

Select the amount of cash you want

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